Season 1, Episode 8: Janine Kucaba

Principal Attorney of the Campbell Law Group, Regina Campbell, has an intriguing discussion with Colombian/Polish Probate Attorney, Janine Kucaba. Join us to learn everything that you've ever wanted to know about Probate but were afraid to ask. Along the way, you might also learn which University in Florida is the best :-)

The Campbell Law Group P.A. while representing clients whether in civil, corporate, commercial, employment, or family law matters, our company’s primary goal is first to help clients minimize the need for unnecessary litigation and conflict where possible. If litigation is necessary, our company is more than capable of representing you or your business’ interest and helping you achieve a fair outcome, while guiding you, your family and your company through the difficulties involved in litigation.

http://www.smpalaw.com
https://movingdaywalk.org/

Transcript

0:02

[Music]

0:16

hi I’m Regina Campbell I’m the principal

0:18

attorney here at the Campbell law group

0:20

and I want to welcome everyone back for

0:21

episode 8 um sorry

0:24

season oh it is episode 8 season 1

0:26

recorder's giving me the look so sorry

0:28

uh we want to welcome today uh fabulous

0:31

uh planning and probate attorney Janine

0:34

welcome thank you thank you very much

0:35

for having me yes thank you for coming

0:39

so

0:40

uh I want to talk to you before we get

0:41

started with the legal stuff I hear you

0:43

have an interesting background

0:45

or

0:46

should I say heritage that's Ricardo to

0:48

say no

0:51

so yeah I think so um I would I would

0:53

call myself the Miami potpourri I don't

0:56

really call myself a Miami mud because

0:58

potpourri sounds better but you know um

1:01

I am I guess what it epitomizes Miami um

1:04

culture my mother um is Colombia she

1:06

came here when she was 29 years old

1:10

and my father

1:12

was polish

1:14

from Philadelphia so

1:16

and um I guess to continue that part

1:20

my father was in world war ii um so he

1:23

was

1:24

the

1:25

son of polish immigrants so first

1:27

generation united American and after

1:30

world war ii he was able to on the go

1:32

bill with the school and um my mom also

1:34

came here

1:35

um after going to law school for a

1:37

couple years in Cali Colombia and

1:41

she decided that she wanted to be

1:43

live the American life and

1:45

to have a different

1:48

life than what was probably

1:50

expected of her in Colombia so she came

1:53

all by herself at 29 um

1:55

with savings in her you know in her hand

1:58

and

1:58

uh took a year of English

2:00

and ended up working as a paralegal here

2:03

in Miami and then my parents ended up

2:05

meeting each other and here I am

2:16

[Music]

