Finance BROs Network (FBN)

S3 E3 “What’s Love Got To Do With It” (Part 1) - Harmony in Finances: Building Trust & Achieving Goals Together

Mike & Anton - FBN Season 3 Episode 3

Have you ever considered how love could influence your financial stability? Join us as we unravel the connection between emotions and economics, this applies to EVERYONE. We promise you'll walk away with a new perspective on how open communication and shared responsibility in relationships can transform money management into a collaborative journey. Money issues are often cited as a leading cause of divorce, but by focusing on teamwork and establishing objectives together, couples can align their financial goals and strengthen their bonds.

Building trust requires honest and sometimes uncomfortable conversations, especially when relationships intertwine with business. Your Neighborhood Finance BRO’s, Anton Leftwich & Michel Dupoux will explore the courage it takes to acknowledge each other's imperfections, and how honesty coupled with transparency can prevent misunderstandings. Imagine connecting with your partner as seamlessly as a Bluetooth device, where mutual understanding grows stronger with time and effort. By sharing aspirations and supporting each other's dreams, partners can set realistic expectations that foster a supportive and embarrassment-free environment.

Love isn't just a feeling—it's a commitment that often demands tangible sacrifices, like working extra hours or prioritizing essentials over luxuries. Our discussion highlights the idea that TRUE love can provide the mental, emotional, and spiritual support needed to navigate financial pressures and build resilience. We also share a humorous touch with a t-shirt slogan that playfully illustrates how love, much like credit, is boundless yet priceless. As we wrap up, we share our gratitude for our audience's unwavering support, and give reference to a classic musical, where calm meets intensity in a way that captivates and energizes.

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Speaker 1:

First and foremost we want to be clear that what we are sharing with you are strategies and concepts that can be implemented by individuals who understand the logistics of how to approach such platforms as far as the literal, the mental and spiritual format needed to be successful with your aspirations, all right, what's up world?

Speaker 2:

you tune into fbn and this is another episode of Finance Bros Network. I am the one half of finance, anton Lefwich, and this is Michael DuPont.

Speaker 4:

The other half and we are coming to you live with finance for every people.

Speaker 2:

We are honored to be here and to be able to serve diverse communities as usual, as usual, mike man, hey, it's going down today, oh, oh, you know, hey, look, it's going down so much that we had to break this up into two parts. Two parts, you feel me on that?

Speaker 2:

one, so we're gonna get into something today that is real, real heavy in our communities. And look this right here, mike. I mean, you know, I I actually looked up some statistics on this, but the statistics were so, uh, I didn't want to. You know, I want to. We want to be supportive. We're always going to be positive. You know what I'm saying? I mean, things do got to get real. So we are going to get real in the second part, but in this first part, we're going to talk about support, we're going to talk about foundation, right, and so we to talk about foundation Right, and so we're not taking no sides on this, mike, we're on the side of truth, that's what's up.

Speaker 2:

We're always going to be on the side of truth, all right. So, we want to bring the truth to our wealthians and we're going to do it today, and this episode is answering a very interesting question what's love got to do with it? Uh-oh so this is going to be part one, because this is a big topic, but, by the way, this also, mike, this reminds me of a song. What song is that? Hey, y'all check this out real quick, okay.

Speaker 3:

Okay, you must understand the touch of your hand makes my pulse react that it's only the thrill of boy meeting girl opposite so trapped. It's physical, only logical, only logical. You must try to ignore that. It means more than that. What's love, got to do, got to do it. What's love, but a second-hand emotion.

Speaker 2:

What's love Got to do, got to do it. Who needs a heart when a heart can be?

Speaker 3:

broken.

Speaker 2:

Yes, yes, we're talking about love and your finances, mike. All right, two things that might seem, you know, like they're maybe even worlds apart for some people, but they're actually more connected than we all might think. All right, when two people are really in love and they want to be together, I mean, things start out great, don't? Yeah, always got that that. We call it the honeymoon phase. All right. But what happens when life hits? No, oh, all right it's a wrap.

Speaker 4:

It's almost a wrap most of the time for real.

