Should I Quit My Day Job and Go All In?

In this episode, we discuss the journey of starting an occupational therapy business and explore the right time to transition from a full-time job to full time OTpreneurship. 

Join us as we share personal experiences, reasons for staying in a full-time role, and the importance of validating business ideas. We discuss the importance of financial planning, understanding personal needs, and the significance of having a solid plan before making the leap into full-time entrepreneurship.

Enjoy the episode!

Timestamps:

00:00 Starting Your OT Business Journey
03:12 Reasons to Stay in Your Full-Time Job
13:59 When to Make the Leap
20:16 Validating Your Business Idea
28:28 Understanding Financial Needs
35:20 Planning for Your Transition

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Transcript

0:00

Have you been dreaming of starting an OT business and maybe, just maybe you even started doing a little something on the side and you want to jump in full time, but you aren't exactly sure when that best time, that right time is to quit your day job. Today, we're going to tackle this question, sharing a little bit about how we did it, as well as other considerations for when you are making this leap. Are you thinking about starting an occupational therapy business, but don't even know where to begin? Whether you're starting something on the side or going full time in your business, the OTpreneur podcast is what you need. This show will help you get in the right mindset and give you actionable tips to go from just an idea to OTpreneur. Sarah Putt and with me is my Bird Whispering co-host Jason Davis. How are you Jason? as Frank goes, I am doing great. Someone has been stalking me on social media. Yep. I'm always looking for things to pull out and I'm like, this is going to be a good one. I think you need to share a little bit about what is going on because all I saw was you putting your hand out and a bird coming to your hand and eating out of it. My parents have long owned a cabin in the hills or in the mountains here in Southern California. So I've been going up there since I was a very, very young kid. And now I have a young kid myself. And one of the things that my mom has always loved is having peanuts at the cabin so that we can feed the birds. In particular, we have blue jays. And then we think we have scrub J's at least that's what we call them. And then we have woodpeckers, which the woodpeckers don't bother with us, but the scrub J's or sorry, I'll start with the blue J's. The blue J's are, they love the peanuts, but they are very skittish. They have a Mohawk, but the scrub J's look like a blue J and they don't have a Mohawk. Those ones are very brave. They will come right up and. Some have even gone as far to like almost go inside of our house to grab the peanuts. So they have no problem with coming right up to our hand to grab the peanuts. And now that I have a two-year-old, he's amazed by it. So we've been trying to get him to do it. And yeah, it's just a lot of fun. Just sit there for a few minutes and typically it's the same scrub, Jay. come back and all the other birds are like waiting for us to put the peanuts out. And he's just like, I have no problem with going under your hand and grab the peanuts. gonna wait for you. I'm coming right to you. Yep, yep, no fear, no fear. We have actually had a, call it a resident mama duck that has been visiting our backyard and like legit like landing in our backyard. So we have like a little creek that runs right on the other side of our fence. And we have found like within the last maybe two weeks, there's been nine ducklings. And one day all of sudden the mama duck just flew into our yard, like looking for food. And then we started noticing that they would, that she would come back like. every day around the same time. And I was like, okay, this is cool because that means the ducklings are really close by. But yeah, maybe I'm part bird duck. Duck whisper. Yes. Alright, okay. So let's, let's jump into what we're actually gonna be talking about today. We're not gonna be talking about birds and ducks and squids. But you know, maybe maybe maybe another episode down the road. But I think before we kind of jump into talking about when when is a good time? What you know, what are things that you need to be thinking about when you are going to make that jump from leaving your full time gig to jumping in full time with your own business. Let's just throw out a few reasons that you might not actually want to quit your full-time gig or maybe some things that could be going well in your full-time gig, not your OT biz, your full-time employee role. Let's start there. What do you think, Jason? What would be one reason that somebody might not want to leave their full-time employee role yet? I mean, think the big one obviously is financial reasons, right? Like there's a lot of stability financially with a business, whether you love working there or hate working there, like you can't get over the fact of stability, right? If you got a W-2, then you've got that consistent income coming in every two weeks or every month, whatever it is on your paycheck, you likely have some benefits through your company, which that's a big one if you go and start your own company trying to figure out benefits. So I think that's the key one, right? Is like, to some degree, you almost feel stuck there because of the pay and the benefits, but at the end of the day, that's a pretty good reason to stay at somewhere. Hopefully, you can learn to, if you don't like it, hopefully there are things that you can change within the company to make it more manageable, or you can look at a different employment area, right? Different hospital, different outpatient clinic, different whatever. if you're not ready to go full-time