576 | No Hearing, No Income & A New Baby: From Medically Discharged to Retiring at 34 - Chat with Matt

When life knocks you down, how do you rebuild from nothing? 💭 

Meet Matt: a proud Aussie veteran whose life took a sharp turn when he lost his hearing in the Army and was suddenly left without income, identity, or direction.  

With a newborn to care for and his savings running out, he and his wife, Ashley, hit rock bottom… before choosing to climb their way back up. 

From living off charity food boxes to buying two investment properties, Matt’s story is one of courage, persistence, and education in action. 👏 

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• Guests & Episodes Mentioned:
  • 574 | The #1 Reason You Won’t Retire Comfortably Has Nothing to Do with Your Income
  • Listen to our complete collection of Summer/Winter series guests!

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Chapters

• 0:00 Ep 576 | No Hearing, No Income & A New Baby: From Medically Discharged to Retiring at 34 - Chat with Matt
• 1:45 FREE BOOK: How to Retire on $3K a Week
• 2:28 Welcome, Matt G!
• 3:44 Money Story: Growing Up On A Farm With Six Kids & Money Stress
• 8:39 Six Siblings, Six Different Money Mindsets
• 9:55 Joining The Army At 18 After Losing His Apprenticeship
• 12:28 What Army Training Really Looks Like
• 14:57 Medically Discharged: Blindsided By Hearing Loss
• 18:25 The Move To Brisbane, Burning Through Savings & Charities Providing Food
• 22:02 Fighting Defence… And Losing The First Round
• 24:08 How They Scraped Through: Uber Driving, Safety Testing & Rental Schemes
• 28:15 The Spruiker Swoop In :O
• 31:05 Education First: How A Podcast Episode Saved Them $40g Kicks In
• 34:00 The Surprise Plan: “Just Wait A Year”
• 39:25 Fourth Gear: Buying Their First Investment In Logan
• 43:27 The Importance Of An Excellent Property Manager
• 45:15 Crypto, Ponzi Schemes, Losses… Then Finally A Win
• 46:25 Investment Property #2: Buying In Mirrabooka, Perth…And The Dream Tenant
• 49:40 The 10-Year Defence Battle Begins Again
• 52:09 Retiring At 34: “I Think I Can Stop Working”
• 57:00 The Mental Battle: Learning To Spend Again
• 1:00:45 Why He Almost Pulled Out Of The Episode — And Why He Came Anyway
• 1:06:54 Moorr Transactions Challenge For 2026