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Finance BROs Network (FBN)
Economic Empowerment & Self Development Strategies For All
Finance BROs Network (FBN)
S2 E8 “FBN March Wrap Up” - A March Finale Exploring Tax Planning, Funds Management, and The Digital Currency Revolution
Embark on a journey with us, Anton Leftwich and Michel Dupoux, as we wrap up our March finance series with a recap into tax planning's pivotal role in personal and business finance. Whether it's grappling with personal taxes or navigating the complexities of an LLC, we've got the strategies to streamline your financial voyage and minimize tax headaches. Our chat isn't just about staying compliant; it's about making savvy choices that could slash your tax bills while bolstering your business awareness.
Our conversation doesn't stop at taxes; we equip you, our beloved "Wealthians," with the tools to take charge of your money matters. Discover the transformative power of a simple Google spreadsheet for budgeting and why Roth IRAs and IULs could be your golden tickets to financial prosperity. We dissect the perks of employer-sponsored plans like 401(k)s, and touch briefly on the world of whole life insurance and annuities. Embrace the mantra of 'paying yourself first' and watch as your financial empire grows with each wise decision.
Curiosity about digital currency is skyrocketing, and we're here to guide you through the digital finance frontier. We quickly revisit the ABCs of digital currency, from distinguishing coins from tokens to unraveling the mysteries of blockchain. As we ponder the future of digital currencies against the might of the dollar, you'll gain insights that could inform your next investment move. Plus, don't miss our special bonus episode this March – an extra slice of wisdom to enrich your wealth-building repertoire, all courtesy of our new home at HHN TV.
Learn more about the FBN initiative and get access to all social media platforms at https://linktr.ee/fbnlinks
First and foremost, we want to be clear that what we are sharing with you are strategies and concepts that can be implemented by individuals who understand the logistics of how these techniques work. We are not giving you specific tax or financial advice. We are simply giving you three key elements of how to approach such platforms, as far as the literal, the mental and spiritual format needed to be successful with your aspirations.
Speaker 4:What's up world? You're tuning in to FBN and this is another episode of Finance Bros Network. I am the one half of Finance Bros, anton Lefwich, and this is Michael.
Speaker 3:DePauw the other half. Yes, sir, and we are coming to you live with Finance for the Unknown. We are, or Finance for Everybody, my bad Finance for Everybody. That's all good. We are honored to be here and to be able to serve diverse communities as usual.
Speaker 4:Amen, mike. Hey, we at the March Wrap Up already for the end of March 2024. I mean, this year is going by so fast, man, it's so crazy how fast you are going through this.
Speaker 3:So it's a lot. We've been doing a lot. We've been doing a lot for HHNTV coming soon to you guys, but we still love our dedicated podcast listeners, so we continue to bring some good stuff for you. But, as you know, near the end of the month yeah, we got probably one more week and we're going to try to throw in the bonus. Yeah, yeah, because it's a five week month we don't have a lot of those Little surprise.
Speaker 4:Little bonus.
Speaker 3:So you can still get to hear us every week, but today we're going to be talking about all the stuff we talked about this month, absolutely, absolutely.
Speaker 4:And I believe we started the month with taxes, right, and then we went to the middle of the month with managing your funds as a wealthy, and then we ended with, oh, the crypto currency, crypto, yeah, yeah, digital currency, digital currency.
Speaker 3:So, yeah, just to go back with the taxes. So pretty much with the taxes. What we were looking to do is make sure that our wealthians understand when it comes to taxes is definitely planning, planning, planning. Like we focus so much on the planning aspect, and it just makes sense. You know, I even gave a shout out to my friend out there, the auto paint depot. I said it right this time. I said it right.
Speaker 4:The hookup is back. The plug is back.
Speaker 3:He's my friend again. Right, right right.
