K-Shaped/Stagnation Economy Exposed

“K-shaped Economy” and “Stagnation Economy” get thrown around like buzzwords, but we’re not letting them stay abstract. We put those terms into plain language and connect them to what you actually feel: rent climbing, groceries costing more, gas prices spiking, and paychecks that don’t move. When the economy splits like a “K,” asset owners rise while working families slide, and that reality changes how we should plan, spend, and protect our future.

We also dig into the emotional side of money. Fear headlines and social media, panic can push people into rash spending that drains savings fast, especially during inflation. So we slow it down and talk solutions: budgeting that gives every dollar a job, paying yourself first, cutting high-cost habits without losing your joy, and staying optimistic while still preparing for real-world pressure. We keep it honest about what’s happening, but we stay focused on what you can control.

Then we bring in our three-part framework: The Literal, The Mental, and The Spiritual. Literally, you plan and track. Mentally, you build the discipline to say “not right now” and keep your focus. Spiritually, you stay grounded so your purpose protects your direction, especially when the stresses of money hit hard. We also touch on long-term tools like investing through fractional stocks, building protection for your family, and staying aware of the future of finance, including digital currency.

If this conversation helps you name what you’re living through and gives you a plan to move smarter, subscribe, share it with a friend, and leave a review so more Wealthians can find it. See You At The Bank!! #SYATB

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Transcript

Ground Rules And Who We Are

SPEAKER_01 0:00

First and foremost, we want to be clear that what we are sharing with you are strategies and concepts that can be implemented by individuals who understand the logistics of how these techniques work. We are not giving you specific tasks or financial advice. We are simply giving you the three key elements of how to approach such platforms as far as the literal, the mental, and spiritual format needed to be successful with your inspirations.

SPEAKER_00 1:04

I am the one half of finance, Anton Leftwitch.

SPEAKER_01 1:09

Oh, by the way, this is Mike the Poe. Yes, yes, sir.

SPEAKER_00 1:15

The other, the the other half.

SPEAKER_01 1:17

You know, I like to say that. And with Finance for the Unknown, we are honored to be here for you, our present and future wealthians. Welcome, everybody. Yeah, yeah, yeah.

SPEAKER_00 1:29

Hey, man. We back in the chair, Mike. You know we love it. You know we love it.

SPEAKER_01 1:34

We're here for our wealthians, bruh. Yeah, yeah.

SPEAKER_00 1:37

I I gotta say I appreciate getting back to the chair this time more than probably more than any other time. So sometimes we go through we go through life. Life, life, man. Life will keep life in, man. But hey, this is our this this is our happy place.

SPEAKER_01 1:50

And that's true. Life keeps life and I love, I love the way you say that. Life keeps life, because definitely what what life is about right now, that's what we're gonna talk about today. For sure, for sure.

What A K-Shaped Economy Means

SPEAKER_00 2:02

Absolutely, man. And right now, we're gonna be talking about a very special subject today. Our boy Mike then broke it down for y'all to the to the bare essentials to make sure it gets through. All right, so it's gonna be gonna talk about K-shaped stagnation economy. Mike, what is what the heck is that?

SPEAKER_01 2:23

So a lot of people say, what is a K-shape or stagnation economy? Now, uh, you know, in our UPI community, you might say, why is that important to me? You know, why should I care what's a K-shaped economy? Why should I care a stagnation economy? Well, that's what we're here for. That's what we're gonna tell you why you should care. Because I know sometimes you might have heard it on the news, you heard it on TV, or somebody saying you ain't paid no attention to that. I'm like, you know, what is that? But you know, at Finance Bros Network, we want to bring it to you in the simplest form to ensure that you understand what that means and how it affects you. So if you are watching us or you're listening to us on the radio, we wanted to make sure to let you know when you hear that again, or maybe you never heard it, and now we're bringing it to your attention, how it's gonna affect you so that way you know how to move with your finance, right?

SPEAKER_00 3:17

Right, right. Absolutely. And you know, I mean, Mike, I uh, you know, we we all love how you break things down into the into the where we could just you could get it across simple, break it down to the simple, right? Right. So just one kind of one layer at a time. So we'll we'll break down the uh the K-shape first, and then we'll go into the the stagnation economy. So let's let's break it down the first the first portion and then we'll go into the second.

