How To Start Local, Buy Smart, And Leverage STR Tax Benefits With Dr. Zhanna Albany

🎙️ Welcome back to another energizing episode of The Physicians and Properties Podcast with host, Dr. Alex Schloe.

💡 What if the real “freedom plan” isn’t just money—but mastering your energy so you can build wealth, practice on your terms, and lead at home?

In this episode, Dr. Schloe is joined by Dr. Zhanna Albany—internal medicine hospitalist, physician mom, real estate investor, and certified life coach for women physicians. After a mid-pandemic divorce and a “never again” home-buying experience, Zhanna entered real estate in 2021, built short-term and long-term rentals in Indianapolis, and found a calling: helping women physicians get out from “underpowered” and into aligned action. Her mantra: “I’m always bullish on a physician brain.”

From cost segs and STR management to her Sassy MD Factor energy framework, Zhanna shows how mindset + mechanics create true autonomy.

💥 What you’ll learn:

• ✔️ Why freedom = finances + energy mastery (and why money alone won’t deliver it)
• ✔️ How Zhanna started post-divorce: local market focus, single-family/STR entry, and smart rehabs
• ✔️ Using the short-term rental (STR) tax strategy the right way (CPA + documentation)
• ✔️ Building a trusted team (agent, contractor, CPA) and why relationships compound returns
• ✔️ Energy tools for physicians: shifting from reaction → response → energetic connection
• ✔️ A simple path to start: podcasts → physician-led communities → first buy in your backyard

🔥 Key Takeaways:

• ✔️ Physicians aren’t “born” business owners— they’re trained thinkers. Skills beat genetics.
• ✔️ Break-even STRs can still win (tax benefits, lifestyle use, content/office utility, long game).
• ✔️ You can pivot: STR ↔︎ LTR ↔︎ other niches as seasons and goals change.
• ✔️ Document or it didn’t happen: protect your STR hours and expenses.
• ✔️ Growth is a practice: fail forward, recharge your battery, keep moving.

If you are a physician ready to pair smart investing with sustainable energy—so you can practice medicine on purpose and build durable wealth—this conversation gives you both the mindset and the playbook.

🔗 Connect with Dr. Zhanna Albany:

• LinkedIn
• Instagram
• Sassy MD Factor (consults)

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

Facebook Community
Website
Instagram
Youtube
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Transcript

Dr. Zhanna Albany:  I deal with the energy piece of it because I see so many women physicians being under power.  You know,  it's I have been that way too, and it's just a skill.

It's a skill set that you can develop. You are not born  to be in real estate. You are not born to be in business.  But if you are doing medicine, I guarantee you, you can do real estate and you can do business, and you can do investments. It's, it's I have, I'm always bullish on a physician brain. There is nothing more powerful than a physician brain.

 Dr. Alex Schloe: Welcome to the Physicians and Properties Podcast, the show where we teach you how investing in real estate can give you the freedom to practice medicine and live life how you want. Doctor, doctor, doctor, doctor, doctor. Now here's your host, Dr. Alex Schloe.

 All right, Dr. Zhanna Albany. Welcome to the Physicians and Properties Podcast. So,  so glad to have you as a guest on the podcast today. And for folks who are listening,  Dr. Albany is an internal medicine hospitalist. She's a physician mom,  a board certified physician in internal medicine, and a certified life coach.

She has helped  numerous women physicians, women physicians,  master their energy and live sassy. Through her Sass e MD factor coaching program. Excited to talk about that.  She's also passionate about financial freedom  and her message is clear. Every physician should be in real estate, so we're gonna talk about  why and how it ties into creating the life that you want.

Dr. Albany, so excited to have you on the podcast today. How are things going in Indiana?.

Dr. Zhanna Albany: Thank you so much. Thank you for having me. I'm so excited for this conversation.

Dr. Alex Schloe: Me too. Absolutely. Well, let's go ahead, if you don't mind. Can you share a bit about your background and your journey into medicine?

Dr. Zhanna Albany: Absolutely.  I joined real estate coaching program.  After I went through divorce in the middle of COVID, I needed to sell my big house. Pivot into buying a house. Selling was not a problem because it was a biomarker. The interest rates were below three then. So selling was easy. Buying was impossible.

