New Year, New Strategy: Financial Planning for 2026

Your 2026 money plan doesn’t need more hype. It needs a clearer mind, a simple strategy, and the courage to stop letting emotion run the budget. Anton Leftwich and Michel Dupoux kick off the year with a grounded conversation about financial planning for 2026 that starts with honesty: keep what worked, throw away what didn’t, and admit the habits that keep you stuck. Because if you can’t name the problem, you can’t fix the cash flow.

We also break down why the “financial new year” often feels like it starts later than January 1. Businesses spend weeks closing the books, balancing payables, and preparing for taxes, and that same mindset helps regular people get ahead. Then we zoom out to the bigger pressure sitting on everyone right now: the K-shaped economy. Costs keep rising, and the gap between people who can compound wealth and people who can’t is getting wider, so positioning and planning matter more than ever.

To make it practical, we share tools you can use right now, including our “Free Freedom Planner” (DM us) and even AI budgeting with ChatGPT to organize spending and create a Freedom Plan that fits your life. Finally, we land on our three-part framework: The Literal (plan and grow income strategically), The Mental (make decisions that lower stress), and The Spiritual (wealth without peace of mind is still poverty). If you remember one line, make it this: if it costs your peace, it was WAY overpriced.

Subscribe for more real personal finance strategies, share this with someone who needs a reset, and leave a review with the one game changing money move you’re making differently in 2026.

Learn more about the FBN initiative and get access to all social media platforms at https://linktr.ee/fbnlinks

Transcript

Purpose And Not Financial Advice

SPEAKER_00 0:00

First and foremost, we want to be clear that what we are sharing with you are strategies and concepts that can be implemented by individuals who understand the logistics of how these techniques work. We are not giving you specific text or financial advice. We are simply giving you three key elements of how to approach such platforms as far as the literal, the mental, and spiritual format needed to be successful with your inspirations.

SPEAKER_02 1:08

Anton Leftwich.

SPEAKER_01 1:09

And this is Michael Dilpo, the other half. You know it. And we are coming to you with Finance for the Unknown. We are honored to be here with you, our present future wealthians. Welcome, everybody. Happy New Year again. 2026, man. It's another year. Yeah, here we go. Here we go. 2026 is it's upon us at this point, right?

New Year Reset And Honest Reflection

SPEAKER_02 1:34

Absolutely, brother. And of course, with respect to the new year, you always gotta know we're going with a new plan. We're gonna come in with a new mindset. We're gonna make sure we remind ourselves how to position ourselves for the new year and new successes. So obviously, I'm gonna go right to my notes format. We're gonna call this episode. This is our this is our new year, new strategy. Right. But we could always you could also call this new year, new mind. Right. We want to come in this year with a fresh mind, fresh perspective, and we want to we want to stay hungry, right, Mike? All day. All day. That's right. We gotta be starving for it, or we're not gonna get it, man. That's right, that's right, man. So, so look, anything that happened in 2025 that was good, we want to remember it, reflect on it, and learn how to duplicate it. Anything that happened in 2020 that was not working for us, let's leave it in 2025. Yeah, let's throw it in the trash. Yeah, throw it away. Let's not, let's not take it into 2026, all right. Any any old bad habits, bad business practices, bad relationships, man. Let's just let's just take this opportunity to start fresh and do things. We we woke up this morning, so we got another opportunity to do this right. All right. So let's let's let's take some good, let's take some good lessons, let's take some good notes, let's learn everything. If you gotta go back and listen to every episode we did in 2025 to reset yourself, go do that. Let's do whatever. It takes what it takes, right, Mike? All day. One of our t-shirts, it takes what it takes. All day. So just remember that. And we and by this time, family, we've been together for some years now, okay? So by this time, if we've been, if we've been in touch, if y'all have been listening or or watching or whatever you've been doing, or you've been out there educating yourself on other platforms or whatever it is that moves you, we've got some tools right by now, Mike. Right?

SPEAKER_01 3:21

All day, man.