Speaker 3:But yeah, and he kind of suggested, like man, businesses don't realize that if they don't plan the taxes ahead, they don't know what is coming. It's like, at the end of the day, when you do your taxes, like I could have deduct this, I could have did that. Yes, and we also said that's also so applicable to you as an individual. As an individual, and if you're doing a 1099 or you have an LLC, you have a business like that or you're a 1099, as I mentioned, to figure out what you would have to pay for taxes. And it's not going to be complicated because, again, unless you're making, you know, hundreds and hundreds of thousands of dollars and you better not be at 1099 doing that. But if you are, because we have everybody out there who's doing what they got to do for their hustle, plan it plan to see how much taxes that you will have to pay and you know where you could put your money in, where you could organize the taxes.
Speaker 3:So it doesn't affect you because taxes is not going anywhere, right?
Speaker 4:No, it's not. And if you are a thriving business out there and you have substantial things to inject into your tax returns or whatever you want to call it tax planning maybe be filing quarterly, well, you're not waiting until the end of the year. In other words, I had a mentor who told me one time begin with the end in mind, there you go. He said. He was telling me that most people who do there, who communicate or do there I guess you call IE like quote unquote presentations they do it and then can't wait to see what happens at the end. But somebody who is well versed and skilled at it, they already begin with the end in mind. They are going through the process knowing what the outcome should be when the end comes. So with taxes, you know, don't I mean I had to say the word don't, like don't do something.
Speaker 4:We encourage you to plan throughout the year with the end in mind, knowing that if we do ABC then XYZ will happen, rather than get to the end of the year and then try to look back at what we've done and hope it turns out in our favor.
Speaker 3:And it's also again going back to the planning aspect. If you are looking at, okay, what do I, I'm going to have to pay for taxes by the end of the year, you can run your business a lot better with that in mind, because it might be like, okay, yeah, we can, let's say we could do a company party. Or or, yeah, we can go out and get pizzas for everybody, because that's a write off and we need those write offs. We need certain write offs that you might end up paying taxes on, and if you do them, you take away that tax liability, because that's one of the things the government understands that in a company you might want to have to do.
Speaker 3:You know if you, if, let's say, you know you're driving, let's say how much mileage I need to put, I can't keep keep going here, keep going here, you know to drop off the supplies or whatever. But then if you have the duck shins for doing that, you help you more, run your business more efficiently, because you know You'll be able to deduct that at the end or what, while you're doing your taxes here. This is the percentage that I'm utilizing to run my business, so I'm not paying taxes on it. So it so, as opposed to the money going to the bottom line, to the profit, and then they hit new with that. You know 20%, 25% tax that you're going to pay as a small business. You know you're able to avoid that 25% tax because it's able to, that contribution is able to go to a deduction for something that you already know, because you plan for it Absolutely. And then and that's a great segue into our managing funds as a wealthy managing funds as a wealthy.
Speaker 4:It really does go together.
Speaker 3:Yes, it does. It does that P b and c and the P b and j you know they go together like Well, definitely as a wealthy, and you know, to make sure you're what a persistent yeah, well, yeah, p, b and c.
Speaker 4:Yeah, be persistent, be on time. Well, no, no, no, be patient, patience, sorry. Be on time Right and be consistent. And then we, you know, we added in the P, b and j Right With the. You know, be polite, be bold and be joyful for it. So if you can do all those things while being polite and being bold and being joyful. Isn't, I mean, come on, mike? Is that the way to maximize the patience, being on time and being consistent Also?
Speaker 3:if you, if you do that, you know what I mean, definitely, if you're doing that in, during the process and throughout the process, right, I mean people have to be attracted to that Well like I said, we just have to have that wealthy and mindset Right and then that's where the planning comes in and managing our funds as a wealthy and you know, there are several things that we touch based on. We touch based on a budgeting yeah.
Speaker 4:Yeah, we did, yeah, definitely we did a wealthy and plan a wealthy and Epian wealthy and planner, right, right and as usual, we always promote our wealthy and planner to help our wealthians out there to help plan their personal life.
