558 | Sexy vs Practical: Your Future Deserves More Than a Back-of-Napkin Plan

Ever walked past a movie set that looks like a real building, but behind the front door?  

Just scaffolding. No rooms, no structure… just a façade. In Ep 558, we’re unpacking why so many property “strategies” are exactly like that: shiny on the surface, but empty underneath. 

We unpack: 

• Why “simple” doesn’t mean “bad” (and complex doesn’t mean smart) 
• How some advice is more about helping the advisor, not you 
• Why buyer’s agents (as valuable as they are) shouldn’t be your strategy team 
• The checklist of what a real investment plan should include 

💭 So, is your plan something you can live with or just something you like looking at? Tune in now to find out! 

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• The 2025 PIPA Investor Sentiment Survey is live
  It’s your chance to shape how policymakers view the role of property investment in Australia.  👉 Got 2 minutes? Take the survey here! 
   
• What’s Making Property News: QLD’s New Seller Disclosure Scheme is now in effect! Read the full Gov resource here 👉 Seller Disclosure Scheme | QLD Government 
  
  
• Cotality’s July 2025 Monthly Housing Chart Pack  👉 Download the full report here 
   
• Guests & Episodes Mentioned:  
  • 001 | We Fix Bad Property Investment Advice 
  • 557 | 8 Cheap Cashflow Properties in 18 Months, and Still No Passive Income? A Silver Bullet Case Study 

LISTEN TO THE FIRST 20 EPISODES HERE >>

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Chapters

• 0:00 558 | Sexy vs Practical: Your Future Deserves More Than a Back-of-Napkin Plan
• 3:45 PIPA Investor Survey: Capital gains tax changes coming? Have your say 🗳️
• 6:52 Mindset Minute: Earning $200K and still broke? It’s not about income…
• 8:18 Fake Facades & Glossy Advice: The theme park set that fooled you
• 10:56 Wedding Cakes, Concept Cars & The Block: Style over substance in property
• 15:04 Advice that sounds good vs advice that is good 💡
• 17:14 Jason Zweig on investing: "While people need good advice, what they want is advice that sounds good.”
• 18:41 When it’s more about the advisor: Smart-sounding fluff or helpful strategy?
• 20:55 Practical Tactics #1: One Size Fits None: Personalised plans or pain down the track
• 21:45 What Coldplay’s Chris Martin has to do with your property planning
• 23:10 Practical Tactics #2: Concept plan vs. Comprehensive plan (Napkin chats ≠ Financial roadmap)
• 28:13 LVR: The Hidden Gem in Investment Plans
• 29:46 What a real investment plan includes: Modelling, strategy & end goals
• 31:22 Simplicity done well: The underrated power of functionality 🧠
• 32:47 Should a Buyer’s Agent prepare your plan? Here’s why that’s risky
• 34:53 BA “strategy” ≠ strategic advice: The licence and legal scope explained
• 38:14 The danger of unregulated advice: Who’s accountable if it fails?
• 40:39 Misaligned incentives: Why “buy now” might be about their payday, not your plan
• 41:31 What Buyers Agents don’t (and can’t) integrate into your strategy
• 42:45 The Uninformed Nod: Who does this really serve?
• 43:32 No modelling, no accountability = Big risk
• 44:16 Financial forecasting is not their domain. Here’s whose it is
• 45:02 Key Takeaways: Don’t confuse confidence with competence
• 51:21 Lifehack: The ideal sauna timeline (and when it turns dangerous) 🔥
• 53:53 What’s Making Property News: QLD’s new seller disclosure laws
• 55:43 Cotality: National dwelling values rose 0.6% in July – here’s the state breakdown