Growing Money with Sean Trace
Welcome to the Personal Finance and Entrepreneurship Podcast with your host, Sean Trace! In this podcast, we explore a range of topics related to personal finance, business, and entrepreneurship.
With Sean as your guide, we dive into the world of personal finance and learn about how to manage and grow your money effectively. From saving for retirement to investing in the stock market, we cover everything you need to know to achieve financial freedom.
In addition to personal finance, we also explore topics related to business and entrepreneurship. Whether you are a seasoned business owner or just starting out, this podcast provides valuable insights on how to start, run, and grow a successful business.
Throughout each episode, Sean shares his own experiences and tips, as well as featuring interviews with experts in the field. By the end of each episode, you'll walk away with a deeper understanding of how to empower yourself financially and achieve your business goals.
So, whether you are an aspiring entrepreneur or simply interested in learning more about personal finance, tune in to the Personal Finance and Entrepreneurship Podcast with Sean Trace.
Growing Money with Sean Trace
Rethinking Retirement: The Canoe & The Current | Patrick Negado | Growing Money with Sean Trace
On this episode of Growing Money with Sean Trace, I sit down with Patrick Negado, author of The Canoe and The Current and a retirement income and wealth transfer strategist with 28 years in the trenches.
Patrick explains why most people are paralyzed by noise and conflicting hot takes, and how a simple, predictable plan beats complexity for the average retiree. We break down his Canoe and Current system, where your canoe is the reliable income that covers essentials like housing, taxes, healthcare, and core living costs, and the current is your market portfolio that you harvest when conditions reward you.
Patrick shares hard lessons from the “dot com” era, why chasing returns can destroy trust, and how to use modern annuity features as one tool among many to create lifetime income without locking everything away. We talk about Bruce Lee, be water, building a retirement vision statement before you quit, and crafting a family financial philosophy so wealth is stewarded well across generations.
If you want clarity, confidence, and a plan that fits your life, this conversation will help you build a solid canoe and ride the current to your destination.