Business Blasphemy

EP109: Who's Really Qualified to Touch Your Money with Karla Ukman

• Sarah Khan • Season 4 • Episode 109

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This episode is your official permission slip to stop waiting until you “hit a number” to start taking your money seriously. I’m joined by licensed advisor and wealth strategist Karla Ukman — who is very much Not Your Father's Advisor™ — to break down the difference between legit financial planning and the unregulated noise online.

We dig into:

  • The real difference between financial advisors, planners, coaches, and CFOs
  • Why unlicensed advice is not only wrong, it’s illegal
  • How to build a money team (and stop expecting one person to do it all)
  • What self-trust has to do with your financial future
  • Why wealth isn’t a vibe — it’s a system

Karla’s perspective is grounded, generous, and deeply needed in a space full of people handing out advice they’re not trained (or allowed) to give. If you’ve been feeling confused, overwhelmed, or low-key gaslit by the online business world, this one’s for you.

Guest Bio:

Karla Ukman is "Not Your Father’s Advisor"™. For over a decade, she has dedicated herself to empowering women and marginalized communities to achieve their financial goals. Karla, a passionate financial education advocate, strives to widely spread financial literacy and empowerment. She's on a mission to share wealth-building tools and education—resources usually exclusive to other communities — to create generational change.

Connect with Karla:

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And if you’re ready to dive even deeper, grab a copy of my book Bite-Sized Blasphemy and ignite your inner fire to do life and business your way.

The Business Blasphemy Podcast is sponsored by Corporate Rehab® Strategic Consulting.

Speaker 1:

Welcome to the Business Blasphemy Podcast, where we question the sacred truths of the online business space and the reverence with which they're held. I'm your host, sarah Khan speaker, strategic consultant and BS busting badass. Join me each week as we challenge the norms, trends and overall bullshit status quo of entrepreneurship to uncover what it really takes to build the business that you want to build in a way that honors you, your life and your vision for what's possible, and maybe piss off a few gurus along the way. So if you're ready to commit business blasphemy, let's do it. Hello, hello blasphemers, welcome back. I have a treat for you today, because do you like money? We all like money, but guess what? People are trying to fuck you out of your money. We'll get to that. I am really excited to have my friend, my favorite bitch, carla Uchman, is here. Carla is not your father's advisor. Let me introduce her. Actually, you know what you introduce yourself and then we'll go from there, because I love you, just do it, Do it.

Speaker 2:

I love you and, by the way, thank you again for having me on this. I'm so excited. And to the audience, I mean, if you listen to some of our voice messages, I mean this is exactly how we talk to each other, so you're getting the real deal here. But yes, thank you, I am not your father's advisor. That means that I work with women and other marginalized communities and I provide a space where we are building wealth our way, and I do that through the education behind the why, and I truly feel that if we have the resources that are historically given to other communities, we can change generations to come. So that is who I am and thank you again for having me.

Speaker 1:

My absolute pleasure. We will have all the details in the show notes. But Carla is the founder of Artemis Wealth Management and I love the tagline. I am not your father's advisor. How did you come up with that? Was it just because you're not?

Speaker 2:

It was well. Yes, so I have tattoos, I have piercings. I don't dress in a stuffy suit. A lot of times I just come as I am and I'm a woman Most advisors there's 20% of advisors that are women or other communities in the industry, so that's also another reason.

Speaker 2:

But the biggest thing is the way that I communicate with my clients. The way that I run my meetings, the way that I present the information is completely different than what the industry has normally done and presented. So one night I was just sitting at the house just trying to think about marketing things and I wanted to do a new tagline and it came to me and I'm like I am not your father's advisor, Like that, that's, that's it, that's it. And I've been doing this, for I'm now in my 12th year. I have my own firm. So being able to do what I want, not be constrained to what the typical industry has for financial advisors, slash financial planners is so freeing and I get to do it in a way that is fulfilling, I think, my purpose in helping people build wealth.