SPEAKER_02 3:22

We got some tools by yes, we should have some tools by now. Yeah. And and look, if if we were in if we were stuck in a position, because we all can can get stuck where we feel like we're not growing. Right. Okay. Right. This is this is personal for me because I I definitely, I know personally, I'm always kind of almost feeling like I just gotta push a little bit further, push a little bit harder. Man, you know, and this is this is personal for me, man. I'm I'm gonna get I'm gonna get real transparent right now and say that I can personally feel like I'm not enough sometimes. And I'm always pushing myself and pushing myself and pushing myself and still feeling like it's not enough. And that's a character flaw. You know, because we know if we're given everything that we got, we should always feel confident. Right. Alright. So I'm with y'all. Personally, me and Tom, the one have a fine ass, and I know Mike can relate to this too, you know, just because we have personal conversations. This is my best friend. I tell him everything. He's talking to me about this all the time. So I'm sharing this personal moment with you, family, to let you know that ain't nobody perfect. All right, and whatever ain't working, let's leave it behind. And whatever we got, we can move forward with, let's go with it.

SPEAKER_01 4:30

And just remember, the first step in solving a problem is admitting to it. Thank you. If you don't nationally, if you don't admit to it, you know, you gonna you're not gonna be able to solve it because then you're whatever you're doing, you're casting it away, you you you holding it tight under your chest, or whatever you want to do, or hold it in your heart, or whatever you're doing. If you're not admitting that you have a problem, especially financially, guess what? You'll never financially move forward.

SPEAKER_02 5:02

That's right. So that's real talk. You won't, brother. So so we want to roll into this episode, and obviously we want to give y'all some fundamentals, encourage curiosity, give y'all the tools you need to go out there and do your own due diligence so you can figure out what's best for you. Y'all know our mantra, but obviously we wanna wanna give you some new tactics and some new perspective too.

Why The Money Year Starts Jan 31

SPEAKER_01 5:21

That's right, that's right. And then we look at what what's the name of the episode? New Year, New Strategy, Financial Planning for 2026. There you go. And, you know, technically, Anton, New Year for Finance doesn't start until January 31st. Tell them why, Mike. Why is that? So why, why you you know, you might say, well, why do we care, Mike? What do we care? Because the New Year started, well, first of all, we we're talking about planning, right? Now, what the corporations are doing right now, and all entities that are finance that are doing right now, they are putting their books together. They're balancing out their books, they're balancing out everything to see if Black Friday did anything for them. They, they're they're you know, whatever payables that were out and and and profitable or revenue that came in, they got to balance all that stuff. So, what happens at the end of the year for regular folks, for businesses and for financial institutions and this entities, they take that whole month. Like my son, right now, I don't I don't hear from him. You know why he's a CPA? Well, he's not a CPA yet, uh, but I'm I'm wishful thinking. I gotta manifest it, right? Yeah, you do not know. He's studying, he works for an accounting firm, he's studying to get his CPA, and hopefully one day he gets that CPA, and that's gonna be our our our our little go-to, our uh subject matter expert person. But look forward to it, man. He he is um uh like working hard with all these different uh companies and vendors that they have that they do accounting for to make sure their books in order because they're the ones that's helped file taxes for it. So businesses at the end of the year have to find an annual taxes. That's how you get all this annual stuff uh about the business, how well is doing, and what that does, that helps them or helps stockholders think about investing more into it. So if they financially sound, if they show profitability, if they show the money, all the money they made, they got, they did what they were supposed to do with it, and they could be making more money. Shoot, I'll invest more money into it. Why not? But if they show that they have some losses here, they gotta figure out how to get money here, if you can't figure out stockholders gonna be like, nah, let me take the money I got in this company out because they ain't doing what they're supposed to be doing as far as financially being sound so they can keep their money in there to keep growing, because that's the nature of the business. So you you say, all right, Mike, well, that sounds all good and dandy. What that got to do with us? Well, real talk. If if you guys are planning right now, just like they are planning, you can get ahead this year. Because maybe you didn't do it last year. Well, you just mentioned that, Anton. Right. Maybe all that that was one of your bad habits, you didn't do that, right? Yeah, and you know, you got to think about doing these financial things because that's what's gonna help propel you forward. If you truly think it about finance, that's what's gonna help it propel you forward. I mean, we got all these episodes in the rears that you either listen to or go watch these days. If you're not sure about something, whether you're in stocks, crypto, or you just trying to make enough money for you to get to the next day. We have episodes on everything on how that you should have a mental mindset about how we should be how you should be doing that. And that's what we're about. That's what FBN is about, having those strategies to make things happen. And, you know, some people is like, ah man, Mike, that kind of sounds like the same thing you've been saying. Well, when you go to church, if you're uh a God-fearing person or if you have a belief in something, they're gonna go, you're gonna go back to the church, and he might be talking about, you know, not stealing. But how much time did that pastor or a parishioner spoke about not stealing on the pay on the podium? And then you're like, yeah, but you know, but if you hear it a different way, maybe it comes out a different way, it touches your heart. That's why you go to church all the time. That's why your parents maybe take you to church. That's why you go to church. You want to hear that word, that word of encouragement, that word that will help you propel you to do something, to believe in something. That's what we're about. Yeah, we're trying to get you financially, spiritually, in focus for what you need to do for your life. You know, there's an old saying, Anton, you could take a horse to a water, but you can't make them drink. Yeah, it's true.

