108 - Doubling Down In The Market Chaos Unlocked A 13% Dividend Gain

🔥 Van Life Portfolio – Q2 2025 Update (13% Income Growth Despite Market Drop)

This isn’t your grandpa’s dividend portfolio.

In this episode, we give a full Q2 breakdown of our high-octane, high-yield “Van Life” portfolio—designed for aggressive income generation, not fragile capital gains.

 Despite a steep 20% drop in principal (from $110K high to $90K low), our income grew +13.3% this quarter, landing at $5,667 in dividend payouts. That’s a projected 23% yield on current capital (~$97K). Yeah, you read that right. 

We cover:

✅ Great-performing weekly payers (YMAX, USLY, AAPW, LFGY)
✅ Which high-yield stocks are screaming “buy” right now
✅ Which ones are dead weight or dangerously overvalued
✅ How to rotate positions for better yield + compounding
✅ The YieldMax strategy—why most people do it wrong

Whether you're building an income-first lifestyle or just tired of traditional portfolios dragging you down, this one’s for you.

High Yield Q2 Dividends

--> Spreadsheet Here <--

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Transcript

Welcome to roaming returns a podcast about generating a passive income with dividend stocks so you can secure your finances and liberate your life. 

Last week we showed you how our conservative portfolio retained its value and pulled off a 10% income boost while the market dropped. 

But this week? We’re going full throttle. Our high-yield ‘Van Life’ portfolio saw a 13.3% jump in quarterly income, despite a 20% drop in principal. 

We break down what’s overvalued, the discounted gems, and how to rotate smart to keep that income climbing. If you want your money to work like it’s on steroids, this one’s for you.

