Australian Property Talk
Welcome to Australian Property Talk — I'm Redom, a property fanatic. I love sharing stories from the 1000's of investors i represent in my day job at one of Australia's biggest mortgage broking companies, Flint.
I have two brilliant co-hosts who bring a perfect blend of expertise on the economy, property trends and where to buy real estate!
One is a former Treasury economist, Curtis Stewart, who runs FlintInvest - an award winning mortgage broking company for property investors Australia-wide. His officially the smartest person i know, and full of golden nuggets!
My other co-host is Adi Chanda, a man everybody loves, a seasoned buyers agent with a giant property portfolio and fellow property nerd. Adi runs Alaya Property with me, adding in a unique economics driven property strategy that outperforms all the herd following data-driven agents dominating the buyers agency scene in 2025.
Australian Property Talk
Why Property Investing Alone Won’t Make You Rich
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👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
This episode dives deep into the realities of building wealth through property investing in Australia. It challenges the common belief that buying property repeatedly is the best path, and instead explores the balance between property, shares and financial strategy.
Featuring insights from Riley Jan of Cruz Financial Planning, the discussion uncovers what most investors overlook when trying to scale their portfolio.
In this conversation, you’ll learn:
📌 Why Australians are obsessed with property investing
📌 The hidden challenge of serviceability vs equity growth
📌 The importance of having a strong mortgage broker
📌 Why savings and time are your most valuable assets
📌 When (and when not) to consider a self-managed super fund (SMSF)
📌 How to balance property and shares in a growing portfolio
Riley Jan - Cruz Financial Planning
📅 Book a FREE 20-30 min call with Riley: https://calendly.com/rileyjancruz/initial-call-1
🔗 Connect with Riley:
LinkedIn - https://www.linkedin.com/in/riley-jan/
Instagram - https://www.instagram.com/rileyjanfinancialadvisor/
TikTok - https://www.tiktok.com/@rileyjanfinancialadvisor
YouTube - https://www.youtube.com/@RileyJanFinancialAdvisor
Website - https://www.cruzfinancialplanning.com.au/
#PropertyInvesting #WealthBuilding #RealEstateTips #InvestingStrategy #FinancialFreedom
Chapters
00:00 - 00:36 Introduction
00:36 - 01:20 Wealth Building Goals
01:20 - 03:00 Property vs Shares: The Big Question
03:00 - 05:30 Why Australians Love Property So Much
05:30 - 08:00 The Reality of Scaling Property Portfolios
08:00 - 11:00 Serviceability vs Equity Explained
11:00 - 14:00 The Role of a Mortgage Broker
14:00 - 17:00 Asset Rich vs Cash Poor
17:00 - 20:00 Why Savings Still Matter Most
20:00 - 23:00 Common Beginner Mistakes
23:00 - 26:00 When Property Strategy Breaks Down
26:00 - 29:00 Should You Invest in Shares Too?
29:00 - 32:00 Portfolio Diversification Strategy
32:00 - 35:00 When to Consider SMSFs
35:00 - 38:00 Time as Your Biggest Asset
38:00 - 41:00 Long-Term Wealth Planning Mindset
41:00 - 48:57 Final Advice & Key Takeaways
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.
Reach out to us at www.australianpropertytalk.com.au
