Finance BROs Network (FBN)

S2 E10 “Gambling” - Rolling the Dice: Navigating The Thrills & Perils of Gambling in Finance

Mike & Anton - FBN Season 2 Episode 10

Ever wondered if rolling the dice in finance is your ticket to riches or ruin? We, Anton Leftwich and Michel Dupoux – your Finance Bros, are here to unravel the dazzling, yet treacherous, intersection of gambling and finances. Expect a thrilling journey as we discuss the highs of windfall wins and the sobering aftermath of taxing realities, drawing upon our own understanding to help you process why placing bets should never be your go-to financial strategy. We're approaching our closing out on our second season soon with a bang and teasing our leap to television, all while arming you with the critical knowledge to navigate these choppy waters, should you ever decide to tempt fate.

Get ready to explore the blurred lines between smart investments and outright gambling, as we very briefly dissect the concept of Indexed Universal Life (IUL) insurance and its place in the stock market playground. With us, you'll face the dizzying ups and downs of a cryptocurrency reference along with sports betting, learning to keep a cool head amid the seduction of potential quick wins. But it's not all about the adrenaline rush; we also weigh the genuine value of asset-building ventures like homeownership and the fleeting excitement of speculation. It's a rollercoaster of insights you won't want to miss.

Our final chapter is a contemplative dive into the mental fortitude required for responsible gambling. Laugh along as a cheeky t-shirt slogan sparks a profound conversation about the delicate balance between trusting your gut and recognizing the point of excess. Through personal anecdotes and heartfelt advice, we delve into the true essence of gambling, whether on the Vegas strip or in the hustle of daily life. Wrapping up, we reflect on the intrinsic rewards of investing in relationships over roulette, hinting that the most gratifying bets in life are those placed on the well-being of others. Join us for this thoughtful charge into finance and risk—may your decisions be as informed as they are bold.

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Speaker 1:

First and foremost, we want to be clear that what we are sharing with you are strategies and concepts that can be implemented by individuals who understand the logistics of how to approach such platforms as far as the literal, the mental and spiritual format needed to be successful with your aspirations what's up world?

Speaker 2:

you tune in to fbn and, yes, this is another episode of Finance Bros Network.

Speaker 1:

I am the one half of Finance Bros, anton Lefwich, and this is Michael DePoe, the other half, the other half and we are honored, as usual, to be here to bring in finance for everybody yes, indeed, and serving our diverse communities, as always.

Speaker 2:

Yes sir, yes sir, Mike, man, it's crazy, it's already getting to the last part of our second season.

Speaker 1:

This is episode 10.

Speaker 2:

Episode 10. We about to get out of here for the summer in a little bit Yo yo yo.

Speaker 1:

I'm sorry, man, we didn't want to tell our people, our constituents. I know, man, they're going to miss us, they're going gonna miss us, they're gonna miss us, but hey, we're gonna be coming tv real soon, so they're gonna get to see us and stream us whenever they want.

Speaker 2:

That's true. That's then they can, you know, they can get us on the way to work on the, on the podcast all day, all day, that's what's up and look and with with traditional finance as we keep this train rolling right you know, we want to talk about all aspects of finance, even in the essence of some things that have to do with making money that may not be so, let's say, guaranteed.

Speaker 1:

There's definitely no guarantees with this. So what are we talking about today, Mike? We are talking about gambling.

Speaker 2:

There's definitely no guarantee.

Speaker 1:

Listen, listen, listen. Hey, it just reminds me of the song we Gotta Know when To Hold Em Know.

Speaker 2:

When To Fold Em.

Speaker 1:

Know when To Walk Away, know when To Run, listen Sony, not Bad Boy Records, arista bad boy records. Right now I got a problem. We are willing to sign contracts, so was that all?

Speaker 2:

I was only willie nelson.

Speaker 1:

We don't want you know hey, in the spirit of beyonce going country, why not?