Speaker 1:

Yeah, I love that and I mean we have to start with. You're like, properly credentialed. You're not just some Yahoo who decided that she was going to be a money coach or a financial coach.

Speaker 2:

You're an actual, financially credentialed human being, right, I'm laughing because there, let me put this there's nothing wrong with money coaches and things like that, because I am friends with many. There are some great individuals out there, but when we're talking about wealth and our money, we got to be careful, because that industry, where they are not licensed like the money coaches and things like that they can say whatever they want Me, on the other hand, because I have my license, I am federally regulated. I have my securities license, which means that I'm a fiduciary, which means that I have to work in your best interest. My files are pulled, all for regulation purposes. Every recommendation I make has to fit in a story that I tell, and so I can't just say whatever I want to say or do whatever I want to do, and I can lose my license or get fined. So yes, I am a legit, licensed person.

Speaker 1:

And I'm not shitting on money coaches, because, again, I know people who are money coaches. They're very smart, they understand their scope of practice, and the reason I said that is because we're going to be talking about wealth, which is different than making money, which is different than pricing and all this stuff that we generally talk about when we're talking about money. So I wanted to set the stage, I wanted to set the standard that this is somebody who actually understands the difference and who is licensed and credentialed to be talking about this stuff, because, yes, we know money coaches. We probably know some of the same ones.

Speaker 1:

There are a lot of people, though, who have moved into money coaching from other spaces that don't have financial credentials. They don't have a lot of experience. A lot of it is, and I mean, come on, you guys, if you've been listening to this podcast, you know perfectly well this is not a broad brushstroke. This is the industry, is a spectrum, and I'm talking about people on that one end of the spectrum, right, that are doing everybody else a disservice, but they are giving advice, they are tiptoeing into, and sometimes just flat out stomping into, places they should not be in, because they do not have the knowledge, the credentials, the legal I guess ability to talk about some of the things. So tell me how what you do is different from money coaching or even financial coaching, financial advising. How is it different?

Speaker 2:

Well, I'm going to start with a misconception. Okay, because I think that a lot of times people look at financial advisors, financial planners, as they only help with investments or life insurance or you know something like that in the financial planning space. So you have to be licensed to do that and not every financial advisor is able to do financial planning. This is where we start getting the lines blurred right and where the confusion comes into play, because you'll hear a lot of people in the money coaching space say well, financial planners can't help with budgeting. Well, no, that's false. I actually help with budgeting. That is the basis of your financial plan. If we don't know where our money is going, then we can't work towards building wealth in other ways.

Speaker 2:

I help with debt management, budgeting, tax planning Tax planning is different than tax preparation. Financial literacy that is talking about what certain financial resources and how you should be looking at that, how you should be structuring your assets, what to think about for in the future. So now people are like okay, why would you work with a money coach than a financial planner? A lot of times I can't tell you why, because you're gonna eventually have to work with a financial planner. A lot of times. I can't tell you why.

Speaker 2:

Because you're going to eventually have to work with the financial planner because the money coach isn't licensed to give you any advice. So they are not allowed to give you advice like you should put a certain amount of money into a savings account or an IRA. That's illegal. And when I'm working with my clients I can actually tell you this specific amount and it's because I am a licensed advisor. The mindset portion of it certain financial planners we do work in the mindset, behavioral aspect of things. Money coaches do that as well aspect of things Money coaches do that as well. So I think that's where the industry the money coaching industry and the financial advising industries there's a lot of overlap. But eventually you're going to have to work with an advisor because it is illegal for someone to give you personal financial recommendations unless they are financial advisors.

Speaker 1:

This is where I think I'm a little bit like. This is where my concern tends to kind of hover is a lot of what you're talking about does require, like you said, licensing, training, etc. So where is the line then, when you've got these money coaches, these money mindset coaches, these financial advisors? Like, where's the line in terms of, once they start doing this, they are crossing over into a realm that they should not be in.