SPEAKER_01 3:43

Okay, so the first portion we're gonna talk about today is the K-shape economy. What is K-shape economy? And what I'm gonna go ahead and do is just put up a small graphic, but it's very simple. It's a K. And basically, what's a K-shape economy means, and if if you Google it, it might be a little bit, you know, like what? But if you're a little bit variations of it, but I'm gonna keep it simple. Matter of fact, I'm gonna read it. It says a K-shaped economy means some people are going up financially while other are going down financially. So basically, and as you see on the graph, you know, you have the K is going up. That means people who have money are gonna continue to get money and get paid. And people who don't have money is gonna continue to be harder for them to get money to get paid. There's there's nothing that's gonna allow um the people who are underprivileged. And you know, we talk about not saying that other word, the government likes to use, right? But people who are in that position, there's really nothing that's gonna help them go up that K, as you can see in the graphic here. So that K is going up. People who have, you know, certain assets, people who have certain stocks, people who have certain things that generates money are gonna continue going up.

SPEAKER_02 5:13

Yeah, yeah.

Fear Spending And The War Narrative

SPEAKER_01 5:14

And people who don't have those type of things who are kind of just working paycheck to paycheck and and trying to struggle to make things happen, it's continuously gonna be a struggle. So they say that because there's nothing going on that's gonna help, you know, either side with their situation, if that makes sense. You understand? But you know, where does a lot of the underprivileged, I could say pretty much 80% of our society is at? Yeah, they are at that downtrend. Yeah, the underprivileged is at that downtrend. So just understanding when people say that, and this is base. I mean, we're not gonna go into, and if you do want to do your own research, you absolutely can go out and do it and say, why would they say K-shape economy? And there's a math behind it, there's uh, you know, the GDP, uh uh gross product global uh products, you know, all that stuff calculates into it, credit, how many people are using their credit, and you know, how how capital is being how companies are generating revenue, all that that factors into this K-shape economy thing. But we just want you to know how it affects you because you you know, if you want to, absolutely, I would encourage you to go and and do your due diligence and dive into okay, this is how the K-shape economy is gonna affect me. But at least if you're aware and maybe you wanted to start something, you got a little bit of money, you want to do this, you want to do that. Maybe this is not the right time to go ahead and do it because there might not be a support out there for you to kind of get out of where you're at. So you have to be aware on how you move. Not to say you can't do it, you can always do what you need to do, you have the heart, and we talk about that. You have the spirituality, you have the faith in doing it. Get it done. Just know it might be a little bit harder than usual. So that's what the K-shape economy is about and how it works.

SPEAKER_00 7:24

Gotcha, gotcha. And look, this is an opportunity for us too, Mike, because we can be going back and understanding some of these principles that we've talked about, like emotional spending. Right. Right? Right, right. So these are things to consider right now because we already know that the the tides are going against us, right? So let's let's help ourselves, wealthians, let's help ourselves by applying some of these pins that some of these principles that are that are just our real basic muscles to to to to exercise. Right. You know, save saving, putting, putting that, paying ourselves first if we have a job, putting that first 10% to ourselves, put it away, save it, or put it somewhere where it's working for us. Right. Right? Right. You know, got a good t-shirt later for that. There you go. Right. So, I mean, seriously, so we're working for our money. Our money should be working for us. And things like emotional spending, especially when we see what's going on in the in the in the world, it it really gets a lot of people. What was this thing that happened recently? There was supposed to be some bombs coming over here from wherever.

SPEAKER_01 8:30

Oh, yeah, when they said that, oh, uh uh Iran or is it Iran that could shoot a bomb over here from uh to California?

SPEAKER_00 8:39

Bro, that was old news, man. To California. But do you know how much toilet paper that sold? I'm just saying, bro. I mean, because we get we get caught up in these social media posts and this in the in the news and stuff like that. And I'm not not trying to be a conspiracy theorist. I'm just I'm I'm giving information that's facts. Right, right, right. You know what I mean? This guy was on the he was on the uh he was on the live talking about, yeah, you need to go get toilet paper, you need to go get canned food, you need to go stock up on crazy all this stuff, bro. Hey, I ain't nobody messing with America, man. Come on, man.

