Real Estate Investing Strategies and Focus

Ed Mathews

So the big question is this how are real estate investors who don't have a ton of free time , don't have access to off-market deals and didn't start life on third base , how do we grow a real estate business conservatively to support our families , finally leave the corporate rat race and build a legacy ? That is the question , and this podcast will give you the answers . I'm Ed Matthews and this is Real Estate Underground . This is the Real Estate Underground Podcast , show number 80 . Greetings and salutations , real estate undergrouners . It's Ed Matthews , again with the Real Estate Underground Podcast . Thank you so much for joining us today . So today is I'm interviewing a gentleman who comes from Seattle , one of my favorite places in the entire world . I used to work there and I spent a lot of time there , and I didn't buy real estate there , although I'm sure this gentleman is going to try and convince me that I should . So , lucas Pinto from Lucas Pinto Real Estate Group , thank you so much for joining us today . It's great to see you , my friend , and I'm looking forward to this conversation .

Luke Pinto

Ed thanks for having me on . It's a pleasure to be here . I hope I could provide some value to your listeners in the next few minutes we have together .

Ed Mathews

Even the fact that you're a very accomplished broker and a very accomplished investor . I'm sure there'll be a couple of gold mugs dropped here and there , so all good , hey . So for those of us out there that aren't familiar with you or your business , why don't you tell us your story and how'd you get here ?

Luke Pinto

Yeah , so I'm going to start back . I think it's important to get some context as to how I was raised right . I think that matters a lot to where I the decisions I made and where I ended up today . So my parents migrated here from Brazil when I was a kid , so I moved to the States when I was about six or seven and , you know , growing up I grew up in Naples , florida , which is a very wealthy city , and I grew up with wealth surrounding me , but my parents didn't have any .

Luke Pinto

So from a young age , I wanted to solve that money problem . I wanted to crack that code . So I went down the traditional route of thinking , you know , going to school , getting ready for college , thinking that was the solution . And I started exploring colleges and I started realizing that professors and people in college didn't have much wealth . So instead of going to college , I stayed .

Luke Pinto

I finished high school , I found a few jobs and at 21 years old I at 19, . I moved to Seattle , relocated to Seattle and then , at 21 , I found I emailed the top 10 brokers in Washington state telling them I would work for them for free and none of them responded to me except for one . So the one that responded yeah , that's all I needed . So the one that responded to me is who I went to work for and that's kind of how I started in the world of real estate , and the real estate has completely changed my life and in my family's life and I love this , this industry and this asset class , and now I think my mission is to try to spread the word , like yourself , and get as many people involved some way somehow .

Ed Mathews

So yeah , right on , man , that's awesome . So you know , obviously you're a , you're a smart and accomplished guy and real estate's a pretty unique application , right ? So why real estate as opposed to something else ? You know tech , startup or you know whatever else you could have done ?

Luke Pinto

Yeah , great question , I think you know . I think at the time I was , I was trying to figure out , because when you're that age I didn't know which avenue to pursue . So I studied . I'm like , okay , where is the money ? Who has the wealth right ? And what was interesting is a common theme regardless of how that entrepreneur made their money , a substantial amount of their wealth was held in real estate . That's not even a county of the entrepreneurs that made their wealth in real estate right . So I kind of saw this trend at a very young age and I think that's why I decided to venture in real estate , because it was a common theme among wealthy people .

Ed Mathews

So right , yeah , and I think that's famous to say 90% of the people who are millionaires became so through real estate . Right , and he was not wrong . So , yeah , it turns out he actually knew what he was talking about . He did . So let's talk about your focus . You know we can talk about the brokerage side of the business or the investor side . You know me in particular . I'm always looking to pick the brains of fellow investors and figure out what their secret sauce is . So why don't we start there ?

Luke Pinto

Yeah , really quick , like we were chatting before the call . I love the investment side way much more than the brokerage side . It's much more money and it's way less hassle . Yeah , yeah , so yeah , absolutely so , yeah , yeah , yeah , yeah , yeah , yeah , yeah , yeah , yeah , yeah , yeah , yeah , yeah , yeah , yeah , yeah , yeah , yeah . What specific would you like to know on the investment side ?

Ed Mathews

Yeah , so let's talk about asset classes . Where do you tend to focus as you look at your portfolio , what do you focus on ?

