127 - What $10K In These YieldMax and Roundhill Weekly ETFs Yielded Over 7 Months

💸 High-Yield Weekly Dividend ETFs: 10 ETFs Enter, But Only a Few Crush It

What happens if you invested $10,000 in 10 high-yield, weekly-paying ETFs 7 months ago? In this episode, we analyze the returns—from Roundhill’s tech-heavy monsters like PLTW and COIW to YieldMax’s income-driven options like CHPY and GPTY, we’re ranking each ETF by:

• 📈 Price appreciation
• 💰 Dividend income
• 🔁 DRIP vs. cash collection strategy outcomes

You’ll see why PLTW and COIW are dominating the leaderboard, how some YieldMax funds are quietly compounding big wins, and which ETFs are secretly eating your gains through dilution.

If you’ve ever wondered whether you should reinvest those weekly dividends or take the cash and run, here's our take.

⚡ Key Takeaways:

• DRIP doesn’t always win—timing and structure matter.
• New launches = massive early yields (and how to exploit them).
• Funnel income from your winners to pay down debt or fund new positions.

🎧 Whether you’re chasing yield or building a smarter passive income machine, this episode breaks down exactly where the real money’s being made.

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Transcript

Welcome to roaming returns a podcast about generating a passive income with dividend stocks so you can secure your finances and liberate your life. 

What if you dropped $10,000 into YieldMax or Roundhill’s high-yield ETFs just seven months ago? Would you be swimming in dividends—or drowning in dilution? This week, we’re pulling the curtain back on 10 big weekly payers. We’ll break down price appreciation, total income, and the real-life compounding impact of DRIP versus cash collection. Spoiler alert: some of these ETFs nearly doubled their money. Let’s dive into the data and see which tickers are actually worth your money—and the risk.

All right guys, so we are back. We're at my parents' house right now. It is windy outside, so if there's some wind in the thing, sorry.
Chilling somewhere. Somewhere different. Somewhere different.
So last week, if you didn't listen, last week we went through five dividend aristocrat stocks and how 10,000 invested in those would have made you a lot of money. A lot of money. Talk about legacy retirement right there.
The funny one, the part that I found funny, it was like the best one to me, like I think she says Walmart, because Walmart made you a lot more money. No, no, no, no. If you're looking strictly on a dividend perspective, it is Altria, hands down.
The best one to me was the Sen stock. Yep. 71,000 a year.
You were making 71,000 a year, plus you had Philip Morris, plus you had the Kraft spinoff, MDLZ. So you actually have like a little empire going from just one stock, so that was pretty sick. So this week I said, well, let's apply the same hypothetical situation if you dump $10,000 into some of the... High risky.
The best weekly dividend pairs. Really the best if you just cherry picked or you didn't cherry pick? I didn't cherry pick. I think they're some of the best because I screened by the total returns for the year and then I just picked 10 off that list.
But the problem is these don't have a 30 year track record, you know what I'm saying? So I basically condensed it down to six or seven months, depending on the investment. Now we may revisit this in a couple of years, a couple of years time and be like, well, then we'll have two years more worth of data. So that's what I did with that.
So we have 10 other weekly pairs. The dates that I did these was the 13th and 14th of this month. So they're a little bit dated, but here we go.
First one. So what did you do since you couldn't go back the 30 years? I went back seven months. You went back as far as we can go and then what, you're extrapolating? I went back seven months for nine of them and then one of them only had six months.
Okay, but then you're extrapolating what 30 years would be if it stayed on pattern? No, I'm just what you'd make. In the last, since inception? Yeah. This isn't like a carryover from the dividend aristocrats.
This is something completely different because a lot of people don't have the time or the desire. So this is something they're thinking about. I'm well aware.
You don't understand what I'm asking. Move on. We'll ask better questions.
Okay. So the first one I went into is the, uh, the Palantir, um, round of round hill, weekly pairs, PLTW. We actually own that in two of our three portfolios on the three, the March 13th price at the was $30 and 40 cents.
And it's currently at $45. So you had a price appreciation over the last seven months of 1460 or 48%. So like this one popped off.
Like we bought it in April and it popped off. We're up like 200% in this one. So are you telling me you're taking it? If you would have invested the 10,000 at the very beginning to what you'd be making right now at right now? Yes.
Okay. Winning. So I obviously didn't have $10,000 to put into it, but like we're up like 200% in this one.
