{"version":"1.0.0","segments":[{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":13.88,"endTime":14.55,"body":"So,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":14.55,"endTime":14.920000000000002,"body":"um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":15.585,"endTime":15.895000000000001,"body":"Today's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":15.895000000000001,"endTime":16.295,"body":"training"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":16.295,"endTime":16.555,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":16.555,"endTime":16.805,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":16.925,"endTime":17.905,"body":"unlocking"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":18.015,"endTime":18.745,"body":"borrower"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":18.755000000000003,"endTime":19.405,"body":"potential,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":20.085,"endTime":21.155,"body":"exploring"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":21.325000000000003,"endTime":21.885,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":22.025,"endTime":22.305,"body":"re"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":22.305,"endTime":22.965000000000003,"body":"score"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":23.145000000000003,"endTime":24.195,"body":"opportunities."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":25.585,"endTime":25.995,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":26.015,"endTime":26.315,"body":"let's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":26.315,"endTime":26.605,"body":"get"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":26.605,"endTime":26.915,"body":"right"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":27.015,"endTime":27.575000000000003,"body":"into"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":27.755000000000003,"endTime":27.995,"body":"it."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":30.765,"endTime":31.255000000000003,"body":"So,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":32.065,"endTime":32.485,"body":"um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":32.605000000000004,"endTime":32.835,"body":"as"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":32.835,"endTime":32.965,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":32.965,"endTime":33.155,"body":"can"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":33.155,"endTime":33.475,"body":"see"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":33.475,"endTime":34.015,"body":"there,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":34.075,"endTime":34.545,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":34.565,"endTime":35.035000000000004,"body":"from"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":35.035000000000004,"endTime":35.405,"body":"the,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":35.405,"endTime":35.605000000000004,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":35.655,"endTime":36.325,"body":"charts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":37.065,"endTime":37.275,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":37.285000000000004,"endTime":37.455,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":37.455,"endTime":38.045,"body":"FICO"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":38.055,"endTime":38.725,"body":"score,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":38.775,"endTime":39.015,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":39.075,"endTime":39.975,"body":"components,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":40.005,"endTime":40.355000000000004,"body":"right?"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":40.395,"endTime":40.625,"body":"You"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":40.655,"endTime":41.185,"body":"have,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":41.235,"endTime":41.595,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":41.945,"endTime":43.035000000000004,"body":"35%"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":44.660000000000004,"endTime":45.06,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":45.07,"endTime":45.37,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":45.38,"endTime":46.03,"body":"FICO"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":46.04,"endTime":46.580000000000005,"body":"score"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":46.59,"endTime":46.6,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":46.6,"endTime":46.93,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":46.93,"endTime":47.260000000000005,"body":"score,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":47.27,"endTime":47.410000000000004,"body":"let's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":47.410000000000004,"endTime":47.63,"body":"call"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":47.63,"endTime":47.74,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":47.75,"endTime":48.04,"body":"that,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":48.04,"endTime":48.31,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":48.32,"endTime":48.53,"body":"from"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":48.53,"endTime":48.650000000000006,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":48.67,"endTime":49.09,"body":"payment"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":49.1,"endTime":49.78,"body":"history."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":50.830000000000005,"endTime":51.28,"body":"30"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":51.28,"endTime":51.970000000000006,"body":"percent"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":52.78,"endTime":52.970000000000006,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":52.970000000000006,"endTime":53.17,"body":"from"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":53.17,"endTime":53.260000000000005,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":53.260000000000005,"endTime":54.25,"body":"balances,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":54.61,"endTime":55.010000000000005,"body":"referred"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":55.03,"endTime":55.230000000000004,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":55.230000000000004,"endTime":55.49,"body":"there"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":55.49,"endTime":55.75,"body":"as"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":55.82,"endTime":56.28,"body":"amounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":56.28,"endTime":56.71,"body":"owed."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":57.75,"endTime":58.17,"body":"Uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":58.220000000000006,"endTime":58.77,"body":"15"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":59.24,"endTime":59.900000000000006,"body":"percent"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":60.17,"endTime":60.46,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":60.46,"endTime":60.64,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":60.650000000000006,"endTime":60.830000000000005,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":60.830000000000005,"endTime":61.220000000000006,"body":"length"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":61.28,"endTime":61.440000000000005,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":61.440000000000005,"endTime":61.52,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":61.52,"endTime":61.81,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":61.82,"endTime":62.29,"body":"history,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":62.29,"endTime":62.480000000000004,"body":"right?"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":62.480000000000004,"endTime":62.75,"body":"How"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":62.79,"endTime":63.2,"body":"old"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":63.2,"endTime":63.34,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":63.34,"endTime":63.440000000000005,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":63.440000000000005,"endTime":63.79,"body":"credit,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":63.900000000000006,"endTime":64.02,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":64.1,"endTime":64.36,"body":"depth?"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":65.565,"endTime":65.825,"body":"10"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":65.825,"endTime":66.605,"body":"percent"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":66.745,"endTime":67.005,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":67.005,"endTime":67.155,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":67.155,"endTime":67.295,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":67.295,"endTime":67.855,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":67.975,"endTime":68.865,"body":"mix,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":69.035,"endTime":69.445,"body":"right?"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":69.445,"endTime":69.825,"body":"Between"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":69.825,"endTime":70.815,"body":"installment"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":70.925,"endTime":71.795,"body":"revolving,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":71.825,"endTime":72.135,"body":"right?"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":72.135,"endTime":72.205,"body":"You"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":72.205,"endTime":72.345,"body":"know,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":72.385,"endTime":72.925,"body":"secured"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":72.925,"endTime":72.955,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":72.955,"endTime":73.775,"body":"unsecured."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":74.745,"endTime":75.325,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":75.335,"endTime":75.825,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":75.855,"endTime":76.245,"body":"last"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":76.275,"endTime":76.475,"body":"10"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":76.475,"endTime":77.075,"body":"percent"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":77.77499999999999,"endTime":78.21499999999999,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":78.265,"endTime":78.705,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":78.80499999999999,"endTime":79.24499999999999,"body":"new"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":79.27499999999999,"endTime":79.74499999999999,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":80.88499999999999,"endTime":81.41499999999999,"body":"because,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":81.455,"endTime":81.77499999999999,"body":"um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":82.35499999999999,"endTime":82.795,"body":"now"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":83.35499999999999,"endTime":83.905,"body":"breaking."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":84.22999999999999,"endTime":84.47999999999999,"body":"Uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":84.53,"endTime":84.83999999999999,"body":"how"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":84.83999999999999,"endTime":85.44,"body":"these"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":85.82,"endTime":86.58,"body":"affect"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":86.75999999999999,"endTime":86.89999999999999,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":86.89999999999999,"endTime":87.47999999999999,"body":"borrower"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":87.47999999999999,"endTime":87.57,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":87.58,"endTime":87.75999999999999,"body":"then"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":87.75999999999999,"endTime":87.89,"body":"we're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":87.89,"endTime":88.05,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":88.05,"endTime":88.11,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":88.11999999999999,"endTime":88.33,"body":"get"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":88.33,"endTime":88.75999999999999,"body":"into"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":88.78,"endTime":89.0,"body":"how"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":89.03,"endTime":89.14,"body":"we"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":89.14,"endTime":89.66,"body":"use"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":89.67,"endTime":89.72,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":89.72,"endTime":90.02,"body":"tool"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":90.02,"endTime":90.32,"body":"because"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":90.32,"endTime":90.49,"body":"it's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":90.49,"endTime":90.63,"body":"all"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":90.63,"endTime":91.08999999999999,"body":"about,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":91.78,"endTime":92.05,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":92.05,"endTime":92.27,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":92.27,"endTime":92.72999999999999,"body":"MLO"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":92.72999999999999,"endTime":93.97999999999999,"body":"understanding"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":94.5,"endTime":95.03999999999999,"body":"how"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":95.05,"endTime":95.28,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":95.28,"endTime":96.1,"body":"algorithms"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":96.1,"endTime":96.5,"body":"work"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":96.5,"endTime":96.69,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":96.69,"endTime":96.86999999999999,"body":"this"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":96.86999999999999,"endTime":97.16,"body":"is,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":97.21,"endTime":97.28,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":97.28,"endTime":97.42999999999999,"body":"know,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":98.07,"endTime":98.28999999999999,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":98.32,"endTime":98.64999999999999,"body":"may"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":98.74,"endTime":99.13,"body":"vary"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":99.13,"endTime":99.17999999999999,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":99.17999999999999,"endTime":99.36999999999999,"body":"little"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":99.36999999999999,"endTime":99.55,"body":"bit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":99.55,"endTime":100.19999999999999,"body":"between,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":100.19999999999999,"endTime":100.46,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":100.52,"endTime":101.63,"body":"Experian,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":102.07,"endTime":103.03,"body":"Equifax,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":103.22999999999999,"endTime":104.19,"body":"TransUnion."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":104.82,"endTime":105.19999999999999,"body":"Right."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":105.22999999999999,"endTime":105.6,"body":"There"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":105.61,"endTime":105.61999999999999,"body":"are"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":105.61999999999999,"endTime":105.63,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":105.71,"endTime":105.94,"body":"little"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":105.94,"endTime":106.08999999999999,"body":"bit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":106.1,"endTime":106.49,"body":"difference"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":106.49,"endTime":106.6,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":106.61,"endTime":106.74,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":106.74,"endTime":107.41,"body":"algorithms,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":107.41,"endTime":107.56,"body":"but"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":107.56,"endTime":107.72,"body":"it's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":107.72999999999999,"endTime":107.92999999999999,"body":"more"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":107.92999999999999,"endTime":107.97999999999999,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":107.97999999999999,"endTime":108.21,"body":"less"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":108.21,"endTime":108.49,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":108.49,"endTime":108.61,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":108.61,"endTime":108.74,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":108.74,"endTime":108.83999999999999,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":108.83999999999999,"endTime":109.25999999999999,"body":"same."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":110.61999999999999,"endTime":111.11,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":111.14999999999999,"endTime":111.46,"body":"payment"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":111.47,"endTime":112.16,"body":"history"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":112.16,"endTime":112.81,"body":"obviously"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":112.82,"endTime":113.11,"body":"has"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":113.11,"endTime":113.21,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":113.21,"endTime":113.47999999999999,"body":"do"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":113.49,"endTime":113.86999999999999,"body":"with,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":114.06,"endTime":114.41,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":115.11,"endTime":115.32,"body":"if"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":115.32,"endTime":115.46,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":115.46,"endTime":116.11,"body":"accounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":116.19,"endTime":116.36,"body":"are"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":116.36,"endTime":116.86,"body":"paid."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":117.47,"endTime":118.08999999999999,"body":"Time,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":119.00999999999999,"endTime":119.44999999999999,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":120.17,"endTime":120.58,"body":"amount"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":120.58,"endTime":121.0,"body":"sold"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":121.0,"endTime":121.3,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":121.3,"endTime":121.39999999999999,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":121.39999999999999,"endTime":122.44999999999999,"body":"balances."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":122.66,"endTime":123.14999999999999,"body":"So,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":123.8,"endTime":124.21,"body":"um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":125.11,"endTime":125.25999999999999,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":125.3,"endTime":125.58,"body":"payment"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":125.58999999999999,"endTime":126.00999999999999,"body":"history,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":126.00999999999999,"endTime":126.13,"body":"as"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":126.13,"endTime":126.44999999999999,"body":"far"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":126.44999999999999,"endTime":126.78,"body":"as"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":126.78999999999999,"endTime":126.89,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":126.89,"endTime":127.17,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":127.17,"endTime":127.64999999999999,"body":"report,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":127.64999999999999,"endTime":127.88,"body":"there's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":127.89999999999999,"endTime":128.14000000000001,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":128.14000000000001,"endTime":128.38,"body":"much"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":128.38,"endTime":128.5,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":128.5,"endTime":128.66,"body":"can"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":128.66,"endTime":128.74,"body":"do"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":128.92000000000002,"endTime":129.46,"body":"there."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":129.47,"endTime":129.64000000000001,"body":"They"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":129.64000000000001,"endTime":129.84,"body":"have"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":129.84,"endTime":130.6,"body":"derogatory"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":130.6,"endTime":131.05,"body":"accounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":131.05,"endTime":131.42000000000002,"body":"unless"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":131.42000000000002,"endTime":131.64000000000001,"body":"there's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":131.64000000000001,"endTime":132.06,"body":"actual"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":132.11,"endTime":132.82,"body":"errors."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":133.49,"endTime":134.06,"body":"Um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":134.08,"endTime":134.42000000000002,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":134.46,"endTime":134.69,"body":"can"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":134.69,"endTime":134.84,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":134.84,"endTime":135.4,"body":"resolved"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":135.43,"endTime":136.19,"body":"quickly,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":136.3,"endTime":136.52,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":136.56,"endTime":136.97,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":136.98,"endTime":136.99,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":136.99,"endTime":137.77,"body":"rescore,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":137.8,"endTime":138.0,"body":"like"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":138.0,"endTime":138.1,"body":"if"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":138.1,"endTime":138.21,"body":"they"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":138.21,"endTime":138.5,"body":"actually"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":138.51,"endTime":138.67000000000002,"body":"have"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":138.67000000000002,"endTime":138.72,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":138.72,"endTime":139.09,"body":"letter"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":139.09,"endTime":139.26,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":139.26,"endTime":139.83,"body":"says"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":140.31,"endTime":140.62,"body":"from"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":140.62,"endTime":140.9,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":140.91,"endTime":141.28,"body":"loan"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":141.29,"endTime":141.76999999999998,"body":"mortgage"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":141.76999999999998,"endTime":142.25,"body":"company"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":142.25,"endTime":142.37,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":142.37,"endTime":142.79999999999998,"body":"whoever"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":142.79999999999998,"endTime":142.99,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":142.99,"endTime":143.18,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":143.19,"endTime":143.92,"body":"servicer"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":143.94,"endTime":144.10999999999999,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":144.10999999999999,"endTime":144.45,"body":"that,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":144.56,"endTime":144.85,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":144.91,"endTime":145.26999999999998,"body":"credit."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":145.995,"endTime":146.195,"body":"That"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":146.195,"endTime":146.575,"body":"says,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":146.575,"endTime":147.025,"body":"yeah,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":147.085,"endTime":147.475,"body":"John"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":147.475,"endTime":147.885,"body":"Doe,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":148.405,"endTime":148.635,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":148.635,"endTime":148.805,"body":"were"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":148.805,"endTime":149.035,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":149.045,"endTime":149.42499999999998,"body":"late"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":149.915,"endTime":150.115,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":150.115,"endTime":150.305,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":150.305,"endTime":150.855,"body":"payment"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":151.23499999999999,"endTime":151.64499999999998,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":151.64499999999998,"endTime":152.055,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":152.065,"endTime":152.665,"body":"made"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":152.67499999999998,"endTime":152.935,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":152.945,"endTime":153.17499999999998,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":153.17499999999998,"endTime":153.355,"body":"was"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":153.355,"endTime":153.635,"body":"marked"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":153.635,"endTime":153.825,"body":"late"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":153.825,"endTime":153.95499999999998,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":153.95499999999998,"endTime":154.055,"body":"your"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":154.055,"endTime":154.475,"body":"credit."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":154.475,"endTime":154.775,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":154.775,"endTime":155.095,"body":"we"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":155.095,"endTime":155.45499999999998,"body":"have"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":155.45499999999998,"endTime":156.035,"body":"eliminated"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":156.035,"endTime":156.195,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":156.195,"endTime":156.385,"body":"late"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":156.385,"endTime":156.795,"body":"payment"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":156.795,"endTime":156.965,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":156.965,"endTime":157.125,"body":"we"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":157.125,"endTime":157.385,"body":"have"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":157.385,"endTime":157.715,"body":"sent"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":157.725,"endTime":158.48499999999999,"body":"notification"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":158.48499999999999,"endTime":158.70499999999998,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":158.70499999999998,"endTime":158.825,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":158.825,"endTime":159.17499999999998,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":159.17499999999998,"endTime":159.865,"body":"bureaus"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":159.865,"endTime":160.015,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":160.015,"endTime":160.39499999999998,"body":"your"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":160.815,"endTime":161.475,"body":"payment"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":161.585,"endTime":161.825,"body":"was"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":161.855,"endTime":162.025,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":162.045,"endTime":162.305,"body":"late."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":162.325,"endTime":162.475,"body":"You"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":162.48499999999999,"endTime":162.505,"body":"know,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":162.515,"endTime":162.905,"body":"something"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":162.905,"endTime":163.015,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":163.015,"endTime":163.14499999999998,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":163.14499999999998,"endTime":163.505,"body":"effect"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":164.025,"endTime":164.45499999999998,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":164.45499999999998,"endTime":164.67499999999998,"body":"can"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":164.67499999999998,"endTime":165.125,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":165.17499999999998,"endTime":165.92499999999998,"body":"quickly,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":166.045,"endTime":166.355,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":167.255,"endTime":167.855,"body":"remedied"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":167.855,"endTime":168.005,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":168.015,"endTime":168.025,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":168.025,"endTime":168.255,"body":"rescore."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":169.87,"endTime":170.26999999999998,"body":"But"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":170.29,"endTime":170.84,"body":"they're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":170.85,"endTime":171.43,"body":"disputing"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":171.43,"endTime":171.59,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":171.59,"endTime":171.97,"body":"account"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":171.97,"endTime":172.07999999999998,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":172.07999999999998,"endTime":172.35,"body":"starting"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":172.35,"endTime":172.43,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":172.43,"endTime":172.9,"body":"process"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":172.9,"endTime":173.01999999999998,"body":"at"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":173.01999999999998,"endTime":173.19,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":173.19,"endTime":173.45,"body":"point"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":173.47,"endTime":173.72,"body":"isn't"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":173.72,"endTime":173.84,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":173.84,"endTime":173.87,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":173.87,"endTime":174.15,"body":"help."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":174.9,"endTime":175.35,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":175.41,"endTime":175.98,"body":"typically"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":175.98,"endTime":176.12,"body":"what"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":176.12,"endTime":176.32999999999998,"body":"ends"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":176.32999999999998,"endTime":176.48,"body":"up"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":176.48,"endTime":177.22,"body":"happening"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":177.34,"endTime":177.79999999999998,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":177.81,"endTime":177.97,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":177.97,"endTime":178.63,"body":"rescores"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":178.65,"endTime":178.95,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":178.96,"endTime":179.26,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":179.28,"endTime":179.4,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":179.4,"endTime":179.93,"body":"focus"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":179.93,"endTime":180.24,"body":"usually"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":180.24,"endTime":180.35,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":180.37,"endTime":180.51999999999998,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":180.53,"endTime":180.62,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":180.63,"endTime":180.76999999999998,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":180.76999999999998,"endTime":180.93,"body":"more"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":180.93,"endTime":181.03,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":181.04,"endTime":181.17,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":181.17,"endTime":181.60999999999999,"body":"amounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":181.66,"endTime":182.17,"body":"owed"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":182.99,"endTime":183.17,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":183.17,"endTime":183.47,"body":"see"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":183.47,"endTime":183.71,"body":"what"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":183.71,"endTime":183.91,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":183.92,"endTime":184.12,"body":"can"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":184.12,"endTime":184.65,"body":"do"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":185.03,"endTime":185.24,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":185.24,"endTime":185.38,"body":"what"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":185.38,"endTime":185.51,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":185.51,"endTime":185.99,"body":"borrower"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":186.0,"endTime":186.15,"body":"can"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":186.15,"endTime":186.53,"body":"do"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":186.60999999999999,"endTime":187.03,"body":"if"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":187.04,"endTime":187.67,"body":"some"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":187.73,"endTime":188.71,"body":"revolving"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":188.71,"endTime":189.29999999999998,"body":"accounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":189.37,"endTime":189.49,"body":"are"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":189.49,"endTime":189.76,"body":"paid"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":189.76999999999998,"endTime":190.14,"body":"down."