All right, so we are back for the other portfolio. This is you last week. We call the van in portfolio man in Because we're cool aka the high dividend high yield so Timothy okay, so we went over retirement last week retirement portfolio is doing exactly what I wanted to do Which is awesome this week in the van up a pro.
It's Two is doing exactly what I wanted to do, which is nice, but it's not doing it with the capital Preservation that the retirement one is the retirements at like 168 after this week Where's the van life ones like 97? So we lost a little bit more in this one during that big because of the risk down time riskier things, but It is what it is. No, so we'll do a reminder of What we made for the last quarter, which was December 2024 through February 2025. We collected the $5,001 at 84 cents in dividends December we had 21 43 57 January we had 15 82 36 and February we had 12 75 91 you that's a stinker.
Yeah So anyway, I sucked because a lot of the payments that were supposed to be in February actually ended up being in March And the log the reason that December was so high is because it was like some of the payments that were supposed to be in January No, I got bumped to January January should have been a little bit higher and December should have been a little bit lower but because whatever so like so they actually went back a month. Yeah So they did that a couple times and I would have thought November's got pushed forward or whatever So and for the quarter of March through May we collected 5,667 and 17 cents That means we increased our dividend payouts by 13.3 percent From one quarter to the other from one to the other and March we had 1906 95 April we had 16 99 93 and May we had 2060-29 so in two months, which were April May We had more than we did the last of the months prior in the previous quarter, but March we sucked March we said March we sucked. So I will pop over here pop over here and show this to you here So you can see it because Tim was describing it last week and it he did a piss-poor job so We actually did worse from December to March again.
That's because of some of December's payments should have been included in January Yeah, so that was a jacked up month And then I think I think if it would have been like a normal we would have had more in March than December We would have less in April than January We would have more in May than February had they not done that in December where they took some of the dividends from Payouts in January and put them into December, but that's my guess but whatever it doesn't matter really because you're just it's So instead of getting your payout two weeks later, you got it two weeks earlier But it's happened to fall in the month of December But you see that we did the five thousand and one as a total in our quarter one and then in our quarter two We had five thousand six sixty seven Which is pretty sick that makes our Year to date almost eleven thousand, which is really nice No, and if you take the eleven thousand you divide it by the six months you get an average monthly payout of 1785 ish around there. So that means the rest of the year we should get to what is that another eleven thousand? Almost eleven and a half thousand to go. It's really nice because it was fifteen hundred just a little bit ago so the Projected yield if everything stays the way it should will be twenty three percent for this portfolio Whereas you remember last week it was thirteen percent for the retirement So we're getting an additional ten percent Is it worth the risk for ten percent and more income if your principal goes down more than it does you do in the retirement? account that's Again, the risk is on you if you panic and sell you're the risk of pulling out But I'm saying like if you were more worried about keeping your principal intact And you probably want to revert back to last week's where you're still getting a pretty I got thirteen percent yields really good That's above the average from just sitting in an index fund Like two percent so you're thirteen percent you're getting cash Even if you even if you did like the dividend aristocrats or dividend Kings You're only gonna be getting like three or four percent So you're still getting like almost ten percent more than if you did like the super conservative ones with our conservative portfolio, but okay In this quarter, we have four new positions so farming I just picked up to this week, but a APW, which is the Roundhill Apple weekly pair a PLTW which is the Roundhill weekly volunteer ETF a fiat, which is the back yield max inverse of the Coney short and FATBP, which is again that it's the Preferred of the fat fat boys restaurants, which is not doing really well right now In this last quarter.
We closed our positions in CRSH, which is the inverse of the TSLY I concluded that experiment as a it does what it's supposed to so you closed out of TSLY And the crash so the short and the long We did that because I once I determined that it worked because I've been kind of toying with doing another one So I've done once I determined that it worked and I bought into Fiat with the proceeds from TSLY and CRSH because Because I'd rather I think Fiat and Coney have more room to make us more money for the 2025 whereas Tesla's kind of Like I really I really don't like how the TSLY ran. I don't know what they got Like I've said this a couple different times I don't know who they have in charge of it, but I don't like how it's ran now Did we make profit or break even at least on the crash and Tesla? We made like four or five percent total return and like the Four months we held it. So make up so good at 1% per month.
Very nice It's always good to run an experiment. We swap the MSFO, which is the yield max for the Microsoft Because we were making on average $27 a month on $1,000 So we switched Microsoft for we picked up a PW and PLTW and after a month and a half we were making even with half a month of dividends in APW and PLTW made more than we did in them we would have in the Microsoft and if we do we had the full month of May to look at it and we made a lot more and a PW and PLTW then we would have an SMF MSFO, so that is Showing very nicely and next week.
We're actually gonna do an episode that breaks down Weekly, we're gonna do our weekly stuff Well, I'm doing all the weeklies and I'll point out the ones that we're in but you'll get to see our actual metrics and data for for all of those because the weeklies are Opportunity to make a shit ton of money if you have the appetite or like the heart understand for risks and if you understand they are kind of like they're Quote risky, but they're really not if you if you employ the the yield max You'll max thing that we've been teaching like they're not really risky at all You mean the recouping your original Name that something you take out your initial investment. Nothing's risky seed seed money recoup I don't know But like this applies to pretty much any stock like say I have CG for example, it's a really shit stock It's that like $5 a share. I don't even know if it's on the list is on the list.
AFCG Yeah, it is on the list. It's a 496. I don't know if we have this or not.
I sold it Oh, okay, so you sold in January. So I just check the attic theory. I got rid of it So AFCG a really shit stock for $5 a share So if you spent a put say you put $2,000 in a CG and you're getting 18 and a half percent you If you pull out your original 2,000 it doesn't like there's no risk involved with you letting what you've accumulated in dividends Keep accumulating dividends even if the share price goes down That's the that's like the mentality when it comes to the weeklies and the yield maxes is if you once you get out your initial Investment, it doesn't matter You're basically like I don't want to say house money because you've earned it with your dividends, but you're like playing with dividend house money Okay We'll go over what is overvalued and undervalued right now If you're listening to the podcast we're actually gonna have the chart where you can link up to like we did last week and then you go in the chart that ones that are bolded are overvalued and you put them on your watch list and wait for them to come down to the price that you're comfortable with a B, which is a really really good stock and It does pay out pretty decent amount for a really good stock.