Speaker 2:

I mean we, we all, we all come together. I mean there's this, there's this, it's like this there's fire burning at first, right, and you, just you, you, you. So they call it blinded by love, right. Right, cause you're so, in love, you don't see no red flags, you just cause. You want to believe, right, right.

Speaker 4:

We all want something to believe in, we all want to feel like we're right and they say the statistics do say. That's one thing we can mention. What's the number one reason for divorce? Money.

Speaker 2:

Dope, nope, we got to say that one Yup.

Speaker 4:

That we can't sugarcoat, right right, we can't sugarcoat it.

Speaker 3:

But we here at.

Speaker 2:

FBM we're going to help them out, right, of course, mike, absolutely, absolutely. But we here at FBM, we're going to help them out, right, of course, mike, absolutely, absolutely. So we're going to give you the niceties on this one. All right, in this first part. In part two, obviously, mike, you know we got to get real.

Speaker 4:

Oh, man, anton, you mean, you know that song, it brings me back, brother, it brings me back. But we're going to keep it positive, as we usually do with finance bro network, for, uh, for this episode, for this episode, like you said, anton, and then we're gonna put a spin on it for the next episode, for part two. So, you know, finance bros network, we're trying to keep it positive at all times, but we have to be realistic. Realistic too, yep, but getting into getting and getting into it.

Speaker 4:

Love plays a huge role in how we manage our money, especially if you're a low income individual or family. Yep, so today we're going to break it down, the way that love impacts your financial life, whether that's in a relationship, family or even love for yourself, say that, brother. So, sharing financial responsibility, love often means teamwork. If you're in a relationship or have a family, you're likely to share household expenses, so budgeting together becomes essential. Yep, you've got to communicate and make sure everyone on is on the same page about what's coming in and what's going out. Man, brother, say that, man, and I guess that that's the kind, that's the kind of the answer to what love got to do with it financially, right that's what's up?

Speaker 3:

that's what's up.

Speaker 2:

I know mike look and they look like. Like we said, we're keeping it nice for this episode, but mentally, you know, we always got to encourage open conversations. That's one thing very, very key open, open lines of communication at all times you know what?

Speaker 2:

I'm saying we want to create a safe space for each other, you know, as as as men and women going into relationships, you know I can only really come to you, mike, with the things I feel led and comfortable to come to you with. You know I'm saying sometimes this does warrant a lot of uncomfortable conversations. Yes, sir, you know what I mean. You got to be willing to have uncomfortable conversations, you know, and it's especially, yeah, and friendships, of course, but especially in a marriage, in a relationship, absolutely all right, and if you don't feel led, you don't feel safe to come to that person. You're just Especially, yeah, in friendships, of course, but especially in a marriage, in a relationship, absolutely, and if you don't feel led, you don't feel safe to come to that person, you're just not going to do it For whatever that reason might be.

Speaker 2:

So we want to create that safe space for our partners and mentally, like I said, encourage those open conversations. Money, money, money should help create a space where you can talk about that openly. Or the foundation that we create within our relationship should give us the open lane to come and talk about money. It shouldn't be like an awkward conversation. Even if it's uncomfortable, you're still going to come with it anyway, because as soon as we get it out we're going to feel a lot better about whatever it is we're trying to go for. So when the course in both partners or family members man, talk about family bro, all right, those are people that can cut us the deepest.

Speaker 2:

We always open our hearts for family and unfortunately we get hurt a lot.

Speaker 2:

We love them, but they cut us deep too, for real brother. So we just got to remember that, keep. But they cut us deep too, for real brother. So we just got to remember that. Keep it honest, keep it open and with no judgment, right, right, makes it easier to face challenges together and plan better.

Speaker 2:

Of course, of course, of course, clear communication goes a long way in reducing financial conflicts, and when you have someone to lean on mentally, it can change how you approach your financial situation, right, instead of carrying all the stress by yourself and you know, I mean you share the load with each other, right?

Speaker 2:

You know, I'm saying I mean us as us, as men I mean I could speak from a male side of things. We always carry so much on our shoulders where we buy me for the most, really, we don't even really want to talk about it a lot of times. You know what I mean, right, because it's just it's going on in our head and we're trying to work out the situation. This is, this is something you know, some, some of you ladies out there Sometimes, us men, we get quiet and we shut down. Yeah, we're trying to work out the problem in our head, right, so that when we, when it comes out, we come out with solutions. Right, it doesn't come off as complaining or us feeling like we're stuck. We come with Look, this is how we gonna go forward.