Speaker 2:

that's what's up, man. Well, yeah, we do want to. You know, just touch on this topic and give some again. We always want to. You know, provide fundamentals is in this aspect, I guess we would be more education of fundamentals and then, you know, create some awareness so you know people. If people are far wealthians are going to do that out there you know, let's just, let's just make sure they have the game to take with them.

Speaker 1:

And at the end of the day, it's gambling right. It's money that you worked hard for, right, or that you received and you're pretty much going to throw it away, right.

Speaker 2:

Yeah, that's true. Hey, remember when we said one of those episodes where we said hope is not a strategy? There you go. Well, neither is gambling. How about that? I told you we got an average of three t-shirts episode.

Speaker 1:

I'm telling you, even though we only plan to give one.

Speaker 2:

I'm telling you, we're averaging three right now. Yup, yup. I hear you I hear you, so should I dive into the yeah, let's, let's get into it let's, let's get into it. Okay, so cool we want you know. You know, as you know, mike, the genius he is, is breaking things down to the simple, we get the abc one, two, three.

Speaker 2:

So we just figured we give the good the bag and the ugly the good, the bad and ugly, and so we're talking about the essence of gambling, all right. So, yeah, obviously, got the good, you can win. There, you, there you go. That's beautiful. You could go out and gamble and you could win, yep, okay. However, there's still a consequence to that winning, which is taxes. Oh, all right, we won't talk about the tiers of taxes. It's a lot, it is. There are different forms gambling you may be doing mike's gonna go over the different types of gambling here in a little bit right, mike right, but just know, even if you win, you still gotta have to give something to uncle sam.

Speaker 1:

He won his cut, yep and matter of fact, it's, it's the highest tier, right? Wow see, it's the highest because the government believes found money it's it's not hard working money, so if you find money, I want my cut so it's important to know that's a form of found money.

Speaker 2:

Yes, quote unquote right so and we're we're assuming that these things are being done legally, of course of course, right of course.

Speaker 1:

Okay, we always want to assume deposit well, real talk, you take that kind of money if you, if you're putting 10 000 plus cash in your account, you know you got to fill out a form yeah, you do.

Speaker 2:

Yeah, so if you go, if you go to the casino and you win a jackpot over twelve hundred dollars, yeah, they come into you with the, with the paperwork right, the slot manager, right, right anything over ten thousand dollars.

Speaker 1:

The government want to know what's going on because they believe anything over ten thousand dollars that is being done through their system, whether through a banking system or through some type of financial institution or something. There's some documentation saying hey, so-and-so got $10,000. So-and-so gave that $10,000.

Speaker 2:

So are you basically saying Uncle Sam is saying if you got 10, I want in there, you go, absolutely. If you hit 10, we want in there, you go, man. So the good, obviously you could win, but there are also going to be some consequences to taxes and, by the way, there's consequences with the good, the bad and the ugly. So, we're just letting you know.

Speaker 2:

It happens in all forms, all right, so that's the good we got you. You could win the bad, obviously you could lose. You could lose the money, all right, that's bad all the way around. Yeah, and that's I mean. You know, god forbid you lose your bill, money or whatever. So I mean that goes into the ugly right there, Right, right, right.

Speaker 1:

Well, the lose and I'm saying the bad is losing the money. You lose money that you were ready to lose, right. Right exactly, it's not money that you had to pay off.

Speaker 2:

Yeah, that's the bad, you had it to lose. You had it to lose. It's still bad, but at that you had to pay. Yeah, yeah, that's the bad. It to lose. You had it. It's still bad, but at least you had it to lose. That then. That's. That's the difference.

Speaker 1:

So so the bad is, you had it to lose and you lost the money. It is what it is, hey, you just lick your wounds and move on to the next right, exactly now the ugly?

Speaker 2:

no, now you lost some money that you didn't have. All right, so now, now we get into the ugly, and the consequences of that, of course, is, you know, going along with the lines of addiction. And you know, now there's a, there's a habit.

