Can You REALLY Retire Early and Still Enjoy Life? ft. Natalie Philips | Ep. 28

In this episode, we're joined by Natalie Philips, State Manager of Allianz Retire+, an Australian company dedicated to developing retirement products to meet the unique needs of Australian retirees.

We talk about the economic challenges Aussies face in achieving early retirement, the importance of having a financial coach to guide you through life stages, and the role of budgeting and discipline in creating good financial habits.

We also discuss the impact of interest rates and the cost of living on household earnings, the need to structure finances correctly to maximise income, and the benefits of making catch-up contributions to superannuation.

If you want to understand how to balance enjoying your current lifestyle while securing your financial future, then make sure to listen to this episode!

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SHOW NOTES LINKS

https://au.linkedin.com/in/natalie-philips-782aa177 

https://www.allianzretireplus.com.au/
https://au.linkedin.com/company/allianz-retireplus
https://www.youtube.com/channel/UCuSCFbUfsQdjNgLfG7lK5qQ?view_as=subscriber 

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LISTEN TO THE PODCAST

Spotify: https://spoti.fi/3qJL8w4
Apple Podcast: https://apple.co/3QPF3ch
Amazon Music: https://amzn.to/3YMZjgD
Google Podcast: https://bit.ly/3swIVEF

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FIND US HERE

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LinkedIn: https://bit.ly/3Rs0Qah
Instagram: https://bit.ly/46kZvGp
TikTok: https://bit.ly/3PSbK7U
YouTube: https://bit.ly/3rsKxPG 

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CONTACT US

hello@rykercapital.com.au   

Client Enquiries: 1300 179 537
Careers & Press: 1300 179 537

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TIME STAMPS:

00:00 - Intro
02:38 - Natalie's Background
04:53 What Are The Economic Conditions Australian's are Facing Right Now?
07:00 - What are the Focuses of Clientele in Their 20s-30s?
09:04 - Tackling the Challenges & Focus Areas of Clientele
14:14 - Finding a Balance with Discretionary Spending Habits
18:49 - 45-55 Year Old Clients: What are Their Focuses & Retirement Goals?
28:57 - Looking Gearing & Debt for Clients
34:02 - Conclusion

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DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Chapters

• 0:00 Intro
• 2:38 Natalie's Background
• 4:53 What Are The Economic Conditions Australian's are Facing Right Now?
• 7:00 What are the Focuses of Clientele in Their 20s-30s?
• 9:04 Tackling the Challenges & Focus Areas of Clientele
• 14:14 Finding a Balance with Discretionary Spending Habits
• 18:49 45-55 Year Old Clients: What are Their Focuses & Retirement Goals?
• 28:57 Looking Gearing & Debt for Clients
• 34:02 Conclusion