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":190.60999999999999,"endTime":190.97,"body":"Because"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":190.97,"endTime":191.76999999999998,"body":"installment"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":191.76999999999998,"endTime":192.1,"body":"account"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":192.10999999999999,"endTime":192.84,"body":"balances."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":194.005,"endTime":194.185,"body":"Uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":194.215,"endTime":194.48499999999999,"body":"paying"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":194.48499999999999,"endTime":194.755,"body":"those"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":194.755,"endTime":195.20499999999998,"body":"down"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":195.20499999999998,"endTime":195.565,"body":"does"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":195.565,"endTime":196.045,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":196.045,"endTime":196.585,"body":"improve"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":196.585,"endTime":196.67499999999998,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":196.67499999999998,"endTime":196.975,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":196.975,"endTime":197.42499999999998,"body":"score"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":197.815,"endTime":197.965,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":197.965,"endTime":198.385,"body":"actually"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":198.385,"endTime":198.745,"body":"paying"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":198.745,"endTime":198.98499999999999,"body":"off"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":198.98499999999999,"endTime":199.105,"body":"an"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":199.105,"endTime":199.64499999999998,"body":"installment"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":199.64499999999998,"endTime":200.095,"body":"account"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":200.575,"endTime":201.23499999999999,"body":"may,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":201.23499999999999,"endTime":201.295,"body":"um."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":202.045,"endTime":202.45499999999998,"body":"Reduce"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":202.45499999999998,"endTime":202.565,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":202.565,"endTime":203.14499999999998,"body":"borrower's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":203.17499999999998,"endTime":203.415,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":203.415,"endTime":203.685,"body":"score"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":203.685,"endTime":203.92499999999998,"body":"because"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":203.95499999999998,"endTime":204.125,"body":"now"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":204.125,"endTime":204.305,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":204.315,"endTime":204.795,"body":"eliminate"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":204.795,"endTime":204.95499999999998,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":204.95499999999998,"endTime":205.655,"body":"installment"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":205.845,"endTime":206.315,"body":"account"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":206.335,"endTime":206.595,"body":"from"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":206.595,"endTime":206.70499999999998,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":206.70499999999998,"endTime":207.015,"body":"mix"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":207.015,"endTime":207.165,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":207.165,"endTime":207.515,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":207.515,"endTime":207.755,"body":"line"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":207.755,"endTime":208.20499999999998,"body":"amount."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":208.785,"endTime":209.17499999999998,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":209.17499999999998,"endTime":209.715,"body":"now"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":209.725,"endTime":209.98499999999999,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":209.98499999999999,"endTime":210.275,"body":"may"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":210.285,"endTime":210.765,"body":"have,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":211.055,"endTime":211.48499999999999,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":211.525,"endTime":212.17499999999998,"body":"increased"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":212.185,"endTime":212.45499999999998,"body":"their"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":212.475,"endTime":213.305,"body":"overall"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":213.39499999999998,"endTime":214.295,"body":"utilization."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":214.42499999999998,"endTime":214.885,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":215.295,"endTime":215.875,"body":"understand"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":215.875,"endTime":215.98499999999999,"body":"how"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":215.98499999999999,"endTime":216.225,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":216.225,"endTime":216.585,"body":"works"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":216.585,"endTime":216.73499999999999,"body":"when"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":216.755,"endTime":216.885,"body":"you're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":216.885,"endTime":216.965,"body":"doing"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":217.20499999999998,"endTime":217.225,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":217.225,"endTime":217.525,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":217.525,"endTime":218.405,"body":"simulations."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":219.495,"endTime":219.975,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":219.98499999999999,"endTime":220.215,"body":"what"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":220.215,"endTime":220.965,"body":"exactly"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":220.995,"endTime":221.305,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":221.305,"endTime":221.385,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":221.385,"endTime":221.615,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":221.625,"endTime":222.275,"body":"simulation"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":222.275,"endTime":222.365,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":222.365,"endTime":222.42499999999998,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":222.42499999999998,"endTime":222.795,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":222.795,"endTime":223.565,"body":"simulator?"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":223.565,"endTime":223.775,"body":"It's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":223.775,"endTime":224.305,"body":"basically"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":224.305,"endTime":224.365,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":224.365,"endTime":224.775,"body":"tool"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":224.775,"endTime":224.92499999999998,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":224.92499999999998,"endTime":225.315,"body":"allows"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":225.325,"endTime":225.475,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":225.475,"endTime":225.745,"body":"MLO"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":225.745,"endTime":226.015,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":226.015,"endTime":226.125,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":226.125,"endTime":226.695,"body":"borrower"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":226.70499999999998,"endTime":226.845,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":226.845,"endTime":227.345,"body":"simulate"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":227.385,"endTime":227.725,"body":"different"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":227.725,"endTime":228.085,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":228.085,"endTime":229.255,"body":"scenarios"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":229.385,"endTime":229.555,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":229.555,"endTime":230.215,"body":"generates."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":231.01,"endTime":231.2,"body":"A"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":231.22,"endTime":231.71,"body":"similar,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":231.79,"endTime":231.95,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":231.98,"endTime":232.7,"body":"simulated"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":232.9,"endTime":233.23,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":233.23,"endTime":233.72,"body":"score."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":234.35,"endTime":234.79999999999998,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":234.81,"endTime":235.01,"body":"that's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":235.01,"endTime":235.13,"body":"why"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":235.13,"endTime":235.28,"body":"we're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":235.28,"endTime":235.67,"body":"talking"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":235.67,"endTime":236.06,"body":"about,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":236.72,"endTime":237.14,"body":"um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":237.44,"endTime":237.78,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":237.78,"endTime":237.92,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":237.92,"endTime":238.04,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":238.04,"endTime":238.47,"body":"amounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":238.5,"endTime":239.03,"body":"owed"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":239.82999999999998,"endTime":240.43,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":240.43,"endTime":241.01,"body":"then,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":241.62,"endTime":241.96,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":242.0,"endTime":242.68,"body":"reducing"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":242.69,"endTime":242.85,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":242.85,"endTime":243.32,"body":"amounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":243.32,"endTime":243.51999999999998,"body":"owed"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":243.51999999999998,"endTime":243.6,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":243.6,"endTime":243.71,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":243.71,"endTime":244.12,"body":"revolving"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":244.12,"endTime":244.67,"body":"accounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":244.67,"endTime":244.82,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":244.82,"endTime":245.26,"body":"see"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":245.5,"endTime":245.89,"body":"what"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":245.89,"endTime":246.13,"body":"can"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":246.13,"endTime":246.29999999999998,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":246.29999999999998,"endTime":246.73,"body":"done"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":246.74,"endTime":247.31,"body":"there"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":248.09,"endTime":248.31,"body":"as"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":248.32,"endTime":248.87,"body":"far"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":248.91,"endTime":249.60999999999999,"body":"as,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":249.69,"endTime":250.26,"body":"um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":251.01999999999998,"endTime":251.89,"body":"increasing"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":252.0,"endTime":252.13,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":252.15,"endTime":252.38,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":252.39,"endTime":252.75,"body":"score."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":252.92,"endTime":253.17,"body":"Now"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":253.18,"endTime":253.37,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":253.37,"endTime":253.54,"body":"will"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":253.54,"endTime":253.9,"body":"know"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":253.93,"endTime":254.28,"body":"that,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":254.32,"endTime":254.48,"body":"like"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":254.48,"endTime":254.57,"body":"I"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":254.57,"endTime":255.23,"body":"mentioned,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":255.23,"endTime":255.37,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":255.4,"endTime":255.54,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":255.54,"endTime":255.79999999999998,"body":"three"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":255.79999999999998,"endTime":256.3,"body":"bureaus"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":256.3,"endTime":256.47,"body":"each"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":256.47,"endTime":256.90000000000003,"body":"have"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":256.93,"endTime":257.02,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":257.07,"endTime":257.66,"body":"little"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":258.24,"endTime":258.88,"body":"differences"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":258.88,"endTime":258.99,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":259.0,"endTime":259.12,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":259.12,"endTime":259.85,"body":"algorithms."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":259.85,"endTime":260.02,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":260.02,"endTime":260.21000000000004,"body":"you're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":260.21000000000004,"endTime":260.33,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":260.33,"endTime":260.41,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":260.41,"endTime":260.67,"body":"note"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":260.68,"endTime":260.84000000000003,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":260.84000000000003,"endTime":260.96000000000004,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":260.96000000000004,"endTime":261.40000000000003,"body":"same"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":261.40000000000003,"endTime":261.91,"body":"account."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":262.805,"endTime":263.015,"body":"If"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":263.015,"endTime":263.21500000000003,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":263.21500000000003,"endTime":263.385,"body":"would"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":263.385,"endTime":263.975,"body":"analyze"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":263.975,"endTime":264.195,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":264.395,"endTime":264.675,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":264.675,"endTime":264.955,"body":"three"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":264.955,"endTime":265.235,"body":"different"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":265.235,"endTime":265.855,"body":"bureaus,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":265.865,"endTime":266.015,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":266.015,"endTime":266.205,"body":"would"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":266.205,"endTime":266.875,"body":"probably"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":266.875,"endTime":267.625,"body":"see"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":267.785,"endTime":268.945,"body":"differences"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":269.035,"endTime":269.305,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":269.315,"endTime":269.435,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":269.435,"endTime":270.015,"body":"movement"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":270.325,"endTime":270.565,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":270.565,"endTime":270.645,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":270.645,"endTime":270.945,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":270.955,"endTime":271.695,"body":"score"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":272.28499999999997,"endTime":272.695,"body":"between"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":272.695,"endTime":272.795,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":272.795,"endTime":273.025,"body":"three"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":273.025,"endTime":273.435,"body":"bureaus."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":273.445,"endTime":273.795,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":273.795,"endTime":274.03499999999997,"body":"it's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":274.03499999999997,"endTime":274.265,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":274.28499999999997,"endTime":275.255,"body":"usual"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":275.34499999999997,"endTime":275.565,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":275.565,"endTime":275.715,"body":"you're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":275.715,"endTime":275.84499999999997,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":275.84499999999997,"endTime":275.915,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":275.925,"endTime":276.225,"body":"have"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":276.225,"endTime":276.475,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":276.475,"endTime":276.995,"body":"update"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":277.005,"endTime":277.135,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":277.135,"endTime":277.755,"body":"borrower"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":277.765,"endTime":277.925,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":277.925,"endTime":278.155,"body":"all"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":278.185,"endTime":278.445,"body":"three"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":278.445,"endTime":279.125,"body":"bureaus."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":279.715,"endTime":279.945,"body":"What"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":279.945,"endTime":280.185,"body":"may"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":280.185,"endTime":280.335,"body":"end"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":280.335,"endTime":280.445,"body":"up"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":280.445,"endTime":281.055,"body":"happening"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":281.145,"endTime":281.415,"body":"most"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":281.415,"endTime":281.445,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":281.445,"endTime":281.505,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":281.505,"endTime":281.805,"body":"time"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":281.805,"endTime":282.04,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":282.04,"endTime":282.215,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":282.215,"endTime":282.355,"body":"got"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":282.355,"endTime":282.445,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":282.455,"endTime":282.795,"body":"update"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":282.795,"endTime":282.905,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":282.905,"endTime":283.555,"body":"borrower"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":283.575,"endTime":283.745,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":283.805,"endTime":284.025,"body":"two"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":284.03499999999997,"endTime":284.865,"body":"bureaus"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":285.075,"endTime":285.985,"body":"because"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":286.525,"endTime":286.735,"body":"your"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":286.735,"endTime":286.955,"body":"middle"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":286.955,"endTime":287.555,"body":"score"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":287.585,"endTime":287.815,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":287.815,"endTime":287.915,"body":"your"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":287.915,"endTime":288.105,"body":"high"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":288.105,"endTime":288.59499999999997,"body":"score"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":288.615,"endTime":288.78499999999997,"body":"are"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":288.78499999999997,"endTime":288.905,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":288.905,"endTime":289.295,"body":"same"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":289.295,"endTime":289.325,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":289.335,"endTime":289.465,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":289.465,"endTime":289.635,"body":"need"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":289.635,"endTime":289.715,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":289.715,"endTime":289.925,"body":"get"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":289.925,"endTime":290.03499999999997,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":290.03499999999997,"endTime":290.135,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":290.135,"endTime":290.435,"body":"next"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":290.435,"endTime":290.735,"body":"tier."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":290.735,"endTime":290.805,"body":"Take"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":290.805,"endTime":290.875,"body":"care."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":292.275,"endTime":292.605,"body":"Uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":292.695,"endTime":293.135,"body":"so"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":293.955,"endTime":294.495,"body":"rapid"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":294.495,"endTime":295.635,"body":"rescore"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":296.255,"endTime":296.545,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":296.545,"endTime":296.605,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":296.605,"endTime":297.205,"body":"process"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":297.205,"endTime":297.445,"body":"used"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":297.445,"endTime":297.59499999999997,"body":"by"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":297.59499999999997,"endTime":298.105,"body":"mortgage"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":298.105,"endTime":298.695,"body":"lenders"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":298.775,"endTime":299.135,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":299.145,"endTime":300.155,"body":"brokers"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":300.185,"endTime":300.375,"body":"where"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":300.405,"endTime":300.505,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":300.505,"endTime":300.875,"body":"fee"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":300.875,"endTime":301.03499999999997,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":301.075,"endTime":301.385,"body":"paid"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":301.385,"endTime":301.465,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":301.465,"endTime":301.585,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":301.585,"endTime":301.915,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":301.915,"endTime":302.53499999999997,"body":"reporting"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":302.555,"endTime":303.135,"body":"company"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":303.505,"endTime":303.665,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":303.665,"endTime":304.075,"body":"have"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":304.135,"endTime":304.735,"body":"recent"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":304.995,"endTime":305.545,"body":"account"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":305.665,"endTime":306.505,"body":"changes"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":307.075,"endTime":307.865,"body":"updated"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":307.865,"endTime":307.985,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":307.985,"endTime":308.115,"body":"an"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":308.115,"endTime":308.975,"body":"expedited"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":309.03499999999997,"endTime":309.805,"body":"timeframe."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":310.005,"endTime":310.715,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":312.375,"endTime":312.965,"body":"basically"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":312.965,"endTime":313.125,"body":"we're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":313.125,"endTime":313.385,"body":"looking"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":313.385,"endTime":313.53499999999997,"body":"at"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":313.53499999999997,"endTime":313.59499999999997,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":313.59499999999997,"endTime":314.195,"body":"turnaround"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":314.205,"endTime":314.935,"body":"time."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":315.855,"endTime":316.055,"body":"On"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":316.055,"endTime":316.145,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":316.145,"endTime":316.835,"body":"rush"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":317.015,"endTime":317.995,"body":"scenario,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":318.03499999999997,"endTime":318.355,"body":"maybe"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":318.355,"endTime":318.705,"body":"three"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":318.705,"endTime":319.295,"body":"days"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":319.295,"endTime":319.415,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":319.415,"endTime":319.495,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":319.505,"endTime":320.055,"body":"regular"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":320.055,"endTime":320.395,"body":"non"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":320.395,"endTime":320.605,"body":"rush"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":320.605,"endTime":321.145,"body":"scenarios,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":321.145,"endTime":321.53499999999997,"body":"five"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":321.53499999999997,"endTime":322.055,"body":"days."