SPEAKER_01 9:10

And and I get it, you know, we can never say never for nothing, but the the the probability of this happen, trust me, it would be let's just look at it this way. This war and everything that's happening right now, it's a financial grab. I don't know if that makes sense. Right. It's something financial. Does it make sense to bomb everybody, kill everybody, then then how does that help anybody financially? It don't it don't. It don't war is supposed to make money, right? It makes a lot of money, right? Think about it that way. The you know, and and there's there's rules to war. That's a good point. That's a good point. There's rules to war. They're not trying to bomb uh civilians. And you see the uh, you know, one of the first bombs uh hit a school next to us, and they made a big deal about that. You know, the point of the war is to cripple each other financially. And if you look at what Iran is doing, they're fighting this war financially. They're crippling the oil, the the the way the oil is flowing, because they have 20% control of our of our world oil. So, yeah, you can fight me. You could be the big dog, but you know who's gonna win this war? Whoever is smart financially or who has the tools financially to affect each other.

Patience Protects The Future

SPEAKER_00 10:32

Yeah, and so look, so let's talk about the war we fight in regardless of what's going on in or outside of the world. We fight in a war of emotional spending, emotional, rash decisions. We're fighting a war of how we prepare, how we show up every day, the energy that we bring. So by doing these things, by preparing for these for these things in this way, that will help us to show up prepared. And you know, at the end of the day, just be ready, be prepared for the worst, but still be optimistic, optimistic for the best case scenario, right? If we're gonna go get canned food, there's there's canned food kitchens in the city. I know, especially here in the Bay Area. There's canned food kitchens, you can go get it discounted. There's things you can do to spend that money. I mean, toilet papers, if you're gonna go buy a whole bunch of it, go get it from Costco because it'll be uh you'll you'll get you'll get it in bulk and you'll get a discount. So just if if we're gonna do it, there's a way to do it that can be beneficial to you in in the long run. Right, right.

SPEAKER_01 11:30

And and just back on the the K-shape economy, look at what this war is doing to our TSA workers who are kind of the lowest people on the totem pole where um Congress, you know, is not passing a bill to help the uh department hand uh of security, homeland security, DHS, to to have funding in order to fund that department, which is TSA, which these people are the ones at the airport who are helping us. Now they're going uh as we film this show, they're going about two, three weeks without a paycheck. That's right, yeah. So so again, you see how how they're just probably working from paycheck to pay. The average TSA worker makes$40,000.$39, matter of fact, it's$39,000, the average, you know, depending where you are. But think about that. Come on,$40,000. You're not building a future, you don't have assets that are growing. Again, you're not going up the K, you're going down the K. Yeah, yeah. So so you have to think about it that way. And then you know what? And it it brings me to this mindset that we have to have. You know, we can't go out there and just to yourself uh to your point, Anton, have emotional spending and try to do more than we have to right now. And it got me thinking about this saying it says patience protects the future.

SPEAKER_00 13:01

Two, that's a t-shirt, right?

SPEAKER_01 13:02

That's definitely a t-shirt.

SPEAKER_00 13:04

We got the first one.

SPEAKER_01 13:06

Remember, we averaging three. So patience protects the future. So be patient, wealthians. You know, we are in a UPI underprivileged income status that we're trying to get into a privileged status. So we have to protect what we have, make that budget. You know, one of our a couple of episodes back, that's one of the first things we talked about. We said, yeah, we reiterated it. Yeah, budget. Go back and do that budget. Go back and don't spend. You're gonna have time, just be patient. If you can stack, stack your savings, stack your money so that way when the time is right, it's gonna, and it's not gonna be like this forever. I promise you. Right. It's not gonna be I I've been around for a minute. You know, I don't like to disclose my age, but I got a couple of decades. But I do have a couple of decades of seeing our financial system go like this, like a roller coaster. It goes up and down like this. So so we just have to when it and when the peak comes with finance, bro, we're gonna tell you bye, bye, bye, bye. Do what you gotta do, you know, go get something. But but right now it's at the low. We're like, yo, chill, chill, chill. Right here. We down here, chill, chill. So we gotta chill. Um, so so that way we we can when it's time for us to to to ready to to do something, to jump into something new, to try to help us uh get out of that UPI um uh scenario, we we are able to because we were we were patient.