SPEAKER_02 10:13

So all we do is somebody say you could sure make them thirsty, though. Somebody say it.

A Message You Need To Hear Again

SPEAKER_01 10:21

So well, well, but that's what we're trying to uh to bring out here to our to our wealthiens, to make them understand that that this part of your life 2026 is coming out. If you've been watching us, thank you, by the way. Watching us or listening to us again, podcast audience. Thank you. Thank you. Yep. Take heed to this. This is why we we we bring it to you, hopefully, maybe in a different yeah, you might have said we did a yeah, I did a show about planning before. Yeah, we did. But this time we're doing it again. It's a new perspective, a new look, a new year, and we think you need to hear it again. And maybe you might hear something that might trigger something that's like, you know what, Mike? You're right. Let me start planning this. Yeah, because last year was that that was it was done. It was done. And and our society is changing too, Ant. A lot, a lot. Yes, it is. Uh our society is changing, the way corporate America is, everything is changing, things cost more money. You know, you might not be able to vacation this year like you did last year or two years ago. You might not be able to do that. Yeah. How are you gonna know? If you don't, if you don't plan it.

Positioning With Armor And Team Energy

SPEAKER_02 11:35

Yeah, and that's a that to what you were saying might not only when you say something, can the message just come off a different way and hit you a different way, what you're going through at that time might be different than what we were going through before where the message didn't hit us. It could be where we're at in our life that causes the message to hit us in a different way. Could be the exact same words, but just we've gone through in that time, it's we're able to receive it completely new and differently now. Right? You talk about we talk about positioning, and this is really key, y'all family. By the way, your boy's been busy, man. So y'all go check out the FBN store, okay? All right. Yeah, yeah. The freedom over fear. Y'all know we, you know, y'all know we're about freedom over fear over here, so it's in full effect. The apparel is out. And you're gonna see us rocking some sweatsuits here real soon.

SPEAKER_01 12:26

So matter of fact, anytime you say that, you know, I make sure during editing, we we we pop up some some bottle shirts and stuff like that. Y'all go on any of our websites, you'll see it. You know, you just click on click on that URL, and if you like something you see, go ahead and cop it. Yeah, man.

