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Finance BROs Network (FBN)
Economic Empowerment & Self Development Strategies For All
Finance BROs Network (FBN)
This Or That
What if five to ten dollars a week could change your money story? We dive into the real-world differences between fiat investing and crypto, why regulation matters for beginners, and how to use fractional shares to turn small habits into long-term ownership. From banks lending your deposits to blue-chip brands you already buy, we connect the dots so you can stop guessing and start building.
We walk through practical examples—Apple, Microsoft, Amazon, Meta, Nvidia—and show how fractional investing lets you participate without buying full shares. You’ll hear exactly how to set a simple budget, automate contributions, and choose a platform that fits your style. Whether you prefer Robinhood’s simplicity, Cash App’s dual stock-and-Bitcoin approach, Fidelity and Schwab’s name recognition, or an education-first vibe, the goal is the same: create a process you can stick to. Consistency beats prediction, and ownership beats impulse.
Mindset is the multiplier. Small steps count more than big intentions. Treat investing as stewardship, not fear, and let learning replace anxiety. If you’re just starting out, focus on the basics: regulated accounts, clear disclosures, recurring buys, and patience. If you’re more experienced, refine your plan with risk sizing and better research. Either way, you don’t need to time the market to build wealth—you need discipline, time, and a plan you’ll actually follow.
Ready to move from spender to owner? Hit play, set your first recurring buy, and join us on the path to practical wealth. If this helped you, subscribe, share with a friend, and leave a review so more people can start small and build strong.
Learn more about the FBN initiative and get access to all social media platforms at https://linktr.ee/fbnlinks
First and foremost, we want to be clear that what we are sharing with you are strategies and concepts that can be implemented by individuals who understand the logistics of how these techniques work. We are not giving you specific acts or financial advice. We are simply giving you the three key elements of how to approach such platforms as far as the literal, the mental, and spiritual format needed to be successful with your education.
SPEAKER_01:Hey, this is Michael DePoe, the other half.
SPEAKER_02:The other half. I love doing that.
SPEAKER_01:Yeah, I know, right? We're coming to you with Finance for the Unknown. We are honored to be here with you, our present and future wealthians. Welcome, everybody.
SPEAKER_02:Welcome, welcome, welcome. Hey, y'all, right up front, I'm a little under the weather, got a little bit of a cough, but the show must go on. Okay. I got some hauls and we're going to get through this. We're going to make it happen. Never let the grind stop, y'all. Yeah, that's how we do it. Yeah, man. Mike, thanks for being my partner in this. Thanks for being a great best friend, great business partner. I mean, you guys, I'm just gonna say this up front. Wasn't even planning on giving you homage like this, but this man drives hours and hours a week to make sure that we can come together in this studio and put this stuff together for y'all. He does a lot of riding in the background. He's a good friend, somebody I can always call on. And I I wish that for all of y'all out there.
SPEAKER_00:I appreciate it.
SPEAKER_01:In business and in life. I appreciate that. And right back at you. Appreciate it. You know, I'm um it doesn't work without support from one another. It don't, man. Just like any relationship. You know, the relationship, you gotta have support for one and other beliefs and likes and wants to for each other to be happy. Because in this environment where we are right now, we can't do it all by ourselves. Real talk. Yeah, I know that's right.
SPEAKER_02:Man, and look, we got a great topic today. No, we we got into some we got into some really good stuff last week, you know, and that's something that I feel like is gonna go down in in history. Right. Right, so right, and we're gonna we're gonna definitely kind of segue into this with that with last week's episode. So you watch last week's episode, you're gonna be prepped for this right here, okay? So we are simulcasting, okay, on our podcast. So remember, what you're seeing on the TV show right now, HHN TV, you also gonna be able to be listening to at your podcast stations, you know, your iHeart, your Apple, all that stuff. All right. So keep that in mind, okay? Whatever you see here, you'll be able to go back and listen to when you're driving on your way home or going to work or whatever you wherever you might be going. All right. So today we're gonna be talking about this or that investing fiat or crypto. So that's right.
