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Money Made Human Podcast
Personal finance with a human touch.
Money Made Human is a show about what it actually looks like to handle money well. Not the rules. Not the hacks. The real, human experience of building a financial life that fits how you actually live.
Hosted by Kelsa Dickey, founder of Financial Coach Academy® and creator of the SpendFirst® methodology, this show is for two kinds of listeners. People who want a better picture of their own money. And the financial coaches and practitioners who do this work with them.
For almost two decades, Kelsa has built her practice around one belief: most financial stress isn't a discipline problem. It's a visibility problem. When you can see where your money is actually going, what's already spoken for, and what's coming, the decisions get easier. The system doesn't have to be tight. It has to be clear.
Season 2 is the chapter-by-chapter reading of Kelsa's book, SpendFirst: The Surprisingly Simple System to Stop Stressing About Money. One chapter per episode, in her voice, from the introduction all the way through. The book launches November 11, 2026. You'll hear it here first.
If you're a coach or practitioner, this is the methodology your clients will be learning. Hearing the whole thing will make you better at teaching it.
If you're trying to figure out your own money, this is a season-long invitation into a way of thinking that doesn't ask you to be more disciplined. It asks you to see your money clearly.
New episodes every Thursday. Subscribe wherever you listen.
Money Made Human Podcast
Chapter 4: SpendFixed - Your Monthly Commitments
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If you’ve ever felt fine at the start of the month and strangely broke by the middle of it, this is for you. There is a clear reason for that mid-month squeeze, and it comes down to timing you’ve never been shown how to see.
Today we're defining SpendFixed, the commitments like rent, utilities, and subscriptions that arrive every month." Most of us carry a loose, stressful map of these in our heads. This chapter is about setting that map down so you can breathe.
When you see your bills by due date, something opens up. You get clarity, relief, and an understanding of which paychecks carry the most weight.
Take the next step with Money Made Human:
- Get the Book: You just listened to a chapter of it. The whole book is out November 11, and SpendFirst.com/book will tell you the day it lands.
- Get the Guide: Grab the free Quick Start Guide at SpendFirst.com/start.
- Subscribe so you don't miss next Thursday.