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":322.78499999999997,"endTime":323.105,"body":"That's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":323.105,"endTime":323.225,"body":"all"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":323.225,"endTime":323.335,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":323.335,"endTime":323.385,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":323.395,"endTime":323.505,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":323.505,"endTime":323.975,"body":"dependent"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":323.975,"endTime":324.53499999999997,"body":"obviously"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":324.53499999999997,"endTime":324.725,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":324.925,"endTime":325.395,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":325.955,"endTime":326.875,"body":"providing,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":326.945,"endTime":327.325,"body":"um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":327.695,"endTime":327.815,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":327.815,"endTime":328.935,"body":"documentation"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":329.335,"endTime":329.515,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":329.515,"endTime":329.715,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":329.715,"endTime":330.015,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":330.015,"endTime":330.145,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":330.145,"endTime":330.295,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":330.295,"endTime":330.885,"body":"needed"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":331.635,"endTime":331.805,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":331.805,"endTime":332.005,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":332.005,"endTime":332.215,"body":"able"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":332.215,"endTime":332.615,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":332.725,"endTime":333.175,"body":"even"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":333.185,"endTime":333.925,"body":"request"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":334.545,"endTime":334.84499999999997,"body":"the,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":334.84499999999997,"endTime":335.105,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":335.155,"endTime":335.655,"body":"rescore"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":335.655,"endTime":335.715,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":335.715,"endTime":335.835,"body":"what"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":335.835,"endTime":335.945,"body":"you're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":335.955,"endTime":336.255,"body":"talking"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":336.255,"endTime":336.475,"body":"about"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":336.485,"endTime":336.78499999999997,"body":"here"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":336.78499999999997,"endTime":337.295,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":337.765,"endTime":337.895,"body":"if"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":337.895,"endTime":337.995,"body":"it's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":337.995,"endTime":338.055,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":338.055,"endTime":338.305,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":338.305,"endTime":338.525,"body":"card"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":338.525,"endTime":339.025,"body":"account"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":339.03499999999997,"endTime":339.275,"body":"that's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":339.275,"endTime":339.705,"body":"being"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":339.745,"endTime":340.055,"body":"paid"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":340.065,"endTime":340.435,"body":"down"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":340.435,"endTime":340.885,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":340.895,"endTime":341.265,"body":"whatever"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":341.265,"endTime":341.505,"body":"amount,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":341.545,"endTime":341.675,"body":"let's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":341.675,"endTime":341.825,"body":"say"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":341.825,"endTime":341.905,"body":"it's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":341.915,"endTime":342.165,"body":"being"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":342.165,"endTime":342.325,"body":"paid"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":342.34499999999997,"endTime":342.555,"body":"down"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":342.555,"endTime":342.685,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":342.685,"endTime":343.645,"body":"300"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":343.655,"endTime":344.255,"body":"according"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":344.265,"endTime":344.605,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":345.115,"endTime":345.585,"body":"the,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":345.585,"endTime":345.88,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":347.34,"endTime":348.13,"body":"simulation,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":348.38,"endTime":348.86,"body":"then"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":349.5,"endTime":349.7,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":349.7,"endTime":350.26,"body":"borrower"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":350.26,"endTime":350.44,"body":"would"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":350.44,"endTime":350.63,"body":"need"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":350.64,"endTime":350.73,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":350.73,"endTime":350.99,"body":"pay"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":350.99,"endTime":351.09,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":351.09,"endTime":351.40999999999997,"body":"account"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":351.42,"endTime":351.75,"body":"down"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":351.75,"endTime":351.88,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":351.88,"endTime":352.0,"body":"then"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":352.0,"endTime":352.46,"body":"provide"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":352.46,"endTime":352.54,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":352.54,"endTime":353.13,"body":"letter"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":353.77,"endTime":354.15999999999997,"body":"given"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":354.15999999999997,"endTime":354.31,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":354.31,"endTime":354.7,"body":"them"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":354.74,"endTime":355.28,"body":"by"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":355.4,"endTime":355.83,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":356.15,"endTime":356.4,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":356.4,"endTime":356.63,"body":"card"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":356.63,"endTime":357.03,"body":"company"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":357.03,"endTime":357.4,"body":"stating"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":357.4,"endTime":357.54,"body":"what"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":357.54,"endTime":357.6,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":357.6,"endTime":357.74,"body":"new"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":357.74,"endTime":358.17,"body":"balance"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":358.2,"endTime":358.7,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":359.13,"endTime":359.64,"body":"on,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":359.7,"endTime":359.89,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":359.9,"endTime":360.14,"body":"some"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":360.14,"endTime":360.45,"body":"type"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":360.45,"endTime":360.65,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":360.65999999999997,"endTime":361.6,"body":"letterhead,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":361.96,"endTime":362.49,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":362.93,"endTime":363.69,"body":"identifying"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":363.69,"endTime":363.86,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":363.86,"endTime":364.40999999999997,"body":"account"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":364.44,"endTime":364.65,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":364.65,"endTime":365.33,"body":"identifying"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":365.33,"endTime":365.5,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":365.51,"endTime":366.35,"body":"balance,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":366.36,"endTime":366.6,"body":"right?"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":366.61,"endTime":366.63,"body":"It"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":366.64,"endTime":366.93,"body":"has"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":366.95,"endTime":367.0,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":367.0,"endTime":367.13,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":367.13,"endTime":367.74,"body":"actual"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":367.84,"endTime":368.34,"body":"letter"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":368.34,"endTime":368.65,"body":"PDF"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":368.71999999999997,"endTime":369.15,"body":"document."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":369.15999999999997,"endTime":369.3,"body":"No,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":369.3,"endTime":369.46,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":369.46,"endTime":369.71,"body":"can't"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":369.71,"endTime":370.01,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":370.4,"endTime":370.96999999999997,"body":"faxed"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":370.98,"endTime":371.15999999999997,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":371.15999999999997,"endTime":371.32,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":371.32,"endTime":371.34,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":371.34,"endTime":371.48,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":371.48,"endTime":371.78,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":371.92,"endTime":372.37,"body":"Quickest"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":372.37,"endTime":372.61,"body":"way"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":372.61,"endTime":372.74,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":372.74,"endTime":372.84,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":372.84,"endTime":373.28,"body":"borrower"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":373.3,"endTime":373.42,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":373.42,"endTime":373.59,"body":"get"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":373.59,"endTime":373.74,"body":"it."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":373.75,"endTime":374.48,"body":"Some"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":374.48,"endTime":375.14,"body":"creditors"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":375.15,"endTime":375.58,"body":"will"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":375.61,"endTime":376.08,"body":"email"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":376.08,"endTime":376.24,"body":"it."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":376.29,"endTime":376.73,"body":"Most"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":376.73,"endTime":376.9,"body":"will"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":376.9,"endTime":377.28,"body":"not."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":377.65,"endTime":377.94,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":377.94,"endTime":378.11,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":378.11,"endTime":378.51,"body":"options"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":378.51,"endTime":378.64,"body":"would"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":378.64,"endTime":378.86,"body":"either"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":378.87,"endTime":379.05,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":379.05,"endTime":379.63,"body":"fax"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":379.94,"endTime":380.42,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":380.46,"endTime":380.82,"body":"send"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":380.82,"endTime":380.92,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":380.92,"endTime":381.19,"body":"via"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":381.19,"endTime":381.75,"body":"mail,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":381.95,"endTime":382.26,"body":"which"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":382.26,"endTime":382.40999999999997,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":382.40999999999997,"endTime":382.53,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":382.53,"endTime":382.6,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":382.6,"endTime":382.78,"body":"take"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":382.78,"endTime":382.86,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":382.86,"endTime":383.35,"body":"while,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":383.49,"endTime":383.53,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":383.53,"endTime":383.55,"body":"know,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":383.64,"endTime":383.71999999999997,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":383.71999999999997,"endTime":383.98,"body":"week"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":383.99,"endTime":384.09,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":384.09,"endTime":384.27,"body":"two"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":384.27,"endTime":384.54,"body":"weeks"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":384.55,"endTime":384.67,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":384.68,"endTime":384.81,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":384.81,"endTime":385.23,"body":"received."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":385.23,"endTime":385.35,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":385.35,"endTime":385.73,"body":"normally"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":385.73,"endTime":386.14,"body":"fax"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":386.14,"endTime":386.21999999999997,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":386.25,"endTime":386.42,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":386.42,"endTime":386.88,"body":"option."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":387.62,"endTime":388.0,"body":"Borrower"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":388.0,"endTime":388.46,"body":"provides"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":388.46,"endTime":388.81,"body":"that."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":389.33,"endTime":389.54,"body":"Now"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":389.54,"endTime":389.68,"body":"an"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":389.68,"endTime":390.18,"body":"alternative"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":390.18,"endTime":391.09,"body":"workaround"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":391.11,"endTime":391.26,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":391.26,"endTime":391.38,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":391.38,"endTime":391.94,"body":"letter"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":392.4,"endTime":393.05,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":393.77,"endTime":393.95,"body":"if"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":393.95,"endTime":394.08,"body":"your"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":394.08,"endTime":394.57,"body":"borrower"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":394.57,"endTime":394.68,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":394.68,"endTime":394.75,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":394.75,"endTime":394.90999999999997,"body":"little"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":394.90999999999997,"endTime":395.07,"body":"bit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":395.07,"endTime":395.6,"body":"more"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":395.81,"endTime":396.59,"body":"savvy,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":397.35,"endTime":397.76,"body":"um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":397.77,"endTime":398.01,"body":"they"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":398.01,"endTime":398.17,"body":"can"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":398.17,"endTime":398.36,"body":"go"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":398.38,"endTime":398.52,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":398.52,"endTime":398.69,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":398.69,"endTime":399.13,"body":"online"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":399.13,"endTime":399.65999999999997,"body":"account"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":399.68,"endTime":399.88,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":399.88,"endTime":399.96,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":399.96,"endTime":400.21,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":400.21,"endTime":400.45,"body":"card"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":400.45,"endTime":400.96999999999997,"body":"company."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":402.305,"endTime":402.765,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":402.775,"endTime":403.305,"body":"then"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":403.325,"endTime":403.615,"body":"they"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":403.615,"endTime":403.905,"body":"can"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":403.965,"endTime":404.225,"body":"take"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":404.225,"endTime":404.305,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":404.305,"endTime":405.34499999999997,"body":"screenshot"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":405.395,"endTime":405.625,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":405.625,"endTime":405.735,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":405.765,"endTime":406.335,"body":"page"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":406.335,"endTime":406.515,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":406.515,"endTime":406.955,"body":"clearly"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":406.955,"endTime":407.925,"body":"identifies"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":408.525,"endTime":408.965,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":408.975,"endTime":409.315,"body":"account"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":409.34499999999997,"endTime":409.935,"body":"number,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":409.935,"endTime":409.955,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":409.955,"endTime":410.045,"body":"at"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":410.045,"endTime":410.235,"body":"least"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":410.235,"endTime":410.315,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":410.315,"endTime":410.555,"body":"last"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":410.555,"endTime":410.715,"body":"four"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":410.715,"endTime":410.745,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":410.765,"endTime":410.875,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":410.875,"endTime":411.165,"body":"account"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":411.185,"endTime":411.765,"body":"number,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":412.115,"endTime":412.315,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":412.325,"endTime":413.175,"body":"URL"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":413.185,"endTime":413.34499999999997,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":413.34499999999997,"endTime":413.555,"body":"either"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":413.555,"endTime":413.685,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":413.695,"endTime":414.015,"body":"top"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":414.015,"endTime":414.105,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":414.105,"endTime":414.215,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":414.215,"endTime":414.565,"body":"bottom"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":414.565,"endTime":414.615,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":414.635,"endTime":414.735,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":414.735,"endTime":415.105,"body":"page"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":415.105,"endTime":415.675,"body":"showing"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":415.685,"endTime":415.905,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":415.905,"endTime":416.105,"body":"they're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":416.105,"endTime":416.265,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":416.275,"endTime":416.435,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":416.435,"endTime":416.795,"body":"online"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":416.795,"endTime":417.395,"body":"account,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":417.885,"endTime":418.105,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":418.105,"endTime":418.245,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":418.545,"endTime":418.825,"body":"borrower"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":418.84499999999997,"endTime":419.295,"body":"name"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":419.305,"endTime":420.085,"body":"somewhere"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":420.445,"endTime":420.78499999999997,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":420.78499999999997,"endTime":420.965,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":420.975,"endTime":421.59499999999997,"body":"balance,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":421.625,"endTime":421.735,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":421.735,"endTime":422.105,"body":"current"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":422.135,"endTime":422.355,"body":"balance."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":423.275,"endTime":423.59499999999997,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":423.59499999999997,"endTime":424.215,"body":"typically,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":424.215,"endTime":424.455,"body":"if"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":424.525,"endTime":424.935,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":424.935,"endTime":425.105,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":425.115,"endTime":425.885,"body":"provided,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":425.975,"endTime":426.455,"body":"um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":427.075,"endTime":427.295,"body":"with"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":427.295,"endTime":427.475,"body":"all"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":427.475,"endTime":427.555,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":427.555,"endTime":427.715,"body":"those"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":427.715,"endTime":428.525,"body":"components,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":428.555,"endTime":428.795,"body":"we"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":428.795,"endTime":428.965,"body":"can"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":428.965,"endTime":429.405,"body":"provide"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":429.435,"endTime":430.005,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":430.015,"endTime":430.665,"body":"document"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":430.745,"endTime":431.03499999999997,"body":"as"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":431.045,"endTime":431.135,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":431.145,"endTime":431.725,"body":"proof"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":431.755,"endTime":431.985,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":431.985,"endTime":432.115,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":432.125,"endTime":432.145,"body":"new"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":432.155,"endTime":432.78499999999997,"body":"balance."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":433.135,"endTime":433.385,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":433.385,"endTime":433.755,"body":"then,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":434.085,"endTime":434.465,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":434.705,"endTime":435.045,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":435.055,"endTime":435.405,"body":"rapid"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":435.405,"endTime":435.855,"body":"rescore"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":435.865,"endTime":436.005,"body":"can"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":436.005,"endTime":436.165,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":436.165,"endTime":436.615,"body":"ordered,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":436.615,"endTime":436.815,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":436.825,"endTime":437.205,"body":"then"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":437.515,"endTime":437.975,"body":"hopefully"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":437.975,"endTime":438.245,"body":"within"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":438.245,"endTime":438.455,"body":"three"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":438.455,"endTime":438.545,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":438.545,"endTime":438.805,"body":"five"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":438.805,"endTime":439.575,"body":"days,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":439.635,"endTime":439.865,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":439.865,"endTime":440.09499999999997,"body":"will"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":440.09499999999997,"endTime":440.275,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":440.275,"endTime":440.805,"body":"getting"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":441.145,"endTime":441.685,"body":"your,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":441.745,"endTime":441.975,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":442.025,"endTime":442.59499999999997,"body":"update"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":442.935,"endTime":443.405,"body":"that,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":443.495,"endTime":443.615,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":443.615,"endTime":443.755,"body":"know,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":443.795,"endTime":443.965,"body":"an"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":443.965,"endTime":444.305,"body":"email"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":444.305,"endTime":444.865,"body":"stating"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":444.875,"endTime":445.085,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":445.255,"endTime":445.415,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":445.415,"endTime":445.915,"body":"rescore"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":445.915,"endTime":446.065,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":446.065,"endTime":446.685,"body":"completed."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":447.115,"endTime":447.53499999999997,"body":"So,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":448.9,"endTime":449.26,"body":"Touching"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":449.26,"endTime":449.59,"body":"back"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":449.59,"endTime":450.01,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":450.01,"endTime":450.37,"body":"which"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":450.37,"endTime":450.55,"body":"one"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":450.55,"endTime":450.67,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":450.67,"endTime":450.82,"body":"would"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":450.82,"endTime":451.48,"body":"rescore"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":451.51,"endTime":451.75,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":451.75,"endTime":451.84,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":451.84,"endTime":452.40999999999997,"body":"scenario"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":452.40999999999997,"endTime":452.59,"body":"where,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":452.59,"endTime":452.74,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":452.74,"endTime":453.19,"body":"example,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":453.19,"endTime":453.37,"body":"we"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":453.37,"endTime":453.67,"body":"had"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":453.67,"endTime":454.06,"body":"a,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":454.645,"endTime":454.765,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":454.77,"endTime":454.93,"body":"low"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":454.93,"endTime":455.29,"body":"score"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":455.29,"endTime":455.35,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":455.35,"endTime":455.74,"body":"six"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":455.74,"endTime":456.28,"body":"30,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":456.89,"endTime":457.01,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":457.01,"endTime":457.25,"body":"middle"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":457.25,"endTime":457.61,"body":"score"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":457.61,"endTime":457.67,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":457.67,"endTime":458.03,"body":"six"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":458.03,"endTime":458.65999999999997,"body":"50,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":459.21,"endTime":459.39,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":459.39,"endTime":459.45,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":459.45,"endTime":459.65999999999997,"body":"high"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":459.65999999999997,"endTime":460.05,"body":"score"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":460.05,"endTime":460.11,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":460.11,"endTime":460.92,"body":"6"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":460.92,"endTime":461.73,"body":"55,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":461.96999999999997,"endTime":462.12,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":462.12,"endTime":462.24,"body":"we're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":462.24,"endTime":462.51,"body":"trying"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":462.51,"endTime":462.65999999999997,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":462.65999999999997,"endTime":463.17,"body":"reach"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":463.29,"endTime":463.40999999999997,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":463.40999999999997,"endTime":463.8,"body":"six"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":463.8,"endTime":464.58,"body":"60"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":464.58,"endTime":464.88,"body":"middle"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":464.88,"endTime":465.3,"body":"score,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":465.3,"endTime":465.48,"body":"let's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":465.48,"endTime":465.65999999999997,"body":"say,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":465.65999999999997,"endTime":466.11,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":466.14,"endTime":466.17,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":466.17,"endTime":466.35,"body":"lot"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":466.35,"endTime":466.40999999999997,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":466.40999999999997,"endTime":466.68,"body":"non"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":466.68,"endTime":467.25,"body":"QM"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":467.55,"endTime":468.09,"body":"loans."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":468.09499999999997,"endTime":468.423,"body":"6,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":468.423,"endTime":468.752,"body":"6"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":468.752,"endTime":469.08,"body":"60"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":469.08,"endTime":469.46999999999997,"body":"seems"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":469.46999999999997,"endTime":469.56,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":469.56,"endTime":469.77,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":469.77,"endTime":469.92,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":469.92,"endTime":470.31,"body":"mark"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":470.31,"endTime":470.49,"body":"at"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":470.49,"endTime":470.85,"body":"which"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":470.85,"endTime":470.94,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":470.94,"endTime":471.15,"body":"lot"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":471.15,"endTime":471.21,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":471.21,"endTime":471.3,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":471.3,"endTime":471.69,"body":"action"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":471.69,"endTime":472.02,"body":"starts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":472.02,"endTime":472.5,"body":"happening."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":473.295,"endTime":473.655,"body":"Good"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":473.705,"endTime":474.335,"body":"LTVs."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":475.425,"endTime":475.645,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":475.645,"endTime":475.725,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":475.725,"endTime":475.955,"body":"this"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":475.955,"endTime":476.265,"body":"case,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":476.265,"endTime":476.405,"body":"we"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":476.405,"endTime":476.59499999999997,"body":"would"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":476.605,"endTime":476.925,"body":"have"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":476.925,"endTime":477.155,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":477.165,"endTime":477.935,"body":"rescore"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":477.945,"endTime":478.09499999999997,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":478.09499999999997,"endTime":478.655,"body":"650"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":478.655,"endTime":478.902,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":478.902,"endTime":479.14799999999997,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":479.14799999999997,"endTime":479.395,"body":"655"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":479.395,"endTime":481.055,"body":"bureaus,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":481.065,"endTime":481.555,"body":"whichever"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":481.555,"endTime":481.755,"body":"they"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":481.755,"endTime":482.195,"body":"are,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":482.905,"endTime":483.055,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":483.055,"endTime":483.255,"body":"make"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":483.255,"endTime":483.745,"body":"sure"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":483.745,"endTime":483.945,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":483.945,"endTime":484.115,"body":"our"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":484.115,"endTime":484.375,"body":"middle"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":484.375,"endTime":485.045,"body":"score"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":485.225,"endTime":485.725,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":485.885,"endTime":485.975,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":485.975,"endTime":486.805,"body":"660."