SPEAKER_01:This or that. This or that. Now, does that remind you of something? You know me. Every time we got something going, it reminds me of our hip hop and our hip-hop community, you know, black sheep. Yeah, black sheep did that. There we go. Let's put it in the background. This or that. There we go, y'all. Here we go. I love that, man. Oh, yeah. Hey, boy, you know what you're coming with the hooks, Mike. Hey, hey, hey, we gotta make it, we gotta have our wealthians enjoy what we do. It's not just like I always say, I'm not that accountant who's gonna sit there and restructuring that. Come on, we gotta have fun with this. And I know it's entertaining, and that's how we bring it to you. Unfortunately, you know, you didn't get it in school, you didn't get it where you were supposed to get it. So, in this environment, we're gonna make it fun, we're gonna make it relatable. And, you know, our community, our underprivileged community, love the hip-hop of genre, and we love what they brought to us. I mean, this was a great song, you know, from Black Sheep.
SPEAKER_02:So, you know, you get the MFFA hats. Make finance fun again. There you go. I don't even know if it was ever fun, so make it fun, period.
SPEAKER_00:But I like that concept though. Yep, yep.
SPEAKER_01:And so, you know, we we just want to keep it simple. And we're gonna we're gonna go through this one real quick because I know the last episode was about an hour, and then and it's because it's new, right? I wanted to make sure we explained it. And and some of you might not have been like, I ain't ready for that, but I love the blueprint, man. It was good, it was good for me. Listen, we we we have to get involved. If if we want, if we're if we're putting our mindset to be a wealthian, to become a wealthian, these are certain things that you have to do. So just just be mindful. If you want to be a wealthian, some of these things that the society that's given us to to become wealthy, you have to get involved in. And it's just that simple. You know what I'm saying?
SPEAKER_02:Yeah, yeah, absolutely. Absolutely, brother. And um, in the spirit of that, um, as far as you know, us discussing crypto, uh, in this episode, you know, we're shifting to talk about fiat investing, right? Right, mate. Right, right. Also known as traditional cash. All right, so two things, two, the two are slightly different, but you know, fiat is more more regulated. Is that right? That's right.
SPEAKER_01:Yeah, so uh fiat investing, aka cash investing, aka, you know, money that's coming out of your account, that's all considered fiat, and it's it's been regulating, regulated from the end of time, as you know, as far as the stock market is concerned, and so on and so forth. So where crypto is not really regulated, they are they are starting to regulate it a little bit, but you still can jump in more or less as opposed to the fiat, they're still gonna ask for social security numbers. It's like opening up a bank account. If you want to stock trade, they want all that information because the government it's it's currency that the government is regulating. Remember, we had said at one time you can't take out$10,000 out of a bank just like that, cash, without you filling out a form. The government's gonna know, oh, you took out 10 G's or more than 10 G's. So anything more than$10,000 at one time, you're taking out 15 G's, 20 G's, 30 G's. You know, it maybe you came into some type of windfall, and then you're gonna be like, I'm just taking out my money. What's the big deal? This is how the government regulates and makes sure that currency, and unfortunately, it's not really to come after you, it's it's really to make sure people are not using it to do illegal stuff. When they start seeing big money coming in and out of an account like that, they're going, wait a minute, why is all this money coming? Because it doesn't take that much money for you to live, even though I could say differ now, because the way prices are going up, we might have to pay$10,000 for a loaf of bread, then what? But you know, but obviously they probably move the bar up if that's ever the case. But yeah, but the point is taking out big money like that needs to be regulated so to make sure illegal stuff is not going on. So that's why when you go into uh the fiat cash regulation for currency and stuff like that, you know, you you and you plan on let's say investing in stocks, you're gonna have to fill out the phone. It's gonna be like opening up a uh a bank account. So just just be mindful of that. So if you want to jump into uh fiat uh or fractional investing, you have to figure out, okay, I'm gonna jump into start investing in these big companies, right? But these big companies, you know, you can invest a dollar, five dollars, ten dollars into. And then and you're like, oh, okay, I can do that. Yeah, yeah. You can do that. Yeah, and and you know, and and and the reason uh for that, you know, these big companies will become like like Amazon, you know, Amazon's what, like four, four, something like four hundred dollars a share right now.
SPEAKER_02:Yeah, yeah, yeah. You know, meta, Facebook Meta, their their stock tickers meta now, they're at over six hundred dollars a share. Right. These are these are huge, huge companies, right? Nvidia is around$300 a share right now, right? Skyrocketed as everybody knows lately because you know they're a big power player in AI. Right, right. Yay. AI. We're gonna talk about that soon, probably near the NNC. We're gonna talk about to give it to them. Yeah, yeah.
