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How to Buy a House in Calgary, Alberta, Canada in 2023 | Step by Step Guide

Calgary Lifestyle Guide

Chapters
0:56
1. Full-time Permanent (not temp) job or steady self-employment or part-time income
1:28
1.2 Why you shouldn't buy a new car + switch jobs...
2:40
1.1 I work part-time. Can I get a mortgage?
3:13
1.3 I am self-employed. Can I get a mortgage?
3:56
1.4 I am unemployed. Can I get a mortgage?
4:43
2. Good Credit Score and why it's important
7:12
3. Downpayment: how much and how little can you put
7:27
3.1 Why it's a good idea to put 20% down payment towards your home
7:35
3.2 Mortgage Insurance (CMHC) explained
8:00
3.3 If you can't put 20% down, then what can you do?
8:39
3.4 What is the minimum down payment in Calgary, Alberta, Canada?
9:07
3.5 Amazing FREE mortgage scenario calculator for Alberta
9:20
4. Why you should stay for at least 5-7 years
10:59
5. Mortgage Pre-approval: why it's important + why you should start early
13:26
5. (a) Choosing a Bank vs Mortgage Broker
15:10
6. Calgary Real Estate Market Explained: Seller's vs Buyer's Markets explained
15:45
6.1 Calgary Spring 2021 Hot Seller's Market Explained
16:27
6.2 Buyer's Market Explained
19:09
6.3 Even if your offer is great, the seller is not obligated to sell to you
19:15
6.4 My story about how I represented buyers in a multiple offer situation with a lower offer and we still won the house - why?
20:19
6.5 Philosophy behind my method
21:46
6.6 My advice for multiple-offer situations
22:09
6.7 Why it's not always about the money
22:22
6.8 Real Estate as a job - what it's like
23:22
6.9 Calgary Real Estate has its own seasons
23:58
6.10 How do Realtors determine property prices?
25:37
6.11 Should you renovate your house in order to sell your place?
26:15
7. Understand what type of property can you buy in Calgary
27:40
8. Shortcut to finding the best home that works for you
Calgary Lifestyle Guide
How to Buy a House in Calgary, Alberta, Canada in 2023 | Step by Step Guide
Jan 27, 2023 Season 1 Episode 1
Anastasia Dvorak

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Everything you MUST know before buying your first house in Calgary, Alberta, Canada. Learn all the First-Time Home Buyer Tips and Advice here.

▶️ Read the full blog post on this topic on my blog + use the Mortgage Calculator: https://calgarylifestyleguide.com/8-things-you-must-have-before-buying-your-first-home-in-calgary-alberta-canada/

━━━━━━━━━▼ ABOUT THIS PODCAST▼━━━━━━━━━
Hi! I am Anastasia. I am your Calgary Lifestyle Guide. This podcast is all about down-to-earth advice on moving to Calgary, living in Calgary, and buying/selling properties in Calgary.  I am a local Real Estate Agent/Calgary Realtor with CIR REALTY and YYC Lifestyle Blogger and YouTuber. 

Besides being a Calgary Realtor who loves her job, I write and vlog about the best of real estate, lifestyle, food, drink, culture, travel, and things to do in YYC! Thank you so much for visiting! Check out my blog: https://calgarylifestyleguide.com

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#FirstTimeHomeBuyer #MovingtoCalgary #CalgaryRealEstate #CalgaryRealtor

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Anastasia Dvorak
Real Estate Agent/Realtor
CIR REALTY, Calgary, Alberta
Serving Calgary and the surrounding area
Text me: 403.835.6913 
Note:  I do not always pick up my phone as I am busy with clients, so for the fastest response, it's better to text me or schedule an appointment online here: https://calendly.com/calgarylifestyleguide
Book an Appt: https://calendly.com/calgarylifestyleguide
Email me: info@anastasiayyc.com (note: please make sure to add your cell phone number at the end of your email. I reply to every email, but sometimes it goes into your junk folder - that way I can still get in touch with you even if my reply email message gets filtered by your email system. Thank you!)
DM me on Instagram @CalgaryLifestyleguide
 
THANK YOU FOR LISTENING, COMMENTING & SUBSCRIBING!♥