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Finance BROs Network (FBN)
Economic Empowerment & Self Development Strategies For All
Finance BROs Network (FBN)
S2 E6 “Managing Funds As A Wealthian” - Insider Strategies and Committing to Financial Growth
Unlock the everyday fundamentals of money strategies as Anton Leftwich and Michel Dupoux dive into the intricacies of wealth management designed for individuals with a desire to make their money work as hard for them as they do for it. Stay tuned for a VERY SPECIAL AND EXCITING ANNOUNCEMENT at the end! During this episode, we aim to provide an insider look at the discipline of financial planning, from setting ambitious goals to using innovative tools like the FBN Wealthian Planner to meticulously monitor your cash flow. Our conversation isn't just about numbers and forecasts; it's a guide to devising a financial plan that resonates with your lifestyle, complete with a reward-punishment system to keep you on track. Plus, we unveil the underestimated might of Roth IRAs in curating a diversified portfolio, and Cash Value Insurance (IUL’s) to remain steadfast against market volatility.
Further insights provide personal anecdotes, painting a vivid picture of how early money habits shape our future, and emphasizes an essential lesson: dipping into retirement savings is not borrowing, it's stealing from our future self. We champion a mindset that embraces forward-thinking and the concept that patience, combined with consistency, are the bedrocks of successful wealth accumulation.
As our episode winds down, we express a heartfelt 'thank you' to our dedicated listeners and reflect on the values that have driven us to success. Integrity, punctuality, and unwavering commitment are not just phrases but the principles that have guided our journeys from modest beginnings to affluence. We wrap up with an invitation to join us on our expanded journey as our podcast sets sail to new platforms, all while upholding the collaborative spirit that has been our keystone. Here's to our community's growth, our shared learnings, and the exhilarating path to achieving financial mastery!
Learn more about the FBN initiative and get access to all social media platforms at https://linktr.ee/fbnlinks
First and foremost we want to be clear that what we are sharing with you are strategies and concepts that can be implemented by individuals who understand the logistics of how these techniques work. We are not giving you specific tax or financial advice. We are simply giving you three key elements of how to approach such platforms as far as the literal, the mental and spiritual format needed to be successful with your aspirations.
Speaker 3:Hello world, you're tuning in to FBN and this is another episode of Finance Bros Network. I am the one half of Finance Bros, Anton Lefwich.
Speaker 4:And this is Michael DePauw, the other half.
Speaker 3:The other half my boy.
Speaker 4:And we are here coming to you live with Finance for every people, everybody. Yes, it's the honor to be here and to be able to serve diverse communities.
Speaker 3:Yes, sir, yes sir, hey, man and Finance for every day. People has a big announcement at the end of this episode. Mike, you know we're going to bring them something hot, we're going to bless them Something fresh off the press, we're going to bless them.
Speaker 4:I don't like this alone.
Speaker 3:Yes definitely, definitely. And I'm feeling like giving some go this week. I'm feeling like giving them a little bit of this energy.
Speaker 2:this week it's coming.
Speaker 3:It's coming. What? Yes, sir, yes, sir. So of course, today we got a new episode, new content for you guys, a new topic, and this week we are going to be talking about Mike managing funds as a wealthy man. Wealthy ends Mount up, mount up. I like it. I like it.
Speaker 3:I like that, I like that. That's what's up. So you know, as far as as we are always bringing finance every day, people and helping people with topics of finance, you know, we noticed that we never really talked about kind of the in-depth fundamentals on the managing of funds so that we can have, yes, goals for our money and things we want to do with it, but just some sound strategies to make sure that what we are, we're making our money work as hard for us as we work for it. That's correct, right, mike? That's correct. So we're going to dive into that a little bit this week.
Speaker 4:Yep, we're going to make it happen. We're going to talk about anything that we have to do with managing funds. Come in. This is money that's coming in, whether you're you know you're working on a nine to five, you have your own business, or you know you just started a job.
