Your Money, Your Rules | Money Mindset, Money Management, Abundance Mindset, Budgeting, Spirituality
Ready to stop avoiding your money?
You might look financially successful on the outside, but inside you feel anxious about money, unsure of what’s “enough,” or exhausted from trying to get it right.
Even with wealth on paper, your nervous system can still feel scarcity. You’re not the only one, and you’re in the right place.
Hi, I’m Erin, Spiritual Wealth Coach, former Certified Financial Planner, and CFO.
I created this podcast to help you build true financial confidence, not just more financial knowledge.
For years, I chased numbers in the bank account, outsourced decisions to financial advisors, and still felt guilt, pressure, and never “enoughness.” I didn’t realize I was stuck in a scarcity mindset.
What changed everything was realizing that money isn’t just about strategy, it’s about relationship. To feel safe and empowered with money, I needed nervous system regulation, emotional safety, and an abundance mindset.
On this podcast, we go beyond budgeting and financial planning.
We talk about money mindset, wealth embodiment, nervous system safety, and creating money systems that feel good to use, so you can stop spiraling in shame, ground into your worth, and experience real financial freedom.
If you’re ready to trust yourself with money and create wealth on your terms, this podcast is for you.
I’m so glad you’re here.
Let’s dive in.
Your Money, Your Rules | Money Mindset, Money Management, Abundance Mindset, Budgeting, Spirituality
147 | Are You Manifesting Money from Love or Fear?
Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin)
Have you ever stopped to calculate how much money you’ve manifested in your lifetime? If you had me guess, it’s in the millions. The real question isn’t if you can manifest money, it's whether you’re manifesting from love or fear.
In this episode, I dive into the difference between manifesting money from a fear-based place and love-based place. Fear creates pressure, scarcity, and overworking which keeps you in survival mode. Love, feels like trust, gratitude, and connection, opening you to abundance in every area of life.
In this episode we discuss:
- Why fear-based manifestation creates attachment, urgency, and the belief that money equals safety
- How survival mode keeps you operating from lower energy centers rather than your creative heart center
- The difference between fear’s contracted energy and love’s open, spacious energy in the body
- Why money itself is a divine idea designed to improve humanity
- How to pause before financial decisions and ask: Am I operating from love or fear right now?
- Somatic cues your body gives to show whether you’re creating from scarcity or abundance
Resources mentioned in this episode:
The Power of Awareness by Neville Goddard
Want to learn more or connect with me?
Step 1: Join my Facebook Community.
➡️ Join here
Step 2: Grab your free Human Design chart
Step 3: Work with Me
➡️ Schedule your free clarity call here
From my soul to yours,
Erin
All the rave that's happening right now is around money manifestation, and I want you to know that you already know how to manifest money. You've done it how many times. How many millions have you generated in your lifetime? Like, pause it, add it up right now. Over your lifetime, how have you manifested all of the money added up between what you've generated, either in your business, with your work, investments, real estate all of it added up? Because what I want to talk about actually is we know how to manifest money, but are we manifesting it from a place of love or from fear? That's what we're going to talk about today and I'm going to give you some journal prompts for you to ponder and think about this, so that you are moving from a place of love and if you are similar to like how I used to manifest money, which was from a place of fear and lack and scarcity and all of the not enough and lower vibration emotions, maybe it looks like overworking, which is definitely something that I have done and maybe you are feeling constantly behind, or maybe you're just feeling like this overall, it's just never good enough, and this underlying tone and this feeling that you feel on a consistent basis, I want you to know that there is another way to live, there is another way to feel in your body on a consistent basis, and there is another way to create or manifest money. Have money, circulate, money that feels so joyful and expansive and loving and connected, and so, if this is something that has been on your heart for a while and that you do want support, I would love the opportunity to sit down with you and see if we are a good fit for each other. All that you have to do is just click the link in the show notes and then schedule a call. Okay, so let's talk about money manifestation. You know, when I named my company generate a lifeLived what I truly believed is we generate everything within us. I guess I could have said manifest a life well-lived, I don't know, but everything happens within us.
Erin Gray:And if you read the book Power of Awareness, which I highly recommend and don't just read it one time, it's by Neville Goddard, and don't just read it one time, it's by Neville Goddard, read it multiple times. It's one of those books. It's a very succinct book. It's a very potent book, but it's one of those books that you can read one chapter a day and go back to those chapters because I always get so much from it. Even as my consciousness grows, it lands differently.