It's a little bit overvalued See, it's a way for that to come back down. I just read an article today and This is the mentality that you have to avoid the basic The basic premise of the article was because we're in a market where everything's historically overvalued like that If you look at the PE compared to the historical PE It's super overvalued and if you wait to get in the market You might as well not invest at all and that's false Like you basically you watch list stuff that you like and you wait for a price But there's plenty of other opportunities in the market that are undervalued You don't just sit on the sideline waiting for say you wanted to put put like four thousand dollars in the a be you wouldn't Just wait with four thousand dollars waiting to go to a be you'd put that at least in the bullet share So you're getting six percent while you're waiting for your price to come in and what your price comes in you liquidate your bullet Shares quick and you dump your four thousand into a be just or you'll pivot to something That's actually depressed during the market economic climate so that you can grow it Was it's better to invest and not invest no matter if we're at a historically high market Which is absolutely a hundred percent false. Do not just say I need to be in the market So I'm gonna invest in stuff that's overvalued.
That's stupid That's a surefire with a reason that historically They have historic data so that you can see historically if it's a this should be trading at thirty eight dollars or thirty Seven dollars and it's trading at forty dollars Historically, it's the probabilities. It's gonna fall back into the thirty seven dollar range at some point What were they looking at? Were they looking at index funds though? They were looking at the market as a whole because they had the P of the market is twenty Which is seven or whatever the totality which would be like an index store and historically it should be like in 20 or whatever so like they're saying it's better to invest the market even if it's overvalued than the weight because you can wait like a decade For the the market values of the PE values to come back where you want them and that's just not this Yeah, that's just not very good advice. I Could see what they're trying to say.
I don't I don't think they articulated it There's always something to invest in it's undervalued so that you're not getting the negatives and you're still investing like he just talked about with Bullet shares you can still always make money on your money. Your money shouldn't be sitting and letting your money should be making Inflation essentially chip away at it. It should be in something but not something that's overvalued.
So that should be the caveat So I include on this chart for this for this one But once I do the chart next month like a bid I won't be on this chart next month because we've been out of it Long enough, but we're not getting any dividends and there's no point in including on the chart But but I was doing was but another EPR is the second most overvalued one the second one on our list It's overvalued. It is a rate that handles like if you remember like golf courses and ski resorts and movie theaters and shit like that It's overvalued by a little bit if you really want if you really want to get an EPR They actually have preferred shares, which makes the valuation even that much easier because if it's over 25, it's overvalued It's under 25 is undervalued and it yields about the same 6% Oh nice Yeah, I definitely would think a preferred would be better than the original The third overvalued one is Fisker capital FSK We're in that one and it's doing what it's supposed to like we're literally just accumulating shares and every quarter Just I imagine we're reinvesting because we got in at a pretty good original price. Yeah, we are Reinvesting in that one.
Yeah, so we're getting like four shares a quarter, but that one is overvalued I would let that one come back a little bit which I think it will with the finance like the financial ones because people are Throwing a fit with like the interest rates not coming down as quickly as they want to so the financial stocks have been kind of No, I don't want to say like hammered But they've been kind of like doing a like a downward sideways kind of thing and they're going to turn around once the interest rates Start getting dropped. So you're saying don't buy right now Don't buy to that 20 like 20 50 is my buy up to price But once the interest rates are cut that's probably gonna be 22 So that one you could probably get into if you wanted to if it hit if it dropped below 21 Which it will because it's dividends coming out soon. So you just said that we're dripping this So do you recommend still dripping or does it depend on your buy-in price? It's still drip because it's the interest rate sensitive and interest rates will be going down like the only time you want to turn the drip off on that one is Whenever they stop putting interest rates all together like when they're in the you know, the 3% range, okay The next one is Main Street Capital we Discussed this previously Main Street like at the time that we sold it.
It was like 2.06 now if the price it's at 1.78 right now So it's still overvalued and I see a lot of people saying oh by the dip in nav I'm sorry by the dip in Maine and I know I wouldn't Because for seven point five percent yield that's a lot of risk to take on for the fact that it should be like 53 to $55 it's overvalued. Mm-hmm. That makes sense.
Even if it is like this isn't it when it comes to REITs, which is why we sold it right because it got overvalued. I really like me. Don't get me wrong like it's like I Years ago, we said that one of the main core holdings in a income portfolio should be Main Street Capital I still believe that but at the right price and right now is not the right price It's like it's vastly overvalued and we had a really good example of an exact same situation with PDI PDI is a fantastic freaking bond fund, but we sold it when it got overvalued and it's on the list and it dropped It dropped like $3 and it's on the list still is overvalued It has a little bit more room to run before a little bit more room to drop before it goes up But anyway, next one's MO.
It's Altaria It's overvalued overvalued by a couple dollars and I think it's gonna keep going up before it goes down So I would just hold off like that 58 is pretty solid. I would if it falls below 58 I'd buy it If it's above 58 I wouldn't you can get into UVV and BTI in the meantime if you're really really jonesing for a tobacco stock, otherwise I would just do ETF or yield max or bolt shares while you're waiting for mo to drop Next one is NBXG, which is another Closing the fund that deals with tech and it's it's not vastly overvalued But it's like two to three percent overvalued like like we've made so much money in this one This is another one that I absolutely love Don't get like this is probably one of my favorite closing the funds But at this time, it's just too hot. I wouldn't I wouldn't get into it I'd wait for a pullback of a little bit if you can get it below 13 awesome Well, we got it like eight or nine dollars.
