Assets and Orthopedics
Welcome to the Assets and Orthopedics Podcast, where we bridge the gap between the world of medicine and the power of investing! Hosted by Kyle Stephenson, an Orthopedic Surgeon with a passion for financial independence, this podcast is dedicated to educating medical students, residents, and physicians on how to leverage investing to create financial freedom and long-term wealth.
Each month, we dive into actionable strategies, inspiring success stories, and expert advice on how you can harness the power of investments to secure your financial future. From exploring real estate opportunities to understanding the nuances of entrepreneurial ventures, our episodes provide practical insights tailored specifically for healthcare professionals.
Subscribe now to Assets and Orthopedics Podcast and start your journey toward financial empowerment, with expert guidance and real-world strategies designed for the medical community.
Assets and Orthopedics
STR Investing 101: The High-Income Professional’s Guide to Wealth with Airbnbs
In this episode of Assets and Orthopedics, I break down one of the most misunderstood and most powerful tax strategies available to high-income professionals: the short-term rental loophole. If you're making great money but feel crushed by taxes, this episode is your roadmap to reclaiming control, buying back your time, and building long-term wealth.
I also reveal how I use this exact strategy in my own Airbnb portfolio and why 100% bonus depreciation in 2025 is a game-changer.
🔑 What You’ll Learn:
- How short-term rentals legally offset W-2 and 1099 income
- Why you don’t need real estate professional status (REPS)
- What 100% bonus depreciation means and how to use it
- Real-world numbers: $600K property = up to $80K in tax savings
- My personal Airbnb story. What worked, what didn’t
- How to automate short-term rentals (even while working full-time)
- Tools, systems, and the one app that changed the game for me
- A bonus strategy: combining infinite banking with Airbnb investing
- Why physicians need to stop playing defense with taxes
⏱ Timestamps:
00:00 – What is the STR tax loophole & how it work?
03:00 – Why this applies to W-2 earners (not just full-time investors)
05:00 – What bonus depreciation is and why 2025 is the year to act
07:00 – Real numbers from my first $600K property
09:00 – My STR journey: Charleston to Indianapolis
12:00 – You don’t need a beach house. just demand & systems
14:00 – Why systems = freedom (even as a busy physician)
15:00 – Automation tools: Turno, Gusty, PriceLabs, and more
18:00 – How to qualify for material participation
21:00 – The 1-property-per-year playbook
22:00 – BONUS: Infinite banking + STR = 2X wealth growth
24:00 – Final recap and next steps
25:40 – LegacyRx Conference announcement
💥 About Dr. Kyle Stephenson:
I’m Dr. Kyle Stephenson, an orthopedic surgeon, real estate investor, and founder of Assets and Orthopedics. My mission is to help physicians escape the grind, reclaim their time, and build intentional wealth through real estate, mindset, and elite financial strategies.
📲 Get Connected:
📩 DM me “short-term rental” on Instagram for the step-by-step guide
🎟 LegacyRx Conference: https://legacyrxconference.com
📘 Want to learn about infinite banking? Message me “banking” to get resources
🌐 More at Joinlegacyrx.com
⚡ Like, Subscribe & Share
If this episode helped you think like the wealthy. Drop a comment, hit subscribe, and send it to a colleague tired of paying six figures in taxes.
🌐 Connect with Dr. Kyle Stephenson on social media to stay updated on expert insights and strategies, and schedule your personalized consultation today to start building your path to financial freedom:
🔍 Instagram: @dr.kylestephenson
🔍 LinkedIn: Kyle Stephenson, D.O.
🔍 Facebook: Kyle Stephenson
🔍 Website: www.joinlegacyrx.com
🔍 Schedule a call & access resources: https://linktr.ee/kylestephenson
Network and Learn with Millionaires and Industry Leaders this October 24-25, 2025 → https://link.joinlegacyrx.com/widget/form/SZpeggmkXmXlDWnGtO9Ilink.joinlegacyrx.com
If you want to learn more about Infinite Banking Concept, click below: http://beyourownbank.com/ks
Don't miss out on the opportunity to transform your financial future. Subscribe now and start your journey towards financial wellness with Dr. Kyle Stephenson! 💼