Erin Gray:But what Neville says is that everything that has already been created or ever will be created, it is already done. All that we need to do as humans is to manifest it, which means bring it from our imagination, or what he calls the 4D I call it 5D, but basically bring it from the 5D, our imagination, into the 3D observed world that you see with your sight or you use your senses to observe it. And since that is true, what you have to really think about well, for, first and foremost, what that did for me is allowed my body to relax. It's like oh, okay, so if I can imagine it, it's already there, there's already a plane that it exists on. I just got to get on that frequency, okay. So it gave my body a little bit of like a chill pill for a hot second. You know, like okay, now I know.
Erin Gray:So I want to talk about because I have manifested money from a place of fear and it did not feel good, like that's probably how I would say I spent the first 40 years of my life. So, money from fear. To me it looks like attachment. When we are attached to something, when we think we have to have this in order to feel happy, when we feel like we have to make this amount of money or we have to have this amount of assets or we have to circulate this amount of money per month, right, I need this cell, I need this client, I need my business to do X, y, z. That is coming from a fear-based place, that is coming from the ego.
Erin Gray:If you are feeling pressure, you know, sometimes most of I want to say a lot of my clients when they first come to see me, pressure is probably what they feel and it's because we have been so conditioned to live in a pressured society. Right, we don't value slowness, we don't value stillness, we don't value space, we value fast, whatever that means. We value hurried, we valued. How quickly can we get it done? How can we improve it faster, faster, and I don't necessarily think that that's always better. So, if you're feeling pressure, right to either make decisions, or if you're feeling this urgency, if you're feeling from a place of like FOMO like I've had clients tell me, like I feel like I need to make this decision because I'm feeling a lot of FOMO. It's like okay, my recommendation is always no decision, right Like, make no decision right now. Like you're not in and I've said this over and over again and I want this to you know to you like to absorb it into the cells of your body, but, like when you make decisions from lack on the other side of it is not abundance, and so if you are feeling that pressure, the best option is for you to do nothing, is for you to shift your energy and then make the decision.
Erin Gray:If you're feeling guilt and shame, right Like. If you're feeling guilt, that like no matter this was my story like no matter how much money we had, I was always comparing myself to somebody else, I was always thinking that it wasn't enough, and really what that was coming from is a disconnection from God. I am not religious, I am highly spiritual. So whatever word feels good for you, but like source or the creator or the universe, but for God, it feels good to me and I was disconnected. I was totally disconnected from my connection with God. It feels good to me and I was disconnected. I was totally disconnected from my connection with God, with source and what I believed that to be and to look like.
Erin Gray:And so when we are in these lower vibrational states, our nervous system, right, like our nervous system, is more so in this fight, flight, freeze, bond response, like we are, we're I don't want to say we're bathing in it, but that's the way it felt like for me, like it felt like that I didn't have the words for it, but that's the state that I was in. So, of course, because I was in a survival state, like Dr Joe talks about this, dr Joe Dispenza, he talks about, like the first, he calls them energy centers, you could call them chakras, but those first three energy centers, right, are more so of a survival state, and it's not until you get to your heart. Chakra, or he calls it, your heart. Energy center is when that is where it gets into creativity. And so how many of us and this is no fault of our own right, and it's also our responsibility to know like, oh gosh, I have been living this way, right, I do want different, and then starting to make changes. So when we are in this survival-based state, we are going to be acting from an attached place, from a pressure place, because we believe, because I do think, that there is, we believe that there's a disconnection, because we think that in order to get something, then we can feel something, but what we have failed to realize is that is already within us. Right, we don't need anything and we can desire everything.
Erin Gray:Money from love. It looks like trust, like complete trust, and I would even go even farther than that. It's like a knowing right, knowing that money comes and it goes. To be honest with you, this is still something that I am like taking into the cells of my body, right, and really developing your connection to a higher power, whether it be God, spirit, source, the universe, our creator, whatever that is, I do believe that we have to believe in something higher than ourselves, and so, when we believe in that connection, when we understand that that is God is acting through us, the word that comes to mind is an exhale. Is what it feels like in the body, right, it is an exhale that, like you're not the only one that has to to take care of yourself. Right, like you are being divinely guided and supported all the time.