Like you have the 48% plus, then you have the dividends and the dividends that is paid the last seven months was almost $20. It's 1965. And you're done no compounding, correct? No, it's just a snapshot.
And they actually paid out again today. So it was actually another dollar one cent. So it's actually $20 and 66 cents.
But for this, this one here, it's 1965. So had you had $10,000 and you put it into this, then solely this, you would have came up with 329 shares. Currently those shares would be worth $14,805.
So you're already up $4,805. Plus you would have collected $6,465 in dividends so far the last seven months. Meaning if you do like what I think or what I suggest, meaning you only have $3,535.
So $3,535 left to collect before you've actually recouped your initial investment. Seriously? So in that case, you could do one of two things. You could sell 35, 35 worth of PLTW, which would be 79 shares, meaning that you'd have 250 shares going forward.
That was all profit, all income generated. I don't think that makes any sense. If you got it as low as you did initial.
Or you could just keep going and getting the dividends and cash. And probably with, I'm guessing probably within five to six months, you'd have the initial recouped and still have 329 shares. And then boom, complete passive income stream.
That's seriously passive and move on to the next deal max. The best case estimate though, since we don't usually drip the high yield ETFs, I went into spreadsheets and did all this. You really don't need to see it.
Since we don't normally do it for these, how many shares you would have if you dripped all of your payouts is 498 shares. But we don't do that. So we'd have 329.
We'd have most of our initial payback and then we'd have 329 going forward. But if you did that, you'd have almost 500 shares, meaning that if you dripped your, if you'd left the drip on in this case, you'd have a balance of 22,405. But if you took the cash, you would only have 21,270, which is a difference of 1,135.
So it's about similar. Cause normally if the price goes down, which most of the freaking ones do that NAB decline thing, you actually end up with more loss than you would if you would've just collected it in cash. I mean, now, because this one's so popular, I just did the math on this one this morning.
Like for every share you bought of this over the last seven months, you'd be getting $3 and 50 cents per share. That's insane. It is insane.
I wish we had more of those. I'd love to have 500 shares of PLTW, make it happen. So like for me, like the, the big difference, what I just said though, if you had, you would have 500 shares at that price, then you could literally just sell off your 10,000 and have $12,000 left over.
To do it again in a new one. But, um, the reason again, I, we take the cash though, is because you don't know what the payouts are going to be. You don't know the volatility of these.
So like, it's literally just get your money out so that you're not on the hook for anything. But again, there's a couple of different strategies. That $1,135 difference is pretty, that's pretty substantial.
That's, that's 11%. Would you sell to recoup faster to take the risk off the table? Or would you actually wait for it to pay itself back? This one, because I'm so close, I would leave this one go. I wouldn't actually sell.
I would just keep getting my money back. That would be my instinct as well on this one. Because if you can have 329 shares of this one, that's pretty sick.
I really like this one. Um, I actually like this list. Like I went, like I said, I went, I screened for like the best performing ones and they brought me up like 30 of them.
And I just went through each of them. And like, like this list is pretty round hill heavy because round hill seems to have their shit together. Whereas a lot of the other ones don't.
They figured out owning shares of the underlying asset gets rid of that nap decline problem. The next one we talk about, I actually did a comparison of the yield max versus the round hill. And the round hill is actually paying 20 cents more per share that you buy.
So they're better on both. The next one's in the video one. It's NBDW.
That is the round hill in the video options. One of whatever. And the three, uh, the March 13th price was 3928.
And the current price of this one is on the 13th. When I did it was $47 and 17 cents, meaning that you had a price appreciation of seven 89 or 21%. That's nice.
You're already up 21% in this one. The dividends paid the last seven months was $15 and 4 cents cumulative. So that means $10,000 would have bought you 255 shares of this one.
And today those shares were on, on the 13th, not today, on the 13th, those shares would have been worth $12,028. Meaning you're already up 20% on this one. Plus then you've also collected $3,835 in dividends.
So again, this one's doing really, really well. We're in this one as well. There's a, there's a pattern here, guys.
The best estimate with the, if you kept the drip on the entire last seven months, you'd have 343 shares, which would be a total of 16,171. Again, drip on, on this would do a little better than our strategy of taking cash because our, if you just took cash, it would only be 15,863. Meaning it's only $308 difference.
Now to me, $308 is not enough. Like Palantir I fucked up on, but for me that the NVIDIA one $308 is not enough to actually have all that risk. Okay.
