In this insightful episode of The MoneyPot, we uncover the evolving landscape of credit evaluation in Thailand. Joined by Adisorn Hatairatana, Head of Consumer Credit Risk Model Management & Technology at Krungsri Bank. The discussion explores the challenges of traditional credit models, the impact of COVID-19 on risk frameworks, and the potential of AI and econometrics to revolutionize credit scoring.

Ad shares his experiences as the head of consumer credit and risk, highlighting the importance of collaboration, innovation, and community-building within the banking and fintech industries. Learn how Thailand is fostering a culture shift to create more efficient and inclusive financial systems, and discover the role of the Credit Risk Model Community of Thailand in driving change.

Key Takeaways:

• Why traditional credit models fail to adapt to modern data and economic conditions.
• How the pandemic disrupted risk models and changed the playing field for credit evaluation.
• The role of econometrics and AI in creating personalized, time-sensitive credit models.
• Insights into the Credit Risk Model Community of Thailand and its efforts to inspire a culture shift in legacy institutions.

Tune in to discover how Thailand is paving the way for a new paradigm in credit evaluation and risk management!

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