 Like my real estate agent, we became friends. We bonded over that experience with her  because she helped, she pulled all her contacts and everything in the beginning. I thought that I need, I wanted, you know, open concept, bright light, this, that  at the end I realized, I just need a roof.  I need a roof.

That's how it, that's how I scaled down  and buying a house was challenging to say the least. That experience. I, I kind of created scarcity in me and I realized that I love houses, I love real estate, and I definitely never, ever want to be in this position.  So that brought me into the real estate coaching group where I learned the in, I learned the numbers, I learned the basics of it, and, I started my journey that way.

Dr. Alex Schloe: That's awesome. What, what time period was that, if you don't mind? When did you first start your real

Dr. Zhanna Albany: That was 2021.

Dr. Alex Schloe: 2021. Okay. Awesome. Yeah, a lot of, a lot of things going on at that that timeframe, that's for sure. And you know, sorry to hear about the divorce and the difficulties  with that, but I'm glad nonetheless, that your journey was, was started there in 2021.

 Before we talk a bit more about real estate, let's talk about your journey in medicine. So  do you mind sharing a little bit about your time and your journey into medicine and what that looked like for you as a physician?

Dr. Zhanna Albany: Yes, absolutely. I. Graduated from Ukraine Medical School and I, I was visiting student back  in like good two decades ago  in the States  when I came across with private physician in American space, and that ignited the fire in me. Because I have not experienced that level of presence,  that level of confidence, that level of knowledge before, and it started me on a journey back then.

 I realized that it's like once you see it, an experience that you cannot forget it. Like it was a simple UTI or something I don't remember, bronchitis, whatever, whoever I, I don't remember the circumstances. I just remember energetically  how I felt.  And I, that's, that was the beginning of my journey. So I went through the residency and I trained in New York, in Manhattan, in a busy, busy New York hospitals.

 One of them was Pai Roosevelt Hospital. It is used to be Columbia affiliated program, and we were called United Nations of the, because we had like every single nation in the, in the. Globe was represented.  We had languages of anybody you, you can find who speaks that language if you need to.  And it was yeah, that's, it was fantastic.

Time, like one of them was like, get the area where you have socially disadvantaged people with all the all the territory that comes with it. And then you have Porsche Hospital  in the middle of Manhattan where you can just put your heels right after changing from scrubs and walk to the Lincoln Center for the concert. So yeah, it was a good time and I came to Indiana. I finished my training here and I stayed in Indiana and I loved it ever since. Like, at this point I tell people I'm hosier  disregard my accent. Because I lived here more than 15 years. I I completely feel like I belong.

Dr. Alex Schloe: That's amazing.  Did you do your medical training initially, your medical school in Ukraine?

Dr. Zhanna Albany: Yes, yes, I did.

Dr. Alex Schloe: you?

Dr. Zhanna Albany: You know, it's I mean our school is a little bit different. Like we are six year program  and it is curriculum is different. We teach, we study anatomy for a year with all the dissections and, you know, labs and all of that.  So it's a little bit different. But listen, I want to tell all the foreign trained doctors who are maybe listening to this podcast  because as a life coach, what I realized I was using that against me for a long time, and you don't have to do that.

 It doesn't matter. Like once you are in, once you are done with your training, whatever that path was for you and you started your clinical career where you are attending, you are responsible for people lives. That's it. You are done. You can hand your IMG, whatever that title is. It doesn't matter. I want to share that message because it was my story.

 I thought that connection to people, oh, well, I speak with the accent. You know, I graduated from this school that people cannot pronounce in this country.  Nonetheless, I love my alma mater. They gave me what counted. I know how to treat people and I know how to get them better. That is all you need. You can totally lose all of that drama.

Forget all of it. And get moving because the only thing that matters that you can get people better.

Dr. Alex Schloe: I love that. Yeah. Thanks for sharing that. I'm sure we do have some IMDs here  that listen to the podcast and, and I feel the same way. And. You're a hundred percent right, like you, you were trained and, and sure maybe you did, you trained outside of the United States, but  I'm sure there are plenty of things that you learned in medical school in Ukraine that  have made you a better doctor here in Indiana.