Speaker 3:And again, it's a simple Google spreadsheet. If you DM us we'll send it to you. It's not a big deal, but we want you to succeed for free. 99 for free 99 for free 99.
Speaker 4:I want to see our wealthians win out there, right, right, but we also spoke about the saving aspects Absolutely. Yes, yes, we went into Roth IRAs Right. Roth IRAs kind of the the, the strategy aspect behind the Roth IRAs, the strategy aspect behind your IULs how to maximize those particular financial instruments and make them work for you, not only in the short term, but in the long term.
Speaker 1:Right, right.
Speaker 4:And then, as far as the retirement planning, we were talking about another. Well, we did talk about a little bit about our IRAs, right?
Speaker 2:I mean, you can use those 401k things like that Right, right, right.
Speaker 4:These are because these are employee sponsored plans, exactly. Okay, right so while your employer is giving you free money to participate in something. Ie a match, okay.
Speaker 3:Right.
Speaker 4:If you're going to get, if you I mean take the free money, please, please all day. All day, all day, all right. But, above that, if your employer is and this some some may not have mentioned in that episode, but I'll mention it now if your employee is matching you 3%, then you'll do. Then maybe do the 3%, right. Right, which are not recommending anything, but I'm we're just pointing out, right, that if you're getting a match of 3%, which is free money, then maybe match the 3% right.
Speaker 4:And, you know, if anything above that, maybe, maybe you would want to consider an outside of your job vehicle Right which IULs and Roth IRAs are available right to us out there.
Speaker 3:Yeah, and we had mentioned whole life, we had mentioned right annuity. Yes, absolutely, absolutely. So all those things are ways to save money.
Speaker 4:These are all vehicles that are, that are that are available to us. Now, we all know that financial education out there and literacy is not, is not so much fully taught, and some of these things may not be made of readily available to us, but we're here to let you guys know that there are resources out there. If you don't know resources, obviously we're happy to be a resource to our wealthings out there Right and point them in the right direction if it's a good fit for what it where it is they're trying to go Right, and the whole point of this wealthiness is to manage your funds in a way that it's going to come back and work for you Exactly.
Speaker 3:You know it's, it's. It's a hard Pills to swallow when you say you make this much and you just have this much left for savings. But if you have, let's say, 10% of checks so let's say, an average person is bringing home a thousand dollars, right? With a decent job, you bring home a thousand dollars. But, and in our society and our economy these days, that thousand dollars is not gonna go far week, you know it's really not between whether it's your mortgage You're paying, or rent you're paying.
Speaker 3:You know, by the time you buy food, by the time you you pay credit cards because you purchase clothes to go to work.
Speaker 4:I mean, that's what we used to talk about the free check. My free is my free check. I could actually do something.
Speaker 3:And in some steps, some stages, you might say, oh, I only have 10%. Some scenarios you might have 20% at the end of the week, putting that in savings at the end of the day. And if you do decide to go towards in like an IU, well, you put you, you're contributing that amount in every week. It builds. You're gonna blink your eye, it's gonna build compound interest.
Speaker 4:Einstein called it the eighth wonder of the world.
Speaker 1:There you go.
Speaker 4:If I'm not misquoting, I do believe that's what he said. He said it was a force more powerful than gravity. Right, right, you know. And if you, if you guys want to understand the logistics of that, go back and listen to some of the FBN episodes. We talk about the rule of 72 and all those things and how those work, because we've broken all that down, right, guys?
Speaker 3:right and just to reiterate, managing your funds as a wealthy, and it's so important to just kind of Plan to to make that part happen, to manage the fund. Yeah, we spoke about taxes planning. Why not? As you're planning for your taxes, you plan for your, for for your budget, for you to save. You know you planned for, okay, a rainy day, you plan for all these different scenarios, but but looking for the right tools to plan with. So I eat putting it Because it's easy, the banks make it easy for us putting it in a regular savings account, not good planning.