Luke Pinto

Yeah , so right now . So I have a 21 door , a couple of different apartment buildings in Clarksville , tennessee . That's been Tennessee . We've had a lot of focus in Tennessee for the last couple of years Clarksville , merce , freeboro , nashville . I'm exploring Memphis as well . We like B&C class properties , you know , properties that we could come in and do a light cosmetic remodel , that already have high occupancy . We like properties that cash flow from day one , even though , since rates are higher , those are harder to come by , but they're still out there .

Ed Mathews

They are out there , but you're right .

Luke Pinto

So that's my personal portfolio . I'm also a GP and LP on a couple of different funds . As I've gotten older and more educated in real estate , I've come to understand that partnerships are beautiful thing if you do it correctly . So I think in our future , in my future and I'm putting together a fund in the future of the fund we're going to be focused a lot more on partnerships .

Ed Mathews

Yeah , yeah , I mean , it's a team sport , right ? Absolutely . I don't know any way to . I don't know any investors . I don't know how to even do this business and be successful at it without having a strong team with you , whether that's partners who are head and shoulders with you , or accountants , lawyers , brokers , mortgage brokers , lenders , bankers , you bet insurance agents all that .

Luke Pinto

Yes , it's not possible right . Yes .

Ed Mathews

Or if it is , it's a whole lot of risk if you're not doing it , if you're trying to do it by yourself .

Luke Pinto

Yes , it's a lot easier with the right people around you , that's for sure .

Ed Mathews

And the other thing is I'll take 10% of a really large project over 100% of a small project , all day , every day , seven days a week , 365 days a year .

Luke Pinto

Yeah , I agree . Yeah , that's how you scale right .

Ed Mathews

Yeah , you know , the whole idea of syndication and joint ventures is the fact that you're pooling resources you're basically crowdfunding to be able to take on much larger projects that probably have a lot more opportunity that you as an individual wouldn't necessarily have access to .

Luke Pinto

And you're absolutely right . And it's interesting because when I was getting started in real estate , I would hear this all the time it's just as much work for you to go buy an apartment building as it is for you to go buy a duplex , triplex , fourplex .

Ed Mathews

And .

Luke Pinto

I just that never I was like what ? That makes no sense and it's kind of true it's . The process isn't that different . But the thing is , with bigger deals , normally if you buy the right deal , the upside is is a lot bigger , right ? So , yeah , it's now we're at the stage of .

Luke Pinto

You know , I started my career kind of doing more residential buying . You know , duplexes , triplexes , and eventually you graduate to two apartment buildings or you know we're also we're also really exploring and getting a better understanding and grasp on RV parks and mobile home parks Interesting . You know those asset classes have much higher cap rate , much higher returns , and even you know , if you really want to scale that to the max , like there really isn't a fund out there in the marketplace that focus solely on , or you know , let me say , a big fund in the marketplace that only focuses on RV parks , right ? So I think there's a lot of opportunity there . And that's the beautiful thing of real estate , right , you start off with residential , with the simple stuff , and eventually you graduate to other branches of real estate that are also very interesting .

Ed Mathews

Well , I mean you start , you're 100% right . Right I mean you start with . Typically , most of the folks that I meet that are looking to get in , they're looking to flip right . They'll flip the creative cash position and then use that to . I mean , I did it right To then go buy multifamily . But if I look back on the last decade , plus 12 , 13 years that I've been doing this , if I had to do it over I wouldn't have flipped one single house right . I would go right into multifamily immediately and for me .

Ed Mathews

That's its wealth creation right . It's not the flipping I love , right .

Luke Pinto

It's .

Ed Mathews

I don't drink , I don't do drugs . Flipping was my vice right . It's literally my cocaine right .

Luke Pinto

Yeah .

Ed Mathews

And so I loved everything about it . I loved finding them , I loved figuring them out , I loved the designing them , and running them and then selling them was awesome , right , but at the end of the day , you're like it's empty calories right Like crap , but if I wanna make more money , I have to go do that again .

Ed Mathews

Yeah , yeah , with multifamily , it's an annuity . You buy it right , you manage it correctly and well , and it throws off cash , and I'm 100% with you on the cash flow from day . One thing , right , yeah , cash flow is we're in April of 2023 , having this conversation and , depending on who you talk to , we're either in . I think most economists have agreed that the soft landing is not in the cards and we're looking at somewhere between a mild recession and a pretty bad one , right ? And so , who knows ? I'm certainly not qualified to tell you either way .

