Path To Passive: Real Estate Investing For Technology Professionals
Welcome to "Path To Passive: Real Estate Investing for Tech Professionals," the podcast that helps tech-savvy individuals secure their financial future through real estate. In the fast-paced world of technology, it's easy to overlook the power of real estate as a source of passive income. This podcast is here to change that.
In each episode, we'll break down real estate investment strategies in plain language, tailored to tech professionals like you. We'll cover topics like how to use your tech skills to make data-driven property decisions, generate passive income, manage risks, and maximize tax benefits. Plus, you'll hear inspiring success stories from fellow techies who've achieved financial freedom through real estate.
Hosted by real estate experts with tech backgrounds, "Path To Passive" simplifies real estate investing, making it accessible to anyone looking to create a passive income stream. Subscribe now and start your journey to financial independence through real estate. Your path to passive income begins here!
Path To Passive: Real Estate Investing For Technology Professionals
#107 - How To Earn Passive Income by 'Being the Bank' with Rick and Crystal Rumer
Ever wish you could invest in real estate without dealing with tenants, repairs, or late-night calls? In this episode, Rick and Crystal Rumer share how they went from overwhelmed landlords to building a business that brings in steady, passive income, all by “being the bank.” They break down how they buy land and homes, set up notes, and help other investors earn 10–12% returns without the usual real estate stress. If you're a busy tech pro, doctor, or just short on time, this episode shows a smarter way to grow your money.
Rick and Crystal Rumer are full-time real estate investors and founders of Texas Secured Notes. After starting out with rental properties and fix-and-flips during the 2008 housing crisis, they discovered the power of note investing — and never looked back. Today, they specialize in buying land and homes, creating owner-financed notes, and helping investors earn passive income through first-lien note purchases. With over 450 notes completed and a default rate under 5%, Rick and Crystal are passionate about helping others build steady monthly income while keeping things simple and secure. They’re also a husband-and-wife team, proud parents, and committed to making real estate work for both investors and everyday families.
Connect with Rick and Crystal:
Website: https://www.texassecurednotes.com/
LinkedIn: https://www.linkedin.com/in/therealrick/
https://www.linkedin.com/in/crystal-rumer/
Email: rick@texassecurednotes.com
crystal@texassecurednotes.com
Phone: (817) 845-6764
(907) 342-2214
Episode highlights:
(0:00) Intro
(1:24) Who are Rick and Crystal Rumer?
(2:03) Leaving corporate America during the 2008 crash
(4:07) Crystal and Rick’s background in finance and sales
(9:19) What “being the bank” really means
(14:15) How they buy, subdivide, and sell land on terms
(20:02) The power of creating and selling notes
(25:52) Why land buyers make reliable borrowers
(30:39) Getting started: minimums, returns, and process
(40:50) Who is this for?
(46:29) Where to find Rick and Crystal
(47:16) Outro
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For more resources and guides, check these out:
- Investor 101 https://www.aritacapital.com/investor-101-resource/#
- Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/
If you want to learn more, reach out at:
Email: steven@aritacapital.com
LinkedIn: https://www.linkedin.com/in/aritasteven/