 And I'm sure that your physical exam skills and all those sorts of things may have been  honed a little bit more than, than some of the American medical schools. And there's just a lot of overlap and I think that  that gives such a unique. Perspective to practice with  folks who have different areas that they've trained in and different experience, because we can all collaborate and work together to take better care of patients, and that's what matters most.

Dr. Zhanna Albany: Thank you.

Dr. Alex Schloe: Yeah, absolutely. Well, how talk to me if you don't mind sharing. I, I love just sharing the journey in the story.  What was it like going from Ukraine to, to Manhattan? Was that your first stop in America in terms of training?

Dr. Zhanna Albany:  Yes, I applied everywhere for residency and I went through like, I think 15 interviews. I traveled and slept on the roads in the hotel, preparing for my interviews, and I. Landed in Manhattan. I was it was my top rank program and they ranked me. So that's how it happened.

Dr. Alex Schloe: That's amazing. Was it a bit of a culture shock going from from home in Ukraine to

Dr. Zhanna Albany:  you. Oh, no. I need to say I have been I did my PhD in Sweden and I taught in medical school there,  so I was I was not shocked. Like I was not new to teaching.  I loved it. I loved that aspect of it. And it was different. However, in New York.  You are new for like literally 48 hours and then you are local.

So it was not difficult. I, yeah, yeah. I need to say  like the, the spirit was so welcoming and it's the program was dis by design. It was to make everybody flawed, you know, so I. I didn't feel,  I, I didn't, I don't like you are stressed because you're intern and you have  hours and calls and responsibilities,  but the people factor was amazing.

Dr. Alex Schloe: That's great. Yeah, the people are, everything. The relationships. Relationships are everything. Whether that's medicine, whether that's real estate, whether that's business, real, real estate and  or sorry, relationships is, is just incredibly important.  Speaking of real estate, at what point did you realize that maybe medicine alone wasn't gonna give you the freedom or the lifestyle that you wanted?

Dr. Zhanna Albany: You know I, you are right. I joined Real Estate Program looking for freedom, looking for financial freedom. I have to say that since then I have pivoted and I have expended my definition of it  because I think freedom consists of two parts. Financial basis is definitely important, but it's not everything.

 I also realized, and I learned it through real estate, that there is energy part to it. That's why I work on energy abundance. Because you can have all the money in the world and still feel trapped, still feel  chained, like you are saying to ease your career or situation or whatever that is. Money does not give you freedom by itself.

 But if you have money and if you have energy skills, then that is the happy medium that, that I promote.  In my journey, I did real estate, and I think that was the only window that possibly could have happened for me  on coaching because I was totally resistant to it, to be honest, like I did it, only because I trusted the physicians that did it successfully.

So I knew that I will be,  I will be fine, you know.  And however, I had a lot of resistance, like even toward coaching. In the beginning I thought it was pseudoscience. It's not really, you know, I'm in D PhD, like, what, why, why would I be interested in coaching?  And I, since then I have done a lot of, I realized that all of those were just missed in my head.

Had it not been a physician coaching container, I don't think if I would have  sustained myself because my brain wanted to be confused immediately. I didn't know which market to choose. I looked everywhere I looked, I was thinking toying with the Florida idea for the vacation home I was throwing  like smoking mounted wear hot.

At that point. Right. So, and, but, but they had community, they had the mindset piece to it.  And eventually I woke up one day and I'm like, listen, I live in the best, one of the best market in the country. Why would I go anywhere I am in Indianapolis? You know, like, that makes no sense. I can buy in my backyard.

And not have the stress of managing long distance, not knowing even what I'm doing in the beginning, right? So coaching actually laid the ground for the real estate to catch up with me, so to speak, or me catch up with it.

Dr. Alex Schloe: That's great. Yeah. Coaching can be so important. Being in the right rooms with the right people, having that community have building those relationships, all of that  helps you to  expedite the time it takes for you to take action. And then you're gonna be. Taking action in a safer way. 'cause you have that community around you  and you're gonna most likely move way faster than you could by, by yourself.