SPEAKER_02 12:44

Uh yeah, shout out to your boy, man. The apparel is uh is up and out there, all right? So we we definitely looking forward to that. So, so with that, and these are again positioning, whether you gotta whether you gotta put on your your armor, you know, spiritually or you know, or or fit or physically, whether that be, you know, when when we play, we watching the most people watching the football game right around now, right around these times. You know, it's NFL, playoffs are going on, stuff like that, okay? Super Bowl's coming up soon. Those teams put on their jersey. Before they go out to the game, they put on their jersey, Mike. They're part of a team. It's a team. And whenever you're part of a movement or something that's special that you're willing to put yourself on the line for, or some people ready to die for, that's your team. That's your movement. They put that jersey on with pride. And it's a it's a it's a shield for some people, and it's an armor for some people. So if for you, whatever that is, find that. You got to go get you some freedom over fear. If you vibe with that, you gel with that, it hits you. Go get you a shutter, go get you a t-shirt, put it on, and and and let yourself allow ourselves to feel that transformation. Right now, we got on the FBN t-shirt right now. This is our jersey. We represent this. Our polo shirts. Polo shirts. Yeah, this is our polo shirt. But but it in the I'm talking about in the in the in the spiritual, the mental sense, this is like our jersey. It's our it's like a it's like an armor. Like, I put on this shirt, Mike, I feel something. That's your armor right now. Yeah, bro. And I feel and I I I have to resent I have pres I have to represent when I'm wearing this. Because this is something that means something to me, to us. I don't want to, I definitely don't want to let my my partner down. Because I seen all the late nights we've been through together, all the work he puts in. So we it's it's it's it's being a part of something. Make let's let's choose this year to make ourselves a part of something and let it mean something to us.

SPEAKER_01 14:41

And and and going back to that, it's just again, it's it's the planning aspect. That's the literal sense of what we're talking about.

SPEAKER_02 14:48

You know, I'm you know, I'm spiritual. But the literal, Mike breaking it down for you.

The K-Shaped Economy And Opportunity

SPEAKER_01 14:55

Yeah, yeah. The the the the the literal is like making up those plans, getting those plans together. You got the FBM planner. We got the FBM planner. But you think about this, and I just want to mention this it our social media or or uh news or or commercials, like everything is trying to get you to buy stuff all the time, buy stuff all the time. And you got to think about okay, where I'm at in my life right now. Because right now, if you didn't know, we are in a K-shaped economy. Like, what the what the heck is that, Mike? What the what the heck is most people don't know? Most people don't know, and you know what? We might do another podcast, and maybe that might be the next podcast. Yeah, the next podcast we talk about. But the K-shape, just basically, just think of a K, and then think on on the on the top is the people that have money, and money is constantly coming to them. The bottom is the people that don't have money, and now they're trying to figure out how to get money, but it's hard because you know why? Food is up, clothing is up, driving, uh, getting a car is up, all these different things is not gonna allow you, if you're down already, to come up. The economy, the system is designed to ensure that sounds really rough, to make sure you fail. Wow. If you're down, if you're under sir. But if you're up, the system is designed to make sure you keep going up. The rich keep getting richer and the poor keep getting poorer. And most economists now are saying this is the economy we am. We just FBN is just trying to bring you the information. And we'll talk about it more. But you have to think about that. Don't put yourself in that scenario to look for opportunities. And again, we might talk about how you find opportunities in a K-shaped economy, but that's what you got to do to ensure that your mind, your mind is on right, so that way you could get through it, you know, until you get to the point of becoming a wealth man. Getting that out of that underprivileged status to the privileged status. Right, Anton?

SPEAKER_02 17:15

Absolutely. Yeah, and and back to what kind of Mike was going into about that, excuse me, you know, positioning, right? These corporations, these companies, they have a plan because it doesn't matter if the cost of something goes up or the cost of something goes down, excuse me, their position, they have a strategy, so it's not gonna matter. If we position ourselves properly, it doesn't matter what's going on, who's in office, what's happening where we always have a plan and we can stick to that plan and we can navigate through those waters. Everything's not gonna be perfect, but we can navigate a little bit easier and we can set goals for ourselves, and we can have the right people around ourselves. Having the right people around us is positioning too. Right? We need some positive talk. I know who I can go to. I can go to this man right here. I need some positive talk, I definitely can go to this man right here. Stay positive, bro. But but but I but but I have that in my life. We need that. All of us need that in our lives. May seem very simple, but it didn't, but why isn't everybody doing it then? Right. If it's so simple. Right, right.

SPEAKER_01 18:20

Right. And you know, it it kind of uh seems that we're going off of the planet, but that's what that's what we're about at FBN. We uh again, we did we don't sit here and act like two accountants and say, yo, this is XYZ, and uh this is how much uh the money is being divided, and then this is your revenue. No. We we know you can get that from anybody.