in your business, but the pay and the benefits are definitely a big one. Yeah. And I feel like one that I hear time and time again, from people is that they, you know, they feel they're already established and they have a connection with their existing clients, right? Some practitioners might have been working with these clients for years, and they feel guilty for, you know, potentially leaving that lead quote unquote, leaving them right to go their own business or to go, you know, do something else. And I feel like that is a big one that really ties people to their job. Even if they're not, you know, keen about the pay, they're not keen about their working hours, they're not keen about everything else, but they love their clients and they feel like they owe it to their clients to continue working with them. you know, that's a really, I think that's a really hard kind of step to overcome because... if you love the people that you work with, whether they're colleagues or your clients, that's really hard when you feel like you have that, that you're abandoning them or something like that. And I know that I went through it and it really took me kind of reframing how I was going about this to saying, I can help these people here, but if I start my own thing, think about all the other people, the more people that I can continue to help. So I think that's a big reason that people feel stuck. Yeah, and if you have that connection with your clients, my guess is you might actually be in a pretty decent job to begin with, Because the odds are if you are in a business where you are spread super thin and you have 55, 60, 70, 100 clients, you probably don't have that much of a connection with all of your clients. Whereas if it, whereas if you have a great boss and you know, they really understands workload and you've got clients like maybe you have 20 or 30 clients and you're just like, you can really build that relationship with them. think that leads to that connection. And, and if you only have 20 to 30 clients, mean, obviously depending on the realm that you're in, but 20 to 30 to me coming from the schools, isn't that many. And you can have that opportunity to, to build with them. So. Yeah, it'd be hard to kind of leave that job if you really have that rapport and you got to start that all over, whether you're going in your own business or to another business. So. Yeah. And I think too, and I know this because I went through it. When I was a full-time employee and I was leaving at the point that I left my full-time gig, and we'll get more into my story in just a minute, but when I left my full-time gig, I was just leaving that to become an independent contractor. At that point, I didn't really have the concept of I was going to turn this into a business. It was just this step that I was taking at that point in time. Which is silly to say because now I realized like I had basically started a business back then without really realizing it. But I remember talking to some of my colleagues and we were all kind of going different places, right? A lot of people were just going to other jobs. I was the only one that was kind of leaving and going out on my own, I guess. And a few of them were like, you know, that's great for you. But I like leaving when I leave work at the end of the day, I like working at work. want to go in, I want to clock in, I want to, you know, make, make my income and get my benefits. And I want to punch out at the end of the day and go home and be able to enjoy my life. And I'm like, my gosh, like, I remember when they said that to me, I'm like, Am I the crazy one here that I am leaving this full time job where, know, everything was stable, everything was good. And I could leave it as much as I could, you know, at the end of the day, to working. whenever I wanted and not really having any boundaries around that. that definitely kind of like took a step back and I'm like, my gosh, maybe I am the crazy one that's leaving and doing this. Yeah, no, that's right on the, I mean, for me, I was a workaholic before I started my own business and I was always thinking about work even when I wasn't at work too, as a school-based OT. Another one that I want to bring up actually is the ability to move up, the ability to get promotions, the ability to, whether it's a pay increase or just a position increase, I think is definitely something that impacted my decision. As a school-based OT practitioner, We were not able to go into administrative roles. And I still tell people to this day that if I had been allowed to go into an administrative role, my business may not exist today because I had my boss is telling me I'd be great for this position and that position. And I had literally had to tell them I am not allowed to have that position because of my credential. or lack of a credential. So I could definitely see on the flip side, if I did have that ability to move up, that would probably have kept me in the schools longer because maybe the next step would be a coordinator and then a director and who knows where you go from there. I do know that for me, that made it easier for me to leave knowing that I was already at the top of my pay scale unless we got a cost of living, whatever raise, but I had nowhere else to go. that's, you know, that that's, I'm glad that you brought that up. Cause I think that's a really interesting point of like, you know, yes, if you have that opportunity for growth, it might keep you there, but not having it actually kind of pushed you out. So, you know, as much as I don't want to say that I'm glad OTs can't move up in the schools, I'm kind of glad that at least at the point you started OT Schoolhouse that you couldn't because we might not have OT Schoolhouse at this point. So. Yeah, and in California here, we're working on that ability for school-based