SPEAKER_01:We're gonna talk about AI.
SPEAKER_02:It's not it's not coming no more. It's here, it's here, it's here.
SPEAKER_01:It could be a big decision in your financial life when it comes to AI. Real talk. Yeah, I don't think it's gonna be messing with you, but let me just give you a little bit of tidbit. I've seen uh them build a fast food place with all AI. Now imagine that. I don't need to hire no, and that's kind of your first place you get your first job.
SPEAKER_02:Right, right. Yeah, imagine that's going away. My first job was uh my first job was uh it was at one of them first jobs was at a fast food place. Taco Taco Bell when I was in school hot.
SPEAKER_01:See, and my first job uh at a it was a bakery, actually. Yeah, it was a bakery. So imagine in the back, they got the the the arms, the robotic arms, uh mixing the dough and putting it and making the shapes of the bread and then putting it in the oven, it comes out. There's another arm that bags it, and then there's another arm that puts it on the shelf, and all you have to do is walk guys, swipe your credit card, take the bread, go. If you're 16, that's not gonna be your first job. That ain't gonna be your first job no more. So we'll talk about it, but let's get back on track. Yeah, you know, just like in crypto, like right now, if you were to uh go into crypto, you can't buy a bib coin for a hundred uh thousand dollars. No, it's one coin.
SPEAKER_02:Most people can't, yeah. Right.
SPEAKER_01:So that one coin for a hundred thousand dollars or whatever it goes up to, you can't, but you can buy it fractionally, you know. You could buy a piece of it, you put one dollar, two dollars in, it'll be like 0.00000, whatever, but at least you still own that bitcoin, and when it goes up, it goes up, you know, relatively to what you put in. Very simple. So if the Bitcoin doubles and you had one dollar, you get two dollars. It's that simple. So, but if you had what Bitcoin is at$100,000, it doubles to$200,000. What you have now?$200,000. So that's how you have to think about it. But with um, but the platform for fractional banking, uh, or sorry, flat fractional stock investing, it's sort of the same thing. You're allowed to invest like five, ten, you know, uh, fifteen dollars in in the stocks, like you mentioned, those stocks that are like 200, 300, 400. So there's platforms for that now. Right, right, right. So and and it's mad easy. And again, we we we wasn't gonna go into the we, we're gonna try to keep it simple for you. Yeah, yeah. And if you want to do it, and and the fact that unlike crypto, this is very popular, this is very easy to get to, and it's just another form of sort of savings, so to speak, because now you're investing in something that's been around forever, it's regular, yeah, yeah.
SPEAKER_02:Things that you you know everyday things, whether it's toothpaste or or or toilet paper or things that you just already are using all the time, right? Right? Maybe maybe you even own a Tesla or something like that. You know, I you you sort of I've seen plenty of videos out there where they talk to kids about this stuff. You know, you love buying them Nike shoes right there, but what if you took the same$250 you bought for them pair of shoes and got you some Nike stock? Right now you're an owner, right? Right? Right. And yeah, cool, spoil yourself every now and then. But buying the new shakes that come out every six months, right? Or every three months, however often they come out, I mean, now I and I get it. Some of these shoes are worth a bunch of money. Now you got people who are making money making a living off selling shoes now and stuff like that. But just consider it though, because everybody's not gonna, there's always that one percent. They show you the one percent. The one percent of people that are millionaires off of making money on shoes, just like the one percent are going to the to the NBA or to the NFL, right? Uh it's it's the one, it's not, it's it's the one percent, it's not the likelihood that that's gonna happen to uh a wide range of people, right? So, but anybody can go and buy some stock.
SPEAKER_01:Yeah, yeah. And and and like I said, it's easy to get into. And and just think about it, like you know, think about the stuff that you're using and you putting money because you use it. So you of three billion people, because these companies are worldwide, they're being used worldwide, and they're that's why their stocks is up so high per share. And but you know, we uh uh the society has built a way to say, hey, you know, what if you want to get into it just a fraction of it, you know, just a percentage of it. So you at least that gives you the understanding on how it works, how your money can grow, and how you can make money from it. And by and and you could do like back in 20 uh 20 years ago, 30 years ago, that's what your parents put in. They'll they'll buy one share. And then 30 years later, that one share is worth like four or five thousand dollars. You're like, how does that happen?