2:17

not just American but Miami and I think

2:19

we're seeing this more and more right

2:21

you have uh you know you know immigrants

2:23

coming from different parts whether it's

2:24

starting a generation or two ago down to

2:26

the newer generations and we continue

2:29

the dream so to speak you know your

2:31

mother clearly did I think so she came

2:34

here you know she's your lawyer

2:36

she did two years of law school and then

2:38

and she worked for a magistrate an

2:40

appellate judge in Colombia and she's

2:42

like I don't know I think I want to I

2:44

want to try something else

2:46

but um

2:47

but she I’m basically living I loved her

2:50

I accomplished what she wanted to

2:51

accomplish that's what I was going to

2:52

say I was going to say that that's where

2:54

law comes from I guess yes

2:57

so talk to me a little bit about probate

2:59

um a lot of people don't know exactly

3:00

where probate is

3:02

so I’m glad you're asking that question

3:04

a lot of people have I guess

3:05

preconceived notions what they've heard

3:07

what they've read on the internet and

3:08

what not so you know I I

3:11

with the planning side I do estate

3:12

planning and probate so the same

3:13

planning side is really the way to try

3:16

to avoid probate so what's probate the

3:19

court supervised proceeding in the probe

3:21

division of the courthouse of the court

3:25

and it you know that proceeding

3:28

you appoint a personal representative to

3:30

deal with the dissidents assets that

3:32

person

3:34

collects the assets

3:36

pays any debts of the decedent prior to

3:38

death

3:39

and also

3:40

distributes the assets to beneficiaries

3:43

okay but I guess of court's there also

3:45

to sort of make sure the will is I mean

3:47

if someone wants to contest the will or

3:49

something of that nature that's where

3:50

you usually do it right in front of

3:51

court and right so

3:54

there's the administrative that's you

3:56

know the

3:57

the administration at the formal summer

3:58

and summary those are the two types of

4:00

probates um if it becomes you know

4:02

litigation matter um then that's you

4:04

know it becomes an adversarial uh

4:06

proceeding within the probate court but

4:08

I don't do that I let my partners do

4:10

that so I I do the administrative the

4:13

probate side yeah

4:15

so and I mean you have an even

4:16

background also in tax correct plus so

4:18

it helps with the planning yeah so I do

4:20

I have an ll.m from

4:22

university of Miami um

4:24

in essay planning and um and talks so it

4:27

uh kind of supplements the my business

4:29

degree that I had at the university of

4:31

Florida I have to give a shout out to

4:32

rightly you know because if not rick is

4:35

going to um you know give me

4:37

faces back there so yeah

4:39

my uh I have a couple degrees from the

4:40

university of Florida and I have my

4:42

estate planning

4:44

after I went to law school at the

4:45

university of Florida okay wonderful so

4:48

and I mean I think there's a

4:49

misconception about estate planning of

4:52

course like you said state planning is

4:53

there to avoid potentially probate which

4:55

can be rather extensive timely or just

4:58

overall difficult perhaps

5:00

yeah so estate planning people think

5:02

they have a misconception that state

5:04

planning is just a rich people

5:06

right you know just you know ultra

5:07

wealthy you know of course there is

5:09

unsure of the background tax so there's

5:11

some

5:12

some obviously thinking and there's

5:14

consideration that we're thinking about

5:15

passing on wealth to other generations

5:18

you know tax efficient but I I mean I is

5:21

that you do you think you agree with

5:22

that just for suggestion

5:23

it's not it's um everyone should at

5:25

least uh simple you know the basic

5:27

documents just depending on you know

5:30

what your assets are and what your

5:32

family situation is um you know people

5:34

say oh you know I I have a will I don't

5:37

need to go through it so that's that's

5:39

one of the misconceptions I would say

5:41

um if you have a will

5:43

and

5:44

um assets that are titled properly that

5:46

have destiny and beneficiaries then you

5:48

don't have a probate process um you'll

5:50

you know everything will go directly to

5:52

the beneficiaries like for example a

5:53

bank account insurance policy like if

5:55

you don't have any complicated family um

5:58

you know an adult the beneficiaries and

6:00

there are no minors and things that

6:02

would complicate that

6:03

um you can you know do a simple will

6:06