That's how much this ran up in love the last few years So just just have that in your mind your mind Um, you guys wanted to get in at a date get on the freaking email list cuz it's in there when we buy stuff This one's probably a few months away from being like in the I don't even know if it'll be under look there's PDI I don't even know if it'll be under 13 in a few months because of what it holds it holds like a bunch of tech Stocks and the tech stocks are popping off But it's just too much risk. You're only getting 9% yield on something that could go down like that like you every Investment has a risk reward equation that you have to apply to it Like that you look at the yield of 9% which is a kick-ass yield But at the same time if that say it drops to like $12 You're losing like 8% so you're losing your entire yield for it to drop to the 12 And that's just what I was gonna say because this is such a low price stock if it drops just a little bit That's a huge percent decline Mm-hmm. Mm-hmm.
The next one is PDI, which again we just one of my absolute favorite bond funds I love it and it's just it's still I think it still has more room to go down because bonds are kind of like and People as there's a lot of people that like bonds, but there's a lot of people that don't it's just too Questionable right now. So I wait for it to drop below 18 before I got into it I mean it yields a lot. So you have a lot more wiggle room So you could get into it to say 1825 and if it falls to 1750 You're still gonna make money in a year because the 14% yield will actually cover that loss But I mean I would still wait but we think there's better investments to put that money and that can grow more and then just wait till Pete like we'll get Back in PDI as soon as it actually hits in the buy range We sold it back in November and we will get back in this when it's actually in prime value And then the last one is UAN that's a over value But again, like I said last week, this one is so volatile like there's days a little go up like four or five dollars so You could get that like if you want to get into this one You literally literally could just say I want to put a thousand dollars in at $77 and it'll hit it at some point in the next three months most likely It's a fertilizer stock fertilizer like because fertilizer cyclical due to think like so you have the volatility of the stock It goes up and down by dollars a day.
Then you have it. It's a cyclical stock a fertilizer They're going to like they're about to come into their down season where like the price should go down a little bit and then people Start ramping up getting fertilizer or storing for fertilizer in the fall So that the summer in this stock is probably the best time to buy it So you it should hit that 77 77 50 in the summer Okay, so those are all the ones that are overvalued that we do not recommend getting into you can throw them on your watch list There's plenty of other stuff to get into I Think you did say it, but we will have this spreadsheet Available in the show notes so that you can go in we're gonna do it differently If you didn't tune into the conservative portfolio We're gonna do our quarterly updates differently where we just go through and talk about highlights You can go in and look at the numbers yourself because that's just too much freaking number drop Overwhelm with me talking. Yeah, no one wants to hear that and too much like dry data.
No, nobody Nobody wants to hear that crap. All right As well as the oh that I've done I inputted the numbers and I came up with stocks that are like 20% Undervalued or more and let's say that right here So you did do it. Okay, you lied to me before The first one that's over more than 20% undervalued is AFCG.
We just brought it up. It's a really crappy stock All right. Hey, I like IIPR better but AFCG another cannabis stock that should be it's like What is that? That's almost 50% undervalued or I'm not I'm almost 100% undervalued my bad So that one's like probably what is that? So you sold this one? So 129 but I got out of it before it fucking dropped its face off that used to be trading it like $12 Okay, you need to freaking say that because it's like, okay, it's something's not adding up here so you sold it and you sold it when it was higher because again, this is what Tim does Tim looks at those metrics and As soon as they tank over he likes to run with profits and then churn it back into something else.
It's undervalued That's one thought one lesson that you can learn when you're investing in dividend stocks There's a lot of people have this mentality like once you get into a dividend stock, it's for life and that's not true there's stocks and I absolutely love that I've got out of because they're overvalued and I don't mean I don't want to just Ride up so then I can ride the whole way down Yes, and and here's the thing you can do this edit and forget it and a lot of people do that with the dividend growers So if you had that conservative portfolio like those kind of make more sense because they're constantly growing that dividend But when you're trying to actually get your seed capital and you don't have a lot of it But you're trying to make it work harder If you add this little extra technique you really do flip it over a lot faster because there is nothing worse than having your value up of something and then watching it drop And usually when things drop it's like a couple of days, isn't it? Usually within a month a couple weeks you'll like go from like in a CGS case It was like ten or eleven dollars and within like I think two months time. It was down to like six dollars It dropped like 50% like within two two months Yeah and if you're not watching your portfolio super frequently like it can feel like it's overnight and that just sucks to watch your money do that when it doesn't have to if you said in these things and you Keep up the way that we do, you know exactly when to get in get out based on valuations and stuff And the next one that's undervalued by at least 20% is CIVI. I believe CIVI discussed that last week.
I really like CIVI I did it's one of the ones that I think could perform really well whenever oil prices start to Normalize there are right now. They're abnormal. That's $60 a barrel is really abnormal for oil should be like an $80 range So that one I really like I think that's one of Tim's favorites in general in the portfolio We've been kind of talking This is one of the ones we've had like massive hard-on for and I think the last one you have massive hard-on for it Definitely came to fruition.
I don't even remember what stock that was. Yeah, I think there's so many tickers I'm gonna go back. Give me a second.
We're not your face Cony and camping world are both camping world Well, so Cony's the next one but like that one's very Be careful with I can't even believe that's on here for your freaking There's almost 100% about it should be 13 minutes at 770. So I guess it's valid we bought it 1712 for experiment whoop-dee-doo basil. Yeah, but that's a yield max.
And so like that one you can You could like for that one I still like even in that one particular case where it has like a room for a potential 100% gain I would still leave the drip off So you get your I want to get my initial out and then at that point you can just literally like what we have now I can just turn the drip on I don't care what Cony does and as we talked about before we Would prefer if yield max has a short and a long position at the same time which Cony does down here in Fiat We recommend getting in half and half because that actually keeps your value kind of like balanced out It doesn't keep it 100% balanced out, but it does way better than Yeah, if you had if you had just Cony it's like you're more susceptible to risk and depreciation of your principal And if you want to see what that looks like seriously go watch the the freaking series we have on the Cony experiment It's been I actually did the long I did data dig on all those the shorts ahead which with the time was dips Fiat and Crash. Oh, yeah, we did just I can I had those and if you actually the long and the short you actually were better off than if you just had the long or The company's over the short or the parent stock. Yeah, or the parent.
