Australian Property Talk
Welcome to Australian Property Talk — I'm Redom, a property fanatic. I love sharing stories from the 1000's of investors i represent in my day job at one of Australia's biggest mortgage broking companies, Flint.
I have two brilliant co-hosts who bring a perfect blend of expertise on the economy, property trends and where to buy real estate!
One is a former Treasury economist, Curtis Stewart, who runs FlintInvest - an award winning mortgage broking company for property investors Australia-wide. His officially the smartest person i know, and full of golden nuggets!
My other co-host is Adi Chanda, a man everybody loves, a seasoned buyers agent with a giant property portfolio and fellow property nerd. Adi runs Alaya Property with me, adding in a unique economics driven property strategy that outperforms all the herd following data-driven agents dominating the buyers agency scene in 2025.
Australian Property Talk
How These 3 Investors Are Growing In A Brutal Market
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👉 BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
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Property investing isn't one-size-fits-all - it comes down to your circumstances. In this episode Kurt and I open up three real, live client scenarios we're working on right now and show exactly how each one is being structured to build wealth in a tough 2026 market.
Three profiles, one goal, three very different playbooks: a first-time investor on a casual income who engineered their borrowing power to buy in Sydney, an advanced investor using a lender mix and a growing side business to fund a third purchase, and a business owner with a trust-and-company portfolio weighing up $2 million versus $5 million of borrowing.
What you'll learn:
- How a young investor on casual income annualised 6 months of pay to unlock a higher borrowing power
- Why the "cheaper" lender isn't always right - choosing for cash-out flexibility and saving LMI twice
- How an investor with a side business used a lender mix and an 18 to 24 month refinance plan to fund a third property
- Why income acceleration is one of the most powerful levers in property investing
- How a business owner could split entities across banks to lift borrowing power from about $2 million to $5 million - and why she chose not to
- Why a higher borrowing-power number is not automatically the right answer
- When to change gears - from aggressive growth to lowering LVRs and locking in income
- Subscribe for calm, data-led Australian property and finance analysis every week.
#AustralianProperty #PropertyInvesting #MortgageBroker #PropertyPortfolio #FirstHomeBuyer
Chapters
0:00 Intro: 3 investor stories
2:24 Scenario 1: the first-time investor
4:20 Engineering income to unlock borrowing power
10:06 Why the right lender mattered (saving LMI twice)
14:07 Scenario 2: the advanced investor with a side business
15:51 The lender mix and the refinance exit plan
19:03 Why income acceleration is everything
22:09 Scenario 3: the complex business owner
23:17 Splitting entities across banks: $2M vs $5M
25:47 Why more borrowing power isn't always the answer
26:58 Changing gears: from growth to lowering risk
31:11 What it means for you
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.
Reach out to us at www.australianpropertytalk.com.au