with designated beneficiaries and even

6:08

even if you do have a minor child

6:10

there's you know

6:12

you know utma accounts that you can set

6:14

up you know transfer to my nurse account

6:16

but keep in mind people are a little bit

6:18

surprised because you can get them at 18

6:19

or 21 depending on the beneficiary so if

6:22

you have you know a million dollars in

6:24

an account um

6:25

you know that you don't want your money

6:26

you know you're 18 years older

6:29

correct to receive that money yes you

6:31

know outright that's you know where you

6:33

want to have maybe trust um set up right

6:36

now control the questions correct right

6:38

so that trustee would be able to control

6:40

you know the distributions to you know

6:42

the kids have you know asset protection

6:44

issues that went through divorce um

6:46

predators drugs um you know things like

6:49

that um because you know unfortunately

6:51

families are not perfect no um you know

6:53

I deal with you know I I really

6:55

you know part of the estate planning

6:57

process is really getting to know the

6:58

families

7:00

um you know a lot of them are blended

7:01

families now you know second marriages

7:04

um kids from you know prior marriages

7:07

and mutual you know kids with current

7:10

spouses and things like that and you

7:12

know getting to know that you know the

7:13

kids and how old they are and you know

7:15

what their issues are if they have you

7:17

know you know

7:18

creditor issues divorce issues special

7:20

needs yeah you know things like that

7:22

that um need to be

7:25

right for yes and it's really important

7:27

because if not I can bring happy correct

7:28

I mean I mean like you said utma the

7:30

child can get potential in money 18 or

7:32

21. that's not always a good thing we

7:34

don't realize that I think we think okay

7:36

let's just put money aside for our child

7:38

and right um so it just allows you to

7:40

set up those who's going to

7:42

make the decisions make sure the child's

7:43

taking care of these basic needs and it

7:45

can avoid of course creditor issues by

7:48

avoiding delivering to the child

7:49

potentially if they have it so I think

7:51

it's so important for you know I think

7:53

people think you have to have millions

7:54

and millions of dollars to do this stuff

7:56

it doesn't not necessary especially if

7:58

you have a special needs child also they

8:00

may not know how to enforce their

8:02

their rights or know what to do if

8:04

something should happen and if it's not

8:06

said maybe that child needs more money

8:08

than another child that might be able to

8:10

has

8:50

I do cater to a large um Spanish

8:53

speaking um population here so

8:56

obviously so um

8:58

I do uh that's kind of how I

9:00

differentiate myself also yes people a

9:03

lot of the attorneys they say planning

9:05

attorneys don't don't speak Spanish

9:07

without that communication that

9:09

connection with someone writing their

9:10

language potentially they don't feel as

9:11

comfortable in English so I found that

9:13

also helps too when I

9:15

you know I don't know how many times I’m

9:16

sitting there and uh they're like you

9:18

know they must speak to lawyer I get on

9:19

the phone

9:20

and Sophia will say oh yeah here's

9:22

Regina Campbell and they're on the phone

9:24

they're like um

9:25

I speak of Spanish and I’m like

9:30

I have the same thing I have the same

9:32

thing I mean

9:33

you know when I I the referrals that I

9:36

do get from other attorneys

9:42

it is important you know to be able to

9:44

speak someone's language and to

9:45

understand I think there's going to be

9:46

more comfortable you know a lot of the

9:48

times they do speaking is true yeah so

9:50

it you know um but they do prefer to

9:52

speak in Spanish

9:54

and I think understanding some cultural

9:56

uh some history and background

9:57

understanding where they're coming from

9:58

it does help as well mm-hmm so having

10:00

that looking at background I think

10:01

that's how for sure

10:03

and um you know so I think also I

10:06

know you

10:07

you had

10:09

well let's start first let's talk a

10:10

little bit about postcode because that

10:12

is a very interesting sort of topic to

10:14

figure out

10:15

how was the probate world in postcode

10:18

what has covered done to it so

10:20

I think it's a it's a good thing because

10:22

before in the probate court we had to

10:24

actually physically go now it's more

10:26

towards um I mean during covenant with

10:28

zoom hearings that we did have to have

10:30

hearings in the administrative side um

10:32