SPEAKER_00 14:40

Right, right. And that's what we want to do at FBM. Like we wanna, we wanna we wanna obviously, like we always say, we want to provide fundamentals, encourage you guys to go out, do your own due diligence so you can find the best solution for yourself because everybody's situation is different. We also want to break it down and know that you know we have tools. Right. Remember that there are tools and they're accessible to everybody. The game, in a sense, is is fair. I hate I was saying, I was saying the other day uh we were doing something at the office here, and it was something going on with one of a with a company out there, and I was making an example to a guy, and I was trying to I was trying to coach him a little bit, and I was like, you know, that's really not fair. And I and I was I caught myself. I was like, nah, I don't I don't like to say that it's not because cause life ain't fair. Life ain't fair. Okay, so I mean, yeah, you're right, it's not fair, but like, you know, well, don't give it no power. You know what I mean? Let's look for how we can we can you know give ourselves the edge, right? Right, and all we can do, because if it's if it's not our fault, then it's like we also saying that we ain't got no control over it, too. Right. You know what I'm saying? So if we can have something to do with the solution, then what are the tools that we have at our disposal to go forward to the solution? I just want to think about, man, I just want to think about you, Mike, man. Boy, if we we're gonna talk about a problem, but right after that, we're gonna talk about a solution. You know that. And we know that we're not fit to get off this phone, leave this room, get out this meeting without goal. It's gonna be 20% problem and 80% solution.

SPEAKER_01 16:11

There you go. There you go. And this ain't clickbait because you'll be looking at the TikToks, you'll be looking at the Instagrams, the the Facebooks, or whatever. It's all clickbait. They said, do you know what a click, a K-shape economy is? Do you know what's that gang? Do you know how it's affecting us? Do you know? And then and then all of a sudden it cuts off. What the hell? Right? Like you started the conversation and then you ain't ended up. So that's not what FBN is about.

SPEAKER_00 16:40

We're trying to leave you on the list.

SPEAKER_01 16:41

Right, right. We're gonna we're gonna give you the clickbait, but we gonna expound on the solution. You ain't leaving here without knowing the solution. If you gotta rewind to hear what the K-shape economy says, rewind it. Whether you you're listening to us right now, you can stop and push it back a few minutes, or you're watching us on TV, pause and push it. What he said about K-shape? Yeah, go back to see what I said about K-shape economy. Yeah. And so that way you can understand what we're talking about.

Stagnation When Pay Stays Flat

SPEAKER_00 17:09

And then go back back and remember the tools. Right, right. Because in all the other episodes, in this episode included, we're giving you all the tools, the essentials, to go to go ahead and get through it and be remain in the solution, right? Which is the most important thing. So I think now, Mike, we're getting to stagnation. Now we're getting into stagnation.

SPEAKER_01 17:29

And stagnation is pretty self-explanatory, but when it comes to finance, it's a little late uh different. So basically, you hear the word stagnation, and it comes from the word stagnant. Now, if you don't know what stagnant means, that means something that pretty much stays still, don't really move, and it or it it's it's it's not moving the way you want it to move. So we went from K-shape economy that they talk about to stagnation. Like they're saying everything in the same breath. And and in the financial world, both ain't good. So, and and basically, what stagnation is what happens is your rent goes up, food goes up, but your paycheck stays the same.

SPEAKER_00 18:13

How about that? You mean hold on. You mean to tell me they don't come to you and they say, hey, you know, gas is up uh to six dollars. We're gonna give you a 30% buck. What they don't do that?

SPEAKER_01 18:22

What just to prove this point and to hit it on to our to our UPI community, our underprivileged community, um, federal, and I I keep my bad if I don't tell you the exact number, but what is minimum wage still at? Oh gosh. What is minimum wage still at seven something dollars? Does that make any kind of sense? In California, in some areas in California, they're gonna try by 20, 30, I heard, they're gonna try to make it$30 an hour. Because they say that's the cost of living in California.

SPEAKER_00 18:57

It's expensive. Yeah, yeah.

