Not Just Numbers: Honest Conversations with a Financial Advisor (and Lawyer!)
For most of us, financial planning and investing are intimidating and overwhelming subjects. There are so many elements to consider and so much information from a seemingly endless sea of voices. What if you could cut through the confusion to finally feel confident and in control of your finances? It’s time to get smart about money. In this podcast, you will hear Mike and Maddie have honest conversations about financial concepts and situations you might be facing right now, rules and best practices for you to follow, and how to make sense of the financial media - what you really need to know. You will also hear local Yardley and Bucks County businesspeople talk about their businesses, their successes, and their challenges.
Not Just Numbers: Honest Conversations with a Financial Advisor (and Lawyer!)
Ep. 70 Can a 100% S&P 500 Portfolio Survive Retirement?
Use Left/Right to seek, Home/End to jump to start or end. Hold shift to jump forward or backward.
Many investors assume that owning the S&P 500 means they’re fully diversified. But in today’s market, that may not be true.
In this episode of Not Just Numbers, Mike and Madison discuss growing concentration in the U.S. stock market and why broad index funds may carry more risk than investors realize. With a small group of mega-cap companies driving a large portion of returns, portfolios that appear diversified on the surface can be heavily concentrated underneath.
The conversation explores market history, including the 50% declines of the 2000s, the danger of sequence of returns risk in retirement, and why averages can be misleading when withdrawals are involved. Index funds remain powerful tools, but they aren’t a complete portfolio on their own. True diversification means preparing for different market environments — not just relying on what has worked recently.