it's all done you know online you

10:35

basically file e-file everything and you

10:38

know I I haven't had to go to the

10:40

courthouse for anything really um

10:42

and unless you have a contested hearing

10:44

then yeah even then a lot of it

10:46

still it stills up by zoom

10:48

or by you know remote um

10:50

obviously the courthouse you know is

10:51

opened up now

10:54

you know some there is some in-person

10:55

hearings that are happening do you see

10:57

more people interested in doing wells

10:59

now or some kind of planning so during

11:01

covet I think was my busiest year I

11:04

think I’ve had yet because it really

11:07

either people you know had someone pass

11:08

away from covid yes

11:10

and it kind of it really hit home to

11:12

people that you know there's a risk

11:14

there I’m like oh you know

11:15

I have kids I have you know um you know

11:18

to make sure that they're provided for

11:20

um you know both husbands you know both

11:22

parents pass away um

11:24

and just you know being what I call

11:26

responsible adults so I always

11:28

congratulate people when people sign

11:29

their documents I’m like how do you feel

11:31

do you feel good

11:32

you feel like a responsible adult now

11:35

so and they feel really they feel a

11:37

sense of belief when they when they sign

11:39

their documents and I can only imagine

11:44

you know older parents that might have

11:46

had difficulty it's even more concerning

11:48

especially when they were at a distance

11:50

and then who takes care of the power of

11:51

attorneys right I often

11:55

I sent you understand on

11:57

planning and um and probate and so forth

12:00

but I so many times the first question

12:02

is is Regina my husband is really you

12:05

know his memory is going really bad you

12:07

know we need to create these documents

12:08

and it's like well wait a minute

12:11

you have to make sure that he has the

12:12

ability to understand them right he's

12:14

lost competency to that extent an issue

12:16

so people are always surprised to hear

12:18

that right um but I think code would

12:20

make people kind of think about these

12:21

things more

12:23

um acutely yeah and you know it's

12:26

the basic you know estate planning

12:27

document that will either revocable

12:28

trust that you know

12:30

comes in you know it is appropriate for

12:33

you know most people you know just it

12:35

just depends on your in your scenario

12:37

and it's also disability documents that

12:39

you touched upon so those are the

12:40

incapacity documents you know what if

12:42

I’m accountable you know it's death and

12:44

it's also in capacity while you're so

12:45

live yeah so the power of attorney does

12:47

that who's the person that can step into

12:49

your shoes to you know deal with your

12:50

affairs while you're still alive um

12:52

health care surrogate

12:54

designation who is the person that can

12:56

sign you know the consent for

12:59

medical procedures and the hospital uh

13:01

the living will also the same thing is

13:03

well affiliated with the healthcare

13:05

surrogate is the pull the plug document

13:07

that

13:08

these are the things that I do not want

13:09

if I’m in a in a vegetative state um end

13:12

stage you know disease

13:14

uh that's what do i not want to

13:16

have done to me medically right

13:29

it's scary for parents and people to

13:31

think about it but imagine how scary it

13:32

is for your children or someone else or

13:34

your sister or someone who knows you

13:35

have to make these decisions not knowing

13:36

how you feel right because it's just at

13:39

least better that we can

13:40

this is this is what I would like you to

13:42

do I’m taking the decision somewhat out

13:43

of your hands or you're worried about

13:45

feeling guilty one child they say leave

13:47

them on the tube leave them on the tubes

13:49

the other child said no she's suffering

13:50

this is worse

13:52

um and then in which case you kind of

13:53

you give them some direction right and

13:55

you know I’ve

13:57

I’ve had to deal with this personally um

13:59

with my father

14:01

my mother's 91 and so you know those

14:04

most people come to me they're like oh

14:05

this is what I’ve dealt with my family

14:07

please you know I want to get make sure

14:08

that I don't have the same situation

14:10

happen to me you know my parents never

14:12

you know signed documents and you know

14:14

I’m in this situation now um where I

14:16

don't know what they wanted yeah um so

14:19

you know this it just it makes

14:21

everything easier because then it's in