Speaker 1:Right right.
Speaker 4:That's funds coming in, and we should all have a way to manage that right.
Speaker 3:Absolutely, Absolutely. So I'm just going to start this off with a couple topics that I think are that we found in our research has been relevant and our experience has been definitely very relevant and very, very easy to kind of develop a streamlined process to follow.
Speaker 4:That makes sense. That makes sense. You've got to have some kind of plan for it right, Got to have a target.
Speaker 3:We don't have a target. What are we trying to hit, right? So, and to start with, the basis of that is something like we have mentioned many times is the wealth, the FBN, wealthy and planner Right, All right. So, DMS, shoot us with the word planner or shoot us with the. What did we say? Budget or is planner?
Speaker 4:Planner, planner.
Speaker 3:Shoot us with the word planner in our Instagrams or in our Facebook or on our Twitter, and we'll make sure to get you that FBN wealthy and planner so you can go through it. We always encourage you to do your homework, do your best practices, right, yep, yep, as Michael elaborated a little bit more, and then follow that plan. Have a plan, follow the plan and stay consistent, right, mike?
Speaker 4:Yeah, you've got to stay in budget. Yes, have a budget. You're not offering the planner, but technically, as we mentioned in previous podcasts, you put it down on a piece of paper. Have your own little planner, put it on the calendar, write a plan, write a budget because you got to take those first steps. Yes, yes. So utilize those tools, because you can't keep it on in your head I'm pretty sure you got enough going on. Keeps it crying. You got schoolwork, regular work, family things to take care of. You're not going to remember and things are going to come up. You have to spend the money and if you didn't budget, you're going to realize, wow, I spent too much money here, I did this, here I did that, and then that's going to kind of mess up everything else you need to do, right?
Speaker 3:Absolutely, absolutely. And something that reminded me which you were talking about just there have these things. Having this planner will have these things programmed into our head, like having those things on paper. Now have you thinking, oh, I'm at the store, I said I was gonna spend $100, so I already know, kind of what I need the must-haves and the wants these things are programming in your head.
Speaker 3:Well, all of a sudden, you're not thinking well, oh, I'm gonna go in and buy that thing that we know we can wait for and have a reward punishment system. Right, right, like, if I stay on track for these three months, I'm gonna reward myself this way.
Speaker 2:Right.
Speaker 3:I have a reward punishment system with my business. If I don't do, if Monday through Friday goals don't hit I'm working weekends, there you go. Period, there you go. Reward punishment system all right, All right. And number two, so the first financial instrument.
Speaker 3:I will throw out. There is a Roth IRA, right. We've touched on it a little bit in previous episodes. But having a Roth IRA, the reason why I say a Roth IRA is because one, it's a Roth IRA. I say a Roth IRA is because one, it's something we can get outside of our job, that's right, that we can control. And number two is a tax-free financial instrument strategy for later in life or in retirement, so on and so forth.
Speaker 4:And it's available for the 1099ers business owners. So, and I know we can say for a 1K2, like with your employer, but a Roth IRA is pretty much for everybody. You can have a 401K and a Roth IRA.
Speaker 1:Yes, yes.
Speaker 4:You can have both, but just gotta make sure to find out what is the criteria or what's the next fund.
Speaker 3:Always know your criteria.
Speaker 4:Yes, To do the saving, but it's a way of you managing the money that's coming in. Now you have a tool that could help you, Because if you're taking it out of the right pocket and put it in the left pocket, guess what? It's not gonna work.
Speaker 3:That's not far enough away.
Speaker 4:That's not, that's too much of an easy access. Say my left pocket is for savings and my right pocket is for spending. Guess what? You gonna put your hands in the wrong pocket for the wrong thing.
Speaker 2:Like oh man dug in the wrong pocket man. My ass broke. Told me it was gonna be all right.
Speaker 3:No, we didn't.