Speaker 4:Right and look, if you want to build the muscle, your savings. We always talk about build the muscle and some people might be well, what is that? You know what I mean? So. So look, if we all need a target to hit, okay, very, not. Maybe beginner savers start saving 5% of what you make. There you go, every month, before taxes, there you go. All right, as we start building the muscle a little bit, start to put away 10%, 10%.
Speaker 4:You'll be intermediate saver and then more advanced savers will will start to put away either anywhere between 15 to 20% Of what you bring home before taxes.
Speaker 3:Right, give yourself the first piece and the best piece right, right, right, and and do it for you, because what you're doing is is You're paying yourself right right, paying yourself, building a next day, and they are tools out there. Even with the, the amount of money that you're bringing in now and we we hope is it grows and you're doing more of making better financial Decisions to keep growing whatever you have left to leverage it, because there are a lot of ways to leverage it and we have that accessibility and there's, there's, there's a products out there for that, you know, even at you know, a thirty five thousand or fifty, sorry, a fifty thousand Dollar salary you know, there are, there are tools for that.
Speaker 3:I would even say out at thirty, thirty five thousand. But that would be a stretch, because if you're making thirty five thousand, I mean maybe in somewhere in the middle states where the cost of living is not too high. If you're out here, here, you might be able to do the same scenario. But most of our population, if you're making thirty five thousand, forty thousand, with the way Prices for groceries and everything, the cost of living down, it's really hard to Save but you know it's hard out here.
Speaker 3:But all the whole point is, if you, let's say, you, you want to save, you want to manage your funds that way, oh, you got your primary work and it allows you to do a side hustle. Yeah, yeah, take that money and save it. You know, take that money and put it away and something that is gonna grow. So, yeah, maybe this is your Qualification at this time for a thirty, five, forty thousand dollar job. Way, just at the end of the month, it might just you might be at zero, but you decided to do a side hustle now that money is not at zero, right?
Speaker 3:That's not a zero, because what you're doing primarily Maybe it's a nine to five situation that you're doing Monday through Friday Some people are lucky to have jobs like that but then you have time after five o'clock, like, say, a six to nine. You're doing a side hustle. And maybe one day during the weekends You're doing a side hustle. Take that money, manage it, so where it could save you and you can leverage it, Absolutely.
Speaker 4:Look, do more than what we're paid to do and eventually We'll be paid more for what we do. Right at the end of the day, it's just doing a little bit, doing a little bit extra and look, this is life right now. Yeah, know that, going through the process and being at the job and whatnot, and, look, some of us are career people, we have jobs and we actually thrive in those jobs because, yeah, we may have a position where we feel fulfilled by that thing. That's right. I mean, we're not, we're not, we're not maybe, we're maybe not all meant to be entrepreneurs, but we have a purpose within our position, that we're working within this nine to five, right, and so we can have, we can have Fulfillment, knowing that just doing a little bit extra within that might give us that promotion, give us that bump up, give us that ability to, to move into a position where now not only, yeah, maybe we're expected of more, but now we're also able to, to do and create more, right, right.
Speaker 4:So, because we're talking to our we're definitely talking to our entrepreneurs out there but, hey, look, if you love your job, that's great. Yeah, that's awesome, because I guess what you know, we all need people To be loyal within the businesses that we create, right? So maybe we are that, that, that entrepreneur, that we're somebody's boss and we want to make that life. We want to, we want to create, help them create the life that's fulfilling for them so they can come do their best for us right.
Speaker 4:Right, fbns gonna have employees. There you go and we want to make their life. We want to make their life prosperous, definitely. You know I'm saying pouring into those people. So you know whether you're entrepreneur or you are not a five-person or employee, what, whatever you want to call it, you know, just just know that if we are in the play, if we're not feeling fulfilled, of course go out there and create our life. But if you are feeling fulfilled and we are moving in our gift, within that model, whatever it is there's a job or being an entrepreneur doing that little bit of extra Will Multiply, it will compound, and this is going back to my point. This is life right now right.