OTs to get credentialed so that they can get administrative roles and whatnot. Even though I'm not still in the schools, I am still supporting our OT Association of California to get that bill passed because we are literally having to go through the California legislation to get a bill passed, basically to say that we are educated enough to be administrators, which... blows my mind that I even have to say that. Yeah. So even though I'm not still in the schools becoming an administrator, I definitely still have my hand in the cookie jar if we want to call it that. Yeah. And I know it's not just California. I know you've been kind of collaborating with occupational therapy practitioners kind of across the and kind of working on some of these other like logistical things that kind of nonsense that they exist. And I feel like that's a podcast for another day. Yeah, I know we're getting into the school-based realm, but I'm sure this does somewhat apply to others, right? Like I know in hospital settings, you might be able to get that coordinator role, but maybe a director role, you might have to go back for your OTD. Or maybe you're interested in teaching at a program. Again, you're going to have to have your OTD potentially. And those factors all weigh into whether or not, I invest my money to go get an OTD? Or should I invest my money in a business? They might cost relatively the same amount to go get your OTD so that you can move up in the world or to, you know, save the 20, 30, 40, $50,000 and invested in yourself as a business owner. throw this out here right now before before I were already deep in the weeds. But before we go a little bit further into it, I think it's really important to note that if you are listening to this, and you know, everything we just talked about, you're like, Yeah, I love my job. I love the people I work with. I have room for growth. I love my clients. I, you know, I get paid well, blah, blah, blah, right? If everything checks, if all the boxes get checked that we were just talking about. But maybe you've been thinking about starting something on the side or maybe you already have started something on the side. I want you to know you never have to unless you want to you never actually have to go full time in your own OT business. You can continue your full time gig as long as you want and as long as it serves you right and as long as it works for you and the lifestyle that you want and your family and everything if it works for you. great, you can keep your OT business as a side hustle, or something that you do in the summers, or something that you do on breaks, or on the weekends, or in the evenings, or whatever it is, however it works for your schedule. But for many of us, Jason, you and me included, there was a time that we got to that point where we were like, okay, we're here, but we wanna be over there. When? do we go about this? When is the best time to do it? And so I think that's really what we want to kind of continue discussing today of like, what what do we need to be thinking about? What you know, what are the things that we need to be thinking about? When you are ready to make that jump. And if you are that person that loves where you are right now with your full time employee role, know I want you to know that it might not always be that way. So having a backup plan, having your side hustle, having something else that you could potentially fall back on or be able to jump into later on, again, if and when it suits you, isn't a bad thing to kind of have in your back pocket. Yeah, definitely. And I'll say this too, before we get into all this, that there is no one right or wrong time, right? Like I probably could have quit earlier. I probably could have continued in my full-time job for another year or so. And how much will that have impacted my business? Either way, to be determined, right? But there is no one right or wrong time. It really is kind of weighing your options. So Yeah, I know we wanted to talk a little bit about validating. There are some certain things that you should probably do before you decide to move on. I know for me, I'll just kick it off and then we can go back to you, Sarah. My validation was after there are a few things that went into it. I saw my email list growing. I knew that my email list growing, that meant to me that A, people are interested in what I have to say. B, people are sharing what I have to say because I'm not doing any paid advertisements, really it was just organic growth. And to a certain degree, an email list can translate to dollars in some way, right? Like if you have an email list, you can estimate that maybe 40 % of people will open your emails, maybe 3 % of people will click through your emails, which then leads to people purchasing your programs. Of course, they have to be good programs. So I saw that email list growing. Plus, I had come out with a course that did well, not enough to replace my income that I was making in my full-time job, but I knew that it was going to continue to do well for the near future. I had ideas for an additional concept and that became the conference. I was already pre-selling tickets for that conference. I started to see some of that stability. because we talked about how stability can keep you in, but I was starting to see stability in my own business. The other big piece of this was that, and this would have prevented me from moving over if this wasn't already in place, I knew that I could get insurance through my spouse because that would have also prevented me from moving over. So when it comes to validity, verifying whether or not this can work or not, those were the big points for me that made the decision. What about you? For me, I knew. So just in case, I think I've talked about it in other episodes, but just in case you haven't heard