Australian Property Talk
Welcome to Australian Property Talk — I'm Redom, a property fanatic. I love sharing stories from the 1000's of investors i represent in my day job at one of Australia's biggest mortgage broking companies, Flint.
I have two brilliant co-hosts who bring a perfect blend of expertise on the economy, property trends and where to buy real estate!
One is a former Treasury economist, Curtis Stewart, who runs FlintInvest - an award winning mortgage broking company for property investors Australia-wide. His officially the smartest person i know, and full of golden nuggets!
My other co-host is Adi Chanda, a man everybody loves, a seasoned buyers agent with a giant property portfolio and fellow property nerd. Adi runs Alaya Property with me, adding in a unique economics driven property strategy that outperforms all the herd following data-driven agents dominating the buyers agency scene in 2025.
Australian Property Talk
The Borrowing Power Lie That Keeps Investors Broke
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👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
Many new property investors face the same challenge: strong borrowing capacity but limited cash or equity. In this video, we break down practical lending strategies and mindset shifts that can help early-stage investors move forward faster—without overextending themselves.
We explore why cheap apartments can sometimes present overlooked opportunities, how property investing acts as a hedge against business income and why limited capital is often a temporary phase rather than a permanent blocker.
This episode sets the foundation for understanding property investor lending hacks, showing how different strategies apply depending on your individual financial situation. Every investor’s journey is unique—and the key is structuring your approach to match where you are right now.
Whether you’re buying your first investment property or preparing for the next one, this video outlines the thinking required to accelerate portfolio growth responsibly.
#PropertyInvesting #InvestmentProperty #RealEstateFinance #WealthBuilding #PropertyTips
Chapters
00:00 – 00:32 Introduction
00:32 – 03:10 Starting With Limited Money
03:10 – 06:40 Why Cheaper Apartments Come Up Early
06:40 – 10:15 Property as a Hedge to Business Income
10:15 – 14:20 Cash Flow vs Growth Trade-Offs
14:20 – 18:05 Real Investor Sacrifices
18:05 – 22:10 How Banks Actually Assess Risk
22:10 – 26:10 High Leverage and SMSF Strategies
26:10 – 31:00 Exit Strategies Explained
31:00 – 36:20 Market Cycles and Timing Mistakes
36:20 – 41:15 Building a Scalable Portfolio
41:15 – 46:10 Risk Management Thinking
46:10 – 49:30 Common Investor Mistakes
49:30 – 51:32 Final Thoughts
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.
Reach out to us at www.australianpropertytalk.com.au