SPEAKER_02 18:42

If you don't get this right, you ain't gonna get to that. Exactly. Exactly.

SPEAKER_01 18:46

You'll never get to that person where you go get to that. You can go to a a bank, uh uh uh a wealth advisor. Can you imagine the day you're sitting now across from a wealth advisor? You should make that a manifestation. You know, make that a dream of yours. Sitting right across from a wealth advisor. You go to the bank, it's like, nah, nah, nah, nah. You uh nah, you you're not you can't sit with us. Oh no, the tailor is like, no, no, you're too high profile. You gotta go to that wealth advisor over there. Can you imagine listening to that? Wealth advisor means you got enough money where you could be doing something and making it grow continuously, aka K economy. You can continue growing that money so you at the top of the K.

SPEAKER_03 19:30

Mm-hmm.

Free Planning Tools And Three Pillars

SPEAKER_01 19:31

You know, growing that money, making sure that money grow. But what did we do? You know, we made sure that you can start somewhere. We know a lot of underserved, underserved, underprivileged communities don't have that. They're listening to us talking right now or watching us talking right now. They say, oh Mike, we ain't, but you gotta start somewhere. And we're hoping in 2026 you start with something. And that's what we talk about, the planner, right? Yeah, exactly.

SPEAKER_02 19:58

And and by the way, we've upgraded it and upgraded it. All y'all gotta do is DM us and we're gonna send it to you. It's free. We ain't charging nothing. All right. For free. Yeah, it's free. All right, and if y'all don't like our planner, chat GPT one. Just just it's just about making the move. All right, right. And chat GPT is free, too. It is free. It is free for for big basic stuff like that. It's it's very free.

SPEAKER_01 20:21

They'll customize it to what you want. You could say, I spent money on food for this, I spent money on this. I'd say, can you can you make a chart and then we put it on there?

SPEAKER_02 20:32

And they'll chart it out for you. And there's so many, there's so much stuff on AI on how to use AI and ChatGPT nowadays. If if you guys are a little intimidated by it, then go and YouTube a video on how to use it. Yeah, it will give you many different scenarios, and there's all kinds of people are trying to make it into a business, just showing people how to use Chat GBT nowadays. Right, right, right. So hey, it's here, and and whether we like it or not, it's here. So take advantage. It's here to take advantage of so take advantage. Right. And and I want to say this real quick. I want to actually read this because this really hit me right here. And I'm going back into the spiritual, hey, and look, we go with our heart. Some of this was tactics, some of this was literal, but hey, I'm feeling spiritual right now, so I'm gonna give it to him, Mike. Go ahead, give it to him. All right, so look, and this is good. Like, I don't know if I'm going straight from my notes right here, okay? Don't know, and don't even know if y'all have heard this before, okay? But a clear mind leads to better money decisions. I think we can all relate to that. That might be a t-shirt, brother. T-shirt number one. We was averaging three. We was averaging three, okay? All right. That's why it's so important to keep your mind right and move at a pace that's comfortable for you. Okay. When your head is clear, your choices get clearer too. And you know what? Even even making ourselves comfortable with being uncomfortable goes into making ourselves comfortable. And you'll get that on the way home. All right. So whether we got to be in a position where we're pushing ourselves past a point of pain so we can get to a new level, which is uncomfortable, and now that new level is comfortable at some point, remember that because we can always be leveling up. But move at a smart pace that makes sense for you. We all know when we're not putting in enough. So let's not lie to ourselves, okay? If we're not putting in enough, that's another story. We we're not even talking about the same thing no more. But if we know we're pushing ourselves to the point where we know we can feel proud at the end of the day of the effort we put in, then yeah, go with that, man. Move that pace and move at a pace that you can be smart and be comfortable, but still at the same time challenge yourself. All right. Right. And then, oh, go ahead, Mike. No, go ahead, go ahead, go ahead. And I'm gonna finish my thought. All right, go ahead. And when you come, and we cause because when you come from an underserved, underprivileged community, all right, every dollar matters. All right, we have to honor every dollar we touch and make sure our spending aligns with our values. Okay, not not what outside pressure or outside influences provoke us or or or move us to do. Right. All right, man. Oh man, I just felt that right now, bro.