Speaker 4:No, we didn't. That's why we're talking to you about these things and being honest and fairness.
Speaker 4:We didn't say a regular savings account, Like if you guys are having a savings account, you're doing an injustice to yourself. Right right, Regular savings account. We are not promoting that. Yes, it's out there. The only people who would promote a regular savings account is who? The banks. The banks, Because you know what they're taking with your regular savings and giving you what. 0.8, is it? How is it? 0.8, still 0.8. 0.8% they're turning and flipping it and making 16%. So here's the reality. You put $100 in your savings. Let's say you leave that for a year the bank is able to make $16, $20 off of that $100 without touching it. And then they said and then they give you 80 cents on it. Mm-hmm, they made $16, $20 on it. They gave you 80 cents at the end of the year. Does that make sense? After 12 months, you just letting it sit there. That's why we don't talk about savings or any type of, not even CDs. I mean CDs would be a better option than a regular savings.
Speaker 3:Right now, cds are doing well because, interest rates being what they are, right. That's the opportunity, but on a typical basis it's not something we normally see, Right, and we definitely not downplaying banks or anything like that, because we're just making it a very concrete statement that banks make a living when we deposit our money. That's it, okay, that's how they make a living, that's how they're programmed, that's what they're supposed to do, because they make money on money. That's it so every time we deposit our money, that's their opportunity to make a living.
Speaker 4:That's the real.
Speaker 3:So, and we have a choice to do that, and you know, we have a choice to make our money work for us in other ways. Right, right, absolutely. And so, and the next thing of course we always touch on this, we have touched on this quite a bit throughout various episodes with Finance Bros Network is the purpose of an IUL, the strategy of an IUL, cash Value Life Insurance being an instrument, a financial instrument, where you can Mike, deposit money, let it grow, without the risk of market crashes.
Speaker 1:Right.
Speaker 3:And then after, at an opportune time that this thing has matured from a baby to now, an instrument that can be utilized Right Then being able to take money out, have it, have that money work for you in other ways, right, and the principle in the instrument is still earning money as if you've never removed a dime. Isn't that a beautiful?
Speaker 4:No, that's powerful, that's beautiful.
Speaker 3:Very very powerful.
Speaker 4:That's how you manage your money. You wealthy ins that's how you manage your money.
Speaker 3:I've seen a lot of different strategies out there, but I have seen some really smart ones too, where people would have their IUL and then they would have a certain amount of cash value in it. They see a real estate opportunity boom, take the money out, get the real estate, flip it in 90 days, pay themselves back, keep the interest. And that's another episode how you can leverage that. Yeah, yeah.
Speaker 4:He said take the money out. There's a way of taking the money out, where it still will stay in the index universal life, still make interest. You take that money, you use it for that investment purpose, put it back and it's still growing interest. So you got the money in the index universal life, iul growing. You took some of that money out, put it into a project which is going to make money for you growing and then once that project is done, you made your money. You put everything back into IUL still all growing.
Speaker 3:That's what I call a double whopper with cheese. There you go, there you go.
Speaker 4:A double wealthy in the cheese.
Speaker 1:How you?
Speaker 4:manage your funds wealthy ins you want to become wealthy.
Speaker 3:There you go, Do it smart right there you go. And you know we talked about how life insurance, or whether it be cash value life insurance or just life insurance in general, has put a jolt into certain demographics because they so long ago understood this basic principle. And so when their kids are 18, coming out of school boom financial injection. 24, coming out of college, got the right grades boom financial injection. Buying their first house boom financial injection. Meanwhile, other demographics are starting the race, a hundred yards behind Yep.
Speaker 4:They weigh in the back. They don't have that opportunity.
Speaker 3:They're certainly not in a Ferrari. How are you supposed to win a race that you started a hundred miles behind, and they in a Ferrari and we in Ohanda, because?