Speaker 2:

Great question. So and this also happens with investment education programs, because you'll see this on, so I'm lumping that into the money coaching, because that's super popular right now Education is different than recommendations. Okay, so education is what is a retirement account? What is a life insurance account? Is a life insurance account? What is a will you know? What is a trust, what? What are bonds you do, what are stocks, what you know? That is an education side of things. You know how to budget, like what should you think about when you're budgeting? What should you think about when you're planning for retirement? What? So that is the education portion that is not regulated. Okay, when you start making recommendations, that is where you have to be licensed. So, recommendation of okay, we talked about retirement, there's all different types of retirement accounts.

Speaker 2:

Then that money coach says well, maybe you should open up a Roth IRA. That is a recommendation. That's illegal. They can't tell you to do that. They can't tell you to put a certain amount into your Roth IRA or your traditional IRA, because they don't have the credentials to do that. Because now you're going over that education piece and you're giving a recommendation, and here's the problem they're not licensed.

Speaker 2:

So if you take that recommendation? How are you going to go after them to get compensated because it might've been the wrong recommendation, right? Does that happen a lot? The industry as a whole for money coaching. There was an article that was just released, about a month or so ago, and it was talking about how it is concerning because you have TikToks, you have Instagram reels, you have all these people giving all this advice and saying, well, you should max out your Roth IRA. Well, that's an actual recommendation and you can't make that recommendation. So it is something that is super concerning for the wealth building industry and it's hard to regulate.

Speaker 2:

So if I make a recommendation and it is not appropriate for the client, they could come after me and not sue me personally, because I have, you know, insurance, but you know that type of thing, and if the industry finds that I was fraudulent or something I could get fined, well, how are you going to go back to that money coach that gave you a recommendation and now they're nowhere to be found? Yeah, and that's the issue. Also, same with cryptocurrency recommendations and all that. That's a whole nother conversation that we'll have another podcast episode on.

Speaker 1:

I look forward to that, because the number of times I'll get like a you should buy Bitcoin right now. It's like really, okay, yeah, honestly, how about we just keep TikTok for funny videos and how to get stains out of shit, and maybe not like financial advice? Like, honestly, it's one of those things. It's like everything in the online space has just become so saturated with noise it's hard to really, I guess, kind of wade through that noise to find the advice that you actually need. So at what point is somebody looking for someone like you? Like what are the thoughts they're having, the concerns they have? Like, what are they starting to think about in terms of their money or their longevity or their legacy? Like, what kind of mindset, mind frame as a person, frame of mind, not a mind frame, but what you know what I'm saying, right? Like, who's looking for you and when should they start looking for someone like you?

Speaker 2:

Yeah, great question. So I have a very wide range of clients and the number one thing is you actually want to work with a professional, because I can't. I'm not here to convince you my value. I mean, when we're speaking, I'll share with you how it looks to work with me, but you have to be open to working with a professional. So that's the first mindset requirements.

Speaker 2:

And then the other portion is when you wake up in the morning and you don't know where your money is going and you have no plan for certain money goals. And money goals it's not just retirement, it's how are you going to pay for that vacation that's going to cost a couple thousand dollars every year that you want to go in, you want to purchase a new car, you want to purchase land, you want to have another business, you want to leave your job. These types of milestones have to be planned for because of inflation, because of taxes, and all the things have to work together in order for us to reach those money goals. If you wake up and you're like, I have no idea how I'm even going to accomplish those. That's why we need to talk, because I can help you with that.

Speaker 1:

Yeah, and money is not a vibe, right Like it's, it's an actual thing you have to plan for. Is there like a threshold in terms of how much somebody is making that makes it like makes it make sense for them to work with someone?