Speaker 2:

We're starting to notice that there's a habit being formed and I mean, for whatever reason, certain certain you know people, certain you know some, some of us just can't walk away from it Exactly, and then obviously that's, that's a problem and and you know, we gotta, we gotta get a hold of that.

Speaker 1:

Right, we gotta do that.

Speaker 2:

That's through whatever, whatever they gotta do. We don't want, we don't want to give recommendations or anything on how to do that, but it's just. Obviously we know there's a problem.

Speaker 1:

We got to get a hold of it Right and when you have an addiction. You're now gambling away your wealth. You're gambling away your financial stability. So, and you know that's really bad and that's why we're saying it's the ugly because that doesn't look good for anybody Not for you, not for your family, not for your family members, god forbid. You have kids, yeah, for real. You have a wife or you have, you know, a significant other that depends on your income, and then you have this addiction and that becomes problematic.

Speaker 2:

Yeah, that gets serious, man. Everybody, not just us, but everybody around us, right In a sense, I mean, and we want to breed wealth in you, not just us, but everybody around us, right In a sense, I mean, and we want to, we want to breed wealthy is not, not broke ins.

Speaker 3:

Oh, that's an Antonism right there. Antonism right there, broke ins.

Speaker 1:

We went from wealthy ins to broke ins.

Speaker 2:

We want to stay on the wealthy track. We want to stay on the wealthy track at all times, right, and I think you're going to talk about, kind of just some different forms of gambling, some things that are known out there, right, and so you know, we all we all look at gambling as OK or think about gambling.

Speaker 1:

If I go to the casino and I gamble, that's a form of gambling, right. Or if we're going to a craps game, or playing poker at the table, playing blackjack, baccarat, Baccarat there's all different forms of gambling in person, but there are some other forms of gambling that are hidden that you still might be addicted to. So I'll do something that's accessible to especially our wealthy ends is lotto playing. Lotto playing scratches yeah, those little scratchers, scratches and everything. So, like you know, they said you got to be in it to win it. You know, all you need is a dollar in a dream, you know, but that's a form of gambling. If you didn't think it was gambling, it is a form of gambling.

Speaker 3:

If you didn't think it was gambling.

Speaker 1:

It is a form of gambling. It's again you're putting money to something that you don't know what chances you have of getting back up front.

Speaker 2:

And that's the main thing we're driving home is the fact that if we're going to do it, just know that the odds are not in our favor.

Speaker 1:

It never is, especially at the casino, what they always say Go ahead.

Speaker 2:

The house always wins, the house always wins. So know that for everything you're winning, somebody else is losing Exactly Ten times over.

Speaker 1:

So, if you're at a casino, if you're winning, walk away, walk away.

Speaker 2:

That's the win right there. Walking away while you're winning, walk away, walk away. That's the win right there, yeah, walking away while you're up.

Speaker 1:

Yeah, and that's the win. But we'll elaborate on that, yeah, yeah, here's some other things you might have not think of Playing the stock market. When you're putting your money in the stock market, you are gambling. Now, that form of gambling is strategic right.

Speaker 1:

Some people make a living off the stock market. Let's just say, a lot of people make a living off of the stock market. But that's gambling, is it's a? It's a low risk because what you're doing is getting information and putting a bet on that information. And the simplest way I could explain a stock market where it makes sense to gamble in it's like if, let's say, you're straight up connected with the stock market, you're going in onto, let's say, e-trade and, uh, it's springtime and you see a farm with oranges, right, so the oranges are going to bloom, right, so you decide that that that farmer okay, they have an IPO, whatever, all right, I'm going to put my stock in oranges. That's a. That's a strategic way of gambling because you're putting your money into something that you know is going to grow. You see how, where the information. But now what happens? God forbid, there's a hurricane.

Speaker 2:

You didn't see that coming.