Speaker 4:

And I wanna add to that like, even when you have a lot of single mothers out there who are considered head of household on your taxes. You gotta put it you're head of household For sure. And what we can say is just don't come at it on a mental state, don't come at it emotionally. If you got kids or if you got kids old enough, come at it in a way where it's not very emotional so that person can understand what is the real. You know a black and white of the situation. What's the real finance? And you might be surprised not coming at that person in the family member emotionally. You might get that support where you need the support, even if it's not financially. But you're out there. You got two, three jobs and that child minds like, ooh, mommy's working hard and she, she spoke about it. Let me make sure food is ready. Let me make sure the house is clean. Last thing, let me do the laundry all those things Again.

Speaker 4:

That's where that love that we talk about you know what love got to do with it. That's where it's at when it comes to that financial scenario that you're dealing with. That's stressing you, yeah, yeah, and that you want to take it away. You want to take some stress away, and you'd be surprised how much young men and women understand that, Because they're with you all day. So they'll understand like, Ooh, I can't. I can't be stressing my mom or dad, Cause there are single dads out there too.

Speaker 2:

Yeah.

Speaker 4:

Even though guys hold it in more and we more we got this, we got this.

Speaker 2:

I'm tough, right, right.

Speaker 4:

But, but you know, if you have that conversation with them you'll see things might be a lot better, because there is that love there, absolutely. I love that brother. It's deep man, yep, yep. And I also believe that gratitude for the little thing goes a long way. That's what I was just talking about. Love teaches us to appreciate the simple joys even when money is tight, whether it's a home-cooked meal. Remember, I was saying, doing those little things, spending time with loved ones, or just knowing some someone cares about you, loves, help you find contentment beyond material things.

Speaker 2:

100, brother, you know I also have to say if you really in love mike, this does help you shift your perspective definitely from what you don't have to what you do have. I'm saying, like we said a little bit ago, looking for the good, you know, I mean, even in the hardest financial times, love gives us that spiritual boost to keep going and stay focused on what matters the most, right. I mean again, I guess we're answering the.

Speaker 4:

I guess we're answering the question you know saying what's love got to do with it.

Speaker 2:

So look in in doing this, when that, when that, when that foundation is solid, right? This is why, man brother, this is why going into a relationship at the beginning is so important for us. To be transparent, right. Everything ain't bro, come on, man, you, we, we know we're people at the end of the day, of course. So I know this woman in front of me is not gonna be perfect in any in every way, and if she has, you know, if she I'm sure she got her head on straight she know I'm not gonna be perfect in every single way you know what I'm saying let's get it out, let's talk about it respectfully.

Speaker 2:

You know I'm saying and let's, let's talk about the thing, the areas where we may be working on, where we may be weak, like like. Okay, in business. You know my significant other, we're in business together. We own a company, okay, right? So I know the things that that she has maybe a challenges with and she knows the things that I have challenges with. But because there's love there, because there's that foundation there, we already picking up each other before go, that's what's up.

Speaker 2:

You know what I'm saying it's not even it, really not even you kind of just start to, you start to have this uh, oh, what's what? Uh. One of our agents said we got, we got the, we got the, uh, the bluetooth oh really, yeah, yeah, i'all got that connection.

Speaker 2:

Yeah, yeah, yeah you already know what's going on before she got to come out. Yeah, with it, and you are. She already know what's going on before you got to come out with it, right? So there's this, there's this in sync thing going on now. It took us years to get there. I got. You know there's a lot of, there was a lot of, you know, uncomfortable conversations to get there. But I will say, man, you know, with it there was never a fear of having them, especially on her part. You know I'm saying she, she welcomes uncomfortable conversations, you know, and I I love that and I respect that about her, you know.