SPEAKER_01 18:59

But the federal, what the federal is doing? Nothing. So people in our middle states, there are still some states who are giving people$7 an hour some change for minimum wage. Wow. A lot of waiters have that$7 an hour. Oh, yeah, because they they get them on that because they get the tips. Because they get the tips. You see what I'm talking about? So that's the stagnation. And and also that's added into stagnation. The meaning, yes, rent goes up, food goes up, and there's no employment opportunity. These corporations are not hiring nobody. Right, right, yeah. Because they don't know what the economy is doing. It's stagnant. Remember what we talked about, stagnant? So there's like, man, I do I need 20 people, but let's hold off. And what does that do to you and I?

SPEAKER_00 19:50

You can make it work with five.

SPEAKER_01 19:51

Right, right. Let's make it work with five. So you're like, wait a minute, are you gonna give me more pay? No, no, stagnation. Stagnation. You work you're like, and then you have the job. What the stagnation? I don't care about stagnation. I got gas bills going up.

SPEAKER_00 20:10

Hey, but you but you're working though, right?

SPEAKER_01 20:12

Right. I got food going up, gas prices, and I know everybody is feeling them gas prices. Everybody. Now it's worse for us in California, real talk. Real talk. There's some gas stations at$8 a gallon. Can you imagine? Can you imagine at$8 plus gallons, uh, eight plus dollars a gallon that some people are paying?

SPEAKER_00 20:39

I got somebody I know is like a 36, they got a 36-gallon tank in their truck, man. And they and they commute. I think they was spent, he said they said something like$2,000 a month in gas. Actually, actually, no, they well, they actually bought a car to cut down on the on the gas, and they was paying themselves. In other words, they was making more money with it for the new payment, right? Than they than they was, you know, than they were paying in gas. So it's like it was a it was a it was a wash. Right. It's crazy. You could buy a car to pay less in gas than you're even paying in the car payment. Incredible, isn't it? So it was like you got a free car. Right. Right.

SPEAKER_01 21:19

Right. You know. But that's that's the that's the word stagnation. So again, UPI are wealthiest. Well, why we're here telling you this? Why we're here talking about K-shape economy, why we're here talking about stagnation economy? Because it affects you and they know you ain't listening. Right. And I said it the way I said it, they know you ain't listening. So listen, so listen. So it's up to us. It's up to you know, people like us, people who are who have uh, you know, uh a best interest to make sure our people understand what it means and how it affects you, and how you need to move. If you know. Your rent is gonna if you know your rent is going up, food's going up, and everything's going up. Are you gonna play on a vacation to Disney?

SPEAKER_00 22:07

Man, uh bro, Mike, and they uh let me say this again. They know we ain't listening. Mike, say that again. They they know we ain't listening.

Rent Winners And Getting Assistance

SPEAKER_01 22:15

That that's that's deep, man. Because and that's why that's why they they say these things, and the people that it it really affects, it's like it's falling into onto deaf ears. You ever hear that analogy? It's falling onto deaf ears, and but they have something for so that means this has already been written. They have their strategy for it. Remember, we started with the K-shaper economy. What happening to all those people that have money and what's going on with them? It's going up. So why do they care about the underprivileged that is in a stagnation economy where their rent goes up? Because the person with their assets and everything going up, guess what? That person, your rent winner, he's making more money. Right. He's at he's on the up uh shape, so he don't feel the rent going up because he's collecting it. Right, right, right, right. Yeah, right. He's the one that's collecting it, or she's the one that's collecting it. Exactly. So think about that, wealthians. These are these are the situations that we in, and uh and we're here to let you know so you know how to move. You know how to make decisions, financial decisions, family life decisions, so you don't you don't get caught up. So you're not in a in a desperate situation. And and as these things go up, you you know, the help you can get, you could now qualify for maybe food stamps or wick. My bad. You know, some people don't say food stamps no more, but but wick.

SPEAKER_00 23:44

We'll come up with a new word for that too.

SPEAKER_01 23:46

Right, right, right. But wick or uh or grants, certain grants, because when you have all these things going up, your your and your uh um your income is not going up, now you're gonna be put in a position where okay, you were able to eat maybe seven nights a week, but now because of the rent going up or the food going up, you only have enough to eat six nights a week. And that might qualify you for things that you weren't qualified before. So you need to go out there and seek those types of help. Keep checking in, check in with your government, check in with everything. There's a lot of help out there, and you know, I this is a different part topic for a different day. The reason why all these helps out there, because they're uh tax deductions for the people that are giving out.