When did you start coaching and then when did you start purchasing real estate? What time period was that for you?

Dr. Zhanna Albany: I started purchasing. It did took me a while. I think six months. In the beginning. Yeah. I didn't know where I was buying then I was confused. What am I buying?  I, I was connected with the investor real estate eng agent locally.  God bless you. Because I was bringing my kids with me. I'm a single parent. We went everywhere.

 I looked at multifamily, I looked at duplexes, I looked, I,  and she. She just patiently went through all of that with me,  and then finally I realized that I, I didn't feel pulled to any of those and I chosen to do Airbnb and buy single family home. And I think that's the easiest entry, to be honest, for all of, for for many of us.

 Like I was not prepared for. Any big projects, but I have, I have had houses before. I know how I can handle the house,  so that's basically what I did.

Dr. Alex Schloe: That's great. Yeah. And it's, it's helpful to kind of break things up into chunks and, you know, I talk a lot about shiny object syndrome and  you know, a way you can think about that for folks who are, who are wondering. What that is, it's basically there's, there's so many different asset classes in real estate,  and you can picture it like you're going to an ice cream shop, and each one of those ice cream flavors  is a different asset class.

Whether that's multifamily, whether that's  short-term rentals, whether that's assisted living, self-storage, et cetera. It is totally okay to take a sample and figure out like, Hey, do I like this asset class? Do I like this ice cream, if you will.  The problem is once you figure out what you really like and what you're really good at, it's, are you still eating the samples or are you sitting down and having the, the full sunda?

And that's  where it can be tricky. And that's where shiny object syndrome can be a bit difficult is  like right now where we love assisted living and we have a lot of  assisted living investments and opportunity. It'd be silly for me to be like, I'm gonna. Pivot to self storage. And most of the time those  folks that pivot when they're doing something that they're really  doing well at, it's 'cause they get bored.

And so  that's something to keep in mind as well, is like, hey, when you start to feel bored, maybe it's time to like really dive in a little bit further  and figure out, hey, how can I continue to grow in this asset class?

Dr. Zhanna Albany: Absolutely. And I want to say that in real estate,  real estate is definitely a vehicle that gets you tested the water, and it's very hard. To lose money in real estate, to be honest. Like, you know, like we, our minds will create all sort of drama around it, but in reality, if you do proper steps and you are being guided on your way, it is pretty safe.

The worst case can happen. I will need to sell the house. That's, you know. And  the best case it can happen. I consider myself a very small fish in the sea of real estate,  and I want to tell people who are considering it. It is still valid. It is still a valid strategy.  Like I never wanted to be, you know, mogul in this space.

I just didn't have that vision for me.  Like all I wanted to plant this seed. To give me a little bit of exposure, I used renovation on my properties  as a therapy, to be honest, like I was  hurting. And for me, going to floor and decor and staying there for three days  did more than any meditation sessions that I did.

I, I never got any mileage with meditation, but doing the innovation and seeing before and after transformation. Was totally therapeutic. Worth any money.

Dr. Alex Schloe: Absolutely. That's beautiful.  What, what did that, what did that home look like for you in terms of, you know, cost and, and cash flow and able to share any numbers on

Dr. Zhanna Albany: Yeah, yeah, absolutely. Yeah.  So I ha, I bought a couple of single family homes and I was buying in a good neighborhood.  So neighborhoods in my backyard, like I am two out three of my properties, a 15 minutes drive from me.  And the the pri the enterprise in Indiana, which people will love, is around 300,000.

That's why we have folks investing from California, from East Coast because it's affordable, you know,  and then I invested for the, I invested in renovation, but air, but short term rental loophole. And of course, you need to do it properly. You need to talk to your CPA and know. All the in and out  that allows for cost depreciation.

So that gave me a room  for furnished for, you know, some innovation furnishing and all of that because the tax refund comes back the next year  and two of the houses are still Airbnb.  And the condo I moved out, that I bought initially and I now converted it to long term because it was just, it wasn't making sense number wise  and I am very happy with it because my on the condo, I think it's one of my best investment actually, because my money down was next to nothing.