Speaker 4:their parents had the foresight, Foresight that's a key word had the foresight to say you know, it was hard for me to get this down payment or to have this money to start or to be able to leverage so I can go to school without any worries. It was hard for me. I'm going to make sure it's not hard for my child. Yes, yes, I'm going to make sure it's not hard. So we, as wealthy, and our demographics, our low income, our minorities, need to get into the same mindset, to have that mindset to say I'm going to make sure my kids didn't struggle like this. Because you're struggling now and that's why we're doing this podcast at Finance Bros, because we hear you and we're going to bring the information to you. But you got to take that step, you got to realize that and that's perfect, because that takes me into what I want to like you gave, you did a great job giving the tools, thank you. Let me kind of tell you how to use those tools in a mental sense Give it to them.
Speaker 4:So finance the finance bro network, wealthy and planner. If you are laser focused, if you commit yourself to it, then you made the plan, you're your own boss and guess what? You will reap the rewards because you did the budget, you followed the plan and now you're going to reap the benefits from it. I like that because you stayed laser focused on it. You committed to the plan, just like with the Roth IRA. That is something. It's a tool for you to put something away, especially as a gig worker, because guess what, as a gig worker or a small business owner, you got to pay taxes. That's on you to pay the taxes. Now why would you give the government the money?
Speaker 3:You mean, uncle Sammy ain't going to give you a little break, what he ain't going to say? No, he ain't going to say, mike, you had a good year.
Speaker 4:Congratulations. Like the young cats will say that's cat, that's cat, that's cat, now that's cat. So a Roth IRA, by putting money into that and not having to give taxes or pay taxes on the money you made. Because they say, ok, ok, we understand, you're going to retire one day, you are independent, nobody's taking out tax. Oh, you decided to take whatever you made 100,000 and you put 30% of that in a Roth IRA way. Ok, we can't touch it.
Speaker 3:I got you.
Speaker 4:You can't touch it, still playing by the rules. See how that's. That's like focus, like you're making sure you're going to be taken care of. Yeah, it's a way to have a sense of managing your funds.
Speaker 3:I love that.
Speaker 4:I love that.
Speaker 3:And you know what you said about that word foresight. You know, what I heard when I, when you said that word Education, there you go. You know how that, you know how they got that foresight. They told him there you go. And what do we say when we're stuck at the end of the equation holding a bag or not holding? The bag in this case, what do we say? I didn't know.
Speaker 4:I don't so, but guess what?
Speaker 3:Yeah.
Speaker 4:Finance Bro is telling you. We tell you Finance Bro Network is telling you.
Speaker 3:We are telling you hey, look, and I Finance Bro Network is telling you and we keep coming up with all these. I have a mid-episode t-shirt and an end-to-the-episode t-shirt, Because I just thought of another one. Think about the like, what? Think about the next step?
Speaker 4:There you go.
Speaker 3:Okay, think about the next step. All right, you know what I mean. All right.
Speaker 4:I like it.
Speaker 3:Think about, or just think about, what's next. Remember what's next. Whatever, Remember that there's a next step coming.
Speaker 4:So we're doing all these things to make sure what we've, the tools that we got, to make sure that we keep our mind right, keep the mindset to keep our commitment to utilizing these tools. I was like, oh, I got this money in this Roth IRA I should take. No, don't touch it. Leave it alone. Don't touch it. Have foresight, again foresight. Have some foresight. Make it seem like because you could do it. Because when you don't have any money, any resource at all, what are you going to do? You're going to figure it out, right?
Speaker 3:You're going to figure it out.
Speaker 4:Man, you're going to figure it out, because if you're going to go touch it, that's when it's going to hurt you, because then, now, now, the whole managing part gets broken down. It's not being managed. Think of it as stealing from yourself pretty much.
Speaker 3:That's a good way Stealing from your future. Steal from your future After you set it up?
Speaker 4:how are you going to open up a bank and rob it at the same time?
Speaker 1:How are?