SPEAKER_00 24:42

Yeah, that's true, that's true.

SPEAKER_01 24:44

You you you get what I'm saying? Yeah, it's a way for them to save and make more money by helping you. So that's how the system is working against you. Right, right. You understand? They don't want you to make the money because they don't want you to take over their business or or be better than them, and we know we can be better than them. Whatever we take ownership of, we become better than them. But they want to keep us down. So so they invent all these scenarios, K-shaper economy, stagnation, they talk about it, and they know we ain't listening. Because if we would listen, who knows how we move, what we do with each other, how the decisions we make wouldn't affect us as much.

SPEAKER_00 25:32

And we would know how to move. Right, right, right. And look, it ain't the time to be prideful, it's time to be smart. Right. You know, in in in in this stagnation economy, we just need to be smart. And look, the solutions are not difficult. They're not yeah, it's some of this that we saying right now may sound basic. Well, then that makes that means it's easy to do it. Exactly. Right? We're not given hard, you know, hard obstacles here. This is just be smart, save money, don't spend emotionally, look for programs to get assistance, and utilize what's at our fingertips. This is something that all of us can do.

SPEAKER_01 26:11

And and this is something we don't talk a lot about, uh, but it's part of our our three things that we talk about in our breakdown. And and I I know I'm always focusing on the literal, and my brother over here is focusing on the spiritual. Absolutely. But the mental, it's like your mental strength has to be strong now. You have to mentally say, no, I ain't gonna do this. No, I don't have to go to the movies. I'll wait until it comes out on Netflix or DM or whatever. You know, I'm not gonna go because going to the movies by yourself with yourself is average between$30 and$50. Depends where you are in the in what state you're in. Between$30 and$50 by yourself. Because you're gonna get popcorn, you're gonna get sold, you're gonna sit down, you're gonna pay for the movie. It's gonna run you about$30 in some areas, and some areas gonna run you$50. So why would I go to the movies now?

SPEAKER_00 27:12

Right, right.

SPEAKER_01 27:13

Just why would I have, oh, because it makes me feel, all right. There's a lot of stuff that's been coming out of Netflix that you're paying$19 a month for, so sit down and watch that.

SPEAKER_00 27:22

I mean, why not? I mean, you know, if you treat yourself every now and then if you do, if you really, if you really feel like you put in the work and you did something good, yeah, go ahead, treat yourself.

SPEAKER_01 27:30

But let's every once in a while is cool.

SPEAKER_00 27:32

Yeah, but let's be honest with ourselves too now. Okay, I mean, for real. We we know we deserve to spoil ourselves a little bit and when we know it's time to get to work. Right, right. You know what I'm saying? You know, oh you go ahead, you're gonna finish your thought.

SPEAKER_01 27:44

No, well, what I was gonna say, you know, in the mindset uh of keeping it simple, like if you're gonna go sit at home, not go to movies, go to a dollar general or dollar tree, buy popcorn for a dollar twenty-five, because dollar store ain't no dollar no more. Ain't no dollar no more. So, so everything is yeah, it's a little, but it's not$15 for a bucket of popcorn at the theater.

SPEAKER_00 28:13

Yeah, for real. Man, though you said the candies, right? The candies at the candies, the candy.

SPEAKER_01 28:19

Box candy, a dollar twenty-five at the movie theater.

SPEAKER_00 28:22

It's the same box candy, bro.

SPEAKER_01 28:23

Same box. Matter of fact, at the dollar store, Dollar Tree, if you got a dollar tree in your area, it says movie box candy.

SPEAKER_00 28:33

Somebody got smart and did that a long time ago.

SPEAKER_01 28:37

So when the movie theater runs out, they like they don't have to wait for the whole thing. They say, yo, this is that Dollar Tree. Yo, go go go pick up a bunch of jelly beans over and put it over here. And they slap on$4.25. They just made$3 and change on it. For real, man. And all they had to do was cross the street to the dollar store and get it.