Speaker 1:

You didn't see that coming. So that's where the risk, or we call it risk management comes in. That's where risk management meets probability exactly so it is still a form of gambling, but it's a industrial, uh, industry-wide, um uh weight of gambling. It's, it's been commercialized and businesses do it.

Speaker 2:

Everybody goes into the stock market but it's still, ladies and gentlemen, a form of gambling and bro, I, I honestly, uh, truthfully for me I would have a hard time even calling it low risk in some way, in a lot of ways, because I mean, try telling that to people in 2008, right, right, but you want to know something yeah, I was gonna tell you, you know something that there are structured ways that the stock market helps um you know, helps you make money Absolutely.

Speaker 1:

And we talk about it all the time going into IULs.

Speaker 2:

That's true. Now we're talking about a certain strategy of leveraging the market and, you know, gaining on the upside. But having that, that, that protection on the on the floor, yeah, of course, yeah.

Speaker 1:

But again, it's still a form of gambling. Believe it or not, it's a form of gambling, but it's a lower risk Right. Your risk management at that point is very detailed.

Speaker 2:

Yeah, now, if you're talking about that technique, right.

Speaker 1:

It's very structured and it's a low risk?

Speaker 2:

Yeah, because with an IUL financial instrument, you're going to benefit when the market goes up, but if the market goes down, your floor is zero and you don't lose. So yes, that is a very strategic way of leveraging the market and still getting what you want exactly so kind of you know over time, you'll, you'll, you'll, the money will compound right exactly, exactly so there's.

Speaker 1:

so there's a structured way of gambling, and that's why a lot of people get into it, but at the end of the day guess what? You're still gambling. You're still gambling. That's true.

Speaker 2:

That's true. And even though the market has done an average of like 6% over the last 30 or 40 years if you're talking about the. S&p or whatever, but I mean still and let me explain.

Speaker 1:

How does that make sense, or how do people feel about that makes sense, or how do people feel about that? Uh, so let's say with the stock market, they say if you're in it for the long term. Don't watch it right, because the stock market goes up and down, so if you're sitting there and you're watching the market goes up and down. It's gonna it's gonna drive you crazy, just like any other gambler right we're saying don't let your emotions expend your money exactly, exactly.

Speaker 1:

So Emotions will kick in, right. So think about that. So if you're going into the stock market depending on the structure way or the industry structure that is made to go into the stock market, which is a lower risk of you losing your money, then it's fine. But if it's a higher risk where you're just buying let's say you're buying options, right right, that's definitely a higher risk. Yeah, that's a higher risk.

Speaker 2:

Where you're just buying, let's say you're buying options, right right, that's definitely a higher risk. Yeah, that's a good point you bring up, mike, because if you're buying into, like indexes or very conservative funds, and yeah, that can definitely be considered a much lower risk way of getting into the market, right right, and how volatile your money may or may not be Exactly so I could definitely see that Like.

Speaker 1:

Bitcoin, even crypto Crypto. It's a high risk way of gambling. I hope you're not emotional.

Speaker 2:

Because that's a rollercoaster ride.

Speaker 1:

It's a rollercoaster ride Again it's another form of gambling and some other honorable mention, like horse racing, sport betting. Sport betting has grown so big now. A lot of states are legalizing sports betting. And then you have it. It's on apps. You have apps now that you can gamble. You can pretty much gamble anything these days on app, and that's why we're talking about this. It's so accessible, right, so accessible. You can pretty much gamble anything these days on that. And that's why we're talking about this, because, at the end, of the day.

Speaker 2:

It's so accessible, right, so accessible.

Speaker 1:

And at the end of the day the money's coming straight out of your account Because you worked as a wealthy and you worked hard to get this money. You worked hard to put the money in the bank. You have savings and pretty much when you start putting it in these different type of branches of gambling, you know you have that risk of losing what you worked so hard to put in. That's true man. So you really really have to have the right mindset and the understanding of okay, I'm going to do this or I'm not going to do this. I'm going to use this, I'm not gonna do this, I'm gonna use this, I'm not gonna use this.