Um, to me, so taking risk off the table actually is better for me personally. That's why I just basically collect my dividends and cash on these ones that we don't know what's going on. Yeah.
This one is a, this one here is the prime decision that we're all, all of us that invest these have to have to make through this. If you drip and then the few months down the road, you just recoup your initial investment, just sell, just sell your 10,000. Cause that's like, there's like three ways to do these.
One is to just leave the drip on and hope that hope not great. The second is to leave the drip off and take dividends as cash and then pay it back slowly. The third is literally to wait until it shoots up, then just lump summit, get rid of your buggy, recoup your initial investment and then whatever's left is left.
Now that would be a good approach. If you actually knew that it traded in bands and you were getting out at an up and going to get back in at a down. But if these keep going up, like they've been, I don't, I think this one's actually hit a ceiling.
This one does trade in a band now. Okay. So this one might be one of the $50, 50 cents around there, 50, 50, maybe, maybe closer to 51, but then it drops back down to like 47.
So this one's actually more preferable to actually just take the 10,000 out at the top. And then you literally can just keep the 10,000 in the coffer by $10,000 more shares when it drops down, drops down to 47. But like I said, there's three ways that you can approach these.
You can leave the drip on, which is not, that's not the smartest way because then you're just hoping that you get appreciation. Well, these are supposed to be paychecks. Like I understand you want to accrue more shares, but you definitely should take the risk off the table first because these are inherently risky.
And then the second one is to just take cash, you recoup your initial investment and then turn the drip on. So that way, if you really want more shares, you turn your drip on once you get your national investment out. I like that approach.
Or you can leave the drip off and just keep collecting the paycheck. It's up to you. And the third is literally just a lump summit.
Once you get a decent share, like in this one, an example of that in this one here would be you have 16,171 right now. So you just, if you'd sold $10,000 worth, you'd have 131 shares less. Well, why would you sell that? I would like, if you're up or if you already collected 3000 some odd dollars, wouldn't you just sell the difference to make up for what you owe left or what you need to recoup? If you do that, that's what I do.
But like generally people either are all or none, you know? I would do the partial to get it off the table, but that's me. What I do, like what we do, like with all of our investments, not just the high yielders is like gradually I turn the drips on and off and then we'll recoup cash. And then when it comes to a point where it's like two, like Trinity is a prime example, Trinity Capital, it got up there at like $16 a share.
And I said, fuck it. So I just sold all the shares left that I needed to sell to have it all in profit. And then, cause that once it gets up to 16, it's overvalued.
So that's a good time to sell. And then it dropped back down to like $13. So in theory, I could have bought more shares, but I used the money for other things.
But, but we do that with all of our investments. I gradually take, cause I think the goal is more share accumulation so that you're getting more payouts, but you need to get the initial investment off the table for the riskier ones so that you have more capital then to like expand, keep expanding your portfolio. Well, that's mine.
My, my, my primary driver is to take the risk off the table and then it's income generation. I know that seems backwards cause we're income investors. It should be all about income, but like at some point it would be share accumulation.
At some point you have to take the risk off because we've been, well, I think they would go depending what the value is. We've been burnt like a lot, a lot, a lot. So now it's all about just getting our initial investment back as soon as possible.
Yeah. So that's the NVIDIA Roundhill one. That one's pretty sick.
Uh, the next one is a YBTC. Is this Roundhill too? Uh, or is this YieldMax? Uh, this is Roundhill BTC, Roundhill Bitcoin, I believe. Okay.
Cause it doesn't follow that W thing I was wondering. Oh, we're in this one as well. YBTC pattern.
Um, on three 13, this one was at $40 and 2 cents in the current price at 10 on 10. I think this one was 10 14 was 41 82. So just a little bit of price depreciation, which is a dollar 80, which is only 4.5%. But you've collected $11 and 78 cents in dividends the last seven months.
So 10,000 shares would have actually got you 250 shares of this back in March today, those shares would be worth 10,455. So you're only made $455, but you would have collected a $2,945 of dividend. Um, doing, doing my extrapolation with my spreadsheets, the best case, uh, best estimate for what you left to drip on the entire seven months is that you would have a 322 shares.
So you only picked up 72 shares of this one, which would be a total of 13,477. Uh, this one drip just barely, uh, $77. It was better than just take collecting cash as you would have 13,400.
But hindsight's 2020. This one, I've been flipping it on and off like the drip on this one. Like anytime it gets above, like say $40 and 50 cents, I turned the drip off.