SPEAKER_01 23:17

You don't need that validation. You don't, man. Don't need that validation, ladies and gentlemen. From whom?

SPEAKER_02 23:22

Because who gonna be around to pay the bills if the money ain't get if the money ain't there?

SPEAKER_01 23:27

Preach. Preach. Oh, man, okay. So yeah, and you know what? I'm thinking about we should have named this episode New Year New Mind Strategy for financial planning. That's what we should have named it. Hey, it's not too late. But as Anton mentioned before, we got the planner that you could DM us on the uh uh on any of our platforms. We are on uh on Twitter, we are on um Facebook, Instagram, uh YouTube, you know, any of those platforms, those are major platforms, you definitely social media platform you can hit us on, but you can go to our website at FinanceBrosNetwork.com where you can hit us up with information. Go to our store. We just spoke about that. Please. Freedom over fear. We got a lot of problems about freedom over fear, and that's what we're talking about. Freedom over fear. Stop being afraid of doing this stuff because that's what's stopping you from getting that money, getting that bag, as they would say on the street. You gotta try to get that bag. So try to make sure you do what you have to do to get that bag. And one of the ways to do it is planning. Plan, plan, plan. Like I said, literally, we got a planner. You DM us, we're gonna hook you up with us. It's you know, once you DM us, you give an email, and if we have to PDF it, text it to you, whatever, we'll get it to you. We will, we will get it to you. But definitely we gotta do that. So, so you know, basically, I want to keep beating a deal. We can go right into the breakdown on this one. We again we try to keep it nice and simple, quick, get the message across so you guys could really feel what we're trying to say, not overbear it with more information, not overcomplicated. I'm all about simplicity. So keeping it simple, that's that's the key. So let's let's hit them with the literal. The literal increase incomes, uh, increase income strategic strategically, almost hard for me to get that word out, with planning, not emotionally. Strategically, strategically, strategically, you got it, you got it. So, what does that mean? He's like, how is that literal? If you're planning, you're sitting down, literally, you writing it out. Don't let your emotion get you. It's like, oh man, we have enough money to go to the club. Oh man, we'll have enough money to buy buy Starbucks. Oh, my bad. 20 bucks a day. Well, I have enough money by 20 bucks a day. My 20 bucks, aka Starbucks a day. Don't let that emotion overtake you when you're planning your your 2026 financial future. All right. Love it. Make sure that you're planning it without emotion based on what you're getting in, what you know you're getting in, and leverage where you can because you're gonna do the side hustles or or whatever you got going on, maybe you do some savings here, whatever. Work it around, plan it so you can start growing. So that's number one. Number two, mental. Make decisions that lowers stress, not raises stress. Man, bro, that's so simple, man. It's like, why would you make a decision? Ah, you know what? Man, I really like that new 2026 car that I saw over here. Wait a minute, hold on.

SPEAKER_02 27:07

That's t-shirt number two.

SPEAKER_01 27:10

Why why would you stress yourself out to try to get a 2026 when the 2024 is running fine? When the 2024 car ain't got nothing wrong, just because it looked nicer, but now you got an extra three, four hundred dollars a month payment that you could have been saving or putting into something else not to stress yourself out. Bro, I love it, man. You can take that all the way to this.

SPEAKER_02 27:34

No, for real. Make decisions that lower your stress, not simple, raise your stress. Simple. Make decisions that make you money, not cost you money. There you go. It's simple. Make decisions that solve your problems, not cause you problems. We can go on and on the door. Hey, and again, if it's so simple, why aren't we doing it?

SPEAKER_01 27:57

Yep, well, well, like I said, we we take them to church, right? We go to the people to church.

SPEAKER_02 28:04

We heard it a little different from the last time we said it. And this was not planned. We had this all written out. Yeah. So we hey, spirit takes you where it takes you, right? Right, right, right. All right. Speaking of that, let me give you the spiritual. All right. Wealth without peace of mind means you are still living in poverty. That's strong. How about that, man?