SPEAKER_02:There's discipline in that though. Exactly. We in a we in a microwave generation right now, right? Instant gratification. A lot of our parents and grandparents was able to, you know, buy those things and hold on to them for a long, long time. Right, and even pass them on down.
SPEAKER_01:So yeah, so you gotta think about that. Just kind of understand that's what they did, but now um the things are a little bit easier. And to your point, it's uh it's a micro generation, that's why we have fractional fragrances.
SPEAKER_02:It's like so it's fair, right? Because you don't have to have uh$300 to go get an Amazon.
SPEAKER_01:Right, right, you know, or if you have$200, you could buy a certain amount of percentage, and if it goes up, so let's say the share does double, your money double, you know. So if the share doubles, the money doubles. So that's all you gotta think about. And again, instead of taking that money and spending it, you got a couple of dollars, you're putting it away every week. You Gucci, you're doing good, you know? Because one day you'll wake up, you're like, hey, I have this much in it, and then you find out, hey, wait a minute, I invest in this. Apple has come out with this new futuristic uh uh phone, and it's like, okay, their stock just went up 50%. Guess what happened to your little fractional money? It went up 50%. So you have to think about these things. These are some of the tools in society that helps be people become wealthy. But we gotta start as UPIs, underprivileged income people, we have to start somewhere and we have to take advantage of some of these tools, some of these opportunities that are out there. And sometimes you just don't know. And that's why we're here, right, Anton? That's right. We're here to bring these things to you so to know that there is an opportunity, but it's gonna take discipline. It's gonna take, and that's and I real talk UP uh our UPI, our underprivileged community do not have that discipline. And it's even harder for you to have that discipline because your environment doesn't have that discipline. Because let's say you you download an app to to do fractional uh investing. Your mom's gonna be, what you doing? Oh, what the heck is this? What is this? This you can spend that five dollars can be spent doing something else. That five, why don't you put that five dollars away? But what if you do put it in a fraction? Now you put the five hours away uh uh in a fractional investing thing, uh uh app or platform, and then all of a sudden, mom is saying something, but three months later that five dollars was becomes ten dollars. Then that ten dollars become you know twenty dollars. And you ain't stressing, you just letting it grow. Let it rise, let it go. Always remember, ladies and gentlemen, money needs money to make money. If that makes sense to you, money has to move to be for it to grow.
SPEAKER_02:Money ain't making money unless it's what? Unless it's moving. Moving. It's gotta be moving, man.
SPEAKER_01:So if it's sitting in that checking account, not doing nothing, sitting in that savings account collecting what?0001%, right?
SPEAKER_02:It ain't doing nothing. That's why if everybody went to the bank to get their money out at the same time, they wouldn't have the money to give. Exactly. Because it ain't there, because they're moving it, they're moving it. The banks are moving, that's how they're making money. It starts moving, it's in rotation. That's right. Digitally, yeah, sure. You see your account.
SPEAKER_01:Yeah, but in the back end, there's like, ah, okay. Tommy put this much or uh or James put this much in there. All right, we're gonna leave that show where he pulls it up on his bank account, it shows us there. But we took that money, we're gonna make ten dollars on that one dollar, or nine dollars on that one dollar.
SPEAKER_02:Yeah, absolutely. Because it's uh it's a rule of thumb. You can look this up. Yeah, for every one dollar banks handle, they can lend it out ten times. Ten times. And when we talk about, and we're gonna get into this about uh about insurance companies and why the wealthy leverage them so much, right? Because for every one dollar the insurance company handles, they have to have three to five in reserve. That's the difference.
