What If Everything You’ve Learned About Money Is Wrong?

In this episode of Assets and Orthopedics, I sit down with Garrett Gunderson — New York Times bestselling author, founder of Wealth Factory, and one of the most disruptive financial thinkers of our time. Garrett shares his powerful philosophy of intentional wealth, busts the myths of traditional money advice, and breaks down why most high-income earners are unknowingly playing a losing game.

If you're a physician, entrepreneur, or investor who’s tired of the sacrifice-and-save model, this episode is your permission to prosper.

🔑 What You’ll Learn:

• Why “high risk = high return” is a dangerous myth
  
  
• The difference between financial independence, financial freedom, and cash flow
  
  
• Why most doctors think like the middle class — and how to shift to legacy thinking
  
  
• The truth about self-insurance and why it destroys wealth
  
  
• How whole life insurance unlocks long-term liquidity and freedom
  
  
• Investor DNA: how to invest based on who you are, not what’s trending
  
  
• Why 401(k)s may be the worst vehicle for high-income earners
  
  
• How Garrett rebuilt after selling Wealth Factory — and what he's building next
  
  

⏱ Timestamps:
00:00 – Intro and Garrett’s wealth philosophy
03:00 – From scarcity to abundance: breaking free from middle class thinking
06:00 – What financial independence really looks like
08:00 – Cash flow vs. net worth
11:00 – How Garrett invests today: from 100+ properties to simplicity
14:00 – The DICE formula + growing your financial intelligence
18:00 – Why mindset without money is risky, and money without mindset is worse
21:00 – Investor DNA: How to align your investments with who you are
26:00 – The 3 asset classes that create recurring revenue
30:00 – Building a media company, brand partnerships, and AI tools
35:00 – The Rockefeller Method: Family banking, legacy, and insurance
40:00 – Whole life vs. term life insurance
45:00 – 401(k)s and the tax trap high earners walk into
50:00 – Final thoughts on value creation, abundance, and legacy

💥 About Garrett Gunderson:
Garrett is the author of 10+ books including Killing Sacred Cows and What Would the Rockefellers Do? He's the founder of Wealth Factory, a firm that helped thousands of high-income earners keep more of what they make — without budgeting, deferring life, or relying on Wall Street. Today, Garrett is building a media and education empire that puts connection and cash flow over complexity.

📲 Connect with Garrett Gunderson:
Instagram: @garrettbgunderson
Free Audiobooks: DM “Kyle” to Garrett on Instagram for Killing Sacred Cows + What Would the Rockefellers Do?

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