Luke Pinto

And some might even argue that we're already in a recession , right .

Ed Mathews

Yeah , and so you know . The fact is is that what saves you in a recession is cash flow 100% , 100% .

Luke Pinto

It's a beautiful thing , man . Yeah , and it's one of those things where you know why is this not being taught in school ? You know you could go buy an apartment building . If you buy it correctly , you should expect this much of a return month after month . And oh , by the way , as the months go on , that amount goes up because inflation naturally pushes up rents and and I think Real estate is super forgiving I've made bad purchases before that . I still made a killing on Right , so it's , it's a very forgiving asset class and yeah , I mean , I agree with you , I agree with you .

Ed Mathews

Yeah , so yeah , time heals right does yeah , and you know , even people were talking about inflation over the last 18 plus months and you know , the fact is is that , yes , it makes a gallon of milk way more expensive . It makes , you know , paying your credit card , if you carry a balance , way more expensive , right , but it also , as an investor , is one of your best friends because you can legitimately very carefully but you can , raise rents in line with inflation rates and Then , when inflation comes back down , you know rents they may temper , but they're not gonna , they're not gonna crater , they're not going back to correct or two years ago , right , yeah , you know some markets may see a little bit of a pullback , but you know I'm in the Northeast and they're talking about a slowdown , not a , not a crash , right ?

Luke Pinto

Right .

Luke Pinto

Yeah it's and you know it's funny because it took me years to realize this and and Majority of Americans unfortunately don't realize it inflation . In a lot of ways it's . It's a theft of the middle class and the poor to the rich . Yes , you know . And what ? What it does is it rewards individuals that own assets and it punishes those that don't . Right , so for a family on a fixed income that doesn't own any assets , they've suffered the last two years , the last two to three years , investors that own assets They've done fantastic , right . They're like this is amazing , yeah . So yeah ,

Achieving Success and Overcoming Fear

Luke Pinto

it's . And I didn't , we didn't write , we didn't write the rulebook , right ? This is the game and you can learn how to play it or you can sit on the sidelines , right ?

Ed Mathews

So and so that that actually leads me to my next question you know what is the difference between ? You know a guy like you who is Highly motivated , and you know firing on all cylinders . You know what separates you from the , from the guys or the people that you know . I refer to him , as I affectionately refer to him , as the dreamers , right , the ones that will stop you at the grocery store and say , man , how's it going in real estate ? I wish I had time to do that , right ? Or the guts , or whatever . And and I'm just curious , in your , in your , from your perspective and you know what separates the , the successful entrepreneurs , from the folks that wish they were oh , that's the million dollar question , right ?

Luke Pinto

I think there is a few things . I think I Think a lot of this starts internally . I think it's an internal game , right , it starts with your mindset and and . And you know , a dream is something that you see very far out and in the distance , but a goal is something that you put on paper and you put a plan behind it . The only thing I've done is I wrote down my dreams and then I identified a few of those dreams , they made them goals , and put an exact plan in place and reverse engineer as to how I was gonna reach that goal . A goal has exact numbers attached to it , but has Exact action steps behind it . Right , it's what by when ?

Luke Pinto

So I think most individuals that I see today and I I see it all the time I have clients that reach out , or or individuals that reach out through social media . They want mentoring , they want coaching , they want help . Yeah , and the reason why most of these individuals Don't move forward , I think it's it's mainly out of fear . Yep , I agree , and and I think that's that's the core of it . You know , people , people are afraid , but people are only afraid of things they don't understand and they're not confident in yeah .

Ed Mathews

And you know the thing is , is that fear takes many forms ? Right , it's , yeah , it can be fear of failure , and you know , frankly , I'm not sitting where I am . I suspect the same for you , without screwing up a whole bunch . I broke right .

Ed Mathews

Yeah you know what made , what makes you smarter is , first off , learning from that lesson and secondly , fixing what you just blew right , blew up , yes , and then growing from there and using that next step as the , as the jumping off point , and then you'll break some other stuff and you'll learn , and so forth . Right , you know it's interesting . You talk about mindset and and I know that you know you have a mentoring program . You want to tell me a little bit , tell us a little bit about that .