Erin Gray:It looks like gratitude and appreciation, right, when you appreciate, like the fact that we don't ever have to tell our heart or our lungs to breathe for us or to pump blood is incredible, like, just start there. Like, just start with, like you know what, I don't even have to remember to breathe every single day. And so when we can start with seeing and feeling all of the gratitude and all of the appreciation that we have in our life, right, what you currently have, what you are, you know, in joyful anticipation of receiving, when you can develop that muscle and that skill set and you can start to focus on those, just like energy, it will grow. Now I'm not saying to bypass your human emotions, right, when something happens and I something is, you know, activated within me and I see my humanness come out and I feel sadness or I feel grief, I allow those emotions to come and move through me and I also then look at it from the lens of like, how is this happening for me, how is this happening for the greatest good, for the highest good of humanity? And so, looking at it from that lens, but not until I have actually felt and processed what needed to be felt.
Erin Gray:So I'm not saying feel gratitude and just bypass how you're feeling, but how you are feeling is there, it is a flashlight showing you what needs attention when I think about spending money or circulating money or generating money from a place of love, from a place of openness. Clearly it makes me cry because there's such a connection there, right, like when you can really see that money is such a divine idea. If we believe that we came from God, source spirit and our imagination is part of source, like then it is a divine idea and it is and was meant to be used as a tool to use to improve humanity. Now there have been lower conscious people that have used money in ways that create famine, that start war, wars that you know are involved in child sex, trafficking, that you know so many things. But that isn't money's fault. That is because lower consciousness humans have used money in that way.
Erin Gray:But when we can see money from this place of just pure love and if you can see it from this extension of like God or the divine just wanting to give and give and give, then you can connect with it on a different level. You can see the good in it, you can see how we can use it to help elevate consciousness, how we can use it to elevate and raise and empower humanity, and so when it comes from that place, like in my body, it just feels like my heart is just open. I just want to give and give and give, and that's what it feels like. Like that's what, you know, generating money or manifesting money from love feels like. That's what circulating money from love feels like, that's what giving money from love feels like. That's what giving money from love feels like to me in my body.
Erin Gray:And so, from that, from that place of you know, when we think about cause, I always want to tie things back to our nervous system. When we think of it like that, when we think of our nervous systems being regulated, when we think about how we are actually, when we've returned to like I feel like I had to become or feel disconnected from God to then be ordered, you know, to be able to come back and to recognize. And when we feel connected, when we feel like God is, is acting through us, at least for me, what I feel is this groundedness. I feel this openness, I feel warmth and joy in my body, and I'm not saying that one way is wrong and one way is right, but what I am saying is that one way of manifesting money, of circulating our money, of giving our money, of investing our money from a place of love feels so much better in the body than doing it from a place of fear.
Erin Gray:And when you are doing that, it doesn't feel like forcing anymore, right, it feels like an allowance. It feels like something that is bigger, that is acting through you. Right, it is something bigger than you, and so you get to make decisions that are in alignment with your values. And you're not, and you're no longer letting money run the show. Right, you are acting with God and God is working through you, and you are an expression of God. God, and God is working through you, and you are an expression of God. Right, and it feels to me like this cooling towards something versus this pushing.
Erin Gray:And so I want to leave you with a simple practice that you can, every time before you circulate money, invest your money, generate your money, ask is this coming? Am I in the state of love or am I acting, or am I in the state of being of fear? And if it is fear in your ego, that's okay, just recognizing that it is and then not making any decision until you have shifted that energy. Maybe there needs to be some emotions that need to be processed before you do. Maybe it's just simply a noticing of like oh, I see the pattern here.
Erin Gray:Whatever it is just recognizing, before you make any decision with money that is coming from a place of love and your body, your nervous system, it's going to tell you what love feels like.
Erin Gray:It's going to tell you what fear right, you know what fear feels like. It feels like contracted, it feels like tightness, it feels like urgent or restless or pushing or hurrying or forcing any of those things right, love just feels like, it just is right, just feels open, it feels giving, it feels loving. So I just want to offer that. I think all of us are worthy of manifesting money through love, and we have had plenty of people and leaders and teachers and mentors who have taught us how to manifest money through fear. And I think, at least in my body, and what I want to share with the world is how to do it from a place of just pure love. So, with that being said, I love each of you, I'm rooting for all of you and changing the way that we think about money. I truly believe ultimately is changing how we are being, what we believe ourselves to be capable of and connected to, and all of the things, and so I honor you and I cherish you and I'll see you in the next episode.