Assets and Orthopedics

Brent Kesler: How to Actually Use Infinite Banking to Build Wealth

Kyle Stephenson, D.O. Season 1 Episode 39

In this episode of Assets and Orthopedics, Brent Kesler — chiropractor turned wealth strategist — returns to share exactly how he paid off nearly $1 million in debt and built long-term wealth using the Infinite Banking Concept. If you're a high-income earner tired of losing control of your money to banks, advisors, and taxes — this is your wake-up call.

This episode breaks down real-world applications of whole life insurance, why most financial advisors are wrong about "buy term, invest the rest," and how to create your own private banking system — without changing your lifestyle.

🔑 What You’ll Learn:

  • Why Infinite Banking is not too good to be true — it’s just misunderstood

  • The difference between borrowing from a bank vs. your own policy

  • How Brent eliminated $1M in debt using this concept

  • The #1 cause of stress (and why money management = health)

  • Real-world examples of physicians using IBC for real estate, business, and legacy

  • Term vs. Whole Life: what you’re not hearing from traditional advisors

  • The power of uninterrupted, tax-free compound interest

  • How the wealthy (Rockefellers, Disney, banks) all use this exact model

  • Why you must stop outsourcing your financial thinking

⏱ Timestamps:
 00:00 – Introduction
 02:25 – Brent Kesler’s backstory and debt-free journey
 05:00 – What is Infinite Banking, really?
 09:45 – The problem with traditional financial advice
 13:30 – How whole life creates liquidity, control, and long-term growth
 18:00 – Why term insurance rarely pays out
 21:00 – Designing policies for cash value vs. death benefit
 26:00 – Why banks use whole life (BOLI: Bank Owned Life Insurance)
 30:00 – Becoming your own banker vs. relying on Wall Street
 35:00 – Uninterrupted compound interest explained
 41:00 – Tax-free wealth building and legacy planning
 47:00 – LegacyRx Conference and the mission behind it

💥 About Brent Kesler:
 Brent Kesler is the founder of The Money Multiplier, a leading financial education platform helping over 17,000 clients across the U.S. reclaim control of their finances through the Infinite Banking Concept. He’s the co-author of Mapping Out the Millionaire Mystery and a sought-after national speaker teaching professionals how to think like the wealthy.

📲 Get Connected:
 📘 Download his book for free: https://www.themoneymultiplier.com/the-book 
  🎙 The Money Multiplier Podcast
📩 Email Brent directly: brent@themoneymultiplier.com

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If you want to learn more about Infinite Banking Concept, click below: http://beyourownbank.com/ks

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