Okay, that's what it was But yeah We did an episode a lot of people say like what's the point of holding Cony because you if you just get in a coin base You actually get more capital appreciation, but then that's a completely different strategy capital appreciation is different payment strategy personally, you're then you have to sell shares to make your money and secondly, if you don't reinvest your your dividends your your return like so say this like you see it's a hundred twenty three percent yield and You have like almost a hundred percent chance to grow. So say that went to thirteen dollars You're getting a hundred percent in capital appreciation plus a hundred twenty three per hundred twenty three percent Yeah, which is two hundred and twenty three percent total So quite this would have to go this would have to literally go to like four $700 for you to get up to that type of return and we just look it's like a 250 right now So if you do if you invest properly with the yield maxes you actually think these these Where's another you max crash is eighty six thirty seven So that one's only gonna go up like two percent maybe three percent But if you state and then you combine that with that you're getting ninety one percent on your Tesla short without like any real risk So, I don't know. I I've said this many times.
I think people invest in properly in you maxes Um, I never said why but there's two reasons one is they use them like normal dividend stocks and they're not they're not And they're not they're not that second like when you're tabulating the returns You don't you have to include that eighty eight percent yield along with your capital appreciation and they don't look at that They just look at oh, I got him I got in at this price and I sold at this price So I lost money compared to the like the if I just did a short on Tesla But no, you're not including your dividends and you're yeah, you have to subtract. There's like a whole equation to do it So that's one thing I think it's just like a mathematical thing that a lot of people don't do is they like whenever like anytime I get a dividend I go like I have To go into my spreadsheet and I say, oh I got a 20 cent dividend in this So I take 20% I take 20 cent and put it into my dividend side So if you actually look at The Yieldmax experiment here. So these are the actual earnings per share dollar 33 83 cents dollar or four So when you look at your actual return, we just so this was the most recent payment was this $643 one Our portfolio is showing that we are down 50 was a 58 percent almost 55.
That's 54. Okay, 53.8 I still have this up. So 54 percent.
We're it's saying you're down 54 percent But if you don't include dividends, we just look at your share price. You are down 54 Our share price is like sixty nine hundred ish and we put 15,000 in so that's how much it's down But when you actually add the shares back in you can see up here with this massive equation I got going on you have to include the share price in each one of your dividend payouts and there's a big equation you Do so that comes out instead of being 50 Why can't it be 54 percent down? We're actually only thirty two point nine percent thirty three percent down. Yeah, so 21 percent but like that's like what I'm saying Like if you go back to what I was saying is people don't actually tabulate their yield max Properly that's why they always think they lose money on them and actually that goes for all dividend stocks, doesn't it? Yeah, but like most the time you can kind of tell but they're not as crazy drastic as like the high yielders, like they have bigger nav decline and stuff. And since Yieldmax runs synthetic calls, like it's a bigger kind of pain in the ass. Next one is Camping World.
It's more than 20% undervalued. Not worth your time, really. It only yields 3%.
I was going to say, so this one's just on our list because we got our asses kicked in. It used to be a 7% yield and they cut it. They cut the dividends.
75, 80%. It tanked. And it turned into a gross stock, basically.
Now we just have a stock that we don't care about. Do you even think this one's going to turn around? Oh, I think this one will be like at some point in the next 20 years, this will be above $30. Because what they did, if you remember Camping World, they had an established business plan.
Then they said, hey, we're going to go into expansion mode. So they started buying up dealerships, RV dealerships everywhere. So the debt started piling up and the profit margins and the revenue, I'm sorry, free cash flow started falling real fast.
And then they had to cut the dividends. So all hell broke loose. But this one, once they start, because the debt's going to be paid off on all these dealerships, once they actually start getting that back, they're going to start raising the dividend.
I do believe this one will be above $30 here in the near future. Like within five years, it'll be above $30. At that point, it'll be whoop-de-doo.
Yay. Whoop-de-doo. It took forever.
We could have put that money towards something else. Or we could lock in that loss and take a tax harvesting, but we haven't really had the need to do that. Next one is the Fat Restaurant Preferred.
Like I said last week, that would just be very careful. They don't dump more than a couple hundred dollars at a time in this one because they could suspend the dividend at any point. And it's at 92% yield.
So holy shit balls. Because if you remember, it's preferred, so it should be at $25. Not all preferreds, they have a $25 buy-up-to price, and this one's at $2.24. $2.24. $2.24, supremely undervalued compared to where it should be.
Tim, this one seems like if this was a bond, this would be in the junk bond category, wouldn't it? It is total junk. That's why we only have like $700 in it. All right.
But what? You're taking a risk? Yeah. Okay. This is before they like... That's Tim's MO right there.
Do the dividend crap. Next one's Ichan. That's been around for... Again, the gift that keeps giving.
It's like the OG of the portfolio. That's been around for a while. Oh, but it's still yielding 23.8%. You get paid out this week too, I think.
And for... Goddamn. We just keep accruing new shares and more shares with the drip reinvesting when this thing went down. We have so many shares of Icon.
I don't know what to do with them. And I'm not sure if they're going to be worth anything in the long term. I don't know why you keep dripping then.
Why not? See what happens. Because if you look at what they do, all the companies they have in their conglomerate, I actually think all the companies have legitimate growth potential. But I don't know what they're doing running this, where they're running it in the fucking ground.
But it is what it is. But if you wanted to invest in Icon, which I then would say, are you crazy? But if you want to, it'd be a really good time to. No, no.
So question. If you weren't already in Icon, would you get into it? Yes. So there's your answer.
And that's why we've held it. Because if I wasn't in Icon, would I get into it at the current price? Yes. And that's why he's dripping shares.
And I've done it the entire way down from like $70 all the way down to like $6. I'm like, I still would get into it. Well, because I imagine your buy-in price gets lower and lower and lower as you keep reinvesting.
But like, it's not because I'm like. Stubborn. No, it's not that I'm stubborn.
Like, I look at the data. I just look how much this company makes. Like, so yes, I would get into a 24% yield on a company that's making like a billion dollars a quarter.
Yeah, I'll take that every time. At some point, they'll do something right. Well, and I think that's the thing.
I think a lot of people get tired of waiting, and they'll get out like right before it does like pop off. And we're just like, screw it. We're just going to wait.
Wait it out. See what happens. We've been here this long.
See what happens. Next one is KRP. It's a, I really like it.
It's a small cap, basically. Royalty? Like royalty. Yeah, like they.