Speaker 3:you going to open up a bank and rob yourself. Who does that? How do we rob ourselves?
Speaker 4:man, and we do it every day.
Speaker 3:Rob ourselves.
Speaker 4:We do it every day, every day, and I get it. Sometime. It's hard to blame us, it's hard to blame our demographics, but we have to fight it, we have to be better?
Speaker 3:Yeah, we do, and this isn't us thing. We say us because we have to make sure. Not only are we giving it out, but we're reminding ourselves as well. Right, right, you know what I'm saying? Don't take the bait.
Speaker 4:Because I go back, a lot of people hear about the Rich Dad, poor Dad scenario from Robin. Kiyosaki. I'm not promoting him at all. He just had a great analogy with the Rich Dad, poor Dad. If you had a father or a mother saying son daughter, save, son daughter, save. Son daughter save Son daughter, save what you gonna do.
Speaker 2:Yeah.
Speaker 4:Growing up you gonna save. Yeah yeah, my mom and dad said, yeah, all I know is save, save, save, save, save, save. But if you have a mom and dad. What you doing with that money? Make sure you get the bread, make sure you get this. Oh, you got a little extra money taxes coming around. Oh, won't you buy those new pairs sneakers? What the wood.
Speaker 3:It's programming at a very young age, exactly Programming. We're all just running bites of software pretty much. I mean, that's how we operate as humans. We're habitual, right, right? Yeah, absolutely Absolutely. So, mike, as far as and that's good stuff, by the way- I love this.
Speaker 3:I knew we had. I was, I was feeling like we had some juice coming. You know we had some juice for them. So we we elaborated on the key points, that we elaborated on the the mindset of of kind of how that stays on track, being consistent. And Mike, you had the man, you had the. It was almost a PB and J.
Speaker 2:But it ended up being a PB and C and I love that. Should, we should?
Speaker 3:we even should we even give them that?
Speaker 4:right there. Do we want to? Do we want to?
Speaker 3:I was going to hold off on that last concept for them no PB and J this time. Okay, we, we're going to.
Speaker 4:But you know what? Give it to them I, I, I think you know what. Okay, we got to keep preaching it, cause that's what they used to say. They used to go in the church and and the minister or the priest or whoever's sitting on it, dile shall not what. Didn't he say that last week? Yeah, and I'm saying again this week Dile shall not what. So I guess we we got to create that habit for them, so yeah, give it to them. What's? What's what's a wealthy and culture I was talking about.
Speaker 3:Okay, so it's it's. I love the it's. It reminds me of PB and J, but it's PB and C. It is the P is the. The P is the. Um gosh the P. How do I forgive you? The sandwich was so good, it was yummy in my tummy. You know what I'm saying Okay, so it was. It was the P was the P, the B was B on time and the C was B. Consistent consistency.
Speaker 4:Consistency. Yeah, so it was consistency. See, this is, this is why we didn't.
Speaker 3:if we had wrote it down we would have remembered it. I know I hit you with the curve ball Right, right, right.
Speaker 4:So it was uh, um, consistency, um, uh, what was it? Consistency? See, we messing up big time, ladies and gentlemen, but consistency B on time, thank you, and was it positive Patience, patience, be patient.
Speaker 3:We got it. Ladies and gentlemen, there you go.
Speaker 4:It took us a little workaround.
Speaker 3:But we made. It Took us a little workaround.
Speaker 4:We got it right now, Go ahead give it to them P, b and C for FBN.
Speaker 3:So it's patience, be on time and stay consistent. Yep, patience, be on time and consistency Right. So, mike, I'll take that over A. I'll take that over a smart person any day.
Speaker 4:That's a wealthy answer. Ladies and gentlemen, we're going to and we'll do another podcast about that. That deserves an episode. But just to really break it down, to adapt those three values, mm-hmm, you know, if you have those three values, especially for our low income and our minorities out there and some of our minorities have that bad content that go with them, that bad habit, you might say, but you know, being on time, staying consistent, and what was the last one?