And as it shoots back into the thirties, I turned the drip on to accumulate some shares. Like once you've like dabble in these enough, you'll actually start to see patterns, certain patterns that you can manipulate to actually convolute the tracking to figure out how much you need to recoup. But again, if you have a spreadsheet up, you're good.
That's what I'm saying. If you create the spreadsheet and you, that's why I said, I don't know if risk and every time you collect a dividend in cash, you just take that amount you collected away from your initial investment. And anytime you have the drip on, you just don't, don't touch that.
That just keeps on, keeps on, keeps on, keeps on, keeps on. But like, uh, again, like for me, these are very stressful. Like, uh, as the Coney one is an illustration of, um, like the Fiat one was an illustration, like the Tesla one, like these, these weekly pairs, they're a pain in the butt to enter in your spreadsheet.
And since we have so many of them, Tim's like, Oh, I have to enter stuff. You're literally complaining about money coming in and tracking it. Right.
Before there was, um, what was, I think we said 61 and that was before yield max went weekly. So now it's like a hundred and some of these fuckers are weekly pairs. So like the best, the best advice I have is basically you have to have for foresight to say, well, what's going to be good in the next like 12 to 24 months, uh, like Palantir, uh, like Nvidia, like Bitcoin.
Like you said, that's why there's a pattern. Like, that's why we're in these. It's not because I just looked at our portfolio and said, Hey, I'm going to take all the ones that we have in our portfolio.
Nope. He's overlapping the macro. I'm trying to give you the better ones based on the macro trends to get into, but why the Bitcoin one is pretty good.
I think, I think we still have a good 12 to 24 months of Bitcoin being, um, a very good, very good buy. I'm not, I don't have like a, uh, an estimate of how high Bitcoin will go this round. I just know Bitcoin is pretty popular now.
Like there's people anytime Bitcoin drops below like a hundred thousand people pick it up. Cause they do see that it's going to be worth a million dollars one day. Anytime it gets up, like anytime it hits a new high, there's a lot of people that sell because they've been holding since 70,000.
So they're making like a 50% return. You can't fault them for selling. Yep.
But Bitcoin is here. Pardon me. Bitcoin is here to stay and might as well make money off it.
Like you can either make money off Bitcoin itself, which we have Bitcoin in multiple accounts, or, or you can just use these ETFs that trade Bitcoin. But when you do that, you have to make sure what they're trading. YBTC actually trades IBIT, which is Bitcoin itself.
Um, there's another one, uh, BITO is literally just contracts on Bitcoin, which I'm not, I don't like those. And then there's another one that trades the hell was it? I forget what it was, but it trades, I, uh, trades BITO stock, which is again, is futures on Bitcoin. So you have to like actually look in to make sure that you're investing in Bitcoin in these ETFs and not like, uh, stocks that invest in futures or something like that.
So that's, that's the tricky part with the, the Bitcoin ETFs. Yep. There's so many of them.
The fourth one was LFGY again, shocking. We own that one as well. This is a yield max though, right? Yeah.
This is a yield max, um, crypto companies. What that means, like, that sounds like you're investing in like say Ethereum or Bitcoin, but no, you're actually investing in hold companies of that use crypto to vert, to better than a coin base like Robin hood. So like, it's not, you're not, you're investing in crypto by proxy through companies that actually use crypto for whatever they use for their, their business stuff.
Okay. On March 13th, the price was 3589 and, and, uh, 1013, the price was 3778. So you had a dollar 89, a dollar 89 in price appreciation or 5.3%. That's 5.3%. But the dividends collected the last seven months was $14 and 48 cents.
This one pays out pretty good every week. Like you're looking between like 40 cents and 60 cents every week in this house. There's a reason why we like this one.
Um, so if you spent, he had a $10,000 and you put it into this one, you would have bought 279 shares. Bring out your dad. Do what? Bring out your dad.
You remember they used to walk down the street bringing a bell like that. Bring out your dad. I have no idea what you're talking about.
Where the hell did you grow up? I was history. Pay attention in history class. Okay.
$10,000 would have bought you 279 shares of LFGY in March. Today, those shares would be worth a $10,541. So again, 5% gain, but you would have collected $4,040 in dividends.
So you've been to be, would be 40% paid off of your 10,000 initial. This one would be better to just let it keep collecting. A best estimate with the drip on is you would have 405 shares totaling 15,303.