Mining? They own like all the land and like the people that mine on it or drill for oil and pay them money for their, like give them a percentage of their profits. So like this one, it's went through a rough patch. It should be like at the $17 range.
So like this one's really good. I like that one. And because it's royalty, like it really doesn't matter if the profit margins aren't that great.
I think the profit margin is like only like 5% or something like that. That's all they're making per year, but it doesn't really matter too much. It's not like a normal company.
Royalties are different than normal companies because royalties get paid. No matter what. No matter what.
Because they're like pre-contracted. No matter what the price of oil is or no matter what the price of gold is, they still get their, they still get their payments. They're under pre-contract.
It's kind of like the billboard situation that we got on my rental property. So it's like, it's one of my favorite small caps. I'll just leave it at that.
I really like that. And it's worth 12.85% right now. Next one is a banger.
Speaking of Yield Maxes, that's the NVIDIA Yield Max. I really like. This one's one of the better ones, right? Or am I confusing that with? It's, it was for like months and months and months.
Microsoft and, um. No, I thought you said NVDY. MSFO and AMZY are better than it, but NVIDIA is one of the better ones.
Yeah. It's, it's, it's pretty well. Like it should, because NVIDIA is going to grow by like trillions of dollars the next few years, this one will be around this price between 15 and like 24, like consistently.
So like if you can get it at $15 and then you just ride it up and then once it, once it gets above 20, you turn the drip off, collect cash. So you can get your principal, like you can get your initial investment back out. And then once it falls below 20, which it's going to do with like, uh, earnings reports or AI crap or something like that, it'll fall back below 20.
And then you turn the drip back on. So you start accumulating shares. And once you get above $20, this one's really cyclical.
And it's really easy to get the pattern memorized. So if you can do that, you can actually have the best of both worlds where you can actually accumulate shares when it's below a certain price. And then you can get pull cash out of your initial investment when it's above a certain price.
And right there, that whole thing he just said is why we haven't lost money in Yieldmax since the very first one, which was the TSLY one. And we learned our lesson. And ever since then, like we haven't had any losses in Yieldmaxes.
Yeah, I was going to pull it. I'll probably do that at some point where we can look at exactly like all of our Yieldmaxes of trades, whether we've actually closed, like we've been up in all of them but one. And that was the original OG.
That was the TSLY that I've been bitching about ever since. Burned our booties. Uh, yeah.
PTMN, you can get into if you want, because it has a really good yield. But I just did not like the company, like how it was going. So we literally didn't even get a dividend.
We were in it for like two months. And I said, I don't like how this is working. So we got out of it.
What was it? Is it the decline thing? What did you say? Because it was always stepping down. There was never... No, if you look at all the other BDCs, they were doing something else. Oh, that's what it was.
That's what it was. All the other BDCs where they would go down, but then they'd go up with like news. And PTMN just went down.
Like it literally just went down no matter if there was good news with the interest rates, no matter if there was good news with the banking systems, no matter if there was good news within the company itself, it didn't matter. Like this one just always went down. So to get out with like a minimal loss in this one was quite a feat.
And I just don't like it, but it does have a really high yield. So if you're cool with like maybe never getting back to the price you buy into, that almost is a do not buy. Now we discussed the one right below it last week, the QVCGP.
That's just a... So this is the only do not buy one in here? They just suspended their dividend. So... Yeah. Give that news update in case people don't listen to that.
They suspended their dividends. So this used to be QRTEP. It's a preferred share of the QVC channel.
And they were paying $2 a quarter on dividends. So $8 a year. And they just suspended that dividend, but it's a cumulative dividend.
So like if they pick up, like if they say they turn the company around and they get back to, oh, we're going to start giving dividends again, you actually get your dividend for that quarter plus all the quarters they missed. So if you're in it, it's worth holding on to, because like at this point you've lost like 60% of your principal in this one anyway. So you might as well see if you get like your dividends plus whatever.
So like we have $5,000 in this one and we owe $2,800 and we have like $5,000 in it. So like this one, we're just going to hold on to and see what the hell happens because... Yeah. And that's why we got into the preferred, because the preferred will actually pay you back whenever they turn the dividend around.
You have to make sure it says cumulative. Cumulative. That's right.
That's right. It has to be cumulative. It has to be a cumulative because there's some that don't actually have the cumulative and it actually... I'm guessing the fat BP is also a cumulative preferred.
It says, but I... So if that one has any similar, like that's a risk hedge. So that's, this is a, oh, I guess a higher risk strategy that Tim tends to implement. And honestly, it pays off a lot of the time because they sling out big dividends and then, you know, the principal does some wild shit, which then allows you to actually take a tax harvesting if it does.
And if not, you're still getting a lot of juicy dividends. So that's that one. Then we have THTA, which is another one that's more than 20% undervalued.
If you recall, this is a treasury... I feel like this should be its own category though. A treasury ETF that actually has options on the S&P 500. So it should be at like the $18 to $19 range.
We actually consider this more like a high yield savings account. That's what I use it for. Even though... But bullish shares is better.
So like, if you're like, like we said last week, if you really need the cash and you need the principal to stay relatively stable, I would just go into bullish shares at 7% as opposed to THTA at 15.5%. Because I have time to wait for this to go back up to $19 before I can tap. Like I have to tap that. But if we had a lot of extra money to throw into this while this had this dip, because we didn't know THTA was going to go down with the market.
I think it's up about $15 already. You want me to check? Yeah, check one for me. I do believe this one.
Are you happy? Yeah, it's about $15 already. What was it? What did it drop down from? Was it $14.99? It dropped all the way down to like $14.30 something. So it's already like it hit the bottom.
And then like once the S&P started picking steam up, it started going right back up. So it's already back above $14. If I would have had a lot of extra cash chilling around when I saw this thing drop, I would have dumped into this thing.
So I like what this one does. And I like the fact that he's treasury. So like, as long as the S&P is strong, which it is, I think like the buyout two point, don't just ignore that.
Like if you got it for $15, it would like it should stay around the $15 range. So long as the S&P stays where it's at. If we go into like, say, a recession, though, then this one's probably going to drop down to the $12 or $13 range.
Which again, just fine with us if we're getting those level of yields for something that's pretty secure. Yeah, we're like we're accumulating pretty good shares. What, two shares a month, almost three shares a month.
Not very much money. Yeah, that's pretty awesome. It's only $1,900 in there.