I was, I was buying it with very minimal down payment from the builder  with the interest rate around three. It's a new build, so no innovations, no investment. I painted it, that's it. And  now that I rented long term it doesn't take any time or effort to be honest, because it's, I, I get maybe two phone calls, if at all, in several months.

That's it. The cash flow around 300 a month.  I'm fine with that  because I am building equity on it and people who stay in my house is paying my mortgage. I'm very grateful for it and eventually my kids will benefit and I am hoping not to sell and keep it long term. So in 20 some years when the mortgage is done, then the cash flow obviously goes up.

On Airbnb, it's harder to estimate because it's months dependent.  And I can tell you the big picture is that I am, I hired management to do it  and my, I'm probably breaking out even. And again, I'm fine with that because it gives me, it gives me a lot of extra opportunities. Like I'm literally now in my air b.

You know,  doing podcasts. I use it for coaching, I use it for meetings. I use it  for all the other sort of things, and I don't need to rent a YouTube studio or something to do that. So there is for me it was a beneficial step. Money-wise, I am, I am okay with breaking even because I have my salary.

Eventually it will appreciate, or, I pivot. If it doesn't,  if it doesn't sustain itself, then I will need to look maybe into assisted living that I learned from you. You can always pivot. You can always go long term. You can always do something with it.

Dr. Alex Schloe: Yeah, absolutely. There's, there's a million ways to make a million bucks. And I think  something that's really important from, from what you said is that  you, you figured out like, Hey, I, I don't need to be a real estate mogul. I don't need to have hundreds and hundreds of doors. That's not for me. And I think that  a lot of times in the culture that we live in with Instagram and with everything else, we see those moguls, we see those people, and  we think, well, I either have to.

 Not do real estate at all, or I have to be the next, like Grant Cardone or Brandon Turner. And that's not the case. Like you can, you can start with just one or two doors. They had to start somewhere. And  a lot of times these  quote unquote overnight successes that we see took a decade or more to get to where they are.

And we just  see and have that appearance that it. Quote unquote, overnight. And so  for folks who are listening to this, I think it's really important to think through like, Hey, what, what is your goals? What,  what do you want to achieve? And then just get started. And, and, and maybe that's  five doors, maybe that's one short term rental that you can take your family to on vacation and break even.

And  you know, you just have to figure out what do you want that to look like for you?  And that's really, really important.  I know you do some coaching. Zhanna, what? What are some things that you help folks when they're in that process? When they think about like, Hey,  I want to get started in real estate, but I'm scared.

I don't know where to get started. What? What's kind of next steps that you coach them on?

Dr. Zhanna Albany: Alex, you know, yes, I do help with the mindset because I think that's crucial.  You may be stuck forever considering toying with the ideas, but not taking the step. And usually it takes some other human  to get you over that hump who already done it.  So that's the benefit of all coaching. You know, you have somebody who already done it, like literally in Indiana, I have everything.

I have teams in place.  My contractor is fantastic. My CPA is trusted.  My anybody who I bring in and recommend, I guarantee that it's not. My story was contractor was actually different from many people  when I was in a real estate group. I know that usually it's revolving door situation  like you, they go somehow, eventually bad on you.

That has not been my case at all.  Like my contractor and his team, my personal friends now, like we have been forever, since I started for last four years. We call each other on holidays.  We know a spouse's names and the kids and pets because like, and, and, and for me it's extra layer of support. Like if I need any help, I know they're there for me.

So it's, you can do it your way, you can be completely different, you know?  And the reason I pivoted, kind of like out of real estate, I think because I just see my mission  a bit different. I deal with the energy piece of it because I see so many women physicians being under power.  You know,  it's I have been that way too, and it's just a skill.

 It's a skill set that you can develop. You are not born to be in real estate. You are not born to be in business.  But if you are doing medicine, I guarantee you, you can do real estate and you can do business, and you can do investments. It's, it's I have, I'm always bullish on a physician brain. There is nothing more powerful than a physician brain.

Dr. Alex Schloe: I love that I'm always bullish on a physician brain that is an amazing quote and so true. I,  I tell people. That all the time. Like if you can go to med school, if you can go to residency and fellowship and  become an attending physician, real estate's easy. It's just something new for you to learn.  And that's it.

