Retirement Well Crafted

Social security shortfalls, throttling back as you approach your Retirement Max Q, and the retirement 'two-step' that can boost overall wealth while guaranteeing your retirement lifestyle.

Dave Sprague Episode 6

Social security is set to start running a 23% shortfall in 2033. In episode 6 we discuss the likelihood of this happening and how it impacts your retirement income planning.  We also continue our discussion on Retirement Max Q and the Fragile Decade by running through an example of how one couple de-risked, or "throttled back" their portfolio in the years leading up to retirement in order to ensure their quality of life in retirement. Additionally, we look at how guaranteeing your retirement income empowers you to invest your remaining portfolio for growth and legacy. In many cases, taking one step back to guarantee income sets you up for two steps forward when it comes to overall wealth accumulations. 

Join us on upcoming episodes as we look at additional strategies to help navigate the critical 10 years that determine up to 80% of your retirement plan success.