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":486.805,"endTime":486.825,"body":"If"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":486.965,"endTime":487.205,"body":"we"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":487.205,"endTime":487.365,"body":"do"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":487.365,"endTime":487.735,"body":"just,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":487.735,"endTime":487.945,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":487.945,"endTime":488.655,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":488.655,"endTime":489.365,"body":"650,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":489.545,"endTime":489.715,"body":"then"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":489.715,"endTime":489.835,"body":"we're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":489.835,"endTime":489.965,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":489.965,"endTime":490.005,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":490.005,"endTime":490.355,"body":"end"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":490.355,"endTime":490.525,"body":"up"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":490.545,"endTime":490.815,"body":"with"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":490.815,"endTime":490.905,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":490.905,"endTime":491.84499999999997,"body":"655"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":491.84499999999997,"endTime":491.915,"body":"middle"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":491.915,"endTime":492.385,"body":"score"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":492.415,"endTime":492.605,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":492.615,"endTime":492.925,"body":"vice"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":492.925,"endTime":493.34499999999997,"body":"versa."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":494.195,"endTime":494.735,"body":"So,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":494.855,"endTime":495.175,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":497.075,"endTime":497.505,"body":"You"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":497.53499999999997,"endTime":497.84499999999997,"body":"when"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":497.875,"endTime":498.055,"body":"when"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":498.055,"endTime":498.155,"body":"you're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":498.155,"endTime":498.28499999999997,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":498.28499999999997,"endTime":498.335,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":498.335,"endTime":498.435,"body":"do"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":498.435,"endTime":498.545,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":498.545,"endTime":499.065,"body":"rescore,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":499.065,"endTime":499.475,"body":"definitely"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":499.475,"endTime":499.655,"body":"make"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":499.655,"endTime":500.215,"body":"sure"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":500.355,"endTime":500.575,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":500.575,"endTime":500.685,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":500.685,"endTime":501.09499999999997,"body":"review"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":501.09499999999997,"endTime":501.335,"body":"all"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":501.335,"endTime":501.455,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":501.455,"endTime":502.195,"body":"information"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":502.405,"endTime":502.545,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":502.545,"endTime":502.615,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":502.615,"endTime":502.875,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":502.875,"endTime":503.395,"body":"report"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":503.395,"endTime":503.655,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":503.765,"endTime":504.745,"body":"accuracy"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":504.995,"endTime":505.175,"body":"as"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":505.175,"endTime":505.615,"body":"well,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":505.955,"endTime":506.565,"body":"because"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":506.625,"endTime":507.335,"body":"inaccurate"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":507.365,"endTime":508.455,"body":"information,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":509.135,"endTime":509.795,"body":"including"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":509.795,"endTime":509.905,"body":"an"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":509.905,"endTime":510.485,"body":"incorrect"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":510.565,"endTime":511.405,"body":"address"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":511.625,"endTime":512.105,"body":"can"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":512.1750000000001,"endTime":512.875,"body":"affect"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":513.9250000000001,"endTime":514.465,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":514.6850000000001,"endTime":515.025,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":515.025,"endTime":515.335,"body":"score"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":515.335,"endTime":515.395,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":515.405,"endTime":515.565,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":515.565,"endTime":516.025,"body":"accounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":516.025,"endTime":516.1850000000001,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":516.1850000000001,"endTime":516.645,"body":"actually"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":516.645,"endTime":516.865,"body":"get"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":516.865,"endTime":517.1700000000001,"body":"reported."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":517.1700000000001,"endTime":517.475,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":517.475,"endTime":517.615,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":517.615,"endTime":517.725,"body":"want"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":517.725,"endTime":517.745,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":517.755,"endTime":517.945,"body":"have"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":517.945,"endTime":518.405,"body":"everything"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":518.405,"endTime":518.565,"body":"as"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":518.565,"endTime":518.975,"body":"accurate"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":518.975,"endTime":519.105,"body":"as"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":519.105,"endTime":519.515,"body":"possible."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":520.94,"endTime":521.28,"body":"Please"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":521.28,"endTime":521.59,"body":"note"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":521.59,"endTime":521.75,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":521.75,"endTime":521.88,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":521.89,"endTime":522.46,"body":"cost"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":522.46,"endTime":522.57,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":522.61,"endTime":522.95,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":522.95,"endTime":523.13,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":523.13,"endTime":523.32,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":523.32,"endTime":523.69,"body":"anywhere"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":523.69,"endTime":523.9,"body":"from"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":523.91,"endTime":524.2900000000001,"body":"40"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":524.2900000000001,"endTime":524.44,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":524.44,"endTime":525.47,"body":"50"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":525.57,"endTime":525.89,"body":"per"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":525.93,"endTime":526.62,"body":"account"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":527.32,"endTime":527.87,"body":"per"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":527.93,"endTime":528.77,"body":"bureau,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":529.2,"endTime":529.48,"body":"right?"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":529.48,"endTime":529.62,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":529.62,"endTime":529.66,"body":"if"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":529.6899999999999,"endTime":530.18,"body":"you're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":530.52,"endTime":531.17,"body":"rescoring"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":531.18,"endTime":531.35,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":531.35,"endTime":531.75,"body":"account"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":531.75,"endTime":531.95,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":532.22,"endTime":532.49,"body":"two"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":532.53,"endTime":533.64,"body":"bureaus,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":533.64,"endTime":533.64,"body":"Experian"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":533.64,"endTime":533.75,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":533.75,"endTime":534.28,"body":"Equifax,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":534.75,"endTime":534.89,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":534.89,"endTime":535.43,"body":"example,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":536.03,"endTime":536.23,"body":"it's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":536.25,"endTime":536.45,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":536.45,"endTime":536.55,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":536.55,"endTime":536.88,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":537.74,"endTime":538.06,"body":"times"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":538.06,"endTime":538.33,"body":"two,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":538.39,"endTime":538.54,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":538.54,"endTime":539.15,"body":"40"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":539.15,"endTime":539.24,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":539.24,"endTime":539.33,"body":"50"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":539.33,"endTime":539.63,"body":"times"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":539.63,"endTime":539.86,"body":"two,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":539.86,"endTime":539.97,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":540.01,"endTime":540.2,"body":"then"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":540.21,"endTime":540.57,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":540.58,"endTime":540.83,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":540.84,"endTime":541.17,"body":"each"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":541.22,"endTime":541.68,"body":"additional"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":541.68,"endTime":542.04,"body":"account,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":542.4399999999999,"endTime":542.9399999999999,"body":"depending"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":542.9399999999999,"endTime":543.38,"body":"how"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":543.6899999999999,"endTime":544.09,"body":"many"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":544.09,"endTime":544.17,"body":"are"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":544.17,"endTime":544.38,"body":"being"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":544.38,"endTime":544.8,"body":"rescored."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":545.72,"endTime":545.91,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":545.91,"endTime":546.24,"body":"please"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":546.24,"endTime":546.64,"body":"note,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":546.72,"endTime":547.36,"body":"very"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":547.36,"endTime":547.98,"body":"important,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":547.99,"endTime":548.22,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":548.22,"endTime":548.35,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":548.36,"endTime":548.97,"body":"cost"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":548.97,"endTime":549.1,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":549.1,"endTime":549.22,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":549.22,"endTime":549.98,"body":"rescore"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":549.99,"endTime":550.28,"body":"can"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":550.29,"endTime":550.88,"body":"never"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":550.9,"endTime":551.12,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":551.12,"endTime":551.75,"body":"charged"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":551.88,"endTime":551.99,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":551.99,"endTime":552.11,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":552.11,"endTime":552.24,"body":"borrower."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":553.32,"endTime":553.52,"body":"If"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":553.53,"endTime":553.68,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":553.68,"endTime":553.85,"body":"do"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":553.85,"endTime":554.27,"body":"attempt"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":554.28,"endTime":554.62,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":554.62,"endTime":555.05,"body":"submit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":555.05,"endTime":555.21,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":555.21,"endTime":555.6899999999999,"body":"order"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":555.6899999999999,"endTime":555.93,"body":"with"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":555.9399999999999,"endTime":556.73,"body":"borrower"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":556.81,"endTime":557.2,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":557.2,"endTime":558.14,"body":"information,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":558.15,"endTime":558.34,"body":"like"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":558.34,"endTime":558.4,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":558.4,"endTime":558.67,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":558.67,"endTime":558.88,"body":"card"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":558.88,"endTime":558.93,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":558.93,"endTime":559.61,"body":"something,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":559.88,"endTime":560.06,"body":"they"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":560.06,"endTime":560.23,"body":"will"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":560.23,"endTime":560.68,"body":"reject"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":560.68,"endTime":560.91,"body":"it."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":561.74,"endTime":562.16,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":562.16,"endTime":562.36,"body":"then"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":562.36,"endTime":562.51,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":562.51,"endTime":562.68,"body":"have"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":562.6899999999999,"endTime":562.81,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":562.81,"endTime":563.23,"body":"start"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":563.23,"endTime":563.41,"body":"all"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":563.41,"endTime":563.93,"body":"over"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":563.93,"endTime":564.11,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":564.12,"endTime":564.34,"body":"then"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":564.35,"endTime":564.54,"body":"make"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":564.54,"endTime":564.84,"body":"sure"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":564.84,"endTime":565.08,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":565.08,"endTime":565.28,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":565.34,"endTime":565.77,"body":"input"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":565.87,"endTime":566.16,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":566.17,"endTime":566.74,"body":"proper"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":566.98,"endTime":567.39,"body":"method"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":567.39,"endTime":567.54,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":567.54,"endTime":568.04,"body":"payment."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":568.64,"endTime":568.78,"body":"It's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":568.78,"endTime":568.96,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":568.96,"endTime":569.06,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":569.06,"endTime":569.17,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":569.17,"endTime":569.76,"body":"acceptable,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":569.76,"endTime":569.9399999999999,"body":"but"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":569.9399999999999,"endTime":570.07,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":570.07,"endTime":570.41,"body":"cannot"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":570.41,"endTime":570.77,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":570.8,"endTime":571.24,"body":"from"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":571.53,"endTime":571.6899999999999,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":571.6899999999999,"endTime":571.99,"body":"borrower."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":573.16,"endTime":573.5,"body":"Be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":573.5,"endTime":574.26,"body":"aware"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":574.26,"endTime":574.55,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":574.56,"endTime":574.78,"body":"make"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":574.78,"endTime":574.97,"body":"sure"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":574.97,"endTime":575.11,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":575.11,"endTime":575.37,"body":"run"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":575.37,"endTime":575.63,"body":"this"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":575.64,"endTime":575.77,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":575.79,"endTime":575.92,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":575.92,"endTime":576.87,"body":"simulation"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":577.38,"endTime":578.1,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":578.3,"endTime":579.01,"body":"removing"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":579.01,"endTime":579.68,"body":"accounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":579.68,"endTime":580.02,"body":"from"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":580.02,"endTime":580.08,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":580.08,"endTime":580.71,"body":"dispute"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":580.71,"endTime":581.52,"body":"status"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":581.64,"endTime":582.32,"body":"may"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":582.33,"endTime":582.67,"body":"lower"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":582.67,"endTime":582.77,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":582.77,"endTime":583.06,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":583.06,"endTime":583.58,"body":"score."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":583.59,"endTime":583.92,"body":"So."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":584.7,"endTime":585.28,"body":"Before"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":585.28,"endTime":585.57,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":585.57,"endTime":585.88,"body":"run"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":585.88,"endTime":586.04,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":586.04,"endTime":586.25,"body":"tell"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":586.25,"endTime":586.35,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":586.35,"endTime":587.07,"body":"customer,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":587.48,"endTime":587.85,"body":"remove"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":587.85,"endTime":587.91,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":587.91,"endTime":588.31,"body":"dispute"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":588.31,"endTime":588.84,"body":"status,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":588.84,"endTime":589.15,"body":"first"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":589.16,"endTime":589.35,"body":"see"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":589.35,"endTime":589.45,"body":"what"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":589.45,"endTime":589.81,"body":"happens"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":589.81,"endTime":589.92,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":589.92,"endTime":590.03,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":590.03,"endTime":590.37,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":590.37,"endTime":590.91,"body":"score,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":591.23,"endTime":591.6,"body":"because"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":591.6,"endTime":591.87,"body":"then"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":591.87,"endTime":592.18,"body":"there,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":592.1899999999999,"endTime":592.36,"body":"if"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":592.36,"endTime":592.46,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":592.46,"endTime":592.6899999999999,"body":"goes"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":592.6899999999999,"endTime":593.12,"body":"down,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":593.13,"endTime":593.31,"body":"then"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":593.31,"endTime":593.43,"body":"there"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":593.43,"endTime":593.56,"body":"may"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":593.56,"endTime":593.72,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":593.72,"endTime":594.09,"body":"some"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":594.18,"endTime":594.56,"body":"other"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":594.6,"endTime":595.57,"body":"additional"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":595.63,"endTime":596.39,"body":"activity"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":596.39,"endTime":596.61,"body":"like"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":596.61,"endTime":596.88,"body":"paying"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":596.88,"endTime":597.09,"body":"down"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":597.09,"endTime":597.1899999999999,"body":"an"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":597.1899999999999,"endTime":597.56,"body":"account"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":597.56,"endTime":597.61,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":597.61,"endTime":598.17,"body":"something,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":598.54,"endTime":599.02,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":599.06,"endTime":599.45,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":599.45,"endTime":599.79,"body":"the,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":599.79,"endTime":600.1899999999999,"body":"um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":601.52,"endTime":601.71,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":601.71,"endTime":602.03,"body":"try"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":602.03,"endTime":602.38,"body":"to,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":602.41,"endTime":602.68,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":602.73,"endTime":603.36,"body":"offset"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":603.7,"endTime":603.93,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":603.93,"endTime":604.46,"body":"decrease"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":604.46,"endTime":604.61,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":604.61,"endTime":604.81,"body":"just"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":604.81,"endTime":605.35,"body":"occurred."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":605.73,"endTime":606.4399999999999,"body":"From"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":606.64,"endTime":606.83,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":606.83,"endTime":607.16,"body":"account"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":607.17,"endTime":607.4,"body":"being"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":607.4,"endTime":607.78,"body":"taken"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":607.78,"endTime":607.87,"body":"out"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":607.87,"endTime":608.02,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":608.02,"endTime":608.39,"body":"dispute"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":608.39,"endTime":608.9,"body":"status."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":609.42,"endTime":609.85,"body":"Um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":609.92,"endTime":610.07,"body":"I"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":610.07,"endTime":610.26,"body":"know"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":610.26,"endTime":610.4399999999999,"body":"that's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":610.4399999999999,"endTime":610.79,"body":"something"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":610.79,"endTime":610.95,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":610.95,"endTime":611.1,"body":"we"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":611.1,"endTime":611.28,"body":"need"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":611.28,"endTime":611.4,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":611.4,"endTime":611.68,"body":"do"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":611.7,"endTime":611.99,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":611.99,"endTime":612.1,"body":"an"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":612.11,"endTime":612.71,"body":"FHA"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":612.71,"endTime":613.11,"body":"loan,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":613.11,"endTime":613.32,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":613.32,"endTime":614.33,"body":"example,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":614.52,"endTime":614.67,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":614.67,"endTime":614.88,"body":"try"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":614.88,"endTime":614.98,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":614.98,"endTime":615.18,"body":"get"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":615.18,"endTime":615.31,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":615.32,"endTime":615.45,"body":"out"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":615.45,"endTime":615.63,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":615.63,"endTime":616.2,"body":"dispute"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":616.2,"endTime":616.98,"body":"status"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":616.99,"endTime":617.23,"body":"so"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":617.23,"endTime":617.6,"body":"that,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":617.64,"endTime":617.97,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":618.02,"endTime":618.53,"body":"automated"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":618.53,"endTime":619.11,"body":"underwriting"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":619.11,"endTime":619.46,"body":"picks"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":619.46,"endTime":619.6,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":619.6,"endTime":619.82,"body":"up"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":619.99,"endTime":620.27,"body":"so"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":620.27,"endTime":620.5,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":620.51,"endTime":620.92,"body":"your,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":620.98,"endTime":621.28,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":621.29,"endTime":622.04,"body":"findings"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":622.04,"endTime":622.14,"body":"are"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":622.14,"endTime":622.76,"body":"valid."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":623.33,"endTime":623.56,"body":"Uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":623.56,"endTime":624.29,"body":"also"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":624.31,"endTime":624.66,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":624.66,"endTime":624.95,"body":"a,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":624.99,"endTime":625.39,"body":"um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":626.15,"endTime":626.32,"body":"DU"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":626.32,"endTime":626.33,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":626.33,"endTime":627.71,"body":"LP"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":627.97,"endTime":628.12,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":628.12,"endTime":628.17,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":628.17,"endTime":628.75,"body":"conventional"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":628.75,"endTime":629.16,"body":"loan."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":629.695,"endTime":630.245,"body":"When"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":630.255,"endTime":630.415,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":630.415,"endTime":630.595,"body":"have"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":630.595,"endTime":630.655,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":630.655,"endTime":631.085,"body":"disputed"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":631.085,"endTime":631.395,"body":"account"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":631.395,"endTime":631.435,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":631.455,"endTime":631.5649999999999,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":631.5649999999999,"endTime":632.035,"body":"system"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":632.195,"endTime":632.495,"body":"wasn't"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":632.495,"endTime":632.805,"body":"able"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":633.095,"endTime":633.265,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":633.265,"endTime":634.075,"body":"provide,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":634.585,"endTime":635.055,"body":"um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":635.675,"endTime":635.865,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":635.865,"endTime":636.655,"body":"approval"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":636.745,"endTime":637.165,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":637.295,"endTime":637.865,"body":"stated"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":637.865,"endTime":638.095,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":638.095,"endTime":638.245,"body":"if"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":638.245,"endTime":638.415,"body":"you're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":638.415,"endTime":638.515,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":638.515,"endTime":639.085,"body":"dispute,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":639.435,"endTime":639.585,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":639.585,"endTime":639.755,"body":"know,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":639.8149999999999,"endTime":639.965,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":639.965,"endTime":640.205,"body":"got"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":640.205,"endTime":640.415,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":640.465,"endTime":640.995,"body":"downgraded"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":640.995,"endTime":641.355,"body":"manual,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":641.355,"endTime":641.525,"body":"which"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":641.525,"endTime":641.785,"body":"doesn't"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":641.785,"endTime":642.175,"body":"exist"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":643.375,"endTime":643.715,"body":"this,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":643.835,"endTime":643.995,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":643.995,"endTime":644.105,"body":"know,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":644.105,"endTime":644.275,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":644.275,"endTime":644.375,"body":"would"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":644.385,"endTime":644.655,"body":"have"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":644.655,"endTime":644.915,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":644.915,"endTime":645.155,"body":"do"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":645.155,"endTime":645.285,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":645.285,"endTime":645.605,"body":"rapid"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":645.605,"endTime":646.145,"body":"rescore"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":646.145,"endTime":646.165,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":646.165,"endTime":646.355,"body":"get"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":646.355,"endTime":646.545,"body":"those"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":646.545,"endTime":647.055,"body":"disputes"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":647.055,"endTime":647.345,"body":"taken"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":647.345,"endTime":647.615,"body":"off"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":647.615,"endTime":647.775,"body":"so"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":647.775,"endTime":648.025,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":648.075,"endTime":648.215,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":648.215,"endTime":648.755,"body":"system."