Why 18 Million Rentals Are Struggling (And How Seller Financing Could Replace Them)

Alternative Investor Mastermind

Alternative Investor Mastermind
Why 18 Million Rentals Are Struggling (And How Seller Financing Could Replace Them)
Mar 14, 2026 Episode 107
Jack Krupey

Real estate markets are changing fast, and investors who adapt will find the biggest opportunities.

In this episode of Alternative Investor Mastermind, Jack Krupi sits down with legendary note investor Eddie Speed, who has been buying and selling mortgage notes since 1980. Together they break down the massive shifts happening in housing today and why seller financing and note investing may be the next major wave in real estate.

Eddie explains why millions of landlords are struggling with cash flow, how converting rental properties into seller-financed deals can dramatically improve returns, and why the coming wave of non-performing loans could reshape the investment landscape. They also discuss how technology, blockchain, and AI are transforming the mortgage industry and what that means for investors.

Inside the episode:

• Why 18 million rental homes may not be cash-flowing anymore
• How seller financing can increase returns from ~4% to double-digit yields
• The hidden 800,000+ delinquent mortgages not yet in foreclosure
• Why note investing historically explodes during market disruptions
• How AI is already underwriting mortgage deals and changing the industry
• The potential future of blockchain-based mortgage notes

If you're a real estate investor, landlord, note buyer, or passive investor, this conversation reveals where the next opportunities may emerge in today’s evolving market.

Listen now to learn how experienced investors are positioning themselves for the next cycle.

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