this, I have always worked in pediatrics. And when I, my first full-time, actually my only full-time employee role, realizing this as I'm talking about it, I was getting pediatric experience across the board. So I was doing clinic-based, I was doing school-based and I was doing in-home early intervention. And, you know, there were a lot of things that kind of funneled me into my niche of wanting to work in early intervention. And throughout that time, I kept hearing of basically the shortage of practitioners, occupational therapy practitioners, specifically, but also practitioners, you know, other physical therapists and speech-language pathologists, other people working within early intervention. And I kept hearing that and they're like, we need more practitioners. And I'm like, well, this is what I want to be doing. And so I, as I was kind of making that transition into starting my own business, it basically was just kind of like thrown in my face the whole time of like, we need more people doing this. And I'm like, well, I guess that's validation right there, right? Like if there's a shortage of our practitioners doing exactly what I want to be doing, why can't I step into that role? I think the other, the other aspect for me, was if I didn't take the jump, if I didn't make that leap into starting my own business and going full time in my business, I'd never know exactly what I could have accomplished. But I also knew that if I invested all my time and energy and it didn't pan out, I knew that I could go back and get a traditional employee OT job basically doing what I was doing beforehand. was a great- but it wasn't awful. And for me, I'm like, okay, that's a safety net enough of like, I can go back and get another job if I think hopefully I don't. And at this point, you know, it's been close to 10 years, I mean, yet, but I knew that I could always go back and get another job. So that that also kind of helped me feel very confident in making that leap and knowing that I was validated in, you know, the area that I wanted to go into. Yeah, I definitely feel that as well. mean, especially when you're, I don't know, like me, was looking, even when I wasn't looking for a new job, I was always keeping my eye on the job market just to see what was out there available. And by doing that, I was able to see, you know, like every month, man, there are new jobs popping up, which meant that there likely would continue to be new jobs popping up every month. And so if, for whatever reason, if I really needed to, if our situation at home changed, if, you know, business didn't pan out, could apply and probably within, I would say at least two months between the interview process, maybe you got to go to like three different interviews, whatever it might be within two months, probably could have a new job. Yeah. If, if it got to that, right. like, far haven't had to turn around yet. The only new job I found was OTpreneur. And parenting, right? mean... Yes. Yes. So, absolutely. All right. Well, I mean, I know Sarah and I kind of just shared our stories just to kind of cap off my story really quickly. I won't go over all of it, but the one thing that I did try to do actually is I tried to go part-time. I actually went to, I worked for a school district. So, I went to HR and I put in a request to go part-time and I was... I was hoping for it, but I wasn't expecting it. had recently, actually the year before they had asked someone who was part-time to move to a full-time position. So with that in the back of my mind, I was kind of like, they probably won't let me, but let me try. So I did. And that's actually when they said, no, they said, no, I can't go part-time. And I still have the letter actually up on my desk as a kind of a reminder, right? And inspiration. But that is ultimately what kind of led me to say, you know what? I want to at least go part-time. And so I did put in my resignation for the school district. But the first thing I did was I actually found a part-time online teletherapy job. And this was before COVID. And so, or was it during COVID? I don't know. I'll put it together. But anyways, I got a teletherapy job and that's what I was doing as my part-time role as a contracted teletherapy position because they wouldn't let me go part-time. And that was a way to kind of ease into it. So. Yeah, just wanted to share that you could go part time to somewhere. say that's pretty similar to what I did. I just went the independent contractor role. so, you know, I kind of mentioned the beginning of the episode, I was a full time employee at this one clinic where I was doing, you know, all the pediatric therapy. And then I kind of like started just independent contracting with a couple different companies. And, like, interesting enough, I kept my full time, my full time job. While I started independent contracting, and once I actually had too much work as an independent contractor. That's when I left my full time job. And I was contracting with a couple different companies. And then at that point, that's when I actually, because of my husband, that's when I had the idea planted to start my own thing. And I think the biggest thing for me when I was making that transition of, okay, I've started my own business. you know, I'm working on the legal side, I'm working on building on my caseload. but I still had the independent contracting companies, right? I still had those jobs that I was doing. And so I had some income. Now it wasn't necessarily as steady as a full-time gig, right? Because I just never quite knew exactly what my hours were going to be, but it was somewhat steady. And what I ended up doing is that as my own business and my own caseload grew, I started decreasing my caseload. independent contracting companies, slowly, would, you know, basically leave one of those companies