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":649.14,"endTime":649.72,"body":"AUS"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":649.73,"endTime":649.89,"body":"would"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":650.06,"endTime":650.27,"body":"pick"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":650.27,"endTime":650.39,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":650.39,"endTime":650.52,"body":"up"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":650.76,"endTime":651.05,"body":"again,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":652.18,"endTime":652.4399999999999,"body":"if"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":652.4399999999999,"endTime":652.57,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":652.57,"endTime":652.82,"body":"were,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":652.89,"endTime":653.11,"body":"if"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":653.11,"endTime":653.23,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":653.23,"endTime":653.39,"body":"were"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":653.39,"endTime":653.89,"body":"getting"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":654.45,"endTime":654.62,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":654.62,"endTime":655.27,"body":"denial"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":655.27,"endTime":655.61,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":655.7,"endTime":655.87,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":655.87,"endTime":656.1899999999999,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":656.39,"endTime":657.09,"body":"AUS"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":657.13,"endTime":657.28,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":657.28,"endTime":657.33,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":657.33,"endTime":657.8,"body":"conventional"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":657.85,"endTime":658.17,"body":"loan"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":658.1899999999999,"endTime":658.51,"body":"because"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":658.51,"endTime":658.68,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":658.68,"endTime":659.04,"body":"that."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":659.24,"endTime":659.4,"body":"In"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":659.4,"endTime":659.49,"body":"an"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":659.5,"endTime":659.9,"body":"FHA"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":659.9,"endTime":660.25,"body":"loan,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":660.3,"endTime":660.72,"body":"it's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":661.61,"endTime":661.87,"body":"pre"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":661.87,"endTime":662.12,"body":"written"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":662.12,"endTime":662.89,"body":"verbiage"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":663.41,"endTime":663.9,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":664.15,"endTime":664.29,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":664.29,"endTime":665.18,"body":"findings"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":665.37,"endTime":665.67,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":665.67,"endTime":665.77,"body":"if"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":665.77,"endTime":665.88,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":665.88,"endTime":666.03,"body":"have"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":666.03,"endTime":666.07,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":666.07,"endTime":666.6,"body":"disputed"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":666.6,"endTime":667.35,"body":"amounts,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":667.4,"endTime":667.99,"body":"accounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":667.99,"endTime":668.21,"body":"with"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":668.22,"endTime":668.37,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":668.4399999999999,"endTime":669.17,"body":"aggregate"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":669.59,"endTime":669.76,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":669.77,"endTime":669.81,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":669.82,"endTime":670.31,"body":"thousand"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":670.31,"endTime":670.38,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":670.38,"endTime":670.8,"body":"more,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":671.42,"endTime":671.55,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":671.55,"endTime":671.66,"body":"got"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":671.66,"endTime":671.73,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":671.73,"endTime":672.27,"body":"downgrade"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":672.27,"endTime":672.41,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":672.41,"endTime":672.67,"body":"manual"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":672.67,"endTime":673.09,"body":"underwrite."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":673.11,"endTime":673.31,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":673.31,"endTime":673.58,"body":"that's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":673.58,"endTime":673.74,"body":"when"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":673.74,"endTime":673.89,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":674.545,"endTime":674.985,"body":"Embark"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":674.985,"endTime":675.035,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":675.045,"endTime":675.155,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":675.155,"endTime":675.615,"body":"mission"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":675.615,"endTime":675.795,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":675.795,"endTime":675.995,"body":"do"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":675.995,"endTime":676.085,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":676.105,"endTime":676.685,"body":"rescore"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":676.685,"endTime":676.745,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":676.765,"endTime":676.875,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":676.875,"endTime":677.3149999999999,"body":"disputed"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":677.3149999999999,"endTime":677.695,"body":"accounts,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":677.695,"endTime":677.805,"body":"but"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":677.845,"endTime":678.055,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":678.055,"endTime":678.405,"body":"aware"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":678.405,"endTime":678.555,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":678.555,"endTime":678.835,"body":"what"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":678.975,"endTime":679.195,"body":"may"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":679.195,"endTime":679.575,"body":"happen"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":679.575,"endTime":679.695,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":679.695,"endTime":679.805,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":679.805,"endTime":680.085,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":680.085,"endTime":680.365,"body":"score"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":680.365,"endTime":680.465,"body":"when"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":680.465,"endTime":680.575,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":680.575,"endTime":680.715,"body":"take"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":680.715,"endTime":680.805,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":680.805,"endTime":680.885,"body":"out"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":680.885,"endTime":681.005,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":681.005,"endTime":681.335,"body":"dispute"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":681.335,"endTime":681.8149999999999,"body":"status."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":683.205,"endTime":683.415,"body":"Like"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":683.415,"endTime":683.475,"body":"I"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":683.475,"endTime":683.965,"body":"mentioned"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":683.965,"endTime":684.455,"body":"previously,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":684.455,"endTime":684.715,"body":"paying"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":684.715,"endTime":684.925,"body":"down"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":684.925,"endTime":685.435,"body":"installment"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":685.435,"endTime":686.145,"body":"accounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":686.195,"endTime":686.825,"body":"also"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":686.825,"endTime":687.025,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":687.025,"endTime":687.375,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":687.375,"endTime":687.515,"body":"an"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":687.515,"endTime":688.135,"body":"option"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":688.525,"endTime":688.735,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":688.735,"endTime":688.8149999999999,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":688.8149999999999,"endTime":689.155,"body":"rapid"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":689.195,"endTime":689.655,"body":"rescore."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":690.525,"endTime":690.825,"body":"Just"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":690.825,"endTime":691.165,"body":"mentioned"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":691.165,"endTime":691.335,"body":"about"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":691.335,"endTime":691.765,"body":"AUS"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":691.775,"endTime":692.345,"body":"approval"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":692.725,"endTime":692.855,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":692.855,"endTime":693.0649999999999,"body":"pick"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":693.0649999999999,"endTime":693.195,"body":"up"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":693.195,"endTime":693.295,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":693.295,"endTime":694.085,"body":"changes."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":694.395,"endTime":694.835,"body":"Disputed"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":694.835,"endTime":695.155,"body":"accounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":695.155,"endTime":695.245,"body":"will"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":695.245,"endTime":695.395,"body":"need"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":695.395,"endTime":695.455,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":695.455,"endTime":695.545,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":695.545,"endTime":695.885,"body":"removed"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":695.885,"endTime":696.165,"body":"via"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":696.165,"endTime":696.495,"body":"rapid"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":696.495,"endTime":696.965,"body":"rescore."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":698.18,"endTime":698.66,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":698.71,"endTime":699.1,"body":"five"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":699.1,"endTime":699.6,"body":"days"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":699.6,"endTime":699.76,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":699.76,"endTime":699.82,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":699.82,"endTime":700.32,"body":"turnaround"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":700.32,"endTime":700.59,"body":"time"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":700.59,"endTime":700.96,"body":"unless"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":700.96,"endTime":701.11,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":701.11,"endTime":701.39,"body":"rush"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":701.39,"endTime":701.59,"body":"fee"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":701.59,"endTime":701.76,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":701.76,"endTime":702.2,"body":"paid,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":702.2,"endTime":702.34,"body":"which"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":702.34,"endTime":702.46,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":702.47,"endTime":702.61,"body":"like"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":702.61,"endTime":702.72,"body":"an"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":702.72,"endTime":703.06,"body":"extra,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":703.06,"endTime":703.12,"body":"I"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":703.12,"endTime":703.4399999999999,"body":"think,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":703.4399999999999,"endTime":703.47,"body":"10,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":703.47,"endTime":704.09,"body":"15,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":704.27,"endTime":705.52,"body":"20"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":705.54,"endTime":705.98,"body":"per"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":706.09,"endTime":706.73,"body":"account."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":707.42,"endTime":707.65,"body":"Now"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":707.66,"endTime":707.85,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":707.85,"endTime":708.35,"body":"aware"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":708.35,"endTime":708.65,"body":"there"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":708.72,"endTime":709.23,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":709.3,"endTime":709.42,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":709.42,"endTime":710.04,"body":"no"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":710.42,"endTime":710.93,"body":"doc"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":711.17,"endTime":711.6899999999999,"body":"option,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":712.06,"endTime":712.29,"body":"right?"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":712.31,"endTime":712.49,"body":"That"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":712.49,"endTime":712.84,"body":"sounds"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":712.84,"endTime":713.57,"body":"enticing."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":714.28,"endTime":714.47,"body":"You"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":714.47,"endTime":714.65,"body":"know,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":714.65,"endTime":714.77,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":714.77,"endTime":714.96,"body":"don't"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":714.96,"endTime":715.22,"body":"need"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":715.22,"endTime":715.31,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":715.31,"endTime":715.65,"body":"letter,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":715.65,"endTime":715.82,"body":"any"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":715.82,"endTime":716.26,"body":"document"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":716.28,"endTime":716.43,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":716.4399999999999,"endTime":717.06,"body":"documentation"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":717.06,"endTime":717.11,"body":"from"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":717.12,"endTime":717.25,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":717.25,"endTime":717.92,"body":"borrower,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":718.39,"endTime":718.59,"body":"but"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":718.59,"endTime":718.8,"body":"then"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":718.81,"endTime":719.01,"body":"do"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":719.01,"endTime":719.18,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":719.18,"endTime":719.91,"body":"aware"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":720.05,"endTime":720.27,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":720.27,"endTime":720.4399999999999,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":720.45,"endTime":721.04,"body":"risk"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":721.33,"endTime":721.8,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":722.14,"endTime":722.5,"body":"if,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":722.59,"endTime":723.01,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":723.08,"endTime":723.4399999999999,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":723.75,"endTime":724.15,"body":"embark"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":724.15,"endTime":724.23,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":724.25,"endTime":724.35,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":724.35,"endTime":724.54,"body":"no"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":724.54,"endTime":724.83,"body":"doc"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":724.83,"endTime":725.37,"body":"option,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":725.93,"endTime":726.56,"body":"And,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":726.56,"endTime":726.8,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":726.87,"endTime":727.12,"body":"it's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":727.13,"endTime":727.43,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":727.43,"endTime":727.8,"body":"readily"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":727.8,"endTime":728.58,"body":"accepted"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":729.31,"endTime":729.75,"body":"by"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":729.76,"endTime":730.29,"body":"the,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":730.35,"endTime":730.68,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":730.78,"endTime":731.26,"body":"account"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":731.26,"endTime":732.13,"body":"servicer"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":732.17,"endTime":732.3,"body":"by"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":732.3,"endTime":732.43,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":732.43,"endTime":733.02,"body":"creditor,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":733.6899999999999,"endTime":733.9399999999999,"body":"since"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":733.9399999999999,"endTime":734.1,"body":"there"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":734.1,"endTime":734.24,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":734.24,"endTime":734.4,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":734.4,"endTime":734.55,"body":"any"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":734.55,"endTime":735.29,"body":"documentation"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":735.29,"endTime":735.98,"body":"provided,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":736.09,"endTime":736.77,"body":"then"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":737.25,"endTime":737.58,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":737.58,"endTime":737.78,"body":"run"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":737.78,"endTime":737.92,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":737.92,"endTime":738.16,"body":"risk"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":738.16,"endTime":738.27,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":738.27,"endTime":738.36,"body":"an"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":738.36,"endTime":738.97,"body":"extended"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":738.97,"endTime":739.28,"body":"review"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":739.28,"endTime":739.76,"body":"period"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":739.76,"endTime":739.86,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":739.86,"endTime":739.96,"body":"up"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":739.96,"endTime":740.12,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":740.12,"endTime":740.48,"body":"30"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":740.48,"endTime":740.88,"body":"days."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":740.88,"endTime":741.04,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":741.04,"endTime":741.13,"body":"at"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":741.13,"endTime":741.32,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":741.32,"endTime":741.57,"body":"point,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":741.57,"endTime":741.64,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":741.64,"endTime":741.87,"body":"probably"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":741.87,"endTime":741.96,"body":"would"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":741.96,"endTime":742.09,"body":"have"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":742.09,"endTime":742.21,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":742.25,"endTime":743.05,"body":"cancel,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":743.58,"endTime":743.83,"body":"pay"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":743.83,"endTime":744.03,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":744.03,"endTime":744.46,"body":"another"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":744.46,"endTime":744.92,"body":"one,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":745.2,"endTime":745.6899999999999,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":745.6899999999999,"endTime":746.01,"body":"then"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":746.02,"endTime":746.25,"body":"do"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":746.25,"endTime":746.36,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":746.37,"endTime":746.56,"body":"with"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":746.56,"endTime":746.66,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":746.66,"endTime":746.9399999999999,"body":"doc"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":747.14,"endTime":747.21,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":747.21,"endTime":747.39,"body":"do"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":747.39,"endTime":747.41,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":747.43,"endTime":747.58,"body":"with"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":747.58,"endTime":747.65,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":747.65,"endTime":748.52,"body":"documentation."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":748.54,"endTime":749.06,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":749.08,"endTime":749.29,"body":"no"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":749.29,"endTime":749.55,"body":"doc"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":749.55,"endTime":749.87,"body":"option"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":749.87,"endTime":750.16,"body":"sounds"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":750.16,"endTime":750.96,"body":"enticing,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":750.97,"endTime":751.1899999999999,"body":"but"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":751.1899999999999,"endTime":751.3,"body":"if"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":751.3,"endTime":751.43,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":751.43,"endTime":751.67,"body":"really"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":751.67,"endTime":751.86,"body":"want"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":751.86,"endTime":751.89,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":751.89,"endTime":752.04,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":752.04,"endTime":752.39,"body":"sure"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":752.39,"endTime":752.52,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":752.52,"endTime":752.77,"body":"have"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":752.77,"endTime":752.95,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":752.97,"endTime":753.2,"body":"three"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":753.2,"endTime":753.31,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":753.31,"endTime":753.55,"body":"five"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":753.55,"endTime":753.6899999999999,"body":"day"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":753.6899999999999,"endTime":754.11,"body":"turnaround"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":754.11,"endTime":754.45,"body":"time,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":754.84,"endTime":755.3,"body":"provide"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":755.31,"endTime":755.43,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":755.43,"endTime":755.75,"body":"needed"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":756.125,"endTime":757.325,"body":"documentations."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":757.8149999999999,"endTime":757.995,"body":"Now,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":757.995,"endTime":758.125,"body":"it's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":758.125,"endTime":758.285,"body":"very"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":758.285,"endTime":758.595,"body":"important"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":758.605,"endTime":758.715,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":758.715,"endTime":759.175,"body":"know"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":759.325,"endTime":759.595,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":759.645,"endTime":760.195,"body":"borrowers"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":760.225,"endTime":760.365,"body":"can"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":760.365,"endTime":760.655,"body":"never"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":760.655,"endTime":760.955,"body":"order"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":760.955,"endTime":761.025,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":761.025,"endTime":761.305,"body":"rapid"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":761.345,"endTime":761.8149999999999,"body":"rescore."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":761.825,"endTime":762.175,"body":"That's,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":762.185,"endTime":762.5649999999999,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":762.725,"endTime":762.915,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":762.915,"endTime":763.055,"body":"can"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":763.055,"endTime":763.225,"body":"only"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":763.225,"endTime":763.395,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":763.395,"endTime":763.795,"body":"ordered"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":763.795,"endTime":764.345,"body":"by"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":764.915,"endTime":765.3149999999999,"body":"the,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":765.3149999999999,"endTime":765.635,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":765.8149999999999,"endTime":766.575,"body":"broker"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":766.585,"endTime":766.975,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":766.985,"endTime":767.415,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":767.575,"endTime":768.125,"body":"lender,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":768.195,"endTime":768.435,"body":"but"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":768.435,"endTime":768.985,"body":"never"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":769.055,"endTime":769.215,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":769.215,"endTime":769.685,"body":"borrower."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":770.395,"endTime":770.935,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":771.415,"endTime":771.535,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":771.535,"endTime":771.965,"body":"very"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":771.965,"endTime":772.485,"body":"important"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":772.485,"endTime":772.775,"body":"point"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":772.785,"endTime":773.225,"body":"here."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":774.395,"endTime":774.705,"body":"Once"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":774.705,"endTime":774.995,"body":"you,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":775.095,"endTime":775.505,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":775.505,"endTime":775.685,"body":"when"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":775.685,"endTime":775.825,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":775.825,"endTime":776.095,"body":"order"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":776.095,"endTime":776.485,"body":"the,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":776.505,"endTime":776.665,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":776.665,"endTime":777.525,"body":"rescore,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":777.675,"endTime":778.0649999999999,"body":"they"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":778.0649999999999,"endTime":778.605,"body":"will"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":778.615,"endTime":778.975,"body":"build"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":778.975,"endTime":779.365,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":779.425,"endTime":779.625,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":779.645,"endTime":780.3149999999999,"body":"cost"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":780.3149999999999,"endTime":780.635,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":780.635,"endTime":780.925,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":780.925,"endTime":781.455,"body":"additional"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":781.8149999999999,"endTime":781.995,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":782.015,"endTime":782.125,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":782.125,"endTime":782.325,"body":"new"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":782.325,"endTime":782.545,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":782.555,"endTime":783.075,"body":"report"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":783.075,"endTime":783.245,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":783.245,"endTime":783.5649999999999,"body":"needs"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":783.5649999999999,"endTime":783.685,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":783.685,"endTime":784.205,"body":"be,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":784.275,"endTime":784.525,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":784.575,"endTime":785.035,"body":"ordered"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":785.045,"endTime":785.205,"body":"at"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":785.205,"endTime":785.385,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":785.385,"endTime":785.735,"body":"end."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":786.085,"endTime":786.395,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":786.395,"endTime":786.615,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":786.615,"endTime":786.8149999999999,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":786.8149999999999,"endTime":787.175,"body":"will"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":787.175,"endTime":788.075,"body":"receive"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":788.075,"endTime":789.225,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":789.225,"endTime":789.745,"body":"updated"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":789.745,"endTime":790.375,"body":"scores."