14:23

you know this this is what I want this

14:24

is what I don't want and so it's on

14:26

paper

14:29

correct right you know right so because

14:31

that's the other thing is what if you do

14:32

have children one that they'll get along

14:34

right

14:35

uh or true just think differently right

14:37

you know you know let it be let her go

14:39

let her go naturally without pain

14:40

everyone's like no I wanna she could

14:42

survive get too so it's it helps so that

14:45

kind of dynamic and

14:46

and write it down so the courts go well

14:48

no this is what she said she wanted when

14:50

she couldn't speak right you know so

14:52

right and so many people fell into

14:54

comas right I mean they didn't realize

14:55

they were going to go into it they put

14:56

it up on a respirator and then right

14:59

so it was important to have those

15:01

documents

15:02

so it's you know it's usually

15:03

unfortunately it comes down my world is

15:05

you know usually an event a triggering

15:07

event where

15:08

my parents are sick someone passed away

15:10

in my family um I just had a child I

15:13

just got married um

15:14

life triggering events is when people

15:17

usually come to see me because then it

15:18

kind of becomes real for them yes and

15:20

they're like oh I need to be a

15:22

responsible adult like I call them

15:34

who really wants to talk about death and

15:35

taxes I mean no

15:38

so it's

15:43

you know

15:44

um

15:45

so if so-and-so cannot make a decision

15:48

uh who else do you want to make a

15:49

decision about

15:51

your healthcare and you want to be

15:52

together and then like they look at you

15:54

like oh that's right yeah that

15:56

becomes real right yeah and also

15:59

with you know with married couples you

16:00

know they're like if you die first then

16:02

this is the you die first this is and

16:04

both of you died this is what happens

16:06

yeah so

16:07

they're like oh god and yeah so

16:10

you know that's uh it's a bit of uh but

16:12

I mean it's something that has to be it

16:14

has to be done it has to be done and I

16:15

have to talk about it and

16:17

um if you're going to go through this

16:18

procedure that's what you know this

16:20

process and that's what these are the

16:22

things you have to deal with like

16:23

they're not so that's true like you

16:25

said death taxes you know at the end of

16:27

the day you have to deal with uh those

16:28

issues but also incapacitation of the

16:30

things that happen in clients or reality

16:32

I mean you know and bottom line is if

16:33

the documents are done correctly yeah

16:35

and

16:36

the it's only the documents also the

16:38

assets so you have to look at the assets

16:40

how they're titled and make sure that

16:42

they're titled in a way or they have

16:43

designated beneficiaries in a way that

16:46

avoids the probate process yes and then

16:48

so right so I mean if you're going to go

16:50

through you know if my clients are

16:51

going to go through this process pay me

16:53

for this yes they need to have

16:55

everything done because I mean

16:57

but you know unfortunately you know I

16:59

try to keep up with my with the clients

17:00

and updates and hey if you acquire

17:02

something let me know and we can go

17:04

through the assets

17:06

but you know sometimes things get missed

17:08

and then you know someone does pass away

17:09

that oopsie this bank account was you

17:11

know yeah

17:12

yeah they forget ten years later

17:14

right so

17:16

right right so that's you know it's an

17:18

ongoing process it's just it's not a

17:20

one-and-done thing you have to consider

17:22

considering especially young couples

17:23

that acquire assets they buy investment

17:25

properties and real estate and um you

17:28

know things like that

17:30

it's an ongoing process

17:32

so you help the business because people

17:33

don't think about it but some of the

17:34

businesses are passed to pass along as

17:36

well but it's the children towards their

17:38

spouse or potentially to a partner

17:41

uh so sometimes there's operating

17:42

agreements or buy sell agreements that

17:44

say okay then I pass you have to buy out

17:46

you get the first refusal to get my

17:48

interest before my family does or my

17:49

state does right only because maybe my

17:51

partner doesn't want family members to

17:54

be partners and so it's usually a

17:56

liquidity event so they

18:04

yeah that's usually done through

18:05

insurance and things like that so yeah

18:07

so you can help with all that yes okay

18:09

wonderful to know

18:11