And we know how to learn. We know how to think critically. We know how to make  critical decisions. I mean, it's we're, we are wired really for real estate and for business. It's just a new frame of mind and a new way of thinking about it.  That can be the hard part for folks.  Yeah. I, I really love that.

I'm always bullish on the. Physician brain.  That's great. I'm gonna steal that from from you and I'll make sure to give you credit. I really like that. Well Zaa. Yeah. Dr. Albany, you talk a lot about energy mastery  and you've mentioned a couple times energy and, and talk to me a little bit more about that.

What does energy mastery look like to you?

Dr. Zhanna Albany: Alex, thank you. And  So listen, let me give you a story on what I teach very briefly. I was driving with kids at the end of summer. I took them to Michigan Lake. It was unplanned trip for the weekend just to dip their toes in the water, run on the sands.  I pulled it the last second through. I happened to have a weekend free.

Everybody comes, like whole family. My parents, sister, kids, everybody comes  on the way back from the trip. I hear a fight on the third row of the car. Okay, my twins started whatever, what, whatever started between them, it's escalated. And one of them crying out and he, he's like, mom, it's not fair. You know, it's not fair.

He took toy, whatever.  And in that moment. I remember going to my immediate, you know, reaction is you want to know what's not fair. You want me to tell you what's not fair? I have not slept for two days. I pulled it in the last second. I have been driving, I have been sleeping in a hotels for you, for, for, for us to have fun and bonding experience.

You want to tell me what's not fair?  That was my reaction to it. Then I take a deep breath and I go to response. Right? Like, and in a stage of response, you have access to your frontal lobe,  but you are in a cognitive part of it. You are like brainstorming, like what is not fair? Like is it a toy situation?

Is it a what battle situation? Like what is not fair?  So what I teach people, what I did in that moment, I dropped one layer down  and I went to energy, and the energy is completely different place and state.  I had like, I was driving on a highway at like 70 miles an hour and I dropped into my heart. I had a flashes through my mind going through like my twins.

One of them had a brain surgery in the like three months old.  My oldest kid, I was a new mom. I didn't teach him properly how to sleep  because I didn't know better. I was running to every wimp thinking that I am a good mom instead of letting him figure it out.  So he had, he, when, when the twins were born, he was a priority for sleep.

Then my kid from NICU ICU, all the stages also was priority.  And Pierre my as my  as a twin, was basically left to himself and he needed to figure it out. He turned out to be the best sleeper because he did figure it out.  And, but he internalized that not fair situation. He couldn't talk, he couldn't tell me, but he remembered it, that it's not fair that the other two have more attention and I have least attention.

 And he developed a wall that says it is not fair. And as a mom, I completely agree. I connected with that. I'm like, yeah, it's not fair. A hundred percent. It's not fair. So I didn't go into anything. I just slightly turned my head and I said, Pierre, I love you. I love you so much. That was a energy connection and it settled for the next two hours of the ride.

I did not hear a peep out of them. So that's a difference. That's a difference on the energy connection versus cognitive  versus we all know how to do response and not react as a physicians. That's granted that's how we got here,  but I want to share that there is another layer underneath, and that is, that is so much better, easier, and faster to connect.

All of this flushed out in a matter of less than a minute, and it was done. The whole episode was done.

Dr. Alex Schloe: That's great. Yeah. Well, I needed you here at the Schloe house today.  So I could, but but yeah, no, I, I, that is, that's fantastic. And I, I, I think it's, it is easy to be reactive and, and then,  you know, I'm guilty as a father and I'm always learning new things. I'm, I'm guilty of,  you know, being reactive and then it just makes the situation worse.

And then. I dwell on it for the rest of the day of how bad I felt because I was reactive and got angry at my son for something that was really silly or whatever that may be. And so  you know, to all the parents out here, thanks for, for doing what you're doing and showing up for your kids. And thank you Zhanna for what you've done.

You know,  and I, I, I have to give my heart to you. Raising twins. 'cause I'm an identical twin and I, I don't know how my parents did it. And

Dr. Zhanna Albany: Oh my goodness.

