Growing Money with Sean Trace
Welcome to the Personal Finance and Entrepreneurship Podcast with your host, Sean Trace! In this podcast, we explore a range of topics related to personal finance, business, and entrepreneurship.
With Sean as your guide, we dive into the world of personal finance and learn about how to manage and grow your money effectively. From saving for retirement to investing in the stock market, we cover everything you need to know to achieve financial freedom.
In addition to personal finance, we also explore topics related to business and entrepreneurship. Whether you are a seasoned business owner or just starting out, this podcast provides valuable insights on how to start, run, and grow a successful business.
Throughout each episode, Sean shares his own experiences and tips, as well as featuring interviews with experts in the field. By the end of each episode, you'll walk away with a deeper understanding of how to empower yourself financially and achieve your business goals.
So, whether you are an aspiring entrepreneur or simply interested in learning more about personal finance, tune in to the Personal Finance and Entrepreneurship Podcast with Sean Trace.
Growing Money with Sean Trace
Lifestyle Creep Trap | Matthew J. Filepp | Growing Money with Sean Trace
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In this episode of Growing Money with Sean Trace, I sit down with Matthew Filepp, CFA, CFP®, founder of PB Wealth in Charlotte, North Carolina, to talk about what actually makes financial progress stick, especially for people who are busy, high-achieving, and still feel like their money disappears.
We get into why fee-only, advice-only financial planning builds real trust, how lifestyle creep quietly turns higher income into long-term stress, and why “what you’re approved for” is not the same thing as “what you can afford” if you want freedom later. Matthew breaks down a simple money checklist, spend less than you earn, build an emergency reserve that fits your real life, and automate investing so you stop relying on willpower. I share my own stories, credit cards, profit-first buckets, pineapple cakes at 3 a.m., and even Muay Thai habit stacking, to show how money is basically the same as fitness, the basics work, but only if you do them consistently.
If you want less anxiety, fewer money fights, and more control, this conversation is a practical reset on how to build your financial future by design, not by default.