Speaker 2:

In my industry, financial advisors and planners create their own type of market right and their own thresholds. So depending on who you're looking to work with will be a better fit For me. There's tons of different ways that we can work together. I do not have a threshold. This is also why I'm different, because a lot of times, people will have minimums. Advisors will have minimums of you need to have like 250,000 in order to work with an advisor. Well, I don't have that, because I've structured my business in a way so that I can help a wider range of clients and then we'll discuss what the best fit is and maybe we decide it's not the right fit. But don't wait. The problem is is that we're taught in society to wait until we have a certain amount of money to seek out for a professional. But if you would have just talked to the professional in the first place one you might have saved money, and two you're starting your journey sooner than later when it comes to building wealth.

Speaker 1:

Yeah, that makes total sense. And yeah, I remember we had inquired about a financial planner and it was, yeah, $250,000 minimum threshold and I was like, well, I guess that means we're doing it. And let me tell you guys right now, I would have hired Carla a long time ago if only she worked in the Canadian markets. So, yeah, I know, dang it, I know what the hell. Okay, so that's like all of the really important, serious stuff out of the way. Yeah, I really want to talk about some of the shit we talk about in our chats. What are some of the things in the online industry specifically? Because we can talk about offline, but let's talk about online. What is happening? What do you see that is either concerning you or pissing you off?

Speaker 2:

Oh, man Okay Take a seat everybody.

Speaker 2:

Take a seat. Do we have enough time? Well, it's what the money coaches is, number one, you know. It's like they're giving recommendations and they're saying that they have these experiences to give these certain recommendations, and they absolutely should not.

Speaker 2:

I saw this one post about somebody telling everyone that they need to max out their Roth IRA, and this is going back to earlier, and one of the things that we have to think about when we're growing wealth is how each bucket of money is taxed. But also here in the United States, our retirement accounts are controlled by the government. What I mean by that is the laws on distributions, on how much you can contribute all those things are controlled by the government. On how much you can contribute All those things are controlled by the government. This is not a bad thing, but what we have to think about is do we want to give up all of our purchasing power and our wealth building power to the government, or do we need to be spreading it around so that we have flexibility? And it might not be appropriate for you, as the individual, to max out a Roth IRA, because the government can come in and change the rules of that account at any time, just like we've seen with the Secure Act 2.0, what they said is, hey, you're required to take money out of your IRAs at certain ages.

Speaker 2:

So that's something that makes me upset and boils my internals because I'm like this is you're giving blanket advice, and then I see these people that say that they work with business owners. Okay, in the financial space, by the way, business recommendations for finance is not the same as individual, because a business is an entity, so you do not need to be licensed, like myself, to give like to be a CFO or bookkeeper, because I'm not licensed. That's not what we do as financial advisors, okay. But the second, that that CFO or bookkeeper gives you any type of recommendation, like you're supposed to be putting money into whatever that looks like For the personal side of things. Now they're making a recommendation and they are actually overstepping their legal boundaries. And unless they are a licensed CPA, that is different, or an attorney, and it is part of the whole plan. A CPA can say, hey, you should be putting a certain amount into a retirement account, but even then they have restrictions on what they can share. Same with me I can't give tax advice on certain things because I'm not a CPA.

Speaker 2:

So that is what really makes me angry is seeing these bookkeepers, cfos, making recommendations on the personal side of things and then they're like oh yeah, I'm saving my clients, I'm coming in and I'm being this wealth, we use this wealth savior, and that's not how the industry works. You have to hire a professional for each little area of your wealth team. You have a wealth team. You can't hire just one person for all things wealth building.

Speaker 1:

But I think that's endemic of the online business space, right, like I certainly experienced it as an operations person. Right, I came in as an operations director for a number of businesses and I have a very specific purview. When I come in and most business owners are like no, but you can also do this, and you can also do this, and you can also. It falls under operations you can't see me, but I'm doing the air quotes Like it falls under yeah, it falls under the realm of operations, but that doesn't mean the operations director is doing it all. Right, and I would see this with like I had a client who even wanted me to do her finances every month and it's like that's not, that is not my job. That's like so far out of my lane I'm getting whiplash, like it's ridiculous.