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":790.505,"endTime":790.755,"body":"That's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":790.755,"endTime":790.905,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":790.905,"endTime":791.125,"body":"only"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":791.125,"endTime":791.385,"body":"way"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":791.385,"endTime":791.585,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":791.585,"endTime":791.995,"body":"receive"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":791.995,"endTime":792.135,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":792.135,"endTime":792.545,"body":"updated"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":792.545,"endTime":793.095,"body":"scores"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":793.125,"endTime":793.3149999999999,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":793.3149999999999,"endTime":793.845,"body":"actual"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":793.855,"endTime":794.375,"body":"new"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":794.555,"endTime":795.045,"body":"pool"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":795.505,"endTime":795.8149999999999,"body":"needs"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":795.8149999999999,"endTime":795.905,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":795.915,"endTime":796.055,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":796.075,"endTime":796.805,"body":"completed,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":797.625,"endTime":798.105,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":798.585,"endTime":798.885,"body":"so"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":798.885,"endTime":799.235,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":799.245,"endTime":799.715,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":799.845,"endTime":800.045,"body":"new"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":800.055,"endTime":800.705,"body":"balances"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":800.705,"endTime":800.845,"body":"are"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":800.845,"endTime":801.655,"body":"reported"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":802.035,"endTime":802.485,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":802.495,"endTime":802.745,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":802.745,"endTime":802.985,"body":"get"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":802.995,"endTime":803.095,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":803.095,"endTime":803.295,"body":"new"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":803.295,"endTime":803.605,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":803.605,"endTime":804.015,"body":"scores."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":804.025,"endTime":804.205,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":804.205,"endTime":804.425,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":804.425,"endTime":804.615,"body":"will"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":804.615,"endTime":804.745,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":804.745,"endTime":805.255,"body":"included"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":805.255,"endTime":805.355,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":805.355,"endTime":805.465,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":805.495,"endTime":806.015,"body":"cost"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":806.125,"endTime":806.445,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":806.445,"endTime":806.555,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":806.555,"endTime":807.405,"body":"rescore,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":807.855,"endTime":808.145,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":808.145,"endTime":808.455,"body":"when"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":808.455,"endTime":808.555,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":808.5649999999999,"endTime":808.775,"body":"does"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":808.775,"endTime":808.975,"body":"get"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":808.995,"endTime":809.305,"body":"billed"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":809.305,"endTime":809.445,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":809.445,"endTime":809.745,"body":"you."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":810.455,"endTime":810.725,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":810.725,"endTime":811.025,"body":"again,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":811.025,"endTime":811.225,"body":"that's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":811.225,"endTime":811.365,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":811.365,"endTime":811.605,"body":"only"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":811.605,"endTime":812.075,"body":"way"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":812.115,"endTime":812.355,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":812.355,"endTime":812.645,"body":"get,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":812.745,"endTime":813.085,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":813.625,"endTime":813.755,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":813.755,"endTime":813.905,"body":"new"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":813.905,"endTime":814.295,"body":"scores."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":814.335,"endTime":814.715,"body":"Now,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":815.785,"endTime":816.125,"body":"Couple"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":816.125,"endTime":816.205,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":816.205,"endTime":816.605,"body":"last"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":816.615,"endTime":817.075,"body":"points"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":817.075,"endTime":817.665,"body":"here."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":817.675,"endTime":818.045,"body":"Very"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":818.045,"endTime":818.705,"body":"important"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":818.755,"endTime":819.175,"body":"tips"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":819.175,"endTime":819.655,"body":"because"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":819.665,"endTime":819.785,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":819.785,"endTime":820.005,"body":"want"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":820.005,"endTime":820.075,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":820.075,"endTime":820.295,"body":"make"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":820.295,"endTime":820.715,"body":"sure"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":820.715,"endTime":820.885,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":820.885,"endTime":821.155,"body":"after"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":821.155,"endTime":821.485,"body":"doing"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":821.485,"endTime":821.835,"body":"all"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":821.835,"endTime":822.105,"body":"this"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":822.105,"endTime":822.495,"body":"work"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":822.525,"endTime":822.765,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":822.765,"endTime":823.075,"body":"paying"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":823.095,"endTime":823.325,"body":"these"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":823.325,"endTime":823.865,"body":"fees,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":823.865,"endTime":824.195,"body":"right?"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":824.195,"endTime":824.585,"body":"Which"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":825.275,"endTime":825.415,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":825.525,"endTime":825.955,"body":"usually"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":825.955,"endTime":826.195,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":826.205,"endTime":826.225,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":826.225,"endTime":826.245,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":826.245,"endTime":826.545,"body":"paid"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":826.545,"endTime":826.655,"body":"by"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":826.655,"endTime":826.825,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":826.955,"endTime":827.325,"body":"MLO,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":827.825,"endTime":828.035,"body":"right?"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":828.035,"endTime":828.465,"body":"Cannot"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":828.465,"endTime":828.585,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":828.585,"endTime":828.845,"body":"paid"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":828.845,"endTime":828.955,"body":"by"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":828.955,"endTime":829.095,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":829.095,"endTime":829.705,"body":"borrower."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":830.305,"endTime":830.835,"body":"Um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":831.405,"endTime":831.545,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":831.545,"endTime":831.655,"body":"want"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":831.655,"endTime":831.715,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":831.715,"endTime":831.845,"body":"make"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":831.845,"endTime":832.075,"body":"sure"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":832.075,"endTime":832.195,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":832.195,"endTime":832.295,"body":"it's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":832.47,"endTime":832.85,"body":"actually"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":832.85,"endTime":832.98,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":832.98,"endTime":833.05,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":833.06,"endTime":833.62,"body":"work,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":833.82,"endTime":834.06,"body":"right?"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":834.07,"endTime":834.25,"body":"You"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":834.26,"endTime":834.54,"body":"want"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":834.55,"endTime":835.04,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":835.56,"endTime":835.8,"body":"make"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":835.8,"endTime":836.11,"body":"sure"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":836.11,"endTime":836.27,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":836.27,"endTime":836.41,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":836.41,"endTime":836.9,"body":"borrower"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":836.91,"endTime":837.09,"body":"does"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":837.09,"endTime":837.31,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":837.31,"endTime":837.67,"body":"open"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":837.67,"endTime":838.02,"body":"any"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":838.02,"endTime":838.25,"body":"new"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":838.25,"endTime":839.0,"body":"accounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":839.06,"endTime":839.52,"body":"unless"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":839.52,"endTime":839.83,"body":"opening"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":839.83,"endTime":840.01,"body":"up"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":840.01,"endTime":840.17,"body":"new"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":840.17,"endTime":840.65,"body":"accounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":840.65,"endTime":840.9399999999999,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":840.99,"endTime":841.27,"body":"part"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":841.27,"endTime":841.43,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":841.43,"endTime":841.56,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":841.56,"endTime":842.22,"body":"Rescore"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":842.3,"endTime":842.6899999999999,"body":"action"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":842.6899999999999,"endTime":842.96,"body":"plan."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":842.96,"endTime":843.48,"body":"Sometimes"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":843.48,"endTime":843.64,"body":"that's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":843.64,"endTime":843.77,"body":"what"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":843.77,"endTime":843.89,"body":"they"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":843.89,"endTime":844.21,"body":"say,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":844.45,"endTime":844.75,"body":"open"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":844.75,"endTime":844.87,"body":"up"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":844.87,"endTime":844.92,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":844.92,"endTime":845.25,"body":"new"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":845.26,"endTime":845.6899999999999,"body":"secured"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":845.6899999999999,"endTime":846.18,"body":"account,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":846.1899999999999,"endTime":847.35,"body":"500,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":848.03,"endTime":848.4399999999999,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":848.4399999999999,"endTime":848.67,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":848.67,"endTime":848.99,"body":"could"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":849.17,"endTime":849.4399999999999,"body":"help"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":849.4399999999999,"endTime":849.59,"body":"your"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":849.6,"endTime":849.99,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":849.99,"endTime":850.1899999999999,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":850.1899999999999,"endTime":850.53,"body":"somebody"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":850.53,"endTime":850.64,"body":"with"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":850.64,"endTime":851.3,"body":"credit."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":852.13,"endTime":852.29,"body":"You"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":852.29,"endTime":852.4,"body":"want"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":852.4,"endTime":852.46,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":852.46,"endTime":852.61,"body":"make"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":852.61,"endTime":852.91,"body":"sure"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":852.91,"endTime":853.16,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":853.16,"endTime":853.35,"body":"they"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":853.35,"endTime":853.56,"body":"do"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":853.56,"endTime":853.76,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":853.76,"endTime":854.28,"body":"increase"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":854.28,"endTime":854.59,"body":"any"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":854.59,"endTime":855.52,"body":"balances"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":855.52,"endTime":855.67,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":855.67,"endTime":855.91,"body":"any"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":855.91,"endTime":856.78,"body":"installment,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":857.07,"endTime":857.26,"body":"no"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":857.26,"endTime":857.68,"body":"revolving"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":857.68,"endTime":858.11,"body":"accounts."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":858.11,"endTime":858.24,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":858.24,"endTime":858.35,"body":"what"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":858.35,"endTime":858.4,"body":"I"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":858.4,"endTime":858.58,"body":"mean"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":858.58,"endTime":858.6899999999999,"body":"by"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":858.6899999999999,"endTime":858.96,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":858.96,"endTime":859.28,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":859.33,"endTime":859.64,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":859.64,"endTime":859.75,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":859.76,"endTime":860.12,"body":"limit,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":860.27,"endTime":860.5,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":860.51,"endTime":860.79,"body":"telling"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":860.79,"endTime":860.9,"body":"him,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":860.9,"endTime":861.3,"body":"increase"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":861.3,"endTime":861.43,"body":"my"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":861.43,"endTime":861.72,"body":"limit."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":862.38,"endTime":862.64,"body":"Just"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":862.64,"endTime":862.89,"body":"don't"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":862.92,"endTime":863.41,"body":"increase"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":863.41,"endTime":863.52,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":863.52,"endTime":864.1,"body":"balances."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":864.1,"endTime":864.21,"body":"In"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":864.21,"endTime":864.37,"body":"other"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":864.37,"endTime":864.63,"body":"words,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":864.63,"endTime":864.88,"body":"don't"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":864.93,"endTime":865.39,"body":"charge"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":865.39,"endTime":865.48,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":865.48,"endTime":865.79,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":865.79,"endTime":866.43,"body":"cards,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":867.06,"endTime":867.57,"body":"any"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":867.58,"endTime":867.89,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":867.91,"endTime":868.46,"body":"balances,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":868.46,"endTime":868.67,"body":"any"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":868.67,"endTime":868.97,"body":"higher"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":868.97,"endTime":869.08,"body":"than"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":869.08,"endTime":869.18,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":869.18,"endTime":870.11,"body":"balances."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":870.66,"endTime":870.96,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":870.97,"endTime":871.49,"body":"were"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":871.54,"endTime":871.92,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":871.93,"endTime":872.5,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":872.6899999999999,"endTime":873.81,"body":"simulation"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":874.01,"endTime":874.56,"body":"report,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":874.65,"endTime":874.91,"body":"right?"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":874.9399999999999,"endTime":875.31,"body":"Because"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":875.32,"endTime":875.53,"body":"if"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":875.53,"endTime":875.68,"body":"any"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":875.68,"endTime":875.76,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":875.76,"endTime":876.06,"body":"those"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":876.13,"endTime":876.38,"body":"other"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":876.38,"endTime":877.06,"body":"balances"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":877.06,"endTime":877.65,"body":"change"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":877.97,"endTime":878.15,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":878.15,"endTime":878.3,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":878.3,"endTime":878.49,"body":"other"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":878.49,"endTime":878.98,"body":"revolving"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":878.98,"endTime":879.54,"body":"accounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":879.57,"endTime":879.73,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":879.73,"endTime":880.13,"body":"installment"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":880.13,"endTime":880.61,"body":"accounts,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":880.61,"endTime":880.87,"body":"guess"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":880.87,"endTime":881.18,"body":"what?"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":881.99,"endTime":882.16,"body":"The"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":882.16,"endTime":882.67,"body":"rescore,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":882.73,"endTime":882.92,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":882.92,"endTime":883.43,"body":"rescore"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":883.43,"endTime":883.46,"body":"will"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":883.46,"endTime":883.63,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":883.63,"endTime":883.95,"body":"work."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":884.03,"endTime":884.2,"body":"The"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":884.25,"endTime":884.54,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":884.54,"endTime":884.8,"body":"score"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":884.8,"endTime":884.9399999999999,"body":"will"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":884.9399999999999,"endTime":885.1899999999999,"body":"come"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":885.1899999999999,"endTime":885.48,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":886.02,"endTime":886.66,"body":"lower"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":887.39,"endTime":887.66,"body":"if"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":887.66,"endTime":887.93,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":887.98,"endTime":888.43,"body":"other"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":888.56,"endTime":888.88,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":888.88,"endTime":889.1899999999999,"body":"account"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":889.1899999999999,"endTime":889.82,"body":"balances"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":889.82,"endTime":890.09,"body":"go"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":890.1899999999999,"endTime":890.41,"body":"up,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":891.16,"endTime":891.66,"body":"sometimes"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":891.8,"endTime":891.87,"body":"even"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":891.87,"endTime":892.02,"body":"by"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":892.09,"endTime":892.1,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":892.1,"endTime":892.49,"body":"dollar,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":892.5,"endTime":892.88,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":892.88,"endTime":893.11,"body":"never"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":893.11,"endTime":893.29,"body":"really"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":893.29,"endTime":893.63,"body":"know."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":894.62,"endTime":894.85,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":894.87,"endTime":895.03,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":895.03,"endTime":895.14,"body":"want"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":895.14,"endTime":895.2,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":895.2,"endTime":895.38,"body":"make"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":895.38,"endTime":895.75,"body":"sure"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":895.87,"endTime":896.05,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":896.05,"endTime":896.18,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":896.18,"endTime":896.8,"body":"borrower"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":896.8,"endTime":896.96,"body":"does"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":896.96,"endTime":897.2,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":897.2,"endTime":898.05,"body":"close."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":898.37,"endTime":898.81,"body":"Any"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":898.81,"endTime":899.35,"body":"accounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":899.35,"endTime":899.5,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":899.51,"endTime":899.75,"body":"have"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":899.76,"endTime":900.07,"body":"zero"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":900.07,"endTime":901.12,"body":"balances"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":901.24,"endTime":901.47,"body":"nor"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":901.47,"endTime":901.83,"body":"close"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":901.83,"endTime":902.02,"body":"any"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":902.02,"endTime":902.46,"body":"accounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":902.46,"endTime":902.57,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":902.57,"endTime":902.63,"body":"are"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":902.63,"endTime":902.92,"body":"being"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":902.92,"endTime":903.16,"body":"paid"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":903.17,"endTime":903.64,"body":"down"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":903.95,"endTime":904.1,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":904.1,"endTime":904.63,"body":"zero."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":905.28,"endTime":905.48,"body":"They"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":905.48,"endTime":905.79,"body":"can,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":906.33,"endTime":906.68,"body":"the,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":906.74,"endTime":907.1,"body":"the,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":907.34,"endTime":907.63,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":907.63,"endTime":908.1899999999999,"body":"idea"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":908.23,"endTime":908.62,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":908.62,"endTime":909.25,"body":"to,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":909.29,"endTime":909.6899999999999,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":909.73,"endTime":910.46,"body":"decrease"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":910.46,"endTime":910.57,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":910.57,"endTime":910.9,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":910.91,"endTime":911.75,"body":"utilization."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":911.75,"endTime":911.88,"body":"In"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":911.88,"endTime":912.06,"body":"other"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":912.06,"endTime":912.33,"body":"words,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":912.33,"endTime":912.4399999999999,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":912.4399999999999,"endTime":912.95,"body":"amounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":913.0,"endTime":913.48,"body":"owed."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":914.1,"endTime":914.39,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":914.4,"endTime":914.54,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":914.56,"endTime":914.9399999999999,"body":"chart"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":914.95,"endTime":915.13,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":915.13,"endTime":915.26,"body":"we"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":915.26,"endTime":915.52,"body":"see"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":915.52,"endTime":915.89,"body":"there"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":916.4399999999999,"endTime":916.87,"body":"so"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":916.87,"endTime":917.31,"body":"that,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":917.9,"endTime":918.25,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":918.36,"endTime":918.51,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":918.51,"endTime":918.77,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":918.77,"endTime":919.06,"body":"score"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":919.06,"endTime":919.36,"body":"goes"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":919.36,"endTime":919.67,"body":"up."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":919.86,"endTime":920.25,"body":"But"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":920.25,"endTime":920.48,"body":"if"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":920.49,"endTime":920.78,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":920.78,"endTime":921.09,"body":"other"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":921.09,"endTime":921.87,"body":"accounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":922.06,"endTime":922.71,"body":"increase,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":922.71,"endTime":922.96,"body":"then"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":923.26,"endTime":923.41,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":923.41,"endTime":924.06,"body":"utilization"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":924.06,"endTime":924.18,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":924.2,"endTime":924.31,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":924.31,"endTime":924.35,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":924.35,"endTime":924.47,"body":"be,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":924.63,"endTime":924.79,"body":"it's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":924.79,"endTime":924.91,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":924.91,"endTime":924.97,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":924.97,"endTime":925.14,"body":"stay"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":925.14,"endTime":925.23,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":925.23,"endTime":925.66,"body":"same"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":926.18,"endTime":926.38,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":926.38,"endTime":926.47,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":926.47,"endTime":926.83,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":927.05,"endTime":927.27,"body":"re"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":927.27,"endTime":927.75,"body":"score"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":927.8,"endTime":928.04,"body":"will"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":928.04,"endTime":928.31,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":928.31,"endTime":928.62,"body":"work."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":929.25,"endTime":929.45,"body":"I"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":929.45,"endTime":929.9,"body":"actually"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":929.91,"endTime":930.16,"body":"had"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":930.16,"endTime":930.52,"body":"one"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":930.53,"endTime":930.84,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":930.84,"endTime":931.05,"body":"was"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":931.05,"endTime":931.11,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":931.11,"endTime":931.31,"body":"little"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":931.31,"endTime":932.33,"body":"frustrating."