Luke Pinto

Yeah . So my belief . I found out that for anything in my life that I want to improve it could be relationships , it could be my fitness , it could be my real estate business the easiest way for me to accomplish that goal is to find someone who has done it right . So I think there's really two key Points why people don't accomplish their goals . Number one they don't have the blueprint . They don't know what they should be doing right . So number one is the blueprint , and number two is Maybe they have the blueprint , but they just don't have the discipline to do the things that are needed in that blueprint Right ? So my mentoring program came from , you know , individuals messaging me on Instagram and reaching out asking for help . I give them help . I sit down on a Zoom call for free , help them out as much as I can , and it's great , but they never take action . Right , I gave them the blueprint , but the discipline wasn't there .

Luke Pinto

So the training program is we call it the winner circle . It's a . It's a . It's a small group of us there's about 12 of us is of right now , and you pay a monthly fee .

Luke Pinto

I give you an app . In that app , we're going to work on your mindset . We're going to work on your fitness and we're going to work on the habits that are needed for you to be successful in real estate . That's good luck being successful in real estate If your mindset is off , if you don't have disciplines in your life , if your life is a complete mess . So what I do is I create a training program . Hey , how many times a week are you working out ? Here's your workout . Here's your macro nutrients . Here's the daily habits I want you to do for your real estate business . That will get you to where you want to go , dependent on your goal . Wow . And the beauty of this is , through the app , every day , you're logging your tasks , your workout and your macros , and when you mess up , you see a message for me and you'll see the accountability from everyone else in the group . So that's the idea behind a winner circle . It's just basically a group that provides you with a blueprint and accountability for you to succeed . Wow , that's really smart ?

Ed Mathews

Yeah , because even and the thing is is that you know we're all going to mess up , right ? You know , I was just talking with a person who does the 75 day challenge , where you know every day he's looking to . You know it's a fitness , health and personal development .

Luke Pinto

Yes , yeah .

Ed Mathews

And the fact is , you know , the fact is is that a lot of people they'll stumble right and that's okay , but that's what accountability is for . You know , accountability isn't necessarily , you know , someone coming over with a haymaker saying , hey , you screwed up , it's . It's throwing an arm around you and saying it's okay , get back on the path , right ?

Luke Pinto

Right .

Ed Mathews

Because that's all it is right . I mean , everyone's going to make mistakes , everyone's going to learn from well , hopefully you learned from but having an accountability partner or set of partners is really key .

Luke Pinto

It makes a huge difference , and you know what I've noticed ? What's interesting about an environment like this is the majority of people won't do something for themselves , but they will do it to not let everyone else on the group down . It is the . It is the most mind boggling thing .

Ed Mathews

Yeah , you know , so we eat .

Luke Pinto

Most human beings tend to do more for others than they do for their own self , and it's , it's , yeah , so it's very interesting Talk to .

Ed Mathews

I mean a perfect example of that . Well , it was my wife , right ? I mean she did everything for everybody around us , and sometimes she forgets to take care of herself , right ?

Luke Pinto

Right .

Ed Mathews

And it's you know . So she's exhausted . At the end of the day , I was like , hey , what'd you do for fun today ? She's like nothing , like whoa . Okay , then we're going to go do something fun , right ? And you know that's part of it , right ? Is you got to ? You know , in order to help others , you have to first off take care . Take good care of yourself 100% .

Luke Pinto

I , on that note , you know , one of the things we often say is and I believe this 100% is this whole idea . It's more of a life philosophy . I think everyone has something special in them and it's up to you to figure it out . And my whole idea is I want to create the best version of myself so I could give that offering to the world and to other people , and I think everyone should do the same . You know it's really , you know you're really mastering the best version of yourself , so that you could then go out there and help other people do the same .

Ed Mathews

Well , it goes from contribution to service , right and service . I think you talked to Tony Robbins , me , and it's the highest form of being right and serving the folks around you and I couldn't agree more . So that I'm curious about you know , obviously , given how forward thinking you are , and you know I'm sure you've had mentors and coaches yourself over the years . So I'm curious you know what's the best advice you ever got and who gave it to you ?

Luke Pinto

Oh , I've had a lot . I mean , I have a coach today . I have . I always have some form of coach , mentor , groups that I pay for for , for different access and different circles and networks . The best advice I've ever gotten , boy um I think

The Power of Mentors and Modeling

Luke Pinto

.