Speaker 3:again, and well, patience, patience, being on time and consistency. I'll take intelligence, so I'll take integrity over intelligence, any day, any day.
Speaker 4:Because if I see that guy consistently on time, he's showing up, mike.
Speaker 3:He's showing up. He got beat up yesterday.
Speaker 4:He's still there, and he's still 15 minutes early. And then I got this guy. Oh, I'm an IV leave from Harvard, but guess what? Hey, I didn't get a ride today. Right, I didn't have enough money for oh, but A word, ok, oh, I don't swing him, sam, you. Sam is always on time. Yeah, sam is always here. I'll take him and he's yeah, yeah, and he's doing a consistent job, yeah, and he don't complain about it. When he said whenever you're ready, I'll go to the next step.
Speaker 2:OK, ok he doesn't complain. He's very patient. Don't take that over there, he's always on time.
Speaker 4:Yeah, and he's consistent with what he does. Yeah, I believe that's a wealth here, man we going to drop, we going to drop. No, we going to drop a little bit. Yeah, yeah, yeah.
Speaker 3:Well, since we can dive into that wait further. We going to take him right into the breakdown.
Speaker 3:All right, let's do the breakdown. Yes, sir, yes sir. So the literal on this, mike, you're going to give him the literal, you're going to give him the mental and I'll come back with the spiritual, no worries, ok, hit him up, all right. So the literal is obviously using your finance tools to manage your funds as a wealthy and FBN like, such as FBN Wealthy and Planner. All right, write out your budget and putting your funds in different finance products.
Speaker 1:That's the literal.
Speaker 4:That's the literal, Very to the point using planners, using budgets, using other finance products to make sure that you're managing your funds.
Speaker 3:Yeah.
Speaker 2:That's the literal.
Speaker 4:And the mental is staying laser focused and committed, having foresight to manage your funds as a wealthy. Give yourself specific dates and time to get it done. If it doesn't happen, have a backup plan to get it done.
Speaker 3:That's mental.
Speaker 4:That's a mental focus there. Yeah.
Speaker 3:Yeah, and it'll keep you on track. That's it. You know what I mean. What do we say? Stay ready to keep him getting ready. We stay ready to be ready. Yeah, and you know, I'm giving them champ legacy.
Speaker 2:I'm.
Speaker 3:Mike, we going to say that for another, while let's say for another. Because I got it.
Speaker 4:Right, right right.
Speaker 3:Because we got it.
Speaker 4:And guess what? We're trying to stay on time, I know, and be consistent. We trying to get y'all to work and get up out of here.
Speaker 3:So look, and the spiritual on that is after you manage your funds and you're still going to zero.
Speaker 4:Or less.
Speaker 3:Or less, zero or debt. Have faith and believe that you're going to find other resources to help you grow as a wealthy.
Speaker 4:Believe in yourself.
Speaker 3:Believe man Believe, that's it. It's got to be the belief for us.
Speaker 4:Because you did the budget right. You found the tool. Yes, you did the budget. Yes, you stayed laser focused on it.
Speaker 3:Yes.
Speaker 4:So what other resources, like what do I do? Just have some belief. We keep doing what you're doing. Somebody's going to recognize you. Somebody's going to say, hey, wow, OK, hey, that's about it.
Speaker 3:That's going in that direction.
Speaker 4:Mike To our announcement, did you?
Speaker 1:say yeah, you get it. What Did you stay focused Did you just say stay focused in somebody.
Speaker 4:Listen before we give them that announcement.
Speaker 3:Let's give them the t-shirt. I just want to give the t-shirt. Okay, I'll give them the t-shirt. Go ahead, give them the t-shirt I'm going to give you the t-shirt.