So again, drip on is better here as compared to collecting cash cash by a 722. So this one's pretty significant as well. Cause you only collecting cash, you would have been 14,581.
So 722, that's 7% difference if you just left the drip on. But again, this is another one that I, not, I'm less worried about this one because they actually hold companies. That's kind of the reason that we do like the, the rec share things with the FEPI and the AIPI is because they actually hold the company.
So LFGY, like Yieldmax finally got the clue, got the memo about holding the underlying shares. But what I do with this one is a lot, what I do with the YBTC. Like I understand like the, the price, there's a price band in this trades and it's usually between 37 and 42 in that band there.
So like anytime it gets above $40, I turn the drip off, collect it in cash. Anytime it drops below 40, I put the drip on and collect the shares. Again, that comes with dealing with them.
So we're just, again, I'm just trying to give you ideas of ones that you can look, look to if you want to start getting weekly paychecks. And then you like, once the more you dabble in those, the more you'll be like, Oh, this one seems to be, it hits resistance at this point and then it goes down. So that maybe that should be your sell point.
I really like this one. This is a, I actually, I actually, in her mother's retirement account, we put this risky asset in that retirement account. So I really like it.
Conservative retirement account. You should emphasize that. Yeah.
So that, that's a really good one. That's number four. Number five is, Oh, is a Coinbase one.
Okay. I'm going to stress this one. This one has like a much, much like the Palantir one.
This one has a significant difference between if you collect cash versus if you have the drip on, but then I'm going to stress that by we're doing a CONY experiment where anything Coinbase related, I literally want my money about out as soon as possible because it's chaos. Yup. COIW on March 13th was $30 and 20 cents.
It was really down. If you remember like a, like Crypto went crazy after the overlord was elected in November, and then it was up at the top there for a while, then it crashed down. Yeah, it had a massive pullback. So if you had bought this- We bought right at the top.
That March 13th price was about the trough of that pullback, so that's why it was $30.20. The price on 10-14 was $42.20, so you have $12 in price appreciation, which is 40%. If you bought in March and you held through now, you're actually doing quite well. The dividends paid within the last seven months was $18.64. This one dropped some bombs, which I don't know why CONY doesn't drop bombs, because Coinbase- We're in the counterpart, and it sucks.
COIW drops bombs. So $10,000 would have bought you 331 shares back in March. Today, those shares would be worth $13,968, so you're looking at almost 40% gain.
And you would have collected $6,170 in dividends, so you're looking at $20,000 collected. Best estimate, if you left the drip on the entire time, you'd have 501 shares. So like this one, you've accumulated a shit ton of shares.
That's almost 200 additional shares, which would total- That's a lot. At the March 13th price are 21,153. So drip here is significantly better.
It's like $1,000 better than if you just collect cash. But again, I'm stressing Coinbase is volatile. AF.
There's so much policy, there's regulations, there's all sorts of geopolitical crap. This is one of those ones where you never know what the hell is going to happen with the underlying stock value. Take the risk off the table.
But I started... This is one that we actually are funneling Coney payments in our main account. We have- This is where I was going to show you guys what we're talking about. 200 shares or so.
But we started funneling that Coney payout in the main account into the Van Life account, and we started accumulating some shares of COIW. We've only got 14 so far. Yeah.
But we're funneling it into PLTW, which we just talked about. So I'm using CONY in one account to buy the Roundhill Coinbase in another account to combine with the CONY payments in this account. So you're using CONY to buy COIW to then pay off CONY in another account.
So we're using... We're like leapfrogging. And the reason we're doing that is because we actually have a loan on the other one. So we're trying to get the freaking loan paid off so that we don't have 70% interest eating away at the fact that CONY keeps dropping their freaking payouts.
Now, Coney did just go weekly. So they did weekly. So we'll see if it improves or not.
But the COIW has been paying... It's been dropping some significant dividend payouts. If you wanted to do Coinbase, I would actually suggest the COIW more than the CONY. Absolutely.
Hands down. Kind of trash. Trash.
But that's out. We have the proof. Next one is YMAX.
Again, we're in that one. So we've been in every one of these so far. Yeah.
Duh. Fascinating. YMAX, which is basically the fund to funds for Yieldmax.
So YMAX, we're in YMAX. We've been in YMAX for years. I pretty much got into YMAX as soon as I figured out what they were doing.
If you're not familiar as an index fund, anytime that YMAX comes out with new ETFs, they readjust their YMAX. So they have an equal percentage of every ETF that they have. And there's like 30 of them.