SPEAKER_01:It's a reverse philosophy, it's a reverse philosophy with insurance companies. But let's let's get back on track. So so what are the we mentioned some of the top companies. Invest in what you know, like these fractional stocks. You know Apple, you know Amazon, Microsoft. You're probably using it on your computer, uh, Google. Probably watching this on it right now. Maybe you watch it on right now. So imagine you invest in it, and and you know, every day, you the millions millions of people who buy this stuff and jump on is is crazy. Like these numbers will drive, will say, oh my God, I can't believe that much people. Sometimes they will show sales, yeah. Uh a Microsoft uh software, this was selling every 12 minutes and it was$300. Think about that. Every 12 minutes of selling$300. And what does that do? That helps their stock go up. And what does that do? If you put your little fractional money in there, in that stock, that's going up. Yeah, yeah. So think about that. And and again, and it helps you build, it exercises your mind on once you get to a bigger level, once you have that money, that if you're doing this, your money is making money.
SPEAKER_02:Absolutely, absolutely, and you get that momentum to get that, right? Right. And look, and look, as if y'all didn't hear the hear the disclaimer look, we we obviously FBN Finance Bro is not telling you what to go out and buy. Right. Our our main goal here remains the same provide fundamentals, encourage curiosity, give you guys enough motivation to go out there and do your own due diligence, do your homework. Work to figure out what's best for you.
SPEAKER_01:There you go. So, so yeah. So basically, we we told you what you could do, but you're like, Mike, so how do I do this? Well, I'm gonna tell you. You know, you know, you know I'm gonna tell you. You know, I'm gonna keep it simple. So keep it simple, absolutely. So basically, it's going, and what I'll do as I mentioned the names, I'll put it up. Uh you'll see it uh on my left over here. You'll see I'll put up the the app or that you could go into and it's right on your smartphone. All you need is a smart form. And remember, like I said, to join, they might ask you some pertinent information, which some personal information, but just think about it as like opening up a bank account. Again, it's a regulated thing that you could be making money on. So we have Robin Hood. Robinhood is probably one of the best sites, no fees, very popular, very popular. People have it on the phone, and you could just uh take your your cash from your bank account straight into a stock, and then you could say, okay, they're saying this is one dollar or five dollars to pitch your uh to uh to uh to buy some stocks into the uh into this company, and then boom, you could just go on the app and do that. Cash app. Now a lot of people are using Cash App. Yes, Cash App, not only Cash App has fractional stock, it has crypto too, it has Bitcoin on there too. So a lot of people don't know that. That's why we said this or that, because they're trying to make these platforms, Robin Hood, Cash App, have both. They have crypto or they have uh um they have the fiat or fractional stocks. So you want to go towards the regulated side, they got you. Do you want to go towards the crypto side, deregulated, that's not regulated as much now, they got you. Either way, it's it's it's based on your risk assessment on what you feel you're comfortable in doing it. So just just keep that in mind. Um, fidelity. Fidelity is a brokerage house. Again, I'm gonna put it up there so you guys can see it. So maybe if you if you want to look up the app, you can see what the app looked like. You can have because I know our our UPI people are very visual. We know that.
SPEAKER_02:You're very visual.
SPEAKER_01:It's up on the board, it's up on the board, and Charles Schwab. Charles Schwab is also another brokerage that does that. They have an app, and then you could look on an app. Uh, and I found one, one that was at the top five. I thought that was it, even I didn't know this company called Public. So, Public is another company that it helps educate you. Like if you go through the website, and we're telling you these things again. Well, Anton just said, do your due diligence, do your homework, yeah. Do your homework. These sites they provide information, they let you read what you're getting into before you get into it, so you understand the full spectrum of what you're getting into. So just make sure before you you you start putting money into stuff, read everything, understand everything. But you know, I just gave you like five apps that you can go in and then again invest. If you don't want to go through the crypto side, go to the uh uh the fiat, the cash side, where you can put some money in. You know, we have to start somewhere. We have to help our our our families get out of that rut. Yeah, your mom or dad may not understand it, or maybe somebody in the family is not aware of it, your environment is not conducive to it. But if you got yourself a little job and at the end of the day, that money you get, and you you still might have some for savings or some for doing something that you want. You know, that was one of our episodes, right? The uh your wishes, what you wish for, what you want to grow in. So just think about that. You know, maybe you could put$5,$10 every week. Guess what? It adds up. Sure does, man. It adds up, right?
SPEAKER_02:So, you know, pennies equal dollars and dollars make sense equals dollars make sense.
SPEAKER_01:Yep. So that that's it. That's that's pretty much it. There's not much about it, right? Hey, look, Mike, we're not gonna be the dead horse, man.