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":932.895,"endTime":933.595,"body":"Um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":933.895,"endTime":934.245,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":934.265,"endTime":934.835,"body":"was,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":934.865,"endTime":935.495,"body":"um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":936.055,"endTime":936.255,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":936.255,"endTime":937.3149999999999,"body":"borrower"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":937.3149999999999,"endTime":937.705,"body":"forgot"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":937.715,"endTime":937.895,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":937.895,"endTime":938.145,"body":"she"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":938.145,"endTime":938.805,"body":"had"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":938.895,"endTime":939.3149999999999,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":939.325,"endTime":939.885,"body":"very"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":939.895,"endTime":940.855,"body":"small"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":940.865,"endTime":941.495,"body":"bill"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":941.535,"endTime":941.765,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":941.765,"endTime":941.975,"body":"like"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":942.085,"endTime":943.035,"body":"30"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":943.035,"endTime":943.045,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":943.045,"endTime":943.305,"body":"month"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":944.085,"endTime":944.325,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":944.335,"endTime":944.975,"body":"50"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":944.975,"endTime":945.005,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":945.005,"endTime":945.275,"body":"month"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":945.625,"endTime":945.875,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":945.875,"endTime":946.115,"body":"auto"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":946.115,"endTime":946.395,"body":"debit."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":948.06,"endTime":948.6,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":948.61,"endTime":948.9,"body":"she"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":948.9,"endTime":949.18,"body":"had"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":949.18,"endTime":949.35,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":949.37,"endTime":949.7,"body":"being"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":949.7,"endTime":950.11,"body":"paid"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":950.11,"endTime":950.25,"body":"by"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":950.25,"endTime":950.33,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":950.33,"endTime":950.6,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":950.6,"endTime":950.97,"body":"card"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":950.97,"endTime":951.13,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":951.13,"endTime":951.4,"body":"only"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":951.4,"endTime":951.75,"body":"had"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":951.75,"endTime":952.13,"body":"like"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":952.23,"endTime":952.6899999999999,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":953.22,"endTime":954.4,"body":"200"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":954.4,"endTime":954.64,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":954.65,"endTime":955.56,"body":"150"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":955.59,"endTime":955.95,"body":"limit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":955.96,"endTime":956.09,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":956.09,"endTime":956.31,"body":"she"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":956.33,"endTime":956.55,"body":"set"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":956.55,"endTime":956.74,"body":"up"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":957.1899999999999,"endTime":957.62,"body":"just"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":957.62,"endTime":957.77,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":957.77,"endTime":957.96,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":957.96,"endTime":958.1899999999999,"body":"auto"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":958.1899999999999,"endTime":958.6,"body":"debit."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":958.6,"endTime":958.77,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":958.78,"endTime":958.84,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":958.84,"endTime":959.39,"body":"case"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":959.75,"endTime":960.2,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":960.22,"endTime":960.56,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":960.56,"endTime":961.2,"body":"information"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":961.2,"endTime":961.38,"body":"was"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":961.39,"endTime":961.92,"body":"hacked"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":962.1899999999999,"endTime":962.35,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":962.35,"endTime":962.63,"body":"whatever"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":962.63,"endTime":963.2,"body":"reason,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":963.35,"endTime":963.54,"body":"her"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":963.54,"endTime":964.12,"body":"liability"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":964.12,"endTime":964.27,"body":"would"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":964.28,"endTime":964.4,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":964.4,"endTime":964.8,"body":"limited"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":964.81,"endTime":965.23,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":965.29,"endTime":965.57,"body":"150."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":967.11,"endTime":967.39,"body":"But"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":967.4,"endTime":967.59,"body":"she"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":967.59,"endTime":968.22,"body":"forgot"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":968.39,"endTime":968.96,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":968.97,"endTime":969.1899999999999,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":969.1899999999999,"endTime":969.46,"body":"auto"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":969.46,"endTime":969.9,"body":"debit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":970.02,"endTime":970.42,"body":"payment"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":970.43,"endTime":970.88,"body":"hit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":972.4,"endTime":973.02,"body":"increased"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":973.02,"endTime":973.09,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":973.1,"endTime":973.99,"body":"utilization"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":973.99,"endTime":974.13,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":974.13,"endTime":974.37,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":974.37,"endTime":974.66,"body":"one"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":974.66,"endTime":975.28,"body":"card."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":975.8,"endTime":976.34,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":976.51,"endTime":976.8,"body":"our"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":976.81,"endTime":977.27,"body":"rapid"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":977.27,"endTime":977.91,"body":"rescore"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":977.92,"endTime":978.1899999999999,"body":"came"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":978.1899999999999,"endTime":978.49,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":978.49,"endTime":978.93,"body":"short"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":978.9399999999999,"endTime":979.2,"body":"by"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":979.23,"endTime":979.73,"body":"one"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":980.16,"endTime":980.55,"body":"point"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":982.67,"endTime":983.47,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":983.47,"endTime":983.58,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":983.58,"endTime":983.79,"body":"was"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":983.79,"endTime":983.89,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":983.89,"endTime":984.35,"body":"rescore"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":984.35,"endTime":984.46,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":984.46,"endTime":984.68,"body":"like"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":984.68,"endTime":985.09,"body":"four"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":985.09,"endTime":986.02,"body":"accounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":986.31,"endTime":986.48,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":986.5,"endTime":986.7,"body":"two"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":986.71,"endTime":987.52,"body":"bureaus."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":987.53,"endTime":987.6899999999999,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":987.79,"endTime":987.81,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":987.81,"endTime":987.98,"body":"was"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":987.99,"endTime":988.25,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":988.25,"endTime":988.7,"body":"cheap."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":989.34,"endTime":989.43,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":989.59,"endTime":989.7,"body":"we"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":989.7,"endTime":989.88,"body":"were"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":989.88,"endTime":990.05,"body":"up"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":990.06,"endTime":990.18,"body":"by"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":990.18,"endTime":990.48,"body":"one"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":990.48,"endTime":991.08,"body":"point."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":991.12,"endTime":991.41,"body":"Uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":991.42,"endTime":991.61,"body":"we"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":991.61,"endTime":991.8,"body":"ended"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":991.8,"endTime":991.9,"body":"up"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":991.9,"endTime":992.1,"body":"doing"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":992.1,"endTime":992.1899999999999,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":992.1899999999999,"endTime":992.42,"body":"deal."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":992.42,"endTime":992.78,"body":"Anyhow,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":992.78,"endTime":993.13,"body":"the,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":993.29,"endTime":993.4399999999999,"body":"we"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":993.4399999999999,"endTime":993.54,"body":"were"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":993.54,"endTime":993.74,"body":"just"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":993.75,"endTime":994.02,"body":"trying"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":994.02,"endTime":994.28,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":994.73,"endTime":995.27,"body":"better"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":995.28,"endTime":995.5,"body":"her"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":995.5,"endTime":995.76,"body":"rate"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":995.76,"endTime":996.5,"body":"scenario."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":996.62,"endTime":997.11,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":997.18,"endTime":997.33,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":997.33,"endTime":997.49,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":997.49,"endTime":997.96,"body":"end"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":998.18,"endTime":998.4,"body":"she"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":998.4,"endTime":998.87,"body":"understood"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":998.87,"endTime":998.98,"body":"what"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":998.99,"endTime":999.71,"body":"happened"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":999.76,"endTime":1000.09,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1000.09,"endTime":1000.24,"body":"we"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1000.24,"endTime":1000.45,"body":"had"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1000.45,"endTime":1000.54,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1000.55,"endTime":1001.18,"body":"close"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1001.22,"endTime":1001.47,"body":"at"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1001.54,"endTime":1001.91,"body":"the,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1001.93,"endTime":1002.22,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1002.56,"endTime":1003.06,"body":"higher"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1003.1,"endTime":1003.68,"body":"interest"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1003.68,"endTime":1003.92,"body":"rate"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1003.9399999999999,"endTime":1004.7,"body":"because"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1004.95,"endTime":1005.4,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1005.4,"endTime":1005.625,"body":"the,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1005.625,"endTime":1005.85,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1006.01,"endTime":1006.28,"body":"That"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1006.28,"endTime":1006.55,"body":"one"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1006.55,"endTime":1006.92,"body":"account"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1006.99,"endTime":1007.1899999999999,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1007.1899999999999,"endTime":1007.4399999999999,"body":"came"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1007.4399999999999,"endTime":1007.56,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1007.56,"endTime":1007.67,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1007.67,"endTime":1007.79,"body":"an"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1007.88,"endTime":1007.96,"body":"auto"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1007.96,"endTime":1008.31,"body":"debit."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1008.32,"endTime":1008.6899999999999,"body":"So,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1008.6899999999999,"endTime":1008.98,"body":"um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1009.55,"endTime":1009.6899999999999,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1009.6899999999999,"endTime":1009.85,"body":"know,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1009.85,"endTime":1010.15,"body":"just"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1010.15,"endTime":1010.33,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1010.33,"endTime":1010.4399999999999,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1010.4399999999999,"endTime":1010.52,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1010.52,"endTime":1010.99,"body":"lookout"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1011.0,"endTime":1011.2,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1011.2,"endTime":1011.57,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1011.6,"endTime":1012.21,"body":"because"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1012.22,"endTime":1012.6,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1012.6,"endTime":1012.75,"body":"want"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1012.75,"endTime":1012.82,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1012.82,"endTime":1013.01,"body":"make"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1013.01,"endTime":1013.3,"body":"sure"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1013.3,"endTime":1013.45,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1013.45,"endTime":1013.61,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1013.62,"endTime":1013.86,"body":"give"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1013.86,"endTime":1014.06,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1014.06,"endTime":1014.59,"body":"guidance"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1014.86,"endTime":1015.26,"body":"all"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1015.27,"endTime":1015.38,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1015.38,"endTime":1015.63,"body":"way"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1015.63,"endTime":1015.9,"body":"through"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1015.9,"endTime":1016.01,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1016.01,"endTime":1016.6899999999999,"body":"process,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1017.35,"endTime":1017.58,"body":"get"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1017.58,"endTime":1017.75,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1017.75,"endTime":1018.22,"body":"repertory"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1018.22,"endTime":1018.56,"body":"score."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1018.86,"endTime":1019.09,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1019.09,"endTime":1019.23,"body":"let"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1019.23,"endTime":1019.33,"body":"me"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1019.33,"endTime":1019.97,"body":"explain"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1020.01,"endTime":1020.46,"body":"when,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1020.55,"endTime":1020.71,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1020.71,"endTime":1020.83,"body":"know,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1020.86,"endTime":1021.05,"body":"I"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1021.05,"endTime":1021.29,"body":"always"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1021.3,"endTime":1021.57,"body":"bring"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1021.57,"endTime":1021.93,"body":"up"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1022.51,"endTime":1022.78,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1022.78,"endTime":1023.47,"body":"simulations"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1023.47,"endTime":1023.61,"body":"when"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1023.61,"endTime":1023.7,"body":"I'm"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1023.7,"endTime":1024.26,"body":"working"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1024.26,"endTime":1024.45,"body":"with"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1024.45,"endTime":1024.63,"body":"my"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1024.63,"endTime":1025.5700000000002,"body":"borrowers,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1025.8600000000001,"endTime":1025.96,"body":"because"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1025.96,"endTime":1026.14,"body":"I"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1026.24,"endTime":1026.53,"body":"mentioned"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1026.53,"endTime":1026.6000000000001,"body":"I"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1026.6000000000001,"endTime":1026.77,"body":"like"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1026.77,"endTime":1026.88,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1026.88,"endTime":1027.0800000000002,"body":"add"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1027.0800000000002,"endTime":1027.53,"body":"value,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1028.0800000000002,"endTime":1028.72,"body":"especially"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1028.72,"endTime":1028.81,"body":"in"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1028.81,"endTime":1028.89,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1028.89,"endTime":1029.42,"body":"scenario"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1029.42,"endTime":1029.8700000000001,"body":"where,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1030.5700000000002,"endTime":1030.69,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1030.69,"endTime":1030.96,"body":"know,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1030.97,"endTime":1031.43,"body":"they're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1031.43,"endTime":1031.6100000000001,"body":"at"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1031.6100000000001,"endTime":1031.8200000000002,"body":"a,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1031.8200000000002,"endTime":1032.0420000000001,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1032.0420000000001,"endTime":1032.265,"body":"know,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1032.655,"endTime":1032.855,"body":"They"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1032.855,"endTime":1033.115,"body":"need"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1033.115,"endTime":1033.1950000000002,"body":"it,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1033.2050000000002,"endTime":1033.4450000000002,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1033.605,"endTime":1034.015,"body":"example,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1034.015,"endTime":1034.345,"body":"right?"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1034.345,"endTime":1034.4650000000001,"body":"It's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1034.4650000000001,"endTime":1034.625,"body":"one"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1034.625,"endTime":1034.815,"body":"thing"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1034.815,"endTime":1034.9450000000002,"body":"like"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1034.9450000000002,"endTime":1035.035,"body":"they're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1035.035,"endTime":1035.115,"body":"at"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1035.115,"endTime":1035.1950000000002,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1035.1950000000002,"endTime":1035.825,"body":"690."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1036.185,"endTime":1036.355,"body":"They"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1036.355,"endTime":1036.505,"body":"need"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1036.515,"endTime":1036.605,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1036.605,"endTime":1036.7350000000001,"body":"be"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1036.7350000000001,"endTime":1036.815,"body":"at"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1036.815,"endTime":1036.885,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1036.885,"endTime":1037.6750000000002,"body":"700."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1038.3850000000002,"endTime":1038.6950000000002,"body":"That's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1038.6950000000002,"endTime":1038.8950000000002,"body":"one"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1038.8950000000002,"endTime":1039.275,"body":"point,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1039.305,"endTime":1039.595,"body":"but"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1039.6550000000002,"endTime":1040.305,"body":"also"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1040.315,"endTime":1040.565,"body":"when"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1040.565,"endTime":1040.6550000000002,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1040.6550000000002,"endTime":1040.845,"body":"would"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1040.845,"endTime":1041.065,"body":"make"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1041.065,"endTime":1041.1550000000002,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1041.1550000000002,"endTime":1041.2150000000001,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1041.2250000000001,"endTime":1041.505,"body":"better"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1041.505,"endTime":1042.075,"body":"deal,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1042.1950000000002,"endTime":1042.505,"body":"right?"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1042.505,"endTime":1042.6950000000002,"body":"Where,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1042.6950000000002,"endTime":1042.9650000000001,"body":"okay,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1042.9650000000001,"endTime":1043.095,"body":"they're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1043.095,"endTime":1043.1850000000002,"body":"at"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1043.1850000000002,"endTime":1043.255,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1043.255,"endTime":1043.4550000000002,"body":"700."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1044.4850000000001,"endTime":1044.6850000000002,"body":"They"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1044.6850000000002,"endTime":1044.835,"body":"can"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1044.835,"endTime":1045.025,"body":"get"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1045.025,"endTime":1045.1350000000002,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1045.1350000000002,"endTime":1045.2150000000001,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1045.2150000000001,"endTime":1046.1450000000002,"body":"740"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1046.1550000000002,"endTime":1046.345,"body":"with"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1046.355,"endTime":1047.125,"body":"very"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1047.2250000000001,"endTime":1048.095,"body":"minimal"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1048.295,"endTime":1048.7050000000002,"body":"work"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1048.7050000000002,"endTime":1048.845,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1048.845,"endTime":1049.035,"body":"their"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1049.035,"endTime":1049.4950000000001,"body":"part."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1049.815,"endTime":1049.9350000000002,"body":"You"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1049.9350000000002,"endTime":1050.1750000000002,"body":"know,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1050.2250000000001,"endTime":1050.535,"body":"very"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1050.535,"endTime":1050.7150000000001,"body":"little"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1050.7150000000001,"endTime":1051.1350000000002,"body":"usage"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1051.1350000000002,"endTime":1051.285,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1051.285,"endTime":1052.015,"body":"funds,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1052.1950000000002,"endTime":1052.525,"body":"maybe"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1052.525,"endTime":1053.115,"body":"rescoring"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1053.125,"endTime":1053.4050000000002,"body":"one"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1053.4050000000002,"endTime":1053.4750000000001,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1053.4750000000001,"endTime":1053.7050000000002,"body":"two"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1053.7050000000002,"endTime":1054.2250000000001,"body":"accounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1054.2250000000001,"endTime":1054.3950000000002,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1054.3950000000002,"endTime":1054.585,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1054.585,"endTime":1054.875,"body":"add"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1054.875,"endTime":1054.9,"body":"20,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1054.9,"endTime":1054.9250000000002,"body":"30,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1054.9250000000002,"endTime":1055.9550000000002,"body":"40"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1055.9550000000002,"endTime":1056.6850000000002,"body":"points"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1056.755,"endTime":1057.305,"body":"now"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1057.605,"endTime":1057.9450000000002,"body":"their"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1057.9650000000001,"endTime":1058.315,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1058.315,"endTime":1059.125,"body":"score,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1059.4350000000002,"endTime":1060.035,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1060.2150000000001,"endTime":1060.3850000000002,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1060.3850000000002,"endTime":1060.615,"body":"much"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1060.615,"endTime":1061.025,"body":"better."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1061.025,"endTime":1061.1750000000002,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1061.1750000000002,"endTime":1061.365,"body":"they're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1061.365,"endTime":1061.505,"body":"at"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1061.505,"endTime":1061.575,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1061.575,"endTime":1062.025,"body":"totally"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1062.025,"endTime":1062.4150000000002,"body":"different"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1062.4850000000001,"endTime":1063.1850000000002,"body":"tier,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1063.845,"endTime":1064.095,"body":"right?"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1064.095,"endTime":1064.2050000000002,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1064.2150000000001,"endTime":1064.6950000000002,"body":"maybe"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1064.6950000000002,"endTime":1065.1550000000002,"body":"now"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1065.1550000000002,"endTime":1065.45,"body":"that."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1065.6000000000001,"endTime":1065.71,"body":"You"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1065.71,"endTime":1065.94,"body":"know,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1066.0,"endTime":1066.3100000000002,"body":"that's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1066.3200000000002,"endTime":1066.3600000000001,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1066.3600000000001,"endTime":1066.8000000000002,"body":"higher"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1066.8000000000002,"endTime":1067.6200000000001,"body":"LTV"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1067.6200000000001,"endTime":1067.7700000000002,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1067.7700000000002,"endTime":1068.0900000000001,"body":"maybe"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1068.1000000000001,"endTime":1068.17,"body":"it's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1068.17,"endTime":1068.3700000000001,"body":"just"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1068.3700000000001,"endTime":1068.42,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1068.42,"endTime":1068.72,"body":"much"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1068.72,"endTime":1069.19,"body":"lower"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1069.39,"endTime":1069.88,"body":"interest"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1069.88,"endTime":1070.22,"body":"rate."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1071.22,"endTime":1071.41,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1071.41,"endTime":1071.5100000000002,"body":"let"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1071.5100000000002,"endTime":1071.5900000000001,"body":"me"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1071.5900000000001,"endTime":1071.74,"body":"tell"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1071.74,"endTime":1071.9,"body":"you,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1071.9,"endTime":1072.5400000000002,"body":"sometimes"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1072.5400000000002,"endTime":1072.65,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1072.65,"endTime":1072.95,"body":"think,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1072.95,"endTime":1073.1000000000001,"body":"Oh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1073.1000000000001,"endTime":1073.2700000000002,"body":"I'm"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1073.2700000000002,"endTime":1073.44,"body":"not,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1073.5100000000002,"endTime":1073.65,"body":"I'm"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1073.65,"endTime":1073.7,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1073.8000000000002,"endTime":1073.88,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1073.88,"endTime":1073.95,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1073.95,"endTime":1074.2600000000002,"body":"go,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1074.2600000000002,"endTime":1074.39,"body":"I'm"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1074.39,"endTime":1074.5,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1074.5,"endTime":1074.5700000000002,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1074.5700000000002,"endTime":1074.64,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1074.64,"endTime":1074.8200000000002,"body":"do"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1074.8200000000002,"endTime":1075.0400000000002,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1075.0400000000002,"endTime":1075.48,"body":"rescore."