And we have been noticing that most of the new ones that come out have actually really good payouts. So you're actually getting that without having to play like that game of go find stuff when it's happening, because these things are dropping like, what did you say, 15 a week? It's like at least five a week. There's five new weekly ETFs a week.
And nobody has time to upkeep that. So if you want them all, just buy YMAX. That doesn't even include the ETFs where they have like double 2x leverage on certain single stocks and stuff like that.
There are so many ETFs that keep coming out because they're realizing that people- Is YMAX part of that? They have all of them, all of them? Or just like the plain ones? Defiance is dropping a lot of ETFs where they have like double 2x on Robinhood and like that. But what's happening is they've found out that people want to have results pretty much instantaneously. So they're dropping weekly things where you're getting a weekly dividend.
And we did mention a couple of weeks ago, there's one that just dropped that pays you twice a week. It pays you on Tuesday and Friday. Oh my God, that's so ridiculous.
We're going to start dailying soon. And YMAX, if you bought YMAX in March, you would have been $13.59. And in October 14th, it was $12.70. So you lost $0.89 a share, which is 6.5%. That's a pretty big loss. But that's pretty normal for the declines.
But dividends paid over the last seven months was $4.59. So that makes up for the $0.89. So this is the one where you like, this one you have to be very careful with. Basically, don't have the drip on, would be my suggestion. Yeah, no drip, no drippy.
Even though you'll see that the drip actually would work out. It's not worth it. $10,000 in March would have bought you 736 shares of this one.
Today, those shares would be worth 9,347 and you would have collected 3,378 in dividends. Best estimate with the drip on, you would have the 1,027 shares totaling 13,039. Drip is better here like all the other ones, but I would never, ever, ever advise having the drip on for YMAX.
Collecting cash, you would have a total of 12,725. So you're only $314 difference between like collecting cash and sleeping well at night versus what the hell is going on with my account. Yeah, because it's an index fund, it is volatile AF.
And this one, like the other ones where I said there's bans, like YMAX, if you figure out a ban, let me know. Because like this shit is like one week, it'll be like 1380. And then the next week, it'll be like 1174.
Then next week, it'll be like 1190. Then the week after that, it'll be like fucking $14. This one is all over the place because they have so many ETFs encompassed in it.
It's because new variables are getting added all the time. So there's really no pattern to the pattern. So it's, yeah, it's better.
So this one doesn't actually have a ban. So this one just leave the drip off. I made the mistake of when I first got into it.
And I have this in her mother's retirement account. When I first got into it, I had the drip on and it caused chaos. So it's better to just drop your lump sum on this one, collect your dividends, get your initial back, and then just let this one do what it's going to do.
But I recommend it because it is an index fund of all the Yieldmax offerings. That way you don't have to like go through the 60 or 70 or different Yieldmax things and say, well, which one's better? Which one's like, which one should I get into? Just buy this one. You got them all covered.
The next one's Roundhill Apple, AAPW. Shocking we're in that one. Considering we hate Apple.
Yes. Can't stand Apple, but I would find me like, I know Apple, I know Apple is going to be around and they hold 20%, 20% of their portfolio. And this is Apple stock.
So like Apple's going to be around forever. So Apple, just like the NVIDIA when they have a, nah, I think they have 22% of the NVDWs in NVIDIA stock. Really? Yeah.
Interesting. That's why I prefer the Roundhills. That's why there's so many on this list is because you're actually getting shares of the best that you can get in weekly dividend payers.
And all the perks of options trading without having to do it yourself. But like, these are seriously amazing. So this one on March 13th, it was $41.08. And on October 14th, it was $38.85. So this one might actually be a buy opportunity.
So that means it's going to get added to the portfolio? The Yieldmax one? We have this one already. Yeah. But are you going to add it into the, or is it already added in here? I can't see.
Not yet. So this one, you had a $2.23 of depreciation, which is 5.4%. And this one's a smaller dividend payer of all the Roundhills. This is probably one of the smallest ones.
Dividends paid in the last seven months was $8.52. $10,000 invested in March would have got you 244 shares. Today's those shares would be worth $9,480 and you would have collected $2,079 in dividends. If you left the drip on, you'd have about 300 shares totaling 11,666.
Here, drip is slightly better as you would have a total of $11,559, which is $107 higher than if you just collected cash. But I'm saying that I must stress that caveat. If you can get this under $40, I would leave the drip on because it seems to be like 42 to 43 is like it's ceiling.