So yeah, we're not. Yeah. TSLY is the next one.
So OK, how the hell is this on the freaking undervalued list when we just basically said it's blah? Because like where it should be and where it's been historically and where it's at are conflicting. OK, so this is one where the metrics look good. But if you dig a little bit deeper, it has Elon Musk and people hate him.
And this one is run. This is one of the yield max and it's run. What Tim said earlier, just shit.
So I would buy this one over like $10.50 ish. But the numbers say $12.50. And if you get into it, get in the what is it crash? Yeah, CRSH is the that's the equal short side of the thing. Don't just put it all on the TSLY side if you get in.
But there are better ones like I think the video like what the video one even has a better yield than that right now. And that's a better one. So I would get an NVDY over TSLY any day.
Hands down. True that. True that.
And the last one on our list is the USLY, which is for what it's supposed to do. It's making a shit ton of money. Like literally look at all that.
We made $1,100 so far this year. I think this is the biggest yielder of the whole portfolio. Minus yield max.
We're not going to talk about yield max because that's like a slit or hold on. Table that for two seconds. It should be like one.
Yeah, that is the biggest yielder if you knock out yield max. Okay. So I think we did say this in the last update that USLY is our biggest portfolio yielder with $505 for the quarter, which is like damn near.
It's a variable dividend. So like it fluctuates as you can see through the chart there like some months are better than others like may kind of suck. But like.
It's like a third to a quarter of our payouts most of the time. March and April were really good. But like for what this one is for, it's I like it.
It literally they just write like it's paper on oil. Like they you don't actually hold any oil. I just write paper on the USO fund, which deals in the oil.
So you're literally just trading paper on the USO stuff. Yeah. So it's kind of like options 68% yield.
And I love it. And like we are we've collected so much in it. We've almost I think we're about.
But it's still undervalued. We're about halfway back of our initial investment. I'd hope so sooner or later.
Yeah. But I want you to take a look at that bottom line there because like. What are you looking at? That Y max.
Oh, OK. So Ymax again yieldmax. But this is the index fund of the yield max is where if you get into Ymax, you basically invest in any of the new ones they have coming out.
And one of the things Tim and I were talking about on one of our walks the last couple days is that the yield max every time a new one comes out, they throw off huge dividends in the first like three months. Three to six months. They throw off like normally huge dividends.
So if you're in Y max, you get into all of those. And like because they have so many of these coming out, Tim was just saying he wants to get on their email subscription because there's so many yield max ETFs. Yeah.
When this first happened, there was like 16 and now there's like. A lot. 50.
There's a lot. It's ridiculous. But like this one, if you employ the strategy that we tell you that we're trying to teach you or that you've learned, whichever the case may be on the Y max, that almost could be like one third of your retirement.
Yeah. And it's the safest, I think, of the high yielders because of that index component. Because you see that we made 541 in the quarter.
So you take the 541 out of your initial investment right away. Like we have $1,000 out. And like I haven't heard the drip on this one in a while.
And we have 4,000, I think, that I initially spent on it. And I think it's down to like 2,200 already. Then it's only been nine months.
Like we are just. 50% recoup. Killing.
Yeah. Getting our initial investment back on this one just because like it pays every week. So you get a payment every week and they add up.
Do you see the May? Like the payments weren't that great. There was like 50 bucks. It was like 36 bucks.
It was like $64. So they weren't like crazy payments. But when you tabulate it for the month of May, it came out to be $240.
Now, obviously, that's going to be higher because there was five weeks in May. Or five paydays in May than there was the other ones. But still, even if you look at the four week paydays in April and March.
146 and 158. So May was significantly higher. You're making a lot.
Like if you employ the strategy where you pull your initial out, I would have to talk to individuals. But if they had any appetite like for like some risk, like there is some risk associated with it. But it's really not that risky.
Yeah, it's really not as risky as I've seen on this list. Of all the other shit we have going on. This is really not that risky.
Yeah, like if you're just new starting out with a Yieldmax, I think Ymax is the best one to get into because it. Because if you scroll up to do FEPI. FEPI.
We didn't even talk about FEPI.  How are they holding up?  FEPI, which is the round hill monthly payer.  FEPI is not a round hill.
It's a rec share where they have. They actually they write cover calls in the shares themselves. You're getting like three times or at least two times.
Sometimes three times you are in FEPI, which is pretty good to go up to AIPI. You mean you're getting Ymax? Ymax is like killing. Making a lot more AIPI.
AIPI, which. 34%. You're getting like two to three times in AIPI, which is another like high yielder that like people love.
Like Ymax pays a lot more and it's actually safe-ish if you know what you're doing. Yeah. And honestly, if you're into options and you just want to be lazy, Ymax will be my vote.
And the one right above it's the weekly Bitcoin payer. And I really like that one. YBTC? Yeah.
Yeah. So after Tim did his experiment with that one and a couple of the other ones that all trade on the same shit. So we have decided YBTC is not YBTC.
Three weekly payers. Three. We have LFGY, I think.
Yeah, LFGY. Weekly payer. No, we have five weekly payers now.
That one's fucking rocking too. That's like all crypto like that. That's a yield max.
It actually doesn't do synthetic calls. They actually do cover calls on the stocks they hold. Wait, say that again.
It's a yield max. It doesn't do the synthetic calls. They actually hold the stock.
Oh, they hold the underlying. They write the cover calls on the crypto stocks. So it has a very similar strategy to the Roundhill ones where they actually hold the underlying.
That one's doing phenomenal. So we have AAPW, PLTW, LFGY, YBTC, and YMAX are our five weekly payers. And we're making, I don't know, $300 to $500 a month on those.
And they're really not depreciating too much. So they're making like a third to a quarter of our actual monthly payouts with just five stocks. So we have $49 in the portfolio.
I say that because next week we're going to do the weekly payers. And like if you do them right, you can make a shit ton of money. And it's not as risky as you're led to believe.
Ow. And to me, it's actually less risky than going out and getting. You stepped on my toe.
I'm sorry. My bad toe. Your bad toe.
Do you want me to kiss it? Bitch. So yeah, next week's going to be a real banger. If you're interested in making a lot of money.
And replacing your paycheck. And replacing your paycheck. I know that's changed since I did all the write-up.
I think there's two or three new ones. So I can't keep up with it. So what I have next week is what I have.
But you can double check. But the weekly payers are a thing that I think are going to be here. It's a new strategy that I really think is like we're just at the cutting edge of the whole thing.
And I think it's just going to get better from here. Because people want more money from things. And there's a lot of people with, I don't want to say like risk appetite per se.