put the name and information down

18:13

but we know that we could go we're going

18:14

to give you her information to call her

18:16

community assistance

18:17

so also you were talking a little bit

18:19

before about your father and I know that

18:21

he had Parkinson’s correct he had um

18:24

Parkinson’s for

18:25

about 10

18:26

years and you were involved

18:29

with the foundation I was I was I was um

18:32

I’ve gotten a little busy so I haven't

18:33

been able to uh to go back to that but

18:36

um it's a wonderful organization um

18:38

nationwide they have moving day events

18:41

every year um where they're going to

18:43

raise money and they it's a walk for to

18:45

raise money for their Parkinson’s I

18:47

think they've come up they've actually

18:49

done good stuff with the money right I

18:50

think they've come up with some new um

18:53

you know I guess not new testing but new

18:54

medicine new things that are healthy

18:56

yeah new procedures

18:57

these procedures um uh surgeries in the

19:00

brain things like that forever what

19:02

exactly they're called it's called now

19:03

but um it works um

19:06

what I’ve been able to you know read

19:08

about it's working it works pretty well

19:10

um

19:11

but still you know it's an ongoing yeah

19:13

it's a difficult thing but it's a

19:14

difficult thing

19:15

you're doing good money I mean yeah

19:17

thank you

19:18

it's a wonderful organization I was very

19:20

uh proud to be part of it so good good

19:24

so I also want to ask you and this is

19:25

something we usually ask everybody some

19:27

you know successful people

19:29

we always ask who is the person that's

19:31

influenced you the most in your life

19:33

well I would say I think my parents

19:37

my parents my mom

19:39

you know both of them

19:40

you know came from a bold background and

19:43

um

19:44

incredibly smart people and I kind of

19:46

felt you know they were

19:48

always encouraged me um

19:50

you know to you know education you need

19:52

to be an educated person without

19:54

education you're you're nothing

19:56

um that's the way to you know to have

19:58

you know to be successful and to

20:01

through your education and so you know

20:04

my mother was you know a person who came

20:07

here by herself before

20:09

um

20:10

you know it was when

20:12

Miami was still green

20:14

yeah

20:15

yeah and she had to learn English and

20:16

she had to you know she knew what she

20:19

had to do I mean by yourself and that's

20:21

and unfortunately there was a lot of

20:22

discrimination early on right yeah there

20:24

was there was and um

20:26

you know my dad my dad you know had to

20:29

enlist in a war voluntarily I mean I I

20:31

just I I would ask him you really wanted

20:33

to do that he's like well that was the

20:34

only way that I was going to be able to

20:36

go to college yeah so and um you know he

20:40

was the university of Pennsylvania on

20:41

the g.i bill and went to dental school

20:43

and

20:43

um

20:44

you know I I basically looked at them

20:47

and said I really have no excuse not to

20:49

become a successful person because

20:51

you know those

20:52

the two people really you know your

20:54

parents I mean that yeah

20:57

I’ve always you know looked up to them

20:58

and they said this is the way you

21:00

have to know we did it would they give

21:02

you a better life exactly

21:04

everyone should have better right

21:08

and you know also a little another shout

21:10

out I think um to what I do now to do

21:12

these day planning probates I I started

21:14

you know doing litigation

21:16

and realized that that was not for me

21:18

okay so um shout out to you my friend

21:21

for doing that because uh I run the

21:23

other direction every time you know the

21:25

patient comes up and yeah um or I you

21:27

know I definitely refer to it as other

21:29

people and um so I was

21:33

you know I I practiced that for it for a

21:35

couple years and then I met Celeste Muir

21:37

and toby here to you know judge

21:40

now now retired judgment yeah at a

21:43

university of Florida event oh my

21:45

goodness

21:46

this is how she keeps throwing that in

21:47

there it is you know we're both crazy UF

21:50

gator people so I’m you know any

21:52

opportunity I’m going to but um

21:54

anyway so I met them at the university

21:55

of Miami

21:56

oh no hello what's wrong with me

21:58

university of Florida

21:59

events

22:00

and um oh my god I was a gossip and um

22:03

we just started talking

22:05

I did but you know it's my uh sorry we

22:08

just

22:09

do imagine football

22:11

[Music]