Speaker 4:Meaning things soon will be different, change. Go in our favor if it's not feeling like it's in our favor right now, whatever that means for us, right? This is just like I was telling that message about a friend that I had and I was, I was.
Speaker 4:It was a time in my life when I was just going through you know, I was going through something and he and I asked him I said how do you deal, how do you remember? And yeah, remember it, remember all the time. Yeah, and he said he says real simple, I just tell myself this is life right now. Yeah, I, this is life right now.
Speaker 1:Not. This is life forever.
Speaker 4:Yeah, this is how it's gonna be from now on no this is life until I figure it out and I implement strategies and change my direction and change my life forever.
Speaker 3:And now it's the other power to do that, and I'm glad you went through that whole thing because the t-shirt for that episode was financial freedom is not a fantasy.
Speaker 4:It will be my future, man come on now, does that not?
Speaker 3:fit, of course. Of course you put that on a t-shirt, you know, whatever you're going through to your point, this is my life right now. This is, you know, not gonna be my life forever.
Speaker 4:It's just right now, so it's just right now it's a season, that's what I call it seasons. That's right, this is planting season, then this is harvest season. There you go. Every season is not harvest. There are planting seasons too.
Speaker 3:Yeah, but and then that we could segue right into our episode for digital currency. What it is, all right, or what is it.
Speaker 1:Sorry A digital currency.
Speaker 3:what is it? And we spoke about a lot of things and this was a little bit of a complicated episode because I don't know who is trying to get into digital currency Right now. The stage of digital currency is hot. When I say it's hot, finance network finance. Bro's network is letting you know digital currency is hot right now, so the one thing that was very important that I said was make sure you do your research. You decide to go into it. We spoke about side hustle. Yeah, we did.
Speaker 3:You decide and that would be a side hustle because you are not a digital currency expert, You're not a financial expert but you decide oh, I'm gonna go into digital currency and make money, You're gonna have to learn platform. It's a beast within itself. Yes, absolutely, you can make extra money with digital currency. Absolutely, but if you don't know, you will not make any money. I'll be honest you will not make any money with digital currency if you don't know.
Speaker 4:Hey, I was gonna say you gonna go from digital currency to digital discouragenessy.
Speaker 3:What is that?
Speaker 4:an Antonism, yeah that's an Antonism right there. But, you know, we spoke. That's real, though, that is real. Very serious stuff.
Speaker 3:But within the episode, I kind of gave the break out some of the fundamental things that you needed to understand, like, what is digital currency as far as how it was created? And we gave the example of a country creating a currency and having assets or gold or some type of element to back it, some type of element of value to back it. So same thing with digital currency is something that's created. It may not have something to back it yet, but you know, people are creating these currency, putting a value on it and say, well, this could be backed up with it, or that. Or people are purchasing the currency and say, oh, I'm gonna have my company back this up with it, because what they're doing they're setting up for when the currency or when the whole process, digital currency becomes regulated and they could build.
Speaker 3:Because some of these digital currencies are built based on an idea, or they built based on a product somebody might have, and I guess it's a ways to raise money for it too. But if it's a good enough product that this is being backed by it, maybe it'll have value. It'll have value. So, and then I also gave like, okay, how does it work? We spoke about blockchain. What is blockchain?
Speaker 4:Oh, yeah the storage closet, the storage closet, you remember?
Speaker 3:Yeah, yeah, the blockchain is a storage, and then there's a difference between a token and a coin. So a coin would pretty much have its own storage room, but a token is like okay, you would rent from that person who's?
Speaker 4:in that storage room, yeah, yeah, and put something in there. Put something in there, but that's a good analogy. Yeah, because I've never really understood it.
Speaker 3:Right. Right, a blockade has a storage room where you can put all of your information for that coin to be validated, and then there's a lot of other people who have computers and this is how they validated that. Yes, that's what's in that storage room. I concurred, that's what's in that storage room and that's the process called mining, where people are validating. That that's what you put in that storage room, aka blockchain. That's what's supposed to be in that blockchain. And then when the validation, the validation is like I mean, it's like 13 to 14 different characteristics, meaning letters and numbers, and then all these different people and it could be anywhere in the country that are validating.