And then like anything under $40 is it's floor. If you got it at $38, $35, for example, I would leave the drip on for a few months because it should be in the $42 range. This is another one.
The more you play with it, the more you'll figure out that there is a band. Like all the Roundhills, there's a band that you can manipulate to actually get more shares as well as collect cash. But this one's not going anywhere.
I would recommend this one more than any of the other ones we went over already, even with that weak $8.52 in dividends as opposed to like the $18 you were getting in the other ones. Okay. The next one we actually don't own.
Are you sure? Yeah. These next three we don't own. It's a CHPY.
It's a yield max that deals with microchips. So they write options on a lot of the microchip companies. Does it own any underlying shares? Yes.
This one, they actually own shares of the company. So they're writing covered calls on the shares they own. This one actually didn't come out until April.
So this one only has six months worth of data. If you bought it in April 13th, you paid $46.29. The current price of this one is $57.25 as of 10-14. So there's almost $11 in depreciation, which is 24%.
That's pretty good. You would have collected $10.33 in dividends the last six months. Also pretty good.
And so your $10,000 would have bought 216 shares. Those shares would be worth $12,366, which is almost 24% gain. And you would have collected $2,231 in dividends.
So best estimate with the DRIP ON on this one, you would have currently 261 shares, which total $14,929. Like all the other ones, leaving the DRIP ON is better as you would have collected $14,597 in cash. So like $332 less if you'd collected cash.
But because it was brand new, I would never have the DRIP ON. If you're not familiar with Yieldmax ETFs, it seems like the first year of Yieldmax is you get the bulk of your high dividends. And then once more people pile into them, then they obviously have to cut the dividend.
So because this one just came out in April, I would have left the DRIP ON off and just collected the cash because you'd be damn near halfway to having your initial money recouped. You can always turn the DRIP ON on at any point. And you can turn it off at any point.
But when Yieldmax comes out with new things, it's the only one that I would recommend that you always leave the DRIP ON off of because you don't know what's happening with what you're going to get paid, what is going to happen with it. And we do not recommend taking a loan out to buy them either. Not those.
We do not. Been there, done that, got a t-shirt. But that one, I messed up.
I should have gotten into that one. But YMAX covers that. So that's why it's not imperative that I had to plunk down $1,000 into CHPY.
That we didn't have, right? Because YMAX invests in that. The next one is the same way. It's GPTY.
Oh, like GPT? Yieldmax that deals with the companies that use GPT or that have GPT technology. Again, they hold the underlying shares of the companies in these ones. It's not like the other ones where they write options or do synthetic calls.
In March, so 313 price was $40.12 and it's currently worth $47.89. So you had an appreciation of $7.77 or about 20%. We didn't get in this one? No. I hate you.
Dividends paid the last seven months was $9.18. We didn't get into this one because it's the same as the one before it. YMAX covers this one. So it wasn't imperative.
$10,000 invested in this one in March would have got you 249 shares. Today, those shares would be worth $11,925 and you would have collected $2,286 in dividends. With DRIP ON, the best estimate I could come up with, you'd have about 305 shares, which would total $14,603.
Again, like all the other ones, like I said, every one of them, if you leave the DRIP ON, you're better off than what had been in our strategy. But this one, the difference was $392. You'd only have an account that was $392 higher than if you collected cash.
If you collect cash, you're on the way to recouping your initial investment. So you have to ask yourself if the risk, because hindsight being 2020, is worth that extra $392. Could be, could not be.
Depends on what else you got going on in your portfolio and how much money you have. Yeah. And the last one is QQQY.
We are in QQQI, not Y. Is that defiance or something? I don't even know what company it is. Okay. Ineos, I think.
Oh, so it's an actual company? It's not like an ETF? It's an ETF from a company, Ineos, I believe. QQQY is a tech one that basically they own a bunch of tech stocks and they write options on them. QQQI is the same way, but QQQI actually yields more, but this one performs better.
So again, it's like, do you want- More yield? More yield, or do you want a more consistency with your principle? I'd rather have higher yield. So this one, March 13th, you would have paid $26.92, $26.92 a share. And October 14th, it was worth $25.03 a share.
So it has depreciated $1.89, or 7%. But the dividends paid the last seven months was $6.58. So you've more than made up that $1.89, you're up almost $4.75, or something like that. So $10,000 would have bought you 372 shares.