Speaker 2:

And, by the way, it made it easier for me to challenge myself, to have those uncomfortable conversations. You know, I'm saying if someone's bothering me, just come out with it, right, you know what I mean. And if and and at the same time, if someone's bothering me and I'm still working it out, I'll just let it be known. Look, you know, got a lot on my mind right now, but I'm working it out and I'm here with you, I'm holding your hand right. I say this, I say this thing to her, I say, baby, I'm holding your hand, right, you know, I'm saying, and I just, I just let it be known that if, if I seem a little quiet, I'm still with you. So there's these check engine lights. You know, I'm saying that can come on. And I know, you know, just in, in being so close to my mom being my hero, you know, I'm saying I, I know that, for she just needs to know that I'm good, right, right, you know what I'm saying.

Speaker 2:

And I and I know this can be true with a lot of females Like they want to make, they want whatever is going on underneath the, underneath the closets and behind, underneath the blankets, behind the closed doors, and just look, just let me know If you let me know what it is Right. I'll hide the, it's straight up. So I mean, some women love, because women love hard, bro, I know, especially like I know, like mine loves me. No, we obviously speaking of the analogy.

Speaker 4:

Right, right, right. I was like yo, you just copped to a murder. Yeah, don't go don't go out.

Speaker 2:

You can't come to a 187 brother I'm making a very strong analogy about love, okay and so I just come to a one eight set.

Speaker 4:

Bro, we could have done that off the mic.

Speaker 2:

You know what I'm saying killing nobody man, okay but I'm saying, man, they love almost to a fault. Man, if we just be honest with them, bro, we just let them know what it is, bro, right, you know? I'm saying don't, don't, don't, let them, don't, let them hear what's going on from somebody else let them hear from you, bro.

Speaker 1:

You know I'm saying don't, don't have them hear what's going on from somebody else.

Speaker 2:

Let them hear from you, bro. You know I'm saying don't, don't have them being embarrassed at no parties you know right right, right right right like let it because, because they'll be the first one to defend you, they'll be the first line of defense, you know I'm saying but you gotta let them know, right. Hey say, babe, before we go in here, you know the play, I got the play. Baby boom, we good yep.

Speaker 4:

And that works the same way with the finance, exactly because if she, if you see, or if she sees let's say she sees a bugatti, that's 30,000. Now, baby, I want that one day. Now she ain't gonna be like, come on now, like you ain't telling me that you want a bugatti where we ain't got that, that's a car that's a car yeah, we, we can't put a car on your arms right now, baby, we like and so let's say, there's that communication it's like.

Speaker 4:

I really love that bad. You know, when we become, when we become multi-millionaire, that's something I would like. I'll make sure you got one for each foot.

Speaker 2:

You can skate around town if you want to every different color of bugattis.

Speaker 4:

You could, you could have for real.

Speaker 2:

Brother, baby, I'll get you one in every color. You ain't got to worry about nothing. You hear me and look, and this is mike. This is now. Look. Ladies and gentlemen, wealthians, we are making these statements and we are talking about this subject with respect to a couple of things that we believe are already in place. We're assuming a couple of things. Ok, we're assuming there's trust in the relationship. Ok, we're assuming there's respect in the relationship. We're assuming there's respect in the relationship. Okay, we're assuming that you know what I'm saying. You guys are faithful to each other and doing the right things behind closed doors that warrant the type of respect and love you can come to expect from one another. Okay, if it's janky stuff going on, it's found. It's going on like this already. We already know what's going on out there in the world. It's Mike.

Speaker 4:

It's hard enough to get, to find a good person, to get into a relationship and true to form to the beginning of the show. Bro. What love got to do it, because even tither turn it and said it's a secondhand emotion, sure did. It's like you touching each other, we feeling each other oh it feels great, but but is that truly?

Speaker 2:

love that truly love, for real bro.

Speaker 4:

So so, because when it is truly love, then then we put all these scenarios in front of it. Yes, yes, that you communicate and you work it now, especially when it comes to finance. It's not gonna cost your arm and leg to be together man brother, it's already going to be understood, understood.

Speaker 2:

If we going out for a burger, we still spending time together. If it's a $300 steak, it's still the time together.

Speaker 1:

That's the important thing Exactly, you know what I mean.