Speaker 2:

So you know your limits, you know and and no one, we're not a pro you know we see these?

Speaker 2:

I mean, come on, we see social media, these, these, these famous sports bettors, right, but in reality it's like those are the michael jordans of betting. Really, if we look, take a deep look into it, yeah, they're making millions of dollars betting. You know. They're not talking about the hours and hours that they spent day and night looking at the logistics to make these educated decisions. They're studying this stuff day and night and it's being portrayed as if somebody can just pick up and go in and do what they're doing, and that's not reality and it's not.

Speaker 1:

If I mean, some people actually went to vegas, to live in vegas because of of that lottery or or winning mindset that they have that they could hit it big because they're. They're in that environment and, and I'm pretty sure, gambling anonymous is very huge in. Vegas and you know, definitely. If you know somebody who has that problem, that addiction, please get them help.

Speaker 2:

There are help for people out there.

Speaker 1:

And you know and again, we're just bringing you the information I mean there are resources to go out there to go look for those help, but, um, at the end of the day, it we just want to let you know it is a form of gambling and and you are losing finance and finance and if it gets to an addiction and it's finance that you need for you to live, you're not going to be able to live and do all the stuff that we talk about on this podcast that you need for you to live. You're not going to be able to live and do all the stuff that we talk about on this podcast that you could be doing with your money in order to grow you know, so, and somebody might say, oh, gambling could be also considered buying a house.

Speaker 1:

It's a gamble, but it's not gambling. There's a it's a gamble, is that? Because now you're trading your cash for an asset?

Speaker 2:

something tangible, it's something tangible, so hold on to.

Speaker 1:

So if you have something, 10, it's not gambling, because you have something of value, yeah, yeah, so you can't call that gamble don't?

Speaker 2:

I mean getting in your car and driving down the street could be a gamble, exactly, exactly, especially if you and I don't want to say where, but in some inner cities. You know what I mean? Yeah, you know, we know that, being in california.

Speaker 1:

So, yeah, so so you got to be mindful of of the type of gambling and and all the different type of gamblings out there and you know we're not saying for you not to gamble again. It's having a good time.

Speaker 2:

Yeah, yeah, have a good time. Yeah, have a good time.

Speaker 1:

Have a great time, but know that this is the money that you're going to use. We all use it in different ways. Some people have exotic trips and vacations.

Speaker 2:

Let's just do it responsibly.

Speaker 1:

Right, but some people will take that same money, go on an exotic trip, they'll go to the casino and then they'll have a good time. That's a good time for them.

Speaker 2:

And they might not do it again for years.

Speaker 1:

Yeah, exactly, and if they win, oh my God, it's a plus.

Speaker 2:

It's a plus yeah, it's a plus. And they're ecstatic. And then guess what they do Walk away, walk away. Are you kidding me? I'm up $200.

Speaker 1:

I'm out of here, so yeah, so we just wanted to bring FBN, wanted to bring this to the platform. We wanted to make sure that our wealthians understand. We know you're out there, we know it's in front of you. If you're not recognizing that, this is what it is, it is what it is. I mean, the biggest takeaway is going to be to make sure you use what you can lose. And that brings us right into the literal Right into the breakdown, the breakdown the literal, the mental and the spiritual.

Speaker 1:

So the literal would be don't gamble money you don't have Period. Period If you don't have the money. Tangible currency don't gamble it, that's, that's pretty straightforward, because if that money is for rent, this money is for the food. That money, it's not money. You have to gamble yeah, man, I have.

Speaker 2:

I have another shirt, man, I'm sorry, I have to say it bro I gotta say it, because if I don't say it I'm going to forget, I'm going to be mad at myself. All right, go ahead, give it to me. It's gambling where risk management meets probability, okay.

Speaker 1:

That's a real technical t-shirt there.

