The Wealth Guide Podcast
Welcome to The Wealth Guide Podcast, where we discuss and explore ways of helping individuals and businesses achieve their financial goals.
Discover a plethora of knowledge in each episode from our hosts, and industry guest speakers and gain deeper insights and tools to help you make the right choice for a brighter future.
Disclaimer: The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.
The Wealth Guide Podcast is proudly brought to you by Ryker Capital.
The Wealth Guide Podcast
How to Get a Guaranteed "Paycheck" for Life in Retirement ft. Natalie Philips | Ep. 30
In episode 3 of a three-part series, we’re joined once again by Natalie Philips, State Manager of Allianz Retire+, an Australian company that develops retirement products for Australian retirees.
Natalie talks about the evolution of lifetime income solutions in Australia, the benefits of combining traditional investments with innovative retirement products, and how these new products provide flexibility and access to capital.
She also discusses the tax implications of these products, the potential impact on Centrelink benefits, and the ability to leave a legacy for future generations.
If you want to learn about the latest innovative retirement products that can provide guaranteed income for life, flexibility, and potential estate planning benefits, then make sure to listen to this episode!
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SHOW NOTES LINKS
https://au.linkedin.com/in/natalie-philips-782aa177
https://www.allianzretireplus.com.au/
https://au.linkedin.com/company/allianz-retireplus
https://www.youtube.com/channel/UCuSCFbUfsQdjNgLfG7lK5qQ?view_as=subscriber
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TIME STAMPS:
00:00 Intro
02:32 - Building Up The Product Suite For the Pre-Retirement Phase
08:19 - The Key Features of the Innovative Lifetime Income Stream Products
13:34 - Bringing in Guaranteed Payment Rates to Australia
17:02 - Lifetime Income Solutions Aligned with Centrelink Payments for Retirees & Focusing on Protection and Growth for Clients
22:01 - Difference Between Lifetime Income Products Linked to Growth Assets Vs Inflation & Figuring Out Which Product Suits Your Necessities
25:38 - Understanding Your Cash Flow Needs, The Process of Developing Lifetime Products for Market & It's Impact on Estate Planning
30:04 - Income Test on Lifetime Income Stream Products
33:17 - Lifetime Products & Leaving a Legacy
38:24 - Conclusion
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DISCLAIMER
The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to