Lettings & Landlords - The Coping Mechanism

S2 Ep6 | Holding Rental Properties in a Limited Company

James Cope | Cope & Co Season 2 Episode 6

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0:00 | 21:24

Should landlords hold their buy-to-let properties in a limited company?

It’s one of the most common questions in property investing, and one of the most misunderstood.

In this episode of The Coping Mechanism, Daren is joined by a Neil King of Cedar + Co.tax adviser to break down the real pros and cons of holding investment properties in a limited company.

We cover:

Why so many landlords moved to company structures after the mortgage interest tax changes

How corporation tax vs personal income tax affects rental profits

When a limited company structure can help grow a portfolio faster

The hidden costs of transferring properties you already own into a company

How Capital Gains Tax and Stamp Duty Land Tax can impact incorporation

Whether it’s sometimes better to leave existing properties alone and buy new ones through a company

Most importantly, we explain why incorporating isn’t a simple tax trick and why the numbers can look very different once you factor in CGT, SDLT and refinancing costs.

If you’re a landlord thinking about using a limited company, this episode will help you understand what questions you should ask before making the move.

⚠️ This episode is for information only and not personal tax advice.

Before transferring property into a limited company, always speak to a qualified tax adviser.

Thank you so much for the continued support. 

As said in the Podcast please do send in any questions you have, any advice you need or any stories about your property experiences!

Contact us - questions@copeandco.co.uk