Mental Discipline Against Lifestyle Spending

SPEAKER_00 28:55

And you got if you got kids, you know how much that saves? Gangster. Hey man, you know what just hit me right now? You got the literal, the mental, and the spiritual, right? Mm-hmm. The mental is the bridge between the literal and the spiritual. It's the gap.

SPEAKER_01 29:13

It's the gap. That makes sense. Bro, wow, we we just had a evolution here on Finance Bro Network Podcast.

SPEAKER_00 29:21

Look at that. Now we gotta do an episode about just that. Yeah, we're gonna we gotta we're gonna make that happen. For sure. We're gonna we're gonna we're gonna do that, y'all. Right, we're gonna make that happen. Yeah, for sure. So look, man, I think we're gonna go get into the breakdown. Let's get into the breakdown. I I want to stay on that for a little bit.

SPEAKER_01 29:38

We got some information here about the mental, so we're gonna focus on that for you because right now that's the support you're gonna need in what we're talking about with the K-shape and the in the stagnation economy. You're gonna have to strengthen your mental, and we're gonna support that. Yeah, yeah. We're gonna make that happen for them. Oh, yeah. All right, so well, let's just go into the breakdown. So the literal, make sure every dollar you have has a job. Woo! Man, say it one more time. Make sure every dollar you have has a job.

SPEAKER_00 30:11

Yes, indeed, man. Hey, hey, we're credit to wifey, the you know, the queen, queen of finance, bro, or my my the queen of the one-half of finance bro that work, my queen cod, man. She, I heard her say that one time, bro. And I've been saying it ever since. Every dollar gotta have a job. Every dollar gotta have a job. We work hard for our money, bro.

SPEAKER_01 30:30

Right, right.

SPEAKER_00 30:30

You know what I'm saying?

SPEAKER_01 30:31

Right. And and and it and and if you don't understand what that means, it just goes back into planning. You plan whatever money paychecks you're getting, you're planning what the dollar is going to, as opposed to having it in your hand, and you see, you see two, three hundred, four hundred dollars in your hand, and and you want to go do something crazy where you know rent is due, you know you gotta buy food, you know you gotta pay electricity, you gotta pay water, you gotta pay for garbage, you gotta pay for gas. Every dollar in your hand right there has a job.

SPEAKER_00 31:02

I love it, man. I love that. That that's t-shirt number two. For sure. I know we I know we had another one a little bit ago, but that's why we just patient.

SPEAKER_01 31:12

I think it was patient. Patient protects our future. That's that's that's t-shirt number one.

SPEAKER_00 31:17

There we go. There we go. That's t-shirt number two.

SPEAKER_01 31:20

Right, right. So so the mental is stay laser focused mentally so you can have control over your financials.

SPEAKER_00 31:30

Or finance. I love it, man. All right. I love it, brother. Hey, that's strong, that strong mental focus. A lot of things can be going on, but he we can remember why we started. We can remember why we going wherever we're going, why we doing whatever we doing. There's always a why.

SPEAKER_01 31:47

Right.

SPEAKER_00 31:47

The why in anything, especially if we're out for our entrepreneurs out there. Right. Your why gotta make you cry. Right, right. Mentor told me that one time. Your why gotta make you cry. Make you cry. Yeah, man. So just remember that and uh and use that. Right.

SPEAKER_01 32:00

And then and then we we gonna we like we promised, we're gonna make sure we're gonna do if we have to do a whole episode on mental, because we know right now, mentally, you're stagnant. Mental mental health is stagnant.

SPEAKER_00 32:14

Mental health is actually a really big thing.

SPEAKER_01 32:16

And it's huge in our community, but nobody talks about it. No, no, no. Nobody's taboo, it's taboo. That's that's why we're gonna talk about it. Because it's uncomfortable. That's why we're gonna talk about it. We gonna have the uncomfortable talk about it.

