Episode Player

Boundaries and Financial Risks

Interior Design Business

Interior Design Business
Boundaries and Financial Risks
Feb 07, 2026 Episode 183
Terri Taylor

Still taking 50% deposits on product orders? That’s a financial risk you can’t afford.
 In this episode of the Interior Design Business Podcast, I’m sharing a real story of how one designer nearly lost her business because of outdated payment practices, and how to fix it with one simple boundary.

You’ll learn why half-down payments no longer protect you, what your letter of agreement should say, and how shifting your mindset around money and risk can completely change your business.

In this episode, I cover:

  • A true story of a designer left holding $60K in product debt
  • What happens legally when a client dies mid-project
  • Why 50% down payments leave you financially exposed
  • The only contract terms that actually protect you
  • How to ask for 100% upfront without fear
  • The mindset shift that eliminates risk and builds confidence
  • Why people-pleasing has no place in your purchasing process

Show notes are available at interiordesignbusinessacademy.com
Follow us on Facebook: facebook.com/InteriorDesignBusinessAcademy
Follow us on Instagram: instagram.com/interiordesignbusinessacademy