The Financing Simplified Podcast

How Young Canadians Are Buying Homes & Staying Afloat in the GTA Housing Market!

• Anthony Venuto • Season 3 • Episode 2

Welcome back to our Financing Simplified Podcast! 🇨🇦🎙️

This week, our producer Stefano and I dive into how young families are navigating the Canadian housing market and managing to stay in their homes despite today’s high interest rates. With home prices still elevated—especially in Ontario and the Greater Toronto Area (GTA)—many first-time buyers are relying on the "Bank of Mom and Dad" to make homeownership possible.

We explore the most common financial strategies young buyers are using, including:

🏡 Parental gifts & co-signing – How families are stepping in to provide down payment support.

📉 Rate strategies – Fixed vs. variable rates, and how homeowners are managing mortgage payments.

💰 Alternative financing – Using HELOCs, joint ownership, and other creative solutions.

With affordability becoming a growing challenge, we also discuss what lenders are looking for and what homebuyers should know before taking on a mortgage in today’s market.


đź”” Subscribe & tune in for expert insights on Canadian real estate, mortgage trends, and financial strategies!


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