Speaker 3:And all of this is done to ensure the security of the currency Because, remember, we're talking about currency, which is equating to something that could be a value for assets. It could be a value for whatever that person created the currency for, and for you to obtain it, to purchase it or sell it, it needs to be validated. And the mining comes in, which is and it's an unregulated thing right now, but people find that it's a more secure way to create some type of barter system. You know what I mean. So it's a different way. So, just like all these different countries have their different dollars, their different currency. You go to the airport, you switch, you trade currency. All these different digital currencies is mimicking that, but all online, it's all in computers, it's all digital. There's nothing tangible that you can have, and we did talk about making it tangible.
Speaker 3:And then literally downloading it into your computer, downloading it into a thumb drive, you know, saving it that way. So that way, when you have access to it, with Whoever's willing to pay you for the value of that currency you can get for it. So if you want to switch it and we did mention coin base, yeah, which is a platform, one platform. I changed the currency for real dollars, for for for dollars for a matter of dollars.
Speaker 4:That was my biggest thing is that I it's easy to put money in.
Speaker 3:How to get it out exactly, and it's in anything you do. It's always easy to put money in. So, yeah, that's true. So, but but you the reason why you know we still us dollar, no matter how bad you say things are, and everything us dial is the most traded company Currency, sorry, worldwide, that's why he?
Speaker 3:has a lot of value dollar, yeah, yeah, the US dollar has a lot of value. So when you think about that, when you say, okay, I'm gonna buy digital currency for it, well, what value does it have? It could be a future value of that dollar, of that currency, or that digital Dollar that you've given them now. A US dollar that could grow into okay, I give you one dollar for this digital currency and then, ten years later, that currency could be worth $10. And now it's like well, I will, I have this currency. It says it's worth ten dollars, us dollars. Now, you see how that invests, right, right, it's so. You get that money back in US dollar. But US dollar is still the king, you know, still king as far as currency. But there's a lot happening. We have, you know, billion people on this planet and Everybody's trying to figure out a way to leverage and make money, to be better than somebody else, and that's why these things come about, and that's one of the reason why digital currency was created.
Speaker 3:It was an unregulated type of currency. We could trade it for. For it, we could say, hey, you give me this much, I'll give you this. And we mentioned Bitcoin. Right now, you could purchase a house. You could purchase a car. You could purchase it because they see the value in it and truth be formed versus the dollar. Now, as we speak in today, bitcoin is at about $60,000 to one Bitcoin. Hmm, 60,000 out to one Bitcoin, so there's value in that coin, okay, you know. So, yeah, we were able to talk about that and I also like the t-shirt, for that. One, which was my crypto wallet, is like an onion. When I open it, you want to cry it's because of the volatility. One day you'll see it. Oh man, fact-n-tile. You were looking at your Bitcoin, you're like oh wow, wait a minute.
Speaker 3:It was, it was this much that was down.
Speaker 4:9% happen the value it happens, it happens, don't get a moth don't let it, don't get emotional. No, yeah, don't let emotions spend your money exactly exactly, or keep you from making money.
Speaker 3:So, so this goes. So we, as we do the breakdown for the month.
Speaker 4:Yeah, yeah, the little, the mental, so gotta give them the breakdown.
Speaker 3:We gotta give them the breakdown. So the literal for the month came from episode number six, managing funds, which is using your fund, a finance, a finance tools to manage your funds as a Wealthy in FBM wealthy, impander right out your budget, putting your funds in different finance products. So that's a way to manage your funds. So that's a literal thing that we can do To manage. So it doesn't have to be the FBM wealthy and planner, but it could also. It could be Something that you use to manage your funds. And that that was the literal for the month. So we just want our wealthiest to continue to think about planning right. Think about managing their funds Right we want to emphasize on that.
Speaker 3:You want to give them the mental. Let me do the spiritual man.