SPEAKER_02:We're gonna get we we in and out like a drive through this episode. We're gonna get right into the breakdown. There you go. There you go. That's what it was about it.
SPEAKER_01:Now what now we just going right through it, and it's really simple, people. You just gotta go out and do it. Once you got the foundation, the structure. Yeah, yeah. You can just run through it quick. You just went through it. So, all right, so so we're gonna hit them with the literal. The literal is start with a budget of five to ten dollars. Remember, I just said that a week. Anybody can do that, yeah. Five to ten dollars a week to invest, don't exceed what you can't afford. There you go. So that's the literal. So think about that when you're about to start today invest. Five to ten dollars. You can save five to ten dollars a week. And if you're putting it where the money is moving, the money's growing. You understand what I'm saying? Okay, I think we all can admit we waste five dollars a week. Oh, all day, every day. For the most part. What is 20 bucks? That's what you call it?
SPEAKER_02:20 bucks. That's called 20 bucks. 20 bucks, not Starbucks?
SPEAKER_01:Nah, nah, it's 20 bucks. It's 20 bucks.
SPEAKER_02:If you got kids, it might be 40 bucks. It might be 40 bucks.
SPEAKER_01:So, so what's the mental here? The mental is small steps count. I just said that. Small step count. It's better to invest five a month than zero yearly. How about that? Five a month than zero. Yeah, five a month is a sixty dollar investment a year, and who knows? Investing either in crypto or in these fractional stocks, that that 60 might not be a hundred. Where if you didn't put that five or ten bucks a month away, um uh, you know, you will have zero. You won't have anything. So mentally, just think about that. If I just put away five or or ten bucks a month into something, boom. That's not a month. And and I know there's some people out there who can't do that when we get that, but you're gonna get there. There's you're gonna get help to get there because if you're at that point in your life, it is a whole different thing for you. But if you have the opportunity to watch Finance Bros Network, and and we're happy that you're either listening to us or you're watching us, and and and just just stay positive. Help will come to you, and then you could always come back and watch this show again or listen to the podcast again to say, oh, I remember when I was down and out, I was listening to these guys, or I saw these guys, and they were talking about something about, you know, I got this last five hours, I paid everything, but you know, I'm on hard time, but I'm leveling up. I'm gonna make sure I never get back to where I have no money again.
SPEAKER_02:I love that, bro. Now it really means something. You feel me? Because it's applicable. Right. You know what I mean? I love that, man. Once it's once it's on, once it's recorded and it's on it's on wax, it's in the vault, yep, can't take it away. Yep, yep. Yeah, I like that, brother. All right, hit him with the spiritual, bro. All right, brother. So here's the spiritual man. Let investing be a form of stewardship, not fear. And in saying that, Mike, I want to make it very clear that when you take the time to learn about something, the fear of it starts to go. It starts to go away because you understand it a little more. And when you get involved with something, any this is anything we put our time into, it's gonna be investing, it's gonna be relationships, it could be a new job you might be going into or a career or a business you're about to go and start. Yeah, take the time. Let's take the time to educate ourselves.
SPEAKER_00:Right.
SPEAKER_02:So we're making uh we're making decisions based on uh strategy and not emotion. There you go.
SPEAKER_01:There you go. So that's the sewership that he's talking about, you know, letting that it become something that you believe in. And then and then you won't it will you won't be afraid of it. Yeah, and and just just believe in something like that. That's that's the spiritual, bro. I get it. Absolutely.
SPEAKER_02:And we're all have we all have something, a type of legacy that we're building in our life, all right? And to be financially free is a is it it's it's such a huge part of being able to go out and give more and do more and be in flow and in alignment while we're doing it.
SPEAKER_01:And live life, yeah, man. Live life. It's like, yeah, it don't be mad that it's wherever you at in life, and maybe you're fortunate enough to be hearing us uh at the age of 15, 17, and then you're adapting these rules. Because I wish I had something like that. I wish because when you my age, listen, if you actually applying it, when you my age, oh my god, you would be changing the world. Elon Musk, who? You feel me? So if you're applying some of these practicalities in finance, it'll help you grow. So yeah, if you have 17, 18, take heart to this. Try to adapt it as much as you can. But if you have 50, there's there's never no late to start. Because now you're wiser. What's gonna take that 17, 18 year old maybe 10 years to build? You could knock it out in two.