Luke Pinto

I think this was back . This was pretty early on , when I was starting my career and one of my mentors was sitting down with me . I was thinking about getting in real estate and I'm sitting down with him and he asked me you live in the United States . If you fail , what's the worst case scenario ? He's like are you going to be homeless ? I'm like well , I don't know . No , but really , are you going to be homeless ? Are you going to go hungry ?

Luke Pinto

Look , the best advice , the takeaway from that piece of advice , is this In this country , you know like it is such a blessing for us to be here and do business out of the United States that if you try for something and you fail , the bottom isn't really the bottom . You're still going to be doing just fine . So , with that being said , why not take more calculated risk ? And the beauty of taking that calculated risk is , if you achieve it , great . If not , you're going to get a really good lesson that's going to help you in your next venture and your next journey . So that I think for me migrating from Brazil , because the mindset in Brazil is very different the bottom is a lot lower there , the downside is a lot deeper , so that made perfect sense to me From there . It allowed my risk tolerance to be much higher , I guess .

Ed Mathews

That gives you an element of fearlessness , right ? I mean again , it's okay to make mistakes , you're going to be okay , it's going to be all right .

Ed Mathews

Your family's still going to think you're eight feet tall , your friends are still going to like you . The people that don't like you will still not like you , and that's okay . Your life isn't going to change that much . So one of the things you lead a couple of large organizations and I have this . I wouldn't call it a theory because I've proved it , but leaders are readers right , and so reading these days , reading in quotes , is typically it's not typically just picking up a tactile book and thumbing through the pages . It can be audio books , it can be podcasts , like this one , it can be YouTube videos , conferences , whatever . So I'm curious , when you're looking to sharpen that saw , how do you consume that kind of information ? And the other question I want to ask is who do you pay attention to these days ?

Luke Pinto

Yeah , so great question . So I consume that type of information . I love reading books . It's part of my morning routine . I love audibles as well . In the last probably three to four years , I'm constantly part of some sort of group , usually with individuals who are at a much higher level than me . The thing is , as you climb the ladder for you to reach the next level , a lot of times you got to pay for access just the honest truth . So I'm a huge part of getting around a circle that's doing more than you .

Ed Mathews

Yeah .

Luke Pinto

And then the second part to your question is who am I following these days ? Grant Cardone is a huge aspiration to me . I follow them pretty closely . I'm part of a group called the Black Card Fund Group . This group is made up of top fund managers throughout the nation . Bridger Pennington Sr is the father of Bridger , who puts the group together . Bridger Pennington Sr put together a fund that I pealed for billions and billions of dollars . He has a ton of insight into the economy and real estate , so I listen to him pretty closely .

Luke Pinto

I love Tony Robbins' content . I love individuals that are doing something at a much higher level , at a much bigger scale than I am . I look at people that I look at somebody and do I want that life ? If so , let me try to model what they're doing , listen to what they're saying . I think hypothetical is hypocritical . If you're getting advice from someone that hasn't done anything or hasn't accomplished what you're setting out to accomplish , I don't think that's valuable advice . So for me , I just figure out which area , who I want to be , a few years down the road , where I want to be , and I find those individuals and I follow them closely Excellent .

Ed Mathews

Yeah , great advice . So the fact is is that , as I wanted to say , tony Robbins said , success leaves clues and the best way the word you use , modeling is right on it's spot on right Is that the best way to ? If you admire someone , for whatever reason , the best way to evolve into that person or the person you want to be , is to emulate and model . Right ? I'm not talking plagiarism . I'm not talking ripping them off . I'm talking okay , this person gets up every morning and this is is or her morning ritual . I'm going to do the same thing , right . This is when that person gets to the office , he or she does these 10 things before any meetings happen . I'm going to do those 10 things right . That is how it's done , right ?

Luke Pinto

That's it . That's it it's . A lot of times people want to reinvent the wheel . It's not needed , you know . I think that comes later , once you have a very good foundation of the thing you're trying to amplify , right ?

Ed Mathews

Yeah , innovation , you know , comes . I also think innovation comes as you grow and go through that journey . Right , and ? But the fact is is that when you're starting off from ground zero , you know you got to start somewhere , and why not step in the footsteps of somebody who's already done it ?

Luke Pinto

right , right , yeah , that's it .