Literal Mental Spiritual Money Breakdown

SPEAKER_00 32:27

That's why we're gonna make it happen for y'all for sure. Absolutely, for sure. All right, so oh I I love this spiritual one right here, man. All right. Stay grounded and let purpose protect your direction. Brother, just talked about why why we started. You know what I'm saying? Your purpose, man. Let it prote yet, let the purpose, our purpose that we know we are put here, let it protect our direction. If it ain't part of the purpose, it don't go. Right. If it ain't part of the purpose, we don't do it. That's how we stay in alignment. If it's not part of the purpose, we're gonna have to come up with a t-shirt for that. If it's not part of the purpose, then it ain't worth it. There you go. You know what I mean?

SPEAKER_01 33:12

If it ain't part of the purpose, it ain't worth it. T-shirt number three. Here we go. And we haven't even got to the t-shirt yet.

SPEAKER_00 33:19

For real, haven't even got to the D t-shirt yet, right? So, yeah, that's that's just remember that right there, man. If it ain't part of the purpose, then it ain't worth it. I like that. I like that. We gotta write that one down. Yeah, we gotta write that one down. So it's gonna go in the vault. Yeah, it's gonna be gonna go on the board tonight. Yeah.

SPEAKER_01 33:38

Well, here's the actual t-shirt for our episode, which is a little bit uh play on words, but yeah, inflation got hands, but I got a budget. So I'm gonna stop reading them t-shirts beforehand, bro, because I like when it just hits me like that. Inflation got hands, but I got a budget. Man got them Mike Tyson hands. So you know you gotta block. That budget is blocking that information every time it's coming at you.

SPEAKER_00 34:09

You just like I got a budget. Bah, I got a budget. I love it. I love it. Hey, look, inflation got them Mike Tyson hands. You you truth. We gotta have a busted double.

SPEAKER_01 34:21

Yeah, the first one to keep him. Only gotta knock him out one time.

SPEAKER_00 34:24

One time. That's it. That's it, man. We could we could derail all non-beliefs. There you go. There you go. I love it, man. All right, and and of course, Mike, you got the the best the best practice. Here we go. This is the the Ciderata.

SPEAKER_01 34:40

The Ciderata, what do you always say? The Ciderata. So this is this is for this season. Uh uh Um Everything from the first episode of this season to now, kind of put it all together as a best practice. So you if you if you hear what I'm saying, then you maybe you'll go back to that episode and watch. Oh, what did he mean about that? Because he mentioned it in the best practice.

SPEAKER_00 35:02

Yeah, remember it's a addition, it's an add up of everything.

SPEAKER_01 35:05

Everything. So here we go. Whether it's Trump or anyone else in office, you are the president of your pocket. Yes, the wealthian policy, it what is what matters most for your future, and don't forget it, wealthians. The way you move today is how you slay tomorrow, maybe with digital currency. Because, ready or not, here it comes. So learn it and embrace it because it is the future of our finance. Or you can jump into something that's more regulated and you can trust like fractional stocks. So either this or that, wealthians don't spend it, invest it, and with some money coming in, get a life insurance policy that can grow the money or benefit your family on maintaining a wealthian status. That is why leveling up your mind and your pockets for the holiday should be your first option. So for 2026, try uh strategize on your financial plans without emotions to your peace in order to grow wealth. But this stagnation and K-shape economy, it's hard to grow. So remember the wealthian creed with FBN. PBC, be patient, be on time, be consistent with P B and J. Be polite, be bold, and be joyful while.

SPEAKER_00 36:59

I love it, man. I love it, man. P B and C with the P B and J. Ain't even gotta cut the crust off.

SPEAKER_01 37:08

So we always talk about it. I love it to put it in the best practice. Again, we we might have mentioned it in the beginning of this uh this season or or the end of last season, but we always gonna bring it back around to remind you because that's what's gonna help you grow. That's what's gonna help you remember what you need to do for the best interest of not only for you, but for you and your family.

Where To Listen And Final Sign Off

SPEAKER_00 37:31

Yeah, and look, this is not taught, it's caught. Y'all remember that. Right. You hear it, but then you learn it in doing it. All right. So y'all remember, and look, don't forget to come check us out. You already know Apple Podcasts, iHeartRadio, uh iTunes, Spotify, you know, all the any all your social media podcast platforms. Don't forget to come check us out. And obviously, y'all remember to come show us some love right here at our home on HHN TV. And as usual, Mike. I appreciate ya. And you already know. We'll see you at the bank. Peace out, y'all. Take care.