SPEAKER_02:Yeah, yeah.
SPEAKER_01:You can't you can change your your situation in two years.
SPEAKER_02:Right, right.
SPEAKER_01:So so think about that.
SPEAKER_02:Yeah, apply application, application at the speed of light. Right. You know what I mean? Right, action right away. Don't sit on it. There you go. Don't sit on your hands, get out there and do it.
SPEAKER_01:There you go. And we're giving you the tools, we're showing you what to do, and and it's not as expensive as you think. It's only expensive if you make it expensive. How about that? Yeah, true.
SPEAKER_02:Could be more expensive not to do it. Right, exactly.
SPEAKER_01:All right, let me hit them with the t-shirt. So the t-shirt says fractional share. Uh fractional shares because some of us only get. Wait a minute, my bad. I gotta read this right. It's all good. Go ahead. Fractional shares because some of us only got fractional paychecks. How about that? Ain't that something? Fraction, in other words, we're getting a piece of something because we're only getting a piece of paycheck. You feel me? Oh man, as hard as you work, you ain't getting that whole paycheck, no matter what you do. Now I feel you. Remember, we talked about I take 10% and do something for myself? Because that 90% of that check is going to something or somebody else. How about that?
SPEAKER_02:Yeah, that's true. But hey, we got you got you gotta tell like it is, man. That's true. That's very true. Hurtful or not, is what it is. That's what it is. So it is still fair because everybody can get in the game. Right, right. Everybody can get in the game no matter what we're working with. Everybody can can take a small piece of their effort and apply it towards their future in this way. Right.
SPEAKER_01:And I and I hope who knows that they maybe they're gonna start teaching stuff like this in school because this is the stuff you need to learn when when you get your first job. You can start working uh at 15 with with paperwork, right? Yeah. Most states. Uh some might be even 14. You could start working. Man, get a job that young now. Yeah, yeah, yeah. But with a work permit. So this should have been the first education that they that they roll out, yeah. Even before they get paid. So we're talking about from junior high school, middle school, junior high school, middle school. This should have been an education that uh were given to you. But guess what? The government ain't gonna do that. You crazy, you kidding me?
SPEAKER_02:Yeah, man. And you think about it, like most most people when we think about something like that, it's like I want to get a job so I can go out and buy XYZ. That's all they think about. It's not. I want to go get a job so I can invest and save. It's not the it's not the typical conversation.
SPEAKER_01:And ironically, that's the best time. Because guess what? Mama's taking care of the rent. Mama's taking care of the bills. Mama, you you ain't got no bills. That's the best time to do it. That's the best time to do it. So here you go. Take advantage. All right, we're gonna go. Best practice. Remember, we're starting from the first episode of the season all the way up to now. So here we go.
SPEAKER_02:Here we go, man.
SPEAKER_01:Whether it's Trump or anyone else in in office, you are the president of your pocket. The wealthian policy is what matters most for your future, and don't forget it. Wealthians, the way you move today is how you will slay tomorrow. Maybe with digital currency, because ready or not, here it comes. So learn it and embrace it because it's the future of our finance. Or you can jump into something that's more regulated, and you can trust like five uh fine um fractional stocks. So either this or that, wealthier, don't spend it, invest it. How about that?
SPEAKER_02:I love it, Mike. There you go, brother. It's all right. And it just, man, I love it. It gets better and better, and it gets bigger and bigger, and we get to watch it all come together. Hey y'all, we love y'all. Thanks for tuning in. Uh, next time, next episode, we're gonna be coming with some knowledge for people on uh on. We actually gonna be talking about a little bit about the insurance. Yeah, yeah, yeah. All right, yeah, yeah. Gonna be educational, gonna be fun. We're gonna get into some deeper dives as uh as the as the season goes on. But we definitely want to break down, like we say, break down some fundamentals for them first. All right. So we got a real treat for you guys. Obviously, don't forget to come check us out right here at our home on HHN TV. And don't forget to listen on all your social media podcast platforms, Apple, Apple Podcasts, iHeartRadio, uh, Spotify, you know, anywhere you can find us, all right? And obviously, as y'all know, Mike. I appreciate you. And we'll see you at the bank. All right, peace, y'all. Take care, world. Later.