and then I'd leave another one. And so it kind of, it kind of just grew with me. And when I got to that kind of threshold of like, I have a caseload, everything's going well, everything seems to be great, you know, and it's kind of that steady income again. I'm like, great, I don't have time for the independent contracting. jobs anymore. And I decided to buy and I went full time in my business. So similar where it wasn't necessarily part time, but I still had, I still had an income, I still had stuff that I was doing as I was starting my own business too. And I just waited until that threshold, you know, what the business passed the other one and took it in one with it. So it was kind of this slower trying to be a little bit less stressful attempt during that process. Yeah. Let's be honest here. mean, money is a huge piece of this decision. If you're single, then there's some obstacles because living on a single income is very tricky. If you're not single, you have different obstacles because living on two incomes or having a kid is very different. You might have a mortgage, which the last thing you want to do is say goodbye to a full-time gig and then end up defaulting on a mortgage. Money is definitely a big thing for me. I was starting to see that I was going to match at least my income for my full-time job. Now, the benefits weren't the same. Had I stayed at my full-time job, probably technically making more, but at the end of the day, I was making enough in my quote, unquote, side hustle at the time to offset most of my income from my job. And in my mind, and I had done this on paper, figured it out, I knew that I didn't necessarily need to make that much to replace my full-time income. There's a lot of incentives for owning a business. A, you get more time. So maybe you're working a little bit less, maybe not at first, but you're more flexible at least. And that time is money. But anyways, there are so many factors that come into this. There's time, there's money, there's relationships that all factor into this. Having your safety net, making sure you've got that before you go full-time. I remember at the time I had heard about the fire movement, the financial independence retire early. And so a part of me just wanted to work full-time and have my business to try to rack in as much money as I could so that I could retire by 35. I would have burnt out. that just would not have been possible. there are just so many things to consider. Sarah, what else did you want to talk about? I just want to highlight what you just said there because I think that the word enough, the word enough is key in this point because I think a lot of people think when I start a business, I have to replace what it is that I am making in a full-time employee role. While maybe that's true for some people, that's not true for everybody. Understanding what is enough in your life to cover your expenses, to continue to contribute to your 401k or other retirements accounts. an emergency savings, emergency fund, anything like that, like really honing in on your financial health and understanding where your finances are, where your money is, how much is coming in, how much is going out. Having a really clear picture on your finances is huge as you're starting a business because you might be making a lot in your full-time gig, but you might not necessarily need and put that like air quotes, you might not necessarily need all of that, at least in the beginning as you're getting started out, because you are building a caseloader, you're building, you know, you're building your business to support you. And so really, it boils down to deciding how much your business needs to make for you to live a life that you want. Now, if you have a lot of expenses, and you like nice cars, and you travel a lot, and you like eating out, and you like spending money on all the things. then yeah, you are going to need to make sure that your business is covering and meeting those expenses unless you have, you know, a year plus emergency savings or some, you know, some other income coming in, but really getting a good handle on what it is, how much you need to live on and also how long, right? Like you could have an emergency fund that's six months, a year, maybe even more. So that gives you a little bit of a runway where maybe you're not making quite as much. Maybe you're not making anything right in the beginning, depending on what type of business you're setting up. But understanding that and having a really good grasp of where you are with your money is priceless. Yeah, in OTs, a lot of OTs are very holistic and that's what this comes down to because it might be, and I know some people that the health, just their personal well-being at their job, they couldn't make it. They were no longer healthy because of the stress placed on them by their full-time job. Maybe in a perfect world, their business would have been further along when they quit their full-time job. But they made that conscious decision to say, you know what, at this point, my income is enough or my spouse's income is enough or, you know, whatever it might be, I'm willing to go through unemployment, whatever it might be was worth not having the headaches, the stomach issues, all the things that can come by having a stressful, high anxiety, full-time job that you just don't. like that's just really unhealthy for you. So there's so much more than just the money. That is a big piece. We focus on it for obvious reasons, but it's more than just the money. There's a lot to consider. feel like and and I'm sure you've probably come across this a lot. You know, being in your first couple years of parenthood that a lot of times people will leave their jobs and seek out other opportunities, whether it is starting their own thing, or, you know, branching out in