Firm & Final
Firm & Final: The Legends of Stop Loss and Reinsurance is an award-winning stop loss industry podcast from BCS Financial Head of Large Claim Solutions Mehb Khoja. With a new focus each season, Mehb brings together members of the stop loss, reinsurance, and self-funded industries to discuss current and future stop loss issues and trends, and share legendary experience and advice for the next generation of stop loss and reinsurance superheroes.
BCS Financial: bcsf.com
Firm & Final
Stop Loss and Supplemental Benefits | Drew Neslin & Liz Midtlien
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While the world of stop loss often focuses on mitigating catastrophic employer risk, supplemental health products are designed to protect the working families at the heart of those plans.
In this episode of Firm & Final, we explore these "two sides of the same coin," examining how these two distinct product lines manage different layers of risk in an increasingly expensive healthcare landscape.
Weβre joined by two of our BCS Financial colleagues: Liz Midtlien, Head of Large Claims Solutions; and Drew Neslin, Head of Supplemental Health Solutions.
Together, we break down the similarities and differences between these markets and how they can work in tandem to support both employers and employees.
Tapping into the depth of their individual experiences, Liz and Drew define some of the features that make supplemental insurance unique, explore the contrasting market challenges that the two industries face, and chart the potential for "claims integration," where medical data is used to automatically trigger supplemental benefit payments.
Finally, our guests offer their predictions for the coming year, from industry consolidation and market exits to the "doubling down" on technology and transparency to better serve the needs of the modern workforce.
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