Speaker 4:I'm getting anxious, though just so you know, you know, I know, I know. Now you're making me anxious bro Got it All right, all right, woo, hey, you're going to be. Financial freedom is not a fantasy. It will be my future. I love it.
Speaker 3:That's a nice t-shirt. Financial freedom is not a fantasy. It will be my future. I'm claiming a victory, Mike.
Speaker 4:There you go. You wear that on a t-shirt. You might inspire some people Absolutely. That's such a positive thing to have on and promote. And that's why we would want to put it on a t-shirt.
Speaker 3:I love it man, that's a good one.
Speaker 4:There you go.
Speaker 3:Managing it and speaking about staying consistent being on time. Mike, I want you to give it to him.
Speaker 4:So, ladies, and gentlemen, without further ado, further ado, we are announcing that we were able to secure a contract. It's a small startup network, but we will be on TV hey. We are bringing Finance Bros Network podcast to TV, so it will be Finance Bros Network TV and the network is a startup network. It's called the HHNTVtv. Actually, you could download the app. Yeah, you can, and it's on Roku, it's on Apple TV. Apple TV. It's on Android, it's on.
Speaker 3:Android. We looked everywhere and it's there.
Speaker 4:It's on PlayStation, it's on Xbox. You could download the app into your phone. You could watch it on the regular TV. It's like a Netflix setup.
Speaker 3:It really is. It's nice. It's a streaming platform. Some of your favorite movies will be on there. I saw one that I really loved on there that I watched many times.
Speaker 4:So it's free. Obviously there's a premium package, but at least it's free and most of the original content is free on there.
Speaker 2:Right.
Speaker 4:And we are going to start off with original content on there. So we stayed consistent, Anton. And somebody what? And somebody saw us. Somebody saw it and said you know what, I would love to have these guys on our network.
Speaker 3:So I want to say congratulations to you, anton, thank you, thank you so much. I appreciate that. Congratulations to you, mike DePauw, and I appreciate you, the other half of finals.
Speaker 4:Bro, I appreciate you and we can't wait. We can't wait, We'll give you times date. We'll be posted here once we get shows uploaded and you know we'll let you know it's going to be it's not going to be much different, but you know we're going to bring a different vibe to it.
Speaker 4:Absolutely To the TV show, so we hope a lot of people get to see us. So I know a lot of people like to hear the podcast and we appreciate you. Yes, but the people that likes to watch, we're going to make sure, you're going to make sure, and the industry even has a name for it it's called the VODcast.
Speaker 3:VODcast, which I had no idea what that was. So I mean, I guess it should make sense to the beat.
Speaker 4:It's a video version of a podcast. But again, it's not much of a change, but you know we're going to bring a little different flavor to it. It's going to be great. Man, there you go, and we're very excited to make this happen, absolutely, absolutely.
Speaker 3:Thank you for that, mike, and just for being my brother and being next to me and being consistent with me on this.
Speaker 3:And we take this and now we pour it out into the world. Hopefully this encourages. We say that only to encourage someone to stay consistent and to stay focused and stay patient and be on time and be consistent with their dream every single day, and we want to see many more wealthiness out there sharing stories like this. So don't forget to come check us out on all your social media podcast platforms it's like a tongue twister almost All your social media podcast platforms Apple Podcasts, iheartradio, spotify, google Podcasts it might be up down left right on this screen depends on which social media platform that you're on right now. But don't forget to come check us out and, as usual, I appreciate you.
Speaker 4:But I want to add to that Go ahead, Go ahead and H-H-N-T-V-A.
Speaker 3:H-H-N-T-V-A. I should have said that I got your back, brother. That's what I'm the other half.
Speaker 4:Yes, sir, well man, it wouldn't do without you.
Speaker 3:It wouldn't do without you, I appreciate you Absolutely and we'll see you next time.
Speaker 4:Thank, you, thank you, thank you.
Speaker 3:I appreciate you Absolutely and we'll see you at the bank. Peace amendments什么.