Speaker 2:

I just wanted to get it out.

Speaker 1:

All right, it's out Now I know, it's all been recorded.

Speaker 2:

All right, it's out. Go on, mike, go on, go on Go on.

Speaker 1:

So now the mental the mental is make a conscious decision to only gamble what you could afford to lose. Yes, absolutely, because mentally, if you're gambling, like you said from the literal, don't gamble what money you don't have, yeah, yeah, the mental would be okay I have this money to gamble, but can I afford to lose this money? Man, I didn't catch that, yeah I have this money to gamble, but can I afford to lose this money.

Speaker 2:

There's a difference, there is a, there's a very, very there. There is a very concise shift in that statement. Exactly so you've got to make a conscious decision.

Speaker 1:

If you choose to go to gamble, if you could afford to lose this money and this is again, this is at all levels, you know we could have our wealthy ends in Vegas. It's easy access Pretty much 7-Elevens gas station, any way you you walk, you could put a dollar. Well, I was going to say put a quarter in a slot machine, then that's aging me, you can slide a dollar. They don't have those anymore they do have penny machines and quarter machines maybe they got them.

Speaker 2:

They want to do like antique shows.

Speaker 1:

Right, but you really you're not really getting any money if you're winning from them because you're only betting a quarter or a penny, but I mean, so they put dollars in. Yeah, so now the machines take dollars.

Speaker 2:

You can swipe your credit cards.

Speaker 1:

But in Vegas they have them all over, all over, everywhere yougas, they have them all over, all over, everywhere you go, they have them. So, again, you have to make that content, you have to mentally make that conscious decision yeah if you're willing to lose that money, that you're willing to gamble. I like it, brother. Okay, it's real. And then you know what it jumps jumps into the spiritual brother, you know it, man.

Speaker 2:

So the spiritual here is trust your instincts. You know, we got to give them the champ legacy. If you think you are doing too much, guess what you are, you are and walk away. Exactly, believe in your spirit. Believe in your spirit that you need to step away, and then do that there you go. That's it. There you go.

Speaker 1:

I ain't feeling this no more yeah right, believe it in your spirit. It's, it's in spiritual your spirit. Yeah, believe in your spirit trust it.

Speaker 2:

Trust it, man. And you know, I mean the times, the the times in our life when we said out loud, man, I think I might be doing too much. Didn't we already know that we were? Rather you working too much rather the family stress or the career stress or whatever it is, you just sit there and you think. The only time you think to yourself I think I might be doing too much is when you are doing too much.

Speaker 1:

That's it, and it's cutting drunk and you know it, you know it.

Speaker 2:

You have that feeling. Why you?

Speaker 1:

said it out loud, exactly, you know it. You have that feeling that you're doing too much, and then, if you push yourself over, over that, that's when it starts to become. You're not, you may not be addictive yet, addictive yet, but you're doing too much. You're doing too much. You know you're doing too much when you yet, but you're doing too much, you're doing too, much.

Speaker 1:

You know you're doing too much. When you recognize that you're doing too much, you know, just just have that, hey. I mean, I know some people are believers in god or believers in the universe. They pray to the universe or pray to god or pray to whoever pray to, to Buddha, do whatever works for you.

Speaker 2:

Whatever works for you.

Speaker 1:

Whatever is going to make you walk away to say a prayer or just to say it out loud oh, I need to walk away, I need to walk.

Speaker 2:

Let that move you, let that spiritual force move you to walk away, take time out, put yourself on time out, count to 10. Take a deep breath. Whatever you got to do.

Speaker 1:

Whatever you got to do, wealthy, because that's what's going to help you. Again, at the end of the day, you worked hard for that money, or however you received that money, you could be doing a lot more with that money. Even if you were given that money a lot more, you could be helping a lot more people. Hey, do that, then your heart will be fulfilled. You're not gambling your way, you're helping somebody with the money and, again, like I said, wow, gambling on people, exactly.