different ways once they become a parent, right, because they want to be able to spend more time with their kids. Or, you know, they're trying to manage like, I have to have the kids, you know, on these certain days and my spouse works and stuff like that. And so time and time again, I'm actually seeing when people are stepping into parenthood. A lot of times that is the trigger that says, I don't want to go back to a full-time job. I don't want to be working nights and weekends anymore. I don't want to miss out on dinner time or anything like that with my kids. Sometimes it is just that thing that changes your life just enough for you to go, okay, this doesn't suit me anymore. I think that really is the whole thing right there. what works for you, what works for your life, it's all going to be personal and really tie into what's gonna work with you and then anybody else that is, know, if you have a spouse or aging parents or any other people that you might be supporting with your income or your time or anything like that, there's a lot of things to consider. There's a lot of different things to consider here. Yeah, definitely. And you know, you've brought up a point too that reminded me that in some jobs, not all, and I don't know how many OT practitioners fall into this, but there are some jobs where you might also be able to take a sabbatical or a leave of absence. And that could give you six months or 12 months or even three months to kind of see what it would be like to be unemployed for a little bit of time, whether it's paid or unpaid sabbatical or time of leave, right? That can give you a trial period and maybe you test it out and then you don't have to, you know, after three months, six months, whatever, it just ends and you can make the decision at that point to move on or to go back to work. And that way you don't have to look for a new job. You just kind of have that job as a placeholder until you're more certain. So that's something you could do as well. So yeah, I mean, I think it's just, it really is just kind of like weighing all the factors and having a plan, right? Kind of knowing what it is, whether you're testing it out, what you were just talking about, Jason, and kind of taking a leave of absence or taking a sabbatical, or maybe you are a school-based occupational therapy practitioner, that gets the summers off and you already have this vacant time that you can try it out. It really is going to be up to you to figure out when is going to be the best time. And I'll tell you in my experience, I don't think there ever was a right time for me to do it. Right. And I think Jason, you were talking about this earlier, like, I probably could have started way sooner than I did. And I definitely could have started later than I did. I'm glad that I did it when I did it. You know, it just things just kind of happened and lined up in my life. And I just kind of followed, followed the path that was basically opening the door to me. But it really is a personal decision that you have to kind of weigh everything, you know, talk to anybody else that could be affected by this move and make sure that they are willing to support you, whether that is with income or some, you know, maybe benefits or something like that, or even just knowing that like, this is going to be taking time and energy away. And I know for me, my husband was a big supporter. I mean, he was the reason that I got the seed planted that I wanted to start in my own business. And in the beginning, you know, he knew it was gonna be a lot of work. He had gone to get his MBA and He knew a lot more about business than I did at the time. And, you know, he was always there kind of supporting me every step of the way and making sure that like, okay, you can do this even when I didn't really believe that I, that I possibly or even could. just really, you know, really just thinking about it, having a plan. And then, again, just kind of taking that first step in and seeing how it goes. And also, having that validation and the other things that make you feel better, make you feel good about taking that leap. Yeah, yeah. And I think that all kind of part of that plan that I was talking about is just really understanding what it is that you want to be doing, how you're going to get there, and also how that can impact the others that, you know, are are within within your world that you might be supporting or anything like that. So yeah, I mean, there's there's a lot that can be said about figuring out when is the best time to quit your day job. And ultimately, it boils down to you figuring out what's going to be best for you and your family and your realm and your world and everything that you are doing. So just know that it can be scary. It can be stressful. It can be frustrating. It can be something that you him and ha over for a long time, figuring out when is going to be the best time to do it. But if you have a plan and you're willing to kind of set some goals, take some time to really have a good solid understanding of where you are and where you want to get to. It doesn't necessarily have to be as stressful as it could be. And, you know, I say that looking back because it was a very stressful time for me to go through my own experience, but it definitely doesn't have to be as stressful as it could be. So thanks again for tuning in to today's episode. We will catch you in the next episode and over at otprenuer.com. Remember, wherever you are on your OTpreneur journey, we are here to support you. If you have a question, can leave us a voicemail or send us an email over at otpreneur.com. Catch you next time, OTP crew. Thanks for listening to this episode of the OTpreneur podcast. For links or resources mentioned in the show, head on over to otpreneur.com. It's OTpreneur, where occupational therapy means business.