SPEAKER_01 28:26

That's strong.

SPEAKER_02 28:28

Wealth without peace of mind means you are still, we, we are still living in poverty.

SPEAKER_01 28:34

So you got all this money, or you're getting in all this money with no planning. You still poor. Because at the end of the day, if you didn't plan with all that money coming in, it goes out, you say, why am I at zero?

SPEAKER_02 28:50

Don't even know how we got there.

SPEAKER_01 28:52

That's what that means. So spiritually, you gotta think about that. You gotta plan, you know, where I'm gonna use this money to bring me peace.

SPEAKER_02 29:02

Yeah, man.

SPEAKER_01 29:03

Not cause trouble. I ain't gonna go buy the 2026 because I already got the 2024. That's working fine. Ain't time to re-up yet. Golly. Why bring why bring that stress in you? Now you talk about, damn, I thought I had enough money to do this. No, you don't. But you are you happy driving that 2026? No, you ain't. We be thoughting a lot of things. You you be in this 2026. People be like, damn, why she look so stressed, way? Why you look why you sweating in this brand new car? I got the bill to pay. Ain't that a beamer?

SPEAKER_02 29:39

A C don't work.

SPEAKER_01 29:40

What don't stress yourself, ladies and gentlemen. That's good. Find that peace. Find that peace. Now, let me hit him with the t-shirt. Go ahead. Here's the t-shirt. If you're buying or you're paying and it costs your piece, it costs you your piece, then you overpriced. Then it was overpriced. It's unquestionably overpriced. If you're buying or you're paying and it costs you your piece, it was that was overpriced. And brother. So period. Period. Wear that on a t-shirt, make somebody think, go, hmm. That makes sense. You know? For real, man. Obviously, why would you pay for something or buy something that's too much? You know, and then now it's bringing you some anguish or or some type of mental breakdown, you know? You don't want that.

SPEAKER_02 30:35

Yeah, yeah. All right. So, brother, I think we have. We into the we into the FBN dis the deciderata.

SPEAKER_03 30:44

That's his new word. Yeah. I messed up.

SPEAKER_02 30:46

I'm about to doing some doing some reading, and I messed it up last time another episode when I said it. Uh, I forgot what I called it, but it's actually uh a desiderata, which means things wanted or things lacking. So this is why I say it's the FBN disiderata. We're gonna bring in some education. Yeah, yeah, we're gonna be able to do that.

SPEAKER_01 31:04

We're gonna bring in a little bit of education. Knowledge is power. Power makes money. Yes. In that order. In that order.

SPEAKER_02 31:13

Go on give it to a lot of.

SPEAKER_01 31:14

So here's the back practice, starting from from what we did from the first episode of this season until now. All right, ready? Whether it's Trump or anyone else in office, you are the president of your pocket. The wealthian policy is what matters most for your future, and don't you forget it. Wealthians, the way you move today is how you will slay tomorrow. Or maybe with digital currency. Because, ready or not, here it comes. So learn it and embrace it because it is the future of our finance. Or you can jump into something something that's more regulated and you can trust like fractional stocks. So either this or that, wealthy ends, don't spend it, invest it. And with some money coming in, get a life insurance policy that can grow the money or benefit your family on maintaining a wealthian status. That is why leveling up your mind and your pockets for the holidays should be your first option. So for 2026, strategize on your finance plans with emotional respect to your peace. In order to grow your wealth. Drop the mic, man.

SPEAKER_02 32:52

Woo! That's a mic drop. I ain't saying nothing after that, man. Hey, y'all know where to come find us. All your social media podcast platforms, Apple Podcasts, iHeartRadio, Spotify. Actually, obviously, right here at our home on HHN TV. Hey, y'all don't forget to go check out the Freedom Over Fear store. It's been updated, it's popping. Y'all go get you some of that gear. Set your mind, set your life. Let's do it right. And Mike, you already know. I appreciate you. And we'll see you at the bank. Peace, y'all. All right. Take care. All right.