Keep The Change

Ep 94 - The Reality of Girl Math: Debunking Money Myths

Coco Dee

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0:00 | 9:33

Recording from a doctor’s office before a PRP facial, Coco Dee expands on “girl math” and how jokingly justifying spending (like buying more because it’s on sale) can keep women stuck, especially those who already struggle with money. 

Coco reframes money as a simple game with clear parameters, pointing to compound interest as proof of how powerful small, consistent choices can be over 10–20 years and how “girl math” can compound against you, too. 

Her core reminder is that today’s decisions are seeds: you often feel the results two to three years later, just like training or leaving an unhealthy relationship has a messy middle before the payoff. 

She encourages being expansive, but not reckless, and to make choices that build wealth, legacy, or a financial buffer.

00:00 Doctor Office Intro

00:26 What Girl Math Means

02:01 Money Game and Compounding

03:41 Choices Plant Seeds

05:01 Messy Middle and Rewards

06:03 Garden Analogy for Money

06:26 PRP and Skin Investment

07:08 No Scrooge Final Reminder

07:33 Wrap Up and Goodbye


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