
Fintech Hustle
Join host Sam Kilmer, fintech advisor, in unscripted conversations with top fintech industry leaders. No planned corporate talking points, no scripts, no pitches. Just useful advice and insights. To keep it lively, Sam often brings co-hosts like author/researcher Ron Shevlin, former American Banker editor Mary Wisniewski, and former Bank Director President Al Dominick.
Fintech Hustle
Data, Trust & The Death of Product-Centric Banking | FinovateFall 2025
Recording “in the hall” at FinovateFall, host Sam Kilmer is joined by Wayne Miller ( SVP Innovation at ICBA & GP at BankTech Ventures), Tiffani Montez (Principal Analyst, EMARKETER), and Har Rai Khalsa (CEO & Co-Founder, Swaystack). They discuss what a fintech leader’s day really looks like, the urgency of AI adoption, the shaky logic of bank-issued stablecoins, and why personalization and life-stage experiences must replace product silos.
Key Moments
- 00:04 Live from FinovateFall, NYC — Sam introduces Wayne, Tiffani, and Har Rhai.
- 01:10 Day-in-the-life: matchmaking fintech + banks, research for clients, go-to-market hustle.
- 04:24 Hallway buzz: AI and stablecoin — time to focus on how, not why.
- 07:25 Industry pain points: inactive accounts, lack of engagement, and missing 360° customer views.
- 12:16 Positive outlook: AI as augmentation, personalization at scale, and shifting from products to customer life-stage journeys.