The Business Edge
The Business Edge is a podcast brought to you by the Feliciano School of Business at Montclair State University. In each episode we will explore an emerging business trend featuring discussion by a credible subject matter expert. Experts include our world class faculty, successful alumni and business leaders. Each discussion is open and honest to ensure our listeners gain a business edge.Be sure to subscribe for new episodes.
The Business Edge
Insurance Policy I: Paying a Premium for Discounting the Future
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Feliciano School of Business
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Season 2
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Episode 6
In his new podcast series titled, The Future of Financing Freedom, Dr. David Axelrod, Instructional Specialist in the Department of Economics at the Feliciano School of Business at Montclair State University, considers the relationships between the concepts of finance, future and freedom in addition to presenting policy proposals based on these insights.
Previously, we learned of the importance the time discount rate has in determining how to invest and their long-term costs. Those costs affect the profitability of insurance companies. We now consider how linking business insurance premiums to the amount the future is discounted can incentivize more sustainable outcomes.