Today, those shares would be worth $9,311 and you would have collected $2,446 in dividends. If you left the drip on the entire time, which I did with JEPQ and I did with NBXG, now I'm trying to- I finally paid off JEPQ, but I'm trying to recoup my initial investment NBXG. Once you get so high, it takes forever to recoup stuff.
What do you mean so high? Because it just gets so high. Because once they go up, they reduce the dividend, you know what I'm saying? Oh, you mean from the dividend payouts alone and not selling shares off? Yeah. It takes forever.
Best case, if you left the drip on, my best estimate would be 478 shares you would have of this, which would be $11,955. The difference here is $196 between if you collected cash and if you left the drip on. Drip being better, but $196 to me is not worth the risk.
Because it's unknown before you have the data, right? The reason why, if you knew me, you would know that risk is in my everyday life, risk is whatever. Not a thing. But when it comes to, if you're trying to live off of dividends, doing stuff that's risky and not recouping your money right away so that you have more money to dump into new and fancy and shiny things, as opposed to sitting around waiting.
Because we have Icon, we have Camping World. MPW. We have MPW, we have CIVI.
QRTEP. We have QRTEP, we have UPS, where they go down so much that you're like, I can't sell it now, there's no point to it. So you're just sitting around waiting.
And it's not hoping, because I don't really have hope for most of those. If you're just waiting, then maybe I'll get- No, just to see what the hell happens. Maybe I'll get some money from them.
So the fact that our portfolio in the Van Life portfolio is up $10,000, when we have those five we just named- Huge stingers. We have $22,000 in loss in those five. That was before, see, like I said, we got burnt.
We got burnt with four of those. CIVI and UPS are the new ones. I think they'll be all right.
But QRTEP, MPW, Camping World, Icon, I don't foresee us ever getting back to the price that we bought it for. So then it's just a matter of collecting enough dividends to lower that loss enough so that you can feel comfortable selling it. But we've been burnt by those four, so I had to readjust things.
And the best way to do that- And we learned. We learned from those mistakes, right? So now we actually build in risk assessment and you make decisions as certain like you have to do those risk versus reward assessments. So that's what happened there.
That's why I would like it. Everyday life, YOLO. If you guys want to do anything, that's cool.
Let's do it. Investing, we're like my- We used to have the YOLO approach completely. I mean, we still seem like we do.
Where my future involves- But Coney's a good example. If you go over to our Coney experiment, that was a massive YOLO. We put so much money into that, $10,000 loan at 17% interest, and then freaking plummet.
It was $15,000. Oh, sorry. $15,000.
And then I threw another $5,900 into it in a different account at the same time. So we have a lot of money tied up in Coney. And yeah, Coney shit the bed.
We're trying to make up for that. So the fact that we're up even slightly with these huge losses just means that what we're doing is actually working. It's just a matter of not having the losses.
That's why we do these weekly where we're like, don't do this. Yeah. And if we can actually minimize and learn to actually have less of these losses over time, our portfolio will be like- So if you guys invested in everything that I said you invest in, you'd probably be up way higher than we are with just as much income.
But that's what this is about. It's about making it so that you guys can have the income to do whatever you want to do. Yep.
And learn from my mistakes. Yes. Learn from us.
Don't make the same mistakes. That's the best thing you can do is to teach from your failures so other people don't follow the same suit. And next week's episode is going to be a banger.
Oh, Tim's excited because it's Halloween. The best holiday of the year is next week, Halloween. And I actually have a podcast about Halloween and the economics of Halloween and the psychology of Halloween and just the history of Halloween.
It's going to be awesome. Yeah. And I'll be dressed up as something.
Oh, are you dressing up? Yeah. Maybe I will dress up too. I'll be something, something cool.
But that's this week. If you guys have any weekly ETFs you'd like me to look at and comment on, just leave comments. Anytime we get comments on the podcast, I try to get back to them within like a couple of weeks.
So if you have any ideas there or something that you're kicking around and you're like, is this a good weekly to get into? Just that, just ask. Oh, there's the UPS truck. Just ask and I'll answer and I'll be like, well, that one's good or that one's bad or that one's okay, but this one's better.
Like, you know, reach out. Reach out. And if you haven't, sign up for the weekly email because there's a lot of information in there that actually will help you with your portfolio and your investing journey.
Other than that, we'll see you next week in Halloween. And there's the rooster. Jesus Christ.
Cock-a-doodle. Cock-a-doodle. Out.