Ed Mathews

So that leads me to one of my last questions , which is you know , if you had to start over , what would you do ?

Luke Pinto

Hmm , if I had to start over , what would I do ?

Ed Mathews

No compass , no business , nothing Right , no property group , nothing .

Luke Pinto

Right Brand new in real estate .

Ed Mathews

You know all the people you know Okay . And you know the stuff you know . But other than that you got to start over .

Luke Pinto

Well , if I had the knowledge and the resources , I think that makes a huge difference , you know . So if I had the knowledge and the resources I have today , what I would go do is I think a lot of it starts if you don't have the money today . I think the best way for you to get in real estate is to find an actual deal .

Ed Mathews

Yep .

Luke Pinto

Find an actual deal , you will find the money . So you know , I think if I was starting out today , that would be my focus on finding an actual deal . How do you find a deal ? Well , you know you have to figure out what asset class you're going after , and I would try to go directly to sellers . You could doorknock , you could mail , you could cold call . It's a grind , but if you find a deal , you know now you could get into a deal with a partner where they will fund it . I fought off partnerships for so many years and that was a mistake . I think the way to scale is through the correct partnerships . So I think that's how I would get started in real estate today .

Ed Mathews

Awesome , great answer . The fact is that and we were talking about this earlier , you know it's a human-based business right . It's a relationship-based business .

Luke Pinto

There is no way to do this without partners .

Ed Mathews

I fought partners as well , and you know one of the things my company's going through a little bit of a transition right now . One of the things I'm seriously thinking about is not if I get a , should I get a partner ? It's who right ? What's the role . You know how do they fit . I am a creative right , so you know what I need is an integrator .

Luke Pinto

Right . Make sure that we're executing right and yeah , yeah , and it's funny you say that because I'm more of a visionary , so an operations person . For me , every business I built , moving forward , I will have a good ops person because for me , like I get so much further , so much quicker with a good operations person , you know .

Ed Mathews

I agree with that .

Luke Pinto

Yeah .

Ed Mathews

Yeah . So , Lucas , when you're not talking about real estate , what do you like to do ?

Luke Pinto

Yeah , so I love traveling . I like cars , so I spend stupid money on cars . I follow certain hobbies here and there . You know I've trained Jiu Jitsu for a few years . The last several months I've been into boxing . I read a lot , work out a lot , pretty simple guy all around me and I mean like , business for me is my , I love it . You know what I mean . I am an athlete of business Like all sorts . I'm just intrigued , I'm fascinated by it .

Ed Mathews

So yeah , so what kind of cars ?

Luke Pinto

Yeah , so the latest one I bought was a Rolls Royce Wraith . It's a beast of a car . Yeah , and I'm looking at a 488 Ferrari next , so yeah , yeah , you're not messing around , Well done . Yeah , just making dumb purchases on cars .

Ed Mathews

So , fortunately , the two you're talking about will appreciate , not the Ferrari Right .

Luke Pinto

That's good work out Just again .

Ed Mathews

Time is your friend , right yeah ?

Luke Pinto

that's it . That's it .

Ed Mathews

All right , man . Well , hey , if someone wants to learn more about Winner Circle or your business , what's the best way to reach you ?

Luke Pinto

Yeah , so I think Instagram is usually best Coming to me , to questions there , and Instagram is Luke Underscore is Underscore winning . Luke is winning and , yeah , I'm very accessible there . He could send me a DM . We'll chat . Happy to answer any questions you might have . Happy to . I'll partner with anybody on deals . I'll help out however I can . I'm an open book , so thank you for reaching out .

Ed Mathews

Well , thank you , that's fantastic . Thank you , and so Lucas Pinto . Lucas Pinto Real Estate Group . Excuse me , hey man , it was a pleasure to meet you and to finally get to talk with you in person , and I wish you continued good fortune . And I picture that Ferrari man I would like to see it Once I get it .

Luke Pinto

Thanks for having me on Appreciate it .

Ed Mathews

All right , be well . This been the Real Estate Underground podcast a Clark Street Capital presentation . Thanks for joining us . If you're enjoying the show , please remember to subscribe and share it with

Real Estate Underground Podcast Introduction

Ed Mathews

your friends . If you'd like to learn more about Clark Street Capital and our upcoming projects , please join our investor club at clarkstcom . Slash join Until next time . Happy investing .