Speaker 1:

I've even seen training programs like I know there are operations or OBM like training programs that will give that person a very cursory kind of look into like this is what the financial side looks like and that somehow empowers these people to go out and say I can handle your finances, I can handle your marketing, I can handle your operations, and it's like no, but it just seems endemic of the entire space that if I can hire one person to do all of the things, I'm saving money. Because, let's face it, most business owners are not making a lot of money, no matter what. Hire somebody who for every specific function. It's like a big organization or corporation. You have a department and then there are people within the department who do different things. I imagine it's exactly the same for finance. Yeah, absolutely.

Speaker 2:

Man, can we drop the mic right here? Drop the mic right here. Well, it's so true because I also talk about this with my business owner clients your personal money and your business money overlap. What I mean by that is, if you don't have a handle on your personal side of things, your business side of wealth is never going to grow the way that it should, and I see that so many times when I start working with business owners. They hired a coach or some type of person and they were like, well, they said that they could help me with all this and come to find out they just spent twice as much as it would have spent to work with me and they still don't have any of the answers. Plus, that person isn't even licensed to be giving answers, and if they would have just reached out to the professional in the first place, they would have saved thousands and it would have been organized the way that it should have been in the first place.

Speaker 1:

I think it's just too easy for people to be able to say they are what they are. I remember when I first started in this space, it was so important for me and I'm talking about myself here it was really important for me to like distance myself from that. So I talked a lot about my credentials. Like I talked a lot. I go back and look through my memories I'm like, holy shit, I talked a lot about my credentials, right, but it was. It felt necessary because there were so many people who were claiming to be able to do a thing, having absolutely no experience doing the thing. Or they had taken like a weekend course or like.

Speaker 1:

I'll give you an example Like my when I moved to England, I started working for one of the big four professional services firms and they actually paid for me. Like they trained me as an executive coach to do some stuff. And prior to that, before I had gotten the job, I had heard about this thing called life coaching, and so I actually signed up to become a life coach and I did a two-year program. I had to do modules of study. I had a mentor advisor who had to mark all of my assignments. I had to do 200 hours of pro bono coaching and then I actually got like a diploma at the end of it and it wasn't like I didn't go to like a university or college, but it was like an accredited program. And then you come here and there are people doing like a $7 weekend course and now they're life coaches because they got a whole bunch of templates from somebody and I feel like that is so.

Speaker 1:

That is such a great example of how it's working in almost every industry, every niche, particularly as the online space has gotten bigger, especially after COVID. Right, like there are so many courses popping up on Udemy and this and that and it's it's hard for me to sit here and just like shit on all of it. Because, yes, do I want people to be empowered? Absolutely. Do I want people to be able to take control of their future and have agency? Yes, absolutely. But can you stay in your fucking lane Right, like if you don't have the credentials or the knowledge or the experience? But you really want to do a thing, then go and get it, but get it from something that is legitimate and not some bullshit high vibing. I did bat dung I can't remember the term for it.

Speaker 1:

But you know, like I did drugs in a cave and now I'm enlightened and I can teach you to do shit Like it's getting out of hand. Now I'm enlightened and I can teach you to do shit Like it's getting out of hand. And this is where you've got these financial saviors who think they can come in and like liberate your money because they've I don't know and I see all these posts, too, about oh, you should, this is a way to build your wealth.

Speaker 2:

Build your wealth. Well, here's the thing If you don't have an actual financial plan, you're not going to be able to build wealth. Because I work with a lot of clients that have come to me that are making six, seven figures and they're not building wealth. What they're doing is they're going to their business every day and they have the grind of it. They're bringing in clients but on the personal side of things, they have nothing to show and one they aren't paying themselves the right amount and, by the way, your CFO and bookkeeper cannot tell you how much they need to be.

