BSPE Legal Marketing Podcast

What’s the 90/180-Day Rule Under NY Insurance Law § 5102(d)? - Keetick L. Sanchez

Keetick L. Sanchez Season 5 Episode 343

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From K L Sanchez Law Office, P.C. - What’s the 90/180-Day Rule Under NY Insurance Law § 5102(d)? explains how New York’s no-fault serious injury threshold may affect accident victims seeking pain and suffering damages after a motor vehicle accident. The podcast discusses NY Insurance Law § 5102(d), § 5104, the 90/180-day rule, and how a medically determined injury or impairment can limit someone’s customary daily activities during the first 180 days after an accident. 

This episode features key legal concepts, including the “substantially all” standard, Licari v. Elliott, Pommells v. Perez, summary judgment motions under CPLR § 3212, IME reports, no-fault benefits, basic economic loss under Insurance Law § 5102(a), and the importance of treatment records. It also explores how documentation from treating physicians, employer leave records, school absence records, caregiver testimony, and personal activity journals may support a serious injury claim.

Listeners will hear how Queens personal injury attorney Keetick L. Sanchez and K L Sanchez Law Office, P.C. help accident victims evaluate medical records, treatment history, daily activity limitations, treatment gaps, and defense challenges. The discussion also covers injuries such as soft-tissue injuries, herniated discs, torn ligaments, and other non-permanent conditions that may qualify when supported by medical evidence and specific functional limitations.

Serving Queens, Jackson Heights, Elmhurst, Woodside, Corona, and nearby New York City communities, K L Sanchez Law Office, P.C. provides guidance for people concerned about New York’s serious injury threshold, treatment gaps, unfavorable IME reports, and preserving evidence during the crucial 180-day window. The episode also shares practical steps after an accident, including seeking medical care, filing a no-fault claim, preserving work records, following physician instructions, and contacting the office at (646) 701-7990.


K L Sanchez Law Office, P.C.

37-06 82nd St #304, Jackson Heights, NY 11372

(646) 701-7990

https://www.google.com/maps?cid=2729652254808699760