Student debt is back at record highs, but the headline number does not tell the full story. In this episode of In the Tranches of Structured Finance, Vadim Verkhoglyad breaks down dv01’s latest research on the federal student loan market and what the data reveals about the forces reshaping borrower balances and repayment outcomes.

Tune in for insights on:

• Why borrowers over 50 have seen balances grow 55% over the past six years, even as younger borrowers’ balances decline
• How just 7% of borrowers hold 50% of all outstanding student debt
• What income-driven repayment plans reveal about accrued interest and balance growth
• Why graduate and professional programs account for more than 35% of outstanding debt despite representing a relatively small share of borrowers

Subscribe to our free research to stay up-to-date on the latest trends. Contact sales@dv01.co to learn how dv01 data can help you understand what's going on in the market, and to better analyze your whole loan portfolio and securitizations.