Debt Collection Self-Defense
Tell consumers how to combat debt collectors and eliminate debt collection lawsuits
Debt Collection Self-Defense
15 USC 1692n: When State and Federal Debt Collection Laws Clash, Who Wins?
This video breaks down 15 U.S.C. § 1692n, the FDCPA provision that decides who wins when state and federal debt collection laws collide. You will learn why the FDCPA acts as a floor, not a ceiling, how state laws are allowed to add protections but not remove them, and what happens when a state statute quietly weakens consumer rights. Great educational tool.
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00:00 Intro
00:54 State Vs Federal
04:36 Florida Law Change
07:28 The Power Of N
10:09 Email Timing Trap
14:24 Legislature Misfire
20:10 Process Server Problem
28:42 Federal Law Wins
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Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
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