Speaker 2:

Wow.

Speaker 1:

Exactly, that's a whole nother level right there. Hey, help some people out, take that money you were going to gamble. Help some people out with that money and see how you get that three times or four times full. Yeah, why not take that gamble?

Speaker 2:

How about that I?

Speaker 1:

like that.

Speaker 2:

I love it, mike. Invest in people, which we I mean a lot of us we do that. We invest with our time or we invest money, whatever it might be.

Speaker 1:

Exactly, exactly and, like I said, you never know. You might get that three times four man and it's probably going to help your spirit.

Speaker 2:

That's what's up. I like it, brother, so we. That leaves us with the t-shirt.

Speaker 1:

With the t-shirt, yeah, we're wrapping up, so the t-shirt would be know when to hold them and know when to walk away. Yeah, it's a little bit from the song, but it's not the song yeah but definitely if I had a t-shirt that says no one to hold them, no one to walk away, I probably would wear that in Vegas. See, I like going to Vegas because there's a lot of conventions.

Speaker 2:

I go to certain conventions. You never put a dollar in the slot machine ever. Oh, of course.

Speaker 1:

It's money I can lose Okay. Hey, listen, you don't see I don't come back from Vegas and say yo, yo, anton, can you give me $100?

Speaker 2:

for the week that go back to our season one. Right there, can I get a little something?

Speaker 1:

Something something.

Speaker 2:

Yeah, you never do that, that's for sure. Mike, listen, I know.

Speaker 1:

I love Vegas, I'm not going to lie. I love Vegas for the lights. I love it, not gonna lie. I love Vegas for the lights, I love it for the colors, I love it for the entertainment and everything. And obviously you know I don't mind the gambling, but I know myself and I know what I can lose and so whenever I go and I definitely know when to walk away yeah, if I'm up double or triple deuces.

Speaker 2:

I am out.

Speaker 1:

And I want to stay because the attraction is there?

Speaker 2:

Yeah, yeah, I want to stay, but I like when I go home or if that little gambling play paid for the trip.

Speaker 1:

Hallelujah, oh nice. I was like I got a free trip. If that little gambling play paid for the trip. Hallelujahs, oh nice.

Speaker 2:

I was like I got a free trip. This was free 99.

Speaker 1:

Free 99. For free, I'm like for free, For free.

Speaker 3:

So I definitely yeah, I definitely enjoy it.

Speaker 1:

You know for what it is, yeah, but you know, not everybody has that restraint, that's true, and not everybody has, you know, that mindset and that's why we're here bringing it to you at Finance Bros.

Speaker 2:

Network.

Speaker 1:

To let you guys know we are here for you. We will always. Anything about finance, we'll let you know.

Speaker 2:

To help you out. We'll always be cool to talk about it. Whatever it is, we'll talk about it. And if people are, mike, obviously, if people are sending us material that they want to hear about DMing us, sending us messages, emails, whatever we will be encouraged to talk about it. We will make sure we will make it our business to talk about it. There you go, Because we want to put it out there. That's it, yeah, mike. So, uh, man, we we wrapping it up, like we said, we getting them to work, and that's it. That's it. Uh man, we got three episodes left for the season.

Speaker 2:

You guys, with our wealthy ends here every week, mike, you know, always, of course. Don't forget to check us out on all your social media podcast platforms Apple Podcasts, iheartradio, spotify, google Podcasts. It might be up down left, right, depends on which social media platform you might be watching on, but don't forget to come check us out. And also, don't forget to come check us out anytime or night, 24 7, on our home at hhn tv. And, as usual, mike, I appreciate you, that's right, and we'll see you at the bank. Peace y'all, take care world.

Speaker 3:

Thank you. I know you love me. I know you love me, you're everywhere. You say you're all I need. You're everywhere. I know you love me. I know you love me, you're everywhere, thank you. Thank you for watching.