Speaker 2:

So, whether you rich and you got everything, or you know what I'm saying, our UPIs, we underprivileged and we have dang near nothing, right, but we have this love and we have each other. No-transcript, life is already going to be hard enough. It's already going to be hard enough to get this money. Yeah, already going to be hard enough. So, so, having that person and we on the same page, like he was saying, mike, at all times, and everything we doing, especially about what's going in, what's coming in, what's going out, right, bro, we unstoppable, exactly, we invincible. You know what I'm saying. You look at your girl, man, babe, I got you. She looking at you like, babe, I got you. And you know when she say you feel that I got you.

Speaker 2:

and you know, bro, when she said you feel that, bro, I got chills on my arms, right now bro when she say that you feel that and, by the way, so cold to where she ain't even gotta say it you saying it for her exactly you know I'm saying I know you got me baby. Yeah, I know you got straight up, brother. There you go. That's what's up, man. So, like mike, look we're gonna get into the breakdown, yep.

Speaker 4:

Let's get into the breakdown, so let's hit them with the literal. The literal is making sacrifices. Sometimes love means giving something up so you, so your partner or family, can have what they need. This could mean prioritizing bills over personal spending or working extra hours to support your family. These are sacrifices that may be tough, but they are done out of love. Amen, brother, they are done out of love, feel that man.

Speaker 4:

So that's the scenario right now you, whoever the head of household or whoever's doing what they got to do. The literal is you're actually out there working. You're actually out there doing this stuff because you have that love for all the stuff we just spoke about, that person that got you, the person who has, because you guys got something together, you planning it together, you're going to make it happen together. So you have no problem going out there doing what you got to do. Working that over time, working extra hours, can't stop the hustle, but I absolutely can't stop the hustle.

Speaker 4:

And that's going to help. That love is going to help you continue to hustle, because you both got a goal. You're both moving on the same path of that goal.

Speaker 2:

You ain't got no problem waking up 4.35 in the morning, there you go.

Speaker 4:

Love it, man, yep. And then let's hit them with the mental. The mental is emotional support. Reduce financial stress. When you're in a relationship or have a family, love often gives you emotional support which helps lighten the mental load. Just know someone has your back and can help reduce anxiety about bills and unexpected expenses. Can help reduce anxiety about bills and unexpected expenses. It's the mental cushion against the stress that comes with living from paycheck to paycheck.

Speaker 2:

That's real brother. I love that one, so you see how that emotional and mental works together.

Speaker 4:

Yeah, yeah, it does, brother, because then it's a cushion, yeah, yeah, it's a cushion for all that anxiety that you're going to getting up at four o'clock in the morning, just like you just mentioned, for real, bro.

Speaker 2:

or or dealing with the traffic bro, and look, man, when you were entrepreneur, brother, not having that support at home, man, I've seen we. We have seen that. So many dreams. You know one thing we don't do at fbn we don't kill no dreams around here. That's what's up, all right. Not having that emotional support at home, brother, how are you supposed to go out and conquer the world, bro?

Speaker 4:

come on, man, how are you supposed to go out?

Speaker 2:

and conquer the world. Bro, come on man. How are you supposed to put the cape?

Speaker 4:

on in the morning. You know this is going to age us a little bit, maybe even age me. You might not remember this, but there was a cartoon Pinky and the Brain. And then at the end of the show he's like Pinky, what are you going to do today? Brain he's like I'm'm gonna take over the world and pinky's like all right, let's make it happen. Brain that's what we talk about that mental there. What are you gonna do today?

Speaker 2:

brain, I'm gonna take over the world and pinky's like all right, let's get it, let's get it brother, when you look at man and you say something like that, when your day starts, and she look at you with that belief in her eyes Yep, yep, man, what you going to do, I'm going to take over the world, and nothing going to stop you, bro, ain't nothing going to stop me. Ain't nobody cutting me off in traffic telling me, no, nope, that's that's just rolling off the back.

Speaker 4:

That's it, because when I get home tonight I'm gonna tell my girl about this good news. Yep, you know what I'm saying, or what that did to get us to closer to that.

Speaker 2:

Next that's right that next you're gonna be, you're gonna be happy to share all the wins and losses, whatever it might be. That's what I'm saying. Knowing that she got, knowing that they got you, I love it, man I love it, hey man.