Speaker 2:

You need to be paying yourself, because if you don't know, with all those goals that I talked about earlier, and you put it into financial planning software that only a financial planner can have and you have to be licensed, and it's looking at all these different scenarios what if the market's down? What if the market's up? What about inflation? What about taxes? And then you say, okay, I need to get this number in order to reach my goals in 5, 10, 15 years. Then you take that number and you take it back to your CFO, bookkeeper, whatever that is and say, okay, well, this is now what I need to be paying myself. This is how you're building wealth. It's not just grinding in your business. That's just a part of it.

Speaker 1:

Okay. So how do you feel about things like and this might not be even the same realm, but like one of the big things a lot of people throw around is profit first, for example? Yeah, talk to me about that. Like, how do you feel about stuff like that, the blanket like 20% or whatever?

Speaker 2:

I am doing a financial plan for someone that is really likes that, and when we did the numbers, they actually need to be paying themselves more. They will never reach their goals ever. The probability of success was 0%, really, wow. So here's the thing. This is where you have to have a money team talking about all these moving parts, because on my side, I'm going to be plugging in numbers and working backwards, especially for business owners. That's a really good way of looking at it is saying, okay, I need to actually be paying myself W-2 and distributions, whatever that looks like, and I need to be doing that at $100,000, $200, 200,000, 300,000, whatever that is a year in order to reach the personal goals, because no one is going to be able to be in their business forever.

Speaker 1:

So what does that look like in terms of because I know there are some financial coaches out there who will I don't even know if they're coaches, but like I've heard it bandied about that oh, if you have a particular goal, just charge more, like just up your prices, and you can meet those goals.

Speaker 1:

Like it feels disconnected especially given what you're saying Right, given what you're saying right. So what are some of the things that people can do outside of just raise your prices, charge your worth bullshit to meet those goals? Like, what are some of the things your clients are doing?

Speaker 2:

And so much as you can tell us, because I get there's confidentiality, nothing specific, but so and I'm not even getting into the books of you know the business owners, because, remember, that's not what I do yeah, but what we're talking about is hiring like a fractional CFO, hiring someone like yourself in conjunction with working with me where, like, okay, I, it's not just as simple as raising your prices and then you can pay yourself more. What if you actually need to be hiring somebody else to offload this work so that you can pay yourself more, or whatever that is. It's deeper than that. There's always more processes to just raising prices.

Speaker 2:

And when we raise prices, why are we raising prices? It's not just to pay yourself more. What is the point of doing that? And then are you pricing yourself out of packages? I'm just saying the coaching industry is crazy. How much they're charging when you look at hiring a attorney, someone like myself and a CPA, then you look at some of these coaches and how much they're charging. You could hire all three of us, got your stuff together and still not add up to how much these coaches are charging.

Speaker 1:

Oh, I know it's insane. You're spending 50, 60% of what you're making on a coach and that's before you're factoring in expenses and overheads and salary and all of these things because the coach has promised you some silver bullet that's going to suddenly just tenfold your income, and nine out of ten times it's believe in yourself more and just raise your prices higher, and especially, I think, in this economy, what we're talking about is so important because you don't know what's going to happen tomorrow. You know when you're paying $120 for a dozen eggs, like fuck me right, like what's happening. So if you're listening and you're like, well, I'm not at the point yet where I need a financial advisor, I think we've established the fact that yes, you do and yes, you are. It's becoming more and more important and I've said this before and people don't like it, but I'm going to keep saying it If you want to have a business, start treating it like a fucking business, like actually start running it like a business.

Speaker 1:

This is not an expensive hobby and that means making choices like hiring professionals to do things the right way the first time, and it's yeah, it's going to cost you money, but at the end of the day, it's also going to save you a fuck ton of money later on down the road, when you realize that that high vibing coach who has a ranch out and wherever and is telling you oh, you want to make a million dollars, all you need to charge is like $100,000 for a VIP day. Just do 10 of those a year. Fuck off right. If you're wondering what I'm talking about, go back and listen to episode two. I did a whole thing on this. It's a real scenario.