Dr. Alex Schloe: yeah. Yeah. So I, you know, we have that twin connection there and it is difficult for sure.  Which is, which is awesome.  What has it been like for you as you've balanced you know, being a mom, being a hospitalist  being a coach, any tips or tricks that you've figured out as you've kind of balanced all these different hats that you wear?

Dr. Zhanna Albany: You know, I just learned to fail, honestly. Like I take it as the part  of where I,  I know that if I fail 500 times, I will get up 5 0 1.  That's all that takes. From me. And yes, we all have that initial response. Like if I didn't, if I reacted, if I didn't do anything, then we beat ourself down  and it only takes your battery from 20% to 10 and then you are really struggling.

 So that's why I think energy, piece and energy mastery. Energy mastery is not the place,  it's a skillset. You know, it's a skillset with the foundation.  So that's what I discovered. Weaving together, the clinical practice, the coaching that I am doing  is based, like I discovered it through real estate and business, and then I start using it in my clinical practice because it's the same skillset,  but I, and I think for physicians, it's super easy.

We practice it 15, 20 times a day. You know, we all, it's super easy to actually lay the foundation. I can get women better in like three months. I am shy about promoting my business. I so much appreciate you reaching out and me having this opportunity to tell,  because I realized I am under speaking, like some, some people would be like on top of the mountain shouting, we have this results.

You know,  I have a  client who was going through divorce. She reached out because she knew I had one and I. And now they are planning their tropical vacation. You know, like I can't promise that, but I promise you, I said I will get you to a better place. I guarantee that.  And then there is a side effects of being in a mentally energetically better place.

You know, she was able to repair and lay different foundation  for relationship and, and I am so, I'm so. enlightened doing this work because it's life changing. You know, for me that is more important than couple extra two houses that I do.  I would rather do that. I think once you have the channel and access to it, you have to, you have to propagate, you have to speak up.

I know that you are doing the same thing, like you discovered something that is so valuable for so many physicians. And by the way, I love the name of your podcast and the lengths because I can, if you are around 30 minutes, I can do it.  And it is physicians and properties and not real estate. Like I don't consider myself in real estate, like I have just double properties and it worked for me and it can work for other physicians.

Dr. Alex Schloe: Thank you. Yeah, thank you for, for the kind words and  yeah, I feel the same. I feel the exact same way. It's like,  you know, there, there are so many physicians who are out there, who are  burnt out, who are hurting, who are broken  who are just wondering like, how are they gonna make it to the next shift? And  how are they gonna maintain the relationship with their, with their partner or with their kids and what that's gonna look like.

And there, there are a lot of different ways to do that. And  real estate is an opportunity to, to help. Build some of that freedom and build some of that margin into life. And coaching is another example of that as well.  And it, you know, it's just it's an awesome opportunity and a privilege to, to get, to speak to what we do and get to  talk to physicians and get to help folks that are, that are, you know, going through the valleys on their way back up to the mountaintop.

And so  I think that that is great. And, and I love what you do and I'm glad that you're here and, and, and willing and able to. To speak to  what you do so we can get  more folks the, the help and the assistance and the relationships and the insights that they need. So thank you for that as well.

Dr. Zhanna Albany: Thank you Alex. Thank you for having me.

Dr. Alex Schloe: Yeah, absolutely. Well, before we wrap things up, I wanted to ask two questions. One, do you see a link between being a physician life coach, being a real estate investor,  both requiring vision, strategy, and taking back control? What, what's kind of  the link that you've seen between the two? Or even if we want to throw another angle to that as well, what's the link that you see between being a physician,  a life coach, and a real estate investor?

Dr. Zhanna Albany: Thank you. That is fantastic question  because I almost forgot. I want to tell people  like I have been clinical my whole life. It, I pivoted here and there like I did. PhD and stuff, but  I always came back to being clinical bedside because I love it. Like if nothing else does it for me as much, you know,  like when I, when all the puzzles come together, it's the, oh, like I have that sense and I know that I'm doing my life purpose.

 But if you do more than one things in life, you start seeing trends. So it becomes so easy because it's the same thing everywhere.  If you able to expand your capacity into different area, being real estate or being business or being, coaching or being anything that speaks to you, photography, yoga, it doesn't matter what it is,  but you will start seeing more of the trends and I think it's very beneficial.