Speaker 1:Oh, I'll get, I'll let you.
Speaker 3:So the the mental comes from Episode five, which was taxes, and mental is a set up for your taxes at the beginning of every tax season, with your job or Planning as a 1099 or a business owner. So mentally, yeah, what we're saying is to set it up so that way you know where you're going. It's not something you have to think about For you, especially for your taxes, and I think that's very important that we emphasize plan, plan, plan for your taxes, because it's a expense that's not going away, because what are the two things that are guaranteed in life and death in taxes.
Speaker 4:There you go, it ain't going away.
Speaker 3:So Plan, plan, plan. We felt that was very important that, yeah, we mentioned that for the month as the mental and what is the spiritual? Mr Anton alright brother.
Speaker 4:So and this came from managing funds is a wealthy and as well, yep, alright. So, after you manage your funds and You're still going to zero or less, mm-hmm, have faith and Believe that you're going to find other resources To help you grow as a wealthy. And wow, and I tell you that's so important we, why it hit me so hard is because I heard a, I heard a message one time and the person was saying that Faith is your attitude while you wait. Right, that's deep, that is deep. Faith is the definition of your attitude while you wait, because we all have to wait at some point.
Speaker 4:Yeah, it takes time to do things right, but the attitude, hmm, while waiting, is not always encouraging right to ourselves or the people around us, exactly. So I mean when we, when you are, when we are not getting the results right away, right From the things we're doing, because this is a microwave, it, microwave generation and we are so programmed to get things right away on demand. Sometimes there can be a skewed perception of Whatever you want to call the entrepreneurship, the, the, the promotion at our, at our position, at our job.
Speaker 4:Which is which is, which is life right now, right, not forever, right. We just say, like we just illustrated on. So there is that. There is that aspect of the attitude, attitude while we wait, and that's really what that means to me is let's be aware, let's have a heightened sense of awareness and let's be conscious of our attitude while we wait, the type of attitude we want to carry with us while we wait. There you go, and maybe, if we have the correct attitude and we are aware of what's going on inside of us and we're and we're, you know, we're not letting emotions spend our money things like that then maybe the process will happen a little bit faster.
Speaker 4:It will manifest, it'll manifest a little bit faster there you go.
Speaker 3:That's part of spiritual, that's part of spiritual manifesting itself. Yes, sir, and and we'll go. We'll end it with our t-shirt, because we still trying to keep it you know, for your 30 minute drive, we gotta get by.
Speaker 4:Yeah, yeah.
Speaker 3:So the t-shirt of the month was what we mentioned before was my crypto wallet is like an onion when you open it, you want to cry. So we thought that was the best t-shirt that we would be able to provide for the month. But yeah, there are a lot of good stuff this past year.
Speaker 1:Yeah, yeah.
Speaker 4:I know, we got one more week.
Speaker 3:We're gonna try to get a nice little bonus.
Speaker 4:We go, we don't give a nice little bonus, and I think, I think, man, I just the t-shirt for this the next month. Oh it's the next episode just hit me.
Speaker 3:Oh, here we go, here we go.
Speaker 4:Well, we already, why we are really really. We typically already have one, but I think you might have to give them to there.
Speaker 1:You know all right, all right, all right.
Speaker 4:Hey, we go, we gonna come out with a little little special bonus for the next episode. Since there's five Saturdays in March, mike, we decided to give him a little little special bonus episode. Okay, you know little little. Little something yeah, you know something yeah, hit him with a little extra right, extra right take the weekend off, but we won't, all right.
Speaker 4:So you know, obviously, as usual, you know, don't forget to check us out on your social media podcast platforms Apple podcast, I heart radio, spotify, google podcast link could be up down left right, depending on what social media platform you might be on and you look. Don't forget to check us out at our new home at HHN TV. Coming soon, coming soon, coming soon, and as usual, mike, I appreciate you, you know it, and we'll see you at the bank. Peace y'all, take care world. All right, I'm sorry.