But like people who can actually understand what's happening. And understand that it's calculated risk or asymmetrical risk. And that's where we're at with the whole thing.
So that's our portfolio. So if you get a chance, go look at it. Yeah.
If you want to see the actual payouts for what we've had. Is there any other breaking news with anything? Like you said, Arbor cut its dividend. Arbor cut its dividend.
Fat boy might cancel or suspend it. I said that. Yeah, we did say that.
Icon. I'm assuming Icon at some point will cut their dividend again. You said something about HTGC the other day.
I thought. Or was that in one of the email updates? I can't remember. I don't know.
Nothing? No. Main, MO, MPW? Nothing happened. Any updates with MPW? Since it had that crappy.
They fixed the problems with their tenants. They basically just sold the properties that the bankrupt tenant went into. So that one should in theory turn around.
Turn around soon. That'll be good. That's very undervalued.
We're very low priced. So I imagine you're dripping. You're dripping on that one.
That one should go up to like $20 again. I feel like PHT had a comment. I just sold that one.
PHT? Yeah. Oh. I just sold PHT because you see that we made $24 in the quarter.
Yes. And I took what I got from PHT, which was like $1,200. And I put 600 into MSTY and I put 600 into WNTR.
Oh, another experiment. Which are yieldbacks for the MSTR MicroStrategy Company. So the one's the long and one's the short.
And because of the day I did it, I got $1.47 on the MSTY per share. And I got $3 and some cents on the WNTR. So I literally made more in one dividend on one of the two that I put at $600 and two that I made on $1,200 in six months.
Another experiment. And I really like PHT because it's a severely undervalued bond fund. But dude, I couldn't pass it up.
So I went in and checked the YMAX dividend thing. I said, holy shit, that's a lot of money for those two. And I've wanted to be in MSTY for a while now.
So then I went and looked at the price. The price was good. So now we have the long and the short of the MicroStrategy, which basically pertains to Bitcoin.
I know it's a company that deals with AI and computing services and stuff like that. But their price is dependent on Bitcoin because they hold 500,000 Bitcoins in their account. And if you don't understand, the Bitcoin is really going to be... And I expect Bitcoin to double in the next 12 months.
So that one... Bitcoin's going to take off at some point. I feel like SRV was one you had some news on. Well, it's a MLP fund.
It's a close-knit fund that holds a bunch of MLPs, but it gives you a 1099. Oh, so you don't have to do a K1 with that? No. And it's 13.9%? Yeah.
That's another one of my favorite close-knit funds. I don't think... And I keep adding the SCM when I get money left over. So UPS, you bought it because it tanked, right? That's just like a flip whenever the heck it pops back up? Or are we actually going to hold that one because it's a dividend grower? It's a dividend grower, and it should be like... I think it'll be like $170, $180 in the next couple of years.
Okay. And we were able to get into that at a really good price. And then you're going to get probably 100% capital appreciation when it caps out.
When it hits $170, $180, I'll probably sell that one because I have no ties to it. Or turn your drip off. No, I'd probably get rid of it because you're not really making a lot.
You see, we're making $23 a quarter. Oh, I guess that's right. When you reinvest, you really don't get any shares.
Because like 0.19, 0.37. Two dividends got me a third of a share. Whereas if you look at some of these other ones, you're getting eight, you're getting seven, you're getting five. And that was one thing I was trying to illustrate before.
Holy shit, you're getting 25 shares in Arbor? If you're not accumulating more than a share per dividend cycle, you're not really compounding like you need to. Yeah. UPS is an outstanding stock for someone that has, say, $50,000 in their retirement account.
They can dump into it where they're making two, three, four shares each quarter. But because I only had a couple thousand, that's, I think, $1,600 or $1,800 in UPS. And I'm only getting like a third of a share for half a year.
So I'm only getting two thirds of a share for a full year. Yeah. And that's what makes it hard.
Because it's like the dividend growers are really awesome for the long-term game. But we're looking for the short-term, basically a paycheck and compounding growth a lot sooner, faster. Compounding shares anyway, a lot sooner, faster.
One more thing I did want to mention about YMAX. If you look here, because all the YMAXs, when the market kind of tanks, March, April, the whole thing, that's why those two payments there are a lot less. And it did pop back up.
No, that's because that's five weeks and those are four weeks. Well, that's part of it. That's part of it.
But they didn't, seriously. It was like $50 some dollars. So that's like $180.
So it was like only $20 difference. I think there was some regression, too. Because all the YMAX across the board had lower payments during those two drop months.
Because if you look back at our YMAX experiment, we had some significant pullbacks. That's not as much as you think in YMAX. All right, fine.
Not as much as you think in YMAX. I still think it had some contributing factors. ULTY is shit and that's coming off the chart next month.
ULTY, what's going on with that? It's horrible. 80% yield, but is that a yield max? It's a yield max where they write options on just different companies every month. Oh, that's right.
And they're just, they're just terrible at their job. And it's like 10 cents, it's a weekly pair now. It's like 10 cents a week now, but it's still just terrible.
So how do we have no dividends in here? Oh, because we sold, we did sell it. I sold all of it. I put it into something else that was making me more money.
That was better, better ran and more secure. So if you go into our spreadsheet that we actually have, you'll see which ones we sold. We sold a lot that we talked about.
Some we did talk about, we sold more last year or last quarter. Yeah, we did talk about that, but I forgot about ULTY. All right.
So I think that is everything. That's that. Next week will be the weekly pairs and I will be in New Mexico next week.
So we're gonna have to try to do it. Tim's grandmother died and we have short notice. So Tim's gonna be on the road.
So we're gonna quick record next week's podcast. So it's gonna be a little bit dated, a little bit. Like the numbers won't be as accurate, but timing is what it is.
Okay, I thought we were gonna do it on, okay. Oh, we can do it in a couple of days. But I'm just saying that we're gonna have to figure out a way for Tim to do the podcast on the road with his phone.
So that should be kind of interesting. I'm gonna be out there for like a month. Yeah.
The funeral is on Saturday, but then I'm gonna hang out for the family reunion, which is on in the second week of July. Yeah. But she was gonna go out later for a month.
So I'll be on the road. So if there's new listeners in New Mexico, come ride a bike. Come ride a bike.
Oh my God. Just look for me. I'll be the guy riding the bike in the middle.
I'll be the weirdo in the middle of nowhere. Nowhere, but I'll be the guy riding a bike. So all I do when I go out there is I literally ride a bike for like six hours a day.
I come back so ripped. And because it's an altitude, like we're in the northeast. I come back to play basketball.
I just run and run and run and run and run and run for like a month before like the altitude wears off. And then I'm like, I'm old again. Yeah.
Looking forward to having him out of the house. She is. Because I'm in the way.
You are always on the way. All right, guys, we will see you in the next episode. What? Thumbs up.
We will see you in the next episode. And then who knows how the sound quality is going to be on the ones after that. I have to figure something out.
Yeah, it's going to be interesting. All right.