Australian Property Talk
Welcome to Australian Property Talk — I'm Redom, a property fanatic. I love sharing stories from the 1000's of investors i represent in my day job at one of Australia's biggest mortgage broking companies, Flint.
I have two brilliant co-hosts who bring a perfect blend of expertise on the economy, property trends and where to buy real estate!
One is a former Treasury economist, Curtis Stewart, who runs FlintInvest - an award winning mortgage broking company for property investors Australia-wide. His officially the smartest person i know, and full of golden nuggets!
My other co-host is Adi Chanda, a man everybody loves, a seasoned buyers agent with a giant property portfolio and fellow property nerd. Adi runs Alaya Property with me, adding in a unique economics driven property strategy that outperforms all the herd following data-driven agents dominating the buyers agency scene in 2025.
Australian Property Talk
Borrowing Power & House Prices in 2023: What Happened to Break the Correlation?
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We deep dive into 2023 - house prices increased by nearly double digits YET borrowing powers fell by nearly 10%.
Why? What happened in 2023 and why did prices rise when credit availability came down?
This means that more and more purchases were made with larger deposits & to higher income Aussie's.
We unpack a few key factors:
1. The 'Bank of Mum & Dad' increasing in size and influence.
2. The massive wealth increase that occured between 2019-2022 creating a 'second wave' impact to property prices
3. Strong fundamentals
All of these explanations help unpack our next episode, where we deep dive into future borrowing power modelling over 2024-2025.
Reach out to us at www.australianpropertytalk.com.au