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1075.65,"endTime":1075.7600000000002,"body":"I'm"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1075.7600000000002,"endTime":1075.8400000000001,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1075.8400000000001,"endTime":1075.89,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1075.89,"endTime":1076.18,"body":"to,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1076.3200000000002,"endTime":1076.44,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1076.44,"endTime":1076.66,"body":"know,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1076.75,"endTime":1076.93,"body":"go"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1076.93,"endTime":1077.0700000000002,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1077.0700000000002,"endTime":1077.23,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1077.23,"endTime":1077.65,"body":"mission."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1077.65,"endTime":1077.8100000000002,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1077.8100000000002,"endTime":1077.97,"body":"then"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1077.97,"endTime":1078.16,"body":"all"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1078.16,"endTime":1078.24,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1078.24,"endTime":1078.3200000000002,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1078.3200000000002,"endTime":1078.68,"body":"sudden"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1078.68,"endTime":1079.0400000000002,"body":"something"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1079.0400000000002,"endTime":1079.39,"body":"happens"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1079.39,"endTime":1079.5200000000002,"body":"at"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1079.5200000000002,"endTime":1079.65,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1079.65,"endTime":1079.8200000000002,"body":"end"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1079.8200000000002,"endTime":1079.93,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1079.93,"endTime":1080.0300000000002,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1080.0300000000002,"endTime":1080.49,"body":"loan"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1080.9,"endTime":1081.1000000000001,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1081.1000000000001,"endTime":1081.22,"body":"you're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1081.22,"endTime":1081.73,"body":"needing"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1081.73,"endTime":1081.7900000000002,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1081.7900000000002,"endTime":1082.1200000000001,"body":"couple"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1082.1200000000001,"endTime":1082.22,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1082.22,"endTime":1082.68,"body":"points"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1082.68,"endTime":1082.8300000000002,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1082.8300000000002,"endTime":1083.0400000000002,"body":"get"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1083.0400000000002,"endTime":1083.14,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1083.14,"endTime":1083.25,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1083.25,"endTime":1083.5100000000002,"body":"next"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1083.5400000000002,"endTime":1083.8000000000002,"body":"tier"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1083.8000000000002,"endTime":1083.92,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1083.92,"endTime":1084.23,"body":"save"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1084.23,"endTime":1084.3300000000002,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1084.3300000000002,"endTime":1084.75,"body":"loan."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1085.0900000000001,"endTime":1085.17,"body":"And"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1085.18,"endTime":1085.3400000000001,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1085.3500000000001,"endTime":1085.46,"body":"start"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1085.5100000000002,"endTime":1085.88,"body":"thinking,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1085.89,"endTime":1086.5100000000002,"body":"man,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1086.5200000000002,"endTime":1086.7900000000002,"body":"wish"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1086.7900000000002,"endTime":1086.88,"body":"I"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1086.88,"endTime":1087.0700000000002,"body":"would"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1087.0700000000002,"endTime":1087.3400000000001,"body":"have"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1088.0800000000002,"endTime":1088.41,"body":"brought"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1088.41,"endTime":1088.5700000000002,"body":"up"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1088.5700000000002,"endTime":1088.73,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1088.73,"endTime":1089.5300000000002,"body":"rescore"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1089.5500000000002,"endTime":1089.68,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1089.68,"endTime":1089.7800000000002,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1089.7800000000002,"endTime":1090.2800000000002,"body":"customer"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1090.2800000000002,"endTime":1090.4,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1090.4,"endTime":1090.7,"body":"see"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1090.7,"endTime":1090.8300000000002,"body":"if"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1090.8300000000002,"endTime":1091.0900000000001,"body":"they"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1091.1000000000001,"endTime":1091.47,"body":"wanted"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1091.47,"endTime":1091.5900000000001,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1091.5900000000001,"endTime":1091.8100000000002,"body":"do"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1091.8100000000002,"endTime":1092.0800000000002,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1092.2900000000002,"endTime":1092.65,"body":"because"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1092.65,"endTime":1092.98,"body":"now"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1093.0300000000002,"endTime":1093.2700000000002,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1093.2700000000002,"endTime":1093.3600000000001,"body":"would"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1093.3600000000001,"endTime":1093.45,"body":"have"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1093.45,"endTime":1093.66,"body":"done"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1093.66,"endTime":1093.68,"body":"it."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1094.7600000000002,"endTime":1094.8700000000001,"body":"You"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1094.8700000000001,"endTime":1095.0400000000002,"body":"know,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1095.0400000000002,"endTime":1095.19,"body":"so"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1095.19,"endTime":1095.3300000000002,"body":"it's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1095.3300000000002,"endTime":1095.5800000000002,"body":"always"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1095.5800000000002,"endTime":1095.7900000000002,"body":"good"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1095.7900000000002,"endTime":1096.17,"body":"never"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1096.17,"endTime":1096.5500000000002,"body":"to,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1096.5600000000002,"endTime":1096.69,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1096.69,"endTime":1096.8300000000002,"body":"know,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1097.2700000000002,"endTime":1097.5300000000002,"body":"it's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1097.5300000000002,"endTime":1097.69,"body":"not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1097.69,"endTime":1097.8600000000001,"body":"good"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1097.8600000000001,"endTime":1097.91,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1097.91,"endTime":1098.41,"body":"operate"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1098.42,"endTime":1098.65,"body":"near"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1098.65,"endTime":1098.7600000000002,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1098.7600000000002,"endTime":1099.5200000000002,"body":"extremes."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1099.5200000000002,"endTime":1099.7800000000002,"body":"Always"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1099.7800000000002,"endTime":1099.96,"body":"good"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1099.96,"endTime":1100.0400000000002,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1100.0500000000002,"endTime":1100.2,"body":"give"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1100.2,"endTime":1100.5200000000002,"body":"yourself"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1100.5200000000002,"endTime":1100.5800000000002,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1100.5800000000002,"endTime":1100.7600000000002,"body":"little"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1100.8100000000002,"endTime":1101.22,"body":"buffer."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1101.2700000000002,"endTime":1101.7,"body":"So,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1101.8400000000001,"endTime":1101.96,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1101.96,"endTime":1102.1200000000001,"body":"it's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1102.1200000000001,"endTime":1102.3500000000001,"body":"always"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1102.3500000000001,"endTime":1102.49,"body":"good"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1102.49,"endTime":1102.5400000000002,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1102.5400000000002,"endTime":1102.71,"body":"bring"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1102.71,"endTime":1102.8400000000001,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1102.8400000000001,"endTime":1102.98,"body":"up"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1102.98,"endTime":1103.16,"body":"even"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1103.16,"endTime":1103.2600000000002,"body":"if"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1103.2600000000002,"endTime":1103.3300000000002,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1103.3300000000002,"endTime":1103.65,"body":"customer"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1103.65,"endTime":1103.8500000000001,"body":"says,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1103.8500000000001,"endTime":1104.0100000000002,"body":"no,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1104.0100000000002,"endTime":1104.14,"body":"I"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1104.15,"endTime":1104.25,"body":"don't"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1104.25,"endTime":1104.45,"body":"really"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1104.45,"endTime":1104.67,"body":"want"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1104.67,"endTime":1104.72,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1104.72,"endTime":1104.94,"body":"do"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1104.94,"endTime":1105.13,"body":"any"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1105.13,"endTime":1105.21,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1105.21,"endTime":1105.5200000000002,"body":"that."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1105.7700000000002,"endTime":1106.0200000000002,"body":"I'm"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1106.0300000000002,"endTime":1106.45,"body":"fine"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1106.45,"endTime":1106.5600000000002,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1106.5600000000002,"endTime":1106.74,"body":"way"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1106.74,"endTime":1106.8200000000002,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1106.8200000000002,"endTime":1107.0900000000001,"body":"is."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1107.15,"endTime":1107.5100000000002,"body":"Okay,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1107.5600000000002,"endTime":1107.8100000000002,"body":"great."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1108.2800000000002,"endTime":1108.42,"body":"But"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1108.42,"endTime":1108.49,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1108.49,"endTime":1108.72,"body":"brought"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1108.72,"endTime":1108.8200000000002,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1108.8200000000002,"endTime":1109.1100000000001,"body":"up,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1109.66,"endTime":1109.89,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1109.89,"endTime":1110.13,"body":"added"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1110.13,"endTime":1110.8300000000002,"body":"value,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1111.2,"endTime":1111.64,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1111.71,"endTime":1111.92,"body":"put"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1111.92,"endTime":1112.5800000000002,"body":"yourself"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1112.65,"endTime":1113.0500000000002,"body":"as"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1113.0500000000002,"endTime":1113.45,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1113.47,"endTime":1113.74,"body":"loan"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1113.74,"endTime":1114.5600000000002,"body":"consultant,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1114.8000000000002,"endTime":1115.1000000000001,"body":"right?"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1115.17,"endTime":1115.48,"body":"Not"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1115.48,"endTime":1115.89,"body":"as"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1115.91,"endTime":1116.14,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1116.18,"endTime":1116.7700000000002,"body":"application"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1116.7700000000002,"endTime":1117.2700000000002,"body":"taker,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1117.5300000000002,"endTime":1117.8500000000001,"body":"so"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1117.8500000000001,"endTime":1118.24,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1118.2600000000002,"endTime":1118.42,"body":"when"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1118.42,"endTime":1118.5100000000002,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1118.5100000000002,"endTime":1119.2900000000002,"body":"customer"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1119.5700000000002,"endTime":1119.97,"body":"goes"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1119.97,"endTime":1120.14,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1120.14,"endTime":1120.47,"body":"refer"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1120.47,"endTime":1120.5300000000002,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1120.5300000000002,"endTime":1120.9,"body":"deal"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1120.9,"endTime":1120.96,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1120.96,"endTime":1121.1000000000001,"body":"do"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1121.1000000000001,"endTime":1121.23,"body":"their"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1121.23,"endTime":1121.39,"body":"next"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1121.39,"endTime":1122.0700000000002,"body":"transaction,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1122.0800000000002,"endTime":1122.23,"body":"they're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1122.23,"endTime":1122.5,"body":"definitely"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1122.5,"endTime":1122.6000000000001,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1122.6000000000001,"endTime":1122.67,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1122.67,"endTime":1122.8400000000001,"body":"think"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1122.8500000000001,"endTime":1123.0900000000001,"body":"about"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1123.1000000000001,"endTime":1123.3300000000002,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1123.89,"endTime":1124.19,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1124.19,"endTime":1124.3400000000001,"body":"you're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1124.3400000000001,"endTime":1124.48,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1124.48,"endTime":1124.5600000000002,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1124.5600000000002,"endTime":1124.7800000000002,"body":"get"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1124.99,"endTime":1125.19,"body":"all"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1125.19,"endTime":1125.38,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1125.47,"endTime":1125.71,"body":"business."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1127.565,"endTime":1128.005,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1128.015,"endTime":1128.755,"body":"hopefully,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1128.755,"endTime":1129.125,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1129.1350000000002,"endTime":1129.4950000000001,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1129.4950000000001,"endTime":1129.9250000000002,"body":"all"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1129.9350000000002,"endTime":1130.545,"body":"will"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1130.545,"endTime":1131.265,"body":"absorb"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1131.265,"endTime":1131.555,"body":"some"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1131.555,"endTime":1131.7250000000001,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1131.7250000000001,"endTime":1132.1450000000002,"body":"this"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1132.1450000000002,"endTime":1132.4950000000001,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1132.6350000000002,"endTime":1132.815,"body":"put"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1132.815,"endTime":1132.9350000000002,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1132.9350000000002,"endTime":1133.055,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1133.055,"endTime":1133.255,"body":"good"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1133.255,"endTime":1133.775,"body":"use."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1133.775,"endTime":1133.9350000000002,"body":"I,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1134.065,"endTime":1134.325,"body":"we"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1134.325,"endTime":1134.865,"body":"definitely"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1134.865,"endTime":1135.105,"body":"need"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1135.1550000000002,"endTime":1135.7050000000002,"body":"customers"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1135.7050000000002,"endTime":1135.9450000000002,"body":"out"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1135.9450000000002,"endTime":1136.345,"body":"there,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1136.4050000000002,"endTime":1136.7050000000002,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1136.9350000000002,"endTime":1137.265,"body":"getting"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1137.265,"endTime":1137.375,"body":"all"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1137.375,"endTime":1137.535,"body":"this"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1137.535,"endTime":1137.6550000000002,"body":"kind"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1137.6550000000002,"endTime":1137.6750000000002,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1137.7250000000001,"endTime":1138.255,"body":"information."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1138.6550000000002,"endTime":1139.325,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1139.6750000000002,"endTime":1139.9550000000002,"body":"I"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1140.035,"endTime":1140.285,"body":"do"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1140.285,"endTime":1140.775,"body":"see"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1140.775,"endTime":1140.875,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1140.875,"endTime":1141.275,"body":"couple"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1141.275,"endTime":1141.3950000000002,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1141.3950000000002,"endTime":1142.505,"body":"questions."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1142.545,"endTime":1143.005,"body":"Um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1143.105,"endTime":1143.4850000000001,"body":"okay."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1144.1850000000002,"endTime":1144.6950000000002,"body":"First"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1144.6950000000002,"endTime":1144.9350000000002,"body":"one"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1144.9350000000002,"endTime":1145.355,"body":"here"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1145.355,"endTime":1145.535,"body":"I"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1145.545,"endTime":1146.105,"body":"see"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1146.1350000000002,"endTime":1146.6550000000002,"body":"is"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1147.115,"endTime":1147.505,"body":"what"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1147.505,"endTime":1147.9650000000001,"body":"about"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1148.045,"endTime":1148.575,"body":"paying"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1148.585,"endTime":1149.375,"body":"down,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1149.9050000000002,"endTime":1150.1950000000002,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1150.2050000000002,"endTime":1150.355,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1150.355,"endTime":1151.1550000000002,"body":"balances"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1151.1550000000002,"endTime":1151.275,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1151.275,"endTime":1151.4250000000002,"body":"your"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1151.4250000000002,"endTime":1151.805,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1151.805,"endTime":1152.4250000000002,"body":"cards"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1152.4250000000002,"endTime":1152.625,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1152.625,"endTime":1153.125,"body":"should"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1153.6750000000002,"endTime":1154.6350000000002,"body":"rise"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1154.6750000000002,"endTime":1154.875,"body":"or"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1154.9050000000002,"endTime":1155.565,"body":"raise"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1155.815,"endTime":1156.595,"body":"score?"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1157.345,"endTime":1157.6950000000002,"body":"Yeah."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1157.755,"endTime":1157.8950000000002,"body":"Yeah."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1157.8950000000002,"endTime":1158.2050000000002,"body":"We,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1158.2150000000001,"endTime":1158.345,"body":"we"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1158.345,"endTime":1158.795,"body":"discussed"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1158.795,"endTime":1159.1350000000002,"body":"that,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1159.1350000000002,"endTime":1159.2450000000001,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1159.275,"endTime":1159.4850000000001,"body":"that's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1159.4850000000001,"endTime":1160.2150000000001,"body":"revolving"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1160.265,"endTime":1160.765,"body":"accounts."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1160.765,"endTime":1160.8950000000002,"body":"The"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1160.8950000000002,"endTime":1161.325,"body":"revolving"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1161.325,"endTime":1161.805,"body":"accounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1161.805,"endTime":1161.9250000000002,"body":"are"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1161.9250000000002,"endTime":1162.065,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1162.065,"endTime":1162.6650000000002,"body":"only,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1163.095,"endTime":1163.315,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1163.365,"endTime":1164.095,"body":"accounts"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1164.115,"endTime":1164.4250000000002,"body":"that,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1164.4550000000002,"endTime":1164.8850000000002,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1165.315,"endTime":1165.4850000000001,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1165.4850000000001,"endTime":1165.595,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1165.595,"endTime":1165.7250000000001,"body":"can"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1165.7250000000001,"endTime":1165.9650000000001,"body":"pay"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1165.9650000000001,"endTime":1166.4750000000001,"body":"down"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1166.555,"endTime":1166.815,"body":"that"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1166.835,"endTime":1167.2050000000002,"body":"will"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1167.265,"endTime":1168.085,"body":"improve"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1168.1950000000002,"endTime":1168.2250000000001,"body":"your"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1168.4850000000001,"endTime":1168.825,"body":"credit"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1168.835,"endTime":1169.575,"body":"score."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1173.9950000000001,"endTime":1174.2050000000002,"body":"Okay."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1174.2050000000002,"endTime":1174.4650000000001,"body":"I"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1174.515,"endTime":1175.025,"body":"don't"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1175.285,"endTime":1175.595,"body":"think"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1175.595,"endTime":1175.755,"body":"we"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1175.755,"endTime":1176.025,"body":"have"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1176.025,"endTime":1176.345,"body":"another"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1176.345,"endTime":1177.7150000000001,"body":"question."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1177.855,"endTime":1178.075,"body":"Um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1178.545,"endTime":1179.1350000000002,"body":"so"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1179.1450000000002,"endTime":1179.2450000000001,"body":"I'm"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1179.2450000000001,"endTime":1179.315,"body":"going"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1179.315,"endTime":1179.3950000000002,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1179.4050000000002,"endTime":1179.545,"body":"give"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1179.545,"endTime":1179.625,"body":"it"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1179.625,"endTime":1179.6750000000002,"body":"a"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1179.6750000000002,"endTime":1179.9550000000002,"body":"minute."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1179.9550000000002,"endTime":1180.1850000000002,"body":"See"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1180.1850000000002,"endTime":1180.285,"body":"if"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1180.285,"endTime":1180.555,"body":"anyone"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1180.565,"endTime":1180.825,"body":"has"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1180.825,"endTime":1181.005,"body":"any"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1181.005,"endTime":1181.575,"body":"questions"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1181.7250000000001,"endTime":1181.9750000000001,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1181.9750000000001,"endTime":1182.095,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1182.095,"endTime":1182.4750000000001,"body":"rapid"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1182.4950000000001,"endTime":1182.9850000000001,"body":"rescore"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1183.015,"endTime":1184.1750000000002,"body":"process."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1185.055,"endTime":1185.2150000000001,"body":"Uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1185.255,"endTime":1185.6450000000002,"body":"definitely."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1185.6450000000002,"endTime":1185.755,"body":"You"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1185.755,"endTime":1186.4550000000002,"body":"also"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1186.505,"endTime":1186.7150000000001,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1186.7250000000001,"endTime":1187.255,"body":"benefits"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1187.255,"endTime":1187.6850000000002,"body":"here,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1188.105,"endTime":1188.4450000000002,"body":"uh,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1188.505,"endTime":1188.7350000000001,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1188.7350000000001,"endTime":1189.1850000000002,"body":"everything."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1191.4250000000002,"endTime":1192.295,"body":"So,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1192.4950000000001,"endTime":1192.815,"body":"looks"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1192.815,"endTime":1193.035,"body":"like"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1193.035,"endTime":1193.1850000000002,"body":"we're"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1193.1850000000002,"endTime":1193.6950000000002,"body":"good."},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1193.815,"endTime":1194.1950000000002,"body":"So"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1194.1950000000002,"endTime":1194.375,"body":"I"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1194.3850000000002,"endTime":1194.785,"body":"thank"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1194.785,"endTime":1195.295,"body":"everybody"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1195.335,"endTime":1195.4650000000001,"body":"for"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1195.4650000000001,"endTime":1195.785,"body":"being"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1195.785,"endTime":1195.9350000000002,"body":"on"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1195.9350000000002,"endTime":1196.345,"body":"today's"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1196.345,"endTime":1196.9550000000002,"body":"training"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1197.125,"endTime":1197.555,"body":"on,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1197.565,"endTime":1197.9050000000002,"body":"um,"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1198.4250000000002,"endTime":1198.8850000000002,"body":"the"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1198.8950000000002,"endTime":1199.7350000000001,"body":"fundamentals"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1199.765,"endTime":1199.9350000000002,"body":"of"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1199.9350000000002,"endTime":1200.2350000000001,"body":"rapid"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1200.2350000000001,"endTime":1200.815,"body":"rescore"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1201.365,"endTime":1201.7350000000001,"body":"and"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1201.7350000000001,"endTime":1201.9050000000002,"body":"look"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1201.9050000000002,"endTime":1202.2150000000001,"body":"forward"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1202.2150000000001,"endTime":1202.275,"body":"to"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1202.275,"endTime":1202.525,"body":"seeing"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1202.545,"endTime":1202.6650000000002,"body":"you"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1202.6650000000002,"endTime":1202.825,"body":"all"},{"speaker":"Restream recording Oct 30, 2024 • 03:58:25 PM","startTime":1202.825,"endTime":1203.1450000000002,"body":"tomorrow."}]}