It's, it's, it's probably the best.  Factor to have to have that vision of the opportunity because it really is connect all of it. Like if you have this skill of signal versus noise in clinical life,  you have the same skill in real estate. Like I see I'm internal medicine hospitalist.  I see old people who have UTIs and then fallen, then they have  break in hip and we need to place them.

What do I see?  I see that we are struggling, like either there is no place to place them or their house is not accommodated for like, you know, so what I did in real estate, I used that knowledge. I bought ranches exclusively. Like it needs to be, you know, ground level bathroom and one bedroom because otherwise it's a problem.

Later in life. I see a lot of sarcopenia. Nearly all my people have sarcopenia. I'm passionate about helping.  Women should not have that. You know, it doesn't have to be, it's not aging, it's not part of aging. It's a separate entity and you don't have to have it. So you can use your clinical acumen and clinical knowledge in whatever territory, business, or in innovat that you are doing.

Dr. Alex Schloe: Yeah, absolutely. It's, it is just another example of. The physician brain, you know, and how,  how we can kind of, you know, cross correlate all these different things  to do more good in, in the world. And that, that is awesome.  Well, for a physician who's listening right now, who's never invested  they're thinking, Hey, I want to get started potentially investing in real estate, what's the very first step that you would recommend they take?

Dr. Zhanna Albany: I definitely recommend listening to podcasts and getting yourself fa familiar with the terminology.  And thinking for yourself, do you feel open to it? Is that the right energy for you?  And if you have a calling in you that you can do it,  then my advice would be to do it with the physicians real estate people, people who have done it for themselves.

They will guide you fastest, you will not fall through the cracks.  Because it's a, it's a proven path. You know, somebody who have done the road, it's so much easier to show. I use both coaching and mentoring because it's some of it, you need to figure it out for yourself on the emotional and energetic level.

But some of the things, I can just tell you what it is, fast and furious, you know?  So that's I I recommend joining. Is your program, your mastermind, somebody who speaks to you, find the. Person who talks to your soul. That's the most important thing. You will never, ever lose with that people. That's your tribe.

Dr. Alex Schloe: yeah, that is great. Yeah, I, I completely agree. Masterminds and  coaching have completely changed my life and you know, are so, so beneficial  for, for many different reasons. So that, that's fantastic. Thank you for that.  Well, where's the best place for people to connect with you, whether that's for coaching, whether that's for the Sassy MD Factor program, and please tell us more about that  or just to connect and talk about real estate.

Dr. Zhanna Albany: Thank you.  I am on LinkedIn under my name Zhanna Albany.  I am on Instagram coach with Dr. Albany. I am, you can find me on end. There is a link I'm working on my website, so it's  sassy md.com, dot as.me. So that's my scheduling page, and I have,  I do 20 minutes consultation and I am happy to hear your story.

There is no strings attached. We, we, we do the right thing  that  I want to help people and I want to get the word out.

Dr. Alex Schloe: Absolutely.  Well, I love that. We'll be sure to include those links in the show notes and man, thank you so much for your time. Thank you for coming on the podcast. Thank you. What for, what you do for physicians and for women physicians.  Just absolutely love it. So thank you.

Dr. Zhanna Albany: Thank you, Alex.

Dr. Alex Schloe: Awesome. Well, with that, it's been Dr. Albany and Dr. Schloe with another episode of The Physicians and Properties Podcast Signing off.

 Hey, real quick, if you're still listening to this, I'm assuming you got value from it, so I need your help. Specifically, my two year vision with this podcast is to help 100,000 physicians learn how investing in real estate can give you the freedom to practice medicine and live life how you want. There are two main ways that a podcast grows.

One is the ratings and reviews and the other is word of mouth. If you can please leave me a five star rating and review on Apple Podcast and Spotify as well as send this to one to two friends that you think would get value from it, we can reach the physicians that we want to reach. Thanks in advance and talk to you on the next episode.

Please know any information sharing on this podcast on this. Guests do not necessarily reflect views the Department of Defense or the United States.