Speaker 2:

Exactly exactly, and you know. The number one thing to think about this and I talk about the system one the financial advising world has failed us. So I understand. I do not put any judgment on why people have not hired someone.

Speaker 2:

It is painful to work with certain financial advisors the industry as a whole. This is why my tagline is what it is because they've either felt like they weren't being heard, they were just pushed into investment accounts. They had to have a certain minimum in order to work with a professional. So I get why I got into the industry because I wanted something different, because I was being treated in a way that felt icky and no one was listening, and they wanted to talk to my husband and not me, even though I was the one that was, you know, handling the finances. So, with that being said, there are people in our industry not just me, I'd like to say just me but that are doing some amazing things.

Speaker 2:

So, when you're looking to work with a professional, there are professionals out there that can help you and get you started. When we're business owners, there's different tactics when it comes to building wealth and we have to utilize every resource out there, because the system wants us to keep working till the day that we die. And if we do not have that financial, education and literacy resources, then they can keep us working till the day that we die. And if we do not have that financial, education and literacy resources, then they can keep us working till the day that we die and keep the whole system running. And if we build wealth to piss the system off, then we are changing again generations.

Speaker 1:

And that's the goal right To stop this cycle of everybody talks about generational wealth, but so few people know what it takes to actually build it. And it is not just hoarding money. There's there's a strategy behind it that needs to be in place in order for you to get the biggest bang for your buck. Yep, is there anything else that we wanted to talk about? I can't remember. Is there anything else you want to?

Speaker 2:

talk about right now, because I mean, we could keep talking for like an hour and then everybody's going to fall asleep because attention span and I hear you. No, I appreciate what you're doing. You know your podcast. By the way, I know that I'm going to be aired after way past your 100th episode, but congratulations on that. So you know that's a huge accomplishment in the podcasting world. So congratulations, and I feel honored to even be part of your journey, your podcast journey. So thank you for having me.

Speaker 1:

Girl, you're more than welcome and, honestly, I met Carla just a little while ago and immediately fell in love with her, because this woman has such a like it's, she's such a gentle soul, but you can tell that there's like a Scorpio fire under there.

Speaker 2:

I am a Scorpio.

Speaker 1:

And I sense it because both my girls are Scorpios. Someone send help please. But honestly, like she's gonna tell you the truth, One of the things that has been coming up for me a lot in the last maybe six or seven months is really kind of filtering away a lot of the fuckers and the fakers that had just started to kind of creep into my, into my space for better or for worse and really grabbing hold of the people who are neither fuckers nor fakers. And Carla is one of those people. She's honest, she's genuine, she knows what she's talking about and, like I said, if only she was able to advise me in Canadian, I would have hired her a long time ago. So run, don't walk to the show notes, get her contact details and, at the very least, just follow her, because she's always got really you know something important to say and I appreciate you being here and for listening to my inane Voxer messages. Thank you for that Cause. Geez, you gotta be a little bit unhinged to sit and listen to those some days.

Speaker 2:

Hey, I'm unhinged too. No, thank you, and I appreciate everything that you're doing. And yeah, just follow me and don't be afraid to come into my DMs or schedule a meeting. It's a safe space. Do not worry about the mistakes.

Speaker 1:

The pitch slap and the mistakes, yeah.

Speaker 2:

Yeah, yeah, I'm just here to help you and figure out how to build wealth and that's what we want.

Speaker 1:

So, like I said, run, don't walk to the show. Notes, carla. Thank you so much for being here. My friend, thank you and, like I say every week, guys, you can have success without the BS. You know where to find us if you need us. That's it for this week. Thanks for listening to the Business Blasphemy Podcast. We'll be back next week with a new episode, but in the meantime, help a sister out by subscribing and, if you're feeling extra sassy, rating this podcast. And don't forget to share the podcast with others. Head over to businessblasphemypodcastcom to connect with us and learn more. Thanks for listening and remember you can have.