EP# 98.1 | The Choice Nobody Talks About | KEP KEPNER

What if the "right" investment strategy isn't about maximum returns, but about maximum life satisfaction?

Kep Kepner, senior partner at Kepner CPA and founder of MindSmart, shares his unconventional real estate journey with host Jacqueline Landry. From buying 7-8 rental houses specifically to fund his children's college education (and selling them all to make it happen), to his current strategy of paying off high-rise condo rentals for legacy planning.

Episode Highlights:

• The college funding strategy that worked: How Kep used rental real estate to send his kids to college debt-free before 529 plans existed
• A surprising revelation: After 35-40 years building his CPA practice and just 4-5 years with two rental units, his net worth is split 50/50 between real estate and his business
• The path not taken: Those original rental houses would be worth $3 million today—but his kids would have college debt
• Current strategy: Why Kep is working to pay off his rental properties instead of leveraging "good debt"
• The widow's perspective: How planning for your spouse's future changes your investment approach
• Financial freedom defined: Why one person's $1,000/month goal is different from another's lofty aspirations

Key Takeaway: Real estate investing isn't one-size-fits-all. Your strategy should align with your life goals, your family's needs, and your definition of financial freedom—whether that's debt elimination, passive income, or building generational wealth.

About Kep Kepner: With decades of experience in tax and accounting, Kep brings a unique perspective to real estate investing. He's lived through market crashes, learned he's "not very good at being a landlord," and continues to adapt his strategy based on life circumstances and goals.

Show: Get Diversified Podcast 

Host: Jacqueline Landry, Founder of More-Land Equity Capital 

Guest: Kep Kepner, Senior Partner at Kepner CPA, Founder of MindSmart

Retry