22:13

I already know what football season must

22:15

look like around here um I am friends

22:17

with you know Mr. Rincon over there yes

22:19

um

22:20

so

22:21

you know she

22:23

judge Mira had a litigation background

22:25

and she said hey you know I was telling

22:26

her that I wasn't you know I was

22:28

you know it probably wasn't for me I was

22:30

looking kind of to do something else and

22:32

I was open you know looking to see what

22:34

I was so young and so I

22:36

wanted to explore some possibilities yes

22:38

and she mentioned hey you know looking

22:40

into doing you know looked into doing

22:42

safe planning

22:43

um if you like math you know it's kind

22:45

of all right on the live math and so

22:47

um

22:48

you know try the a planning pro program

22:50

at um

22:51

um or you know go back to university of

22:53

Florida they have a great science

22:54

program so I had looked into that when

22:56

my father was very sick so I really

22:57

couldn't leave to go to Gainesville for

22:59

even a year so I ended up staying um at

23:01

um but you know um was a wonderful

23:03

program and it opened doors for me and

23:06

you know gave me a good um you know

23:08

fundamental

23:09

understanding of you know estate

23:10

planning tax and um and probate so yeah

23:14

and that's unusual there's not a lot I

23:15

know a lot of people do planning and

23:16

stuff like that to combine it with the

23:19

master's in tax I think that's a really

23:21

important thing as well because you can

23:22

help people go beyond that when they do

23:23

have those taxes

23:25

take into consideration how to transfer

23:26

assets

23:27

so that's the other thing like a lot of

23:28

people don't really realize how

23:30

tax-based it is um you know it's a state

23:32

tax gift tax and income tax issues and

23:35

so um it definitely comes in handy as

23:37

far as being able to go you know to get

23:39

into

23:40

and and give the clients a better

23:42

understanding of those abbreviations yes

23:44

and maybe decision making especially

23:46

companies too I think there's something

23:47

more complicated

23:49

yeah yeah I mean you know we do a lot of

23:51

you know we have to have an

23:52

understanding of the tax base but we do

23:54

work with the CPAs yeah for the clients

23:56

to you know to do that be able to draft

23:58

that taxes right correct right right yes

24:01

yes

24:03

so that's really fascinating

24:05

I’m smiling because Ricardo is behind

24:07

the camera and he's and they they she's

24:10

matching gators

24:13

gators

24:13

[Laughter]

24:16

so

24:17

you know okay

24:20

anything else you like to add record

24:22

yes I mean at one point we had an FSU

24:24

associate here this was a disaster okay

24:26

I mean no no no no because I was they

24:28

were just fighting and they were

24:29

fighting and they joke so you know

24:31

you're between gators and FSU and that

24:33

whatever they would play right often

24:35

right right

24:38

every year

24:40

um is the one yeah

24:42

and I’m just like

24:47

well you know this year is probably

24:49

going to be um well it's going to be an

24:51

interesting football season so okay

24:53

i think i think we have to be a little

24:55

humble this year so we'll see what

24:56

happens and FSU is going to have to be

24:58

humble for the foreseeable future

25:02

notice how they have to be humble

25:06

these guys are awesome they're so they

25:08

have so much fur with uh you know forget

25:10

about it yes but I admire them

25:19

so um I want to thank you so much for

25:21

coming today um you know it's a pleasure

25:24

to have you and it's such a pleasure to

25:25

get more information about you know

25:26

different areas of law and you've been

25:27

such a such a knowledge and an

25:29

experienced appropriate one and a simple

25:31

explanation to understand why it is

25:32

important you know and about yourself

25:34

too thank you I love having you thank

25:36

you I love having uh here too

25:40

you know

25:43

it's important to support each other too

25:45

yes absolutely and I think it's

25:47

important for people to see that

25:49

we all come from different backgrounds

25:50

and everything certain things are still

25:52

so possible we just have to set our mind

25:54

to it exactly well thank you for having

25:56

me thank you for coming pleasure as

25:58

always yes thank you so we want to

26:00

encourage everyone hopefully you like

26:01

this podcast we're going to post

26:02

Janine’s information if you'd like to

26:04

get a hold of her also we encourage

26:06

everyone to follow some of those social

26:07

media accounts and become a subscriber

26:09

to our uh podcast and upload podcasts I

26:12

think it's also

26:13

you know it's just out of the podcast so

26:14

far Buzzsprout for example you can become

26:16

subscribers there that'd be great we are

26:18

going to come on hopefully it's followed

26:19

by another platform shortly

26:21

and want to thank them again um I’ll be

26:23

a wonderful day please come back and

26:25

join us for our next podcast thank you

26:34

[Music]