Australian Property Talk
Welcome to Australian Property Talk — I'm Redom, a property fanatic. I love sharing stories from the 1000's of investors i represent in my day job at one of Australia's biggest mortgage broking companies, Flint.
I have two brilliant co-hosts who bring a perfect blend of expertise on the economy, property trends and where to buy real estate!
One is a former Treasury economist, Curtis Stewart, who runs FlintInvest - an award winning mortgage broking company for property investors Australia-wide. His officially the smartest person i know, and full of golden nuggets!
My other co-host is Adi Chanda, a man everybody loves, a seasoned buyers agent with a giant property portfolio and fellow property nerd. Adi runs Alaya Property with me, adding in a unique economics driven property strategy that outperforms all the herd following data-driven agents dominating the buyers agency scene in 2025.
Australian Property Talk
The Government Just Killed Property Investing. Here's your Answer
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👉 Work with BEN ROBINSON directly: https://meetings.hubspot.com/benrobinson2/15-mins?uuid=facc459f-7338-47c2-be3c-ed5820f535e6
👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
Most residential property investors hit a wall —serviceability stalls, borrowing power dries up and growth grinds to a halt. In this episode, we sit down with commercial broker Ben Robinson to break down exactly how to keep building your portfolio by moving into commercial property.
Ben unpacks the real frameworks behind commercial property lending: how lease doc loans work, what LVRs and deposits actually look like, the difference between loan terms and amortization and why those "scary" review clauses are nothing to fear. We also walk through a powerful real-world case study where a client used a mezzanine value-add play to refinance, slash their rate by up to 2%, and pull cash back out.
If you're a residential investor curious about commercial, or already in the commercial space and wanting to grow smarter, this one is packed with insights you won't get anywhere else.
Chapters
00:00 - 00:58 Introduction
00:58 - 01:52 Why Investors Fear Commercial Property
01:52 - 02:46 Going Commercial Too Early
02:46 - 03:59 Funding Speed & Cost Efficiency
03:59 - 04:44 Bank vs Non-Bank Debt
04:44 - 05:48 Residential vs Commercial Upfront Costs
05:48 - 06:49 Solicitor vs Conveyancer & Lease Checks
06:49 - 08:31 Valuations, Net Leases & Buffers
08:31 - 09:54 LVR, Deposits & Lease Doc Loans
09:54 - 11:05 How Lease Doc Loans Work
11:05 - 12:55 Loan Term vs Amortization
12:55 - 14:59 Review Clauses Explained
14:59 - 16:30 Full Doc, Mid Doc & Low Doc
16:30 - 18:50 Case Study: Mezzanine Value-Add
18:50 - 19:50 Creating Value & Final Takeaways
#CommercialProperty #PropertyInvesting #RealEstateInvesting #PropertyFinance #WealthBuilding
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.
Reach out to us at www.australianpropertytalk.com.au