Speaker 2:

so let me get into the spiritual, all right. So the spiritual right here Love can give you a reason to keep pushing through financial times. All right, you have to believe. We just said we just said it. And knowing that you're providing for someone else or building a life together can give you a deeper sense of purpose and resilience. Man feel that All right, even when the numbers in your bank account are low. You know I'm saying yeah, love is what helps you bend but not break.

Speaker 4:

all right talked about that last episode all right.

Speaker 2:

So go go, y'all go check it out, even when your finances are stretched thin. That was on. And, like I said, even so, even when you're, even when your finances are stretched in.

Speaker 1:

Just remember that all right.

Speaker 2:

So that's the spirit of y'all, ladies and gentlemen, yep yep so, and of course, the t-shirt the t-shirt.

Speaker 4:

I'm gonna hit him with the t-shirt. Let me hit you. Look, y'all gotta get this t-shirt when we put it out. I may not have six figures in the bank, but I got love on credit and that's priceless. I love it, man.

Speaker 2:

I love it Brother you know, and it's such a I love the analogy there. Because a lot of people might catch that on the way home. But money is a tangible thing you can touch it, you can feel it. It is you can't feel credit. Can you? You cannot, you can't feel it.

Speaker 4:

You it is. You can't feel credit, can you?

Speaker 2:

cannot, you can't feel it. You can't feel it and that's why so many people abuse it. Right see, because it's not there when you go. And when you go and buy that shirt and you don't have the tangible asset to hand it over to the cash register, that's right, you got that card you could pull out and you don't really feel it. Nah, you know what?

Speaker 4:

I'm saying you feel later if you don't do nothing right away you know, when that bill comes like damn. That's how much is on the credit card damn.

Speaker 2:

So, man, having that love on credit brother because you can't, it's not. Love may not be something you can necessarily touch right literally right, but it is something, it's a it's, it's a feeling, and when it's real, it can carry us through so much.

Speaker 1:

Right, you know what I'm saying.

Speaker 2:

Yeah, and he's like he's saying you can't eat love. You know, I feed these kids.

Speaker 1:

Yeah, yeah.

Speaker 2:

You can't eat love, but it's something that can carry us through to the things that we have to go out and touch literally and tangibly so we can do the things to continue to build our dreams as a family. Build our dreams together.

Speaker 1:

Right, right All right.

Speaker 2:

So look, ladies and gentlemen, our wealthiness. This round was all about the foundation, Okay, but we all know that sometimes, mike, no matter what you do, things get real beyond our ability to stay all right. So y'all stay tuned for that part two of what's love got to do with it, because in this next episode we gonna get real and, like we say, what's love got to do with it and something wrong with the prenup.

Speaker 4:

Oh, did he say prenup? So this episode for part two, bro, you know, I like to do this because since we started with Tina Turner right, we started with Tina Turner with Light Love Got To Do and then I started checking and I heard this song and I said you know what? This is a good segment to end the show with, right, right. So so we gonna end the show with this song and it's it's proud, mary. So I want you to listen to the whole thing, because we can't really play more than 30 seconds because of legal and licensing and all that stuff.

Speaker 4:

So so we, we gonna, we gonna end the show. That's what's up with this song and with our ending song. But you're going to see it before our ending song. You're going to listen to the little clip of this song. We're going to play the first clip and then, when part two comes, we're going to play the second clip. I just think it's a great transition from part one to part two. Brother, that's what's up, brother.

Speaker 2:

I'm loving it and, as usual, mike, I appreciate you, and so y'all check this out. Stay tuned for that part two, and y'all already know we'll see you at the bank. Peace, take care Every now and then.

Speaker 3:

Peace, take care, you know, every now and then I think you might like to hear something from us Nice, easy.

Speaker 1:

There's this one thing you see, we never ever do nothing Nice Easy. We always do nothing Nice Easy. We always do it Nice and rough.

Speaker 3:

But we're going to take the beginning of this song and do it easy. But then we're going to do the finish.

Speaker 1:

Rough.

Speaker 3:

It's the way we do. Proud Mary, thank you. I know you love me. I know you love me. I know you love me. I know you love me. I know you love me. I know you love me. I know you love me, thank you. Thank you for watching.