Women, Wealth & Worth: Nancy Griffin on Owning Your Power

What if your health, your wealth, and your self-worth were all part of the same story?

This week, I’m joined by Nancy Griffin, founder of Women Worth and Wellness. Nancy believes women are their own greatest asset—and that taking care of yourself is the first step to building wealth, giving generously, and leading boldly.

In this conversation, we dive into:

• Why women should never apologize for building wealth
• How giving back can actually grow your confidence and self-worth
• The surprising connection between your health and your financial future
• Why it’s never too early—or too late—to start planning for wealth
• The importance of making yourself the priority without guilt

Nancy reminds us that when women step up, champion one another, and steward their resources well, the ripple effect can change the world.

Key Topics:

• Women, wealth, and worthiness
• Philanthropy and legacy planning
• Health as the cornerstone of financial security
• Building confidence around money
• Women supporting women in business and beyond

Connect with Nancy: nancy@womenworthwellness.com 

https://womenworthwellness.com/

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Transcript

Women, Wealth & Worth: Nancy Griffin on Owning Your Power

In today's conversation, I'm chatting with Nancy Griffin, founder of Women Worth and Wellness. Nancy's on a mission to help women recognize that their health and their wealth are deeply connected. We talk about why women shouldn't apologize for building wealth. How giving back can actually boost your own self-worth and why it's time to step up and champion each other.

Grab your favorite beverage and settle in. This one's full of encouragement and those little truth [00:01:00] bombs that just stick with you. Here is Nancy Griffin.

[00:01:05] Penny Fitzgerald: Hi, Penny. Good morning. How are you? I'm good. How are you? Terrific. Thank you. Wonderful. It's so nice to meet you. 

[00:01:14] Nancy Griffin: Likewise, Where are you located, Penny? I am in Iowa. Iowa. Okay, super. Yeah. Yeah. How about you? In Canada, in Ontario. Oh, nice. Between, uh, Toronto and Montreal. Right on, uh, lake Ontario.

Oh, beautiful. It's lovely. It is lovely. Really lovely. 

[00:01:33] Penny Fitzgerald: tell my audience a little bit about you, and what you're doing now. and we'll get into how you got there in a minute. 

[00:01:39] Nancy Griffin: Okay, super. Well, my, uh, focus is on women worth and wellness, and that means women's health and wealth, net worth and self-worth, philanthropy and legacy planning.

So it's very much a holistic focus starting with our health. 

[00:01:56] Penny Fitzgerald: so how, how do you go about that? Do you, do you [00:02:00] teach. Like health and fitness or are you, um, encouraging women to, to stay healthy, to get healthy? How do you, how do you encourage us to be more healthy? 

[00:02:13] Nancy Griffin: Well, this, uh, all came about when I was a wealth advisor and as a wealth advisor, you need to go and find your own clients.

Once you've got all your licenses and you've got a great company that you're about to start working with, they tell you, okay. You're ready to go. You go find your own clients, we'll tell you how to do the job, but we're not going to provide clients to you. So that's when I decided that I would focus on women.

This was in the nineties, and this is just when women were really starting to earn a whole lot more and to pay attention to put putting together their wealth plan. So as I started to work with women, I started to realize that women. And Cal Supr have a disproportionate amount of responsibility for their family's health and wellness.

Like it's all their [00:03:00] responsibility. It's like every family needs a nurse practitioner and guess who that's, and so that's when I thought, well, these women, you know, they're very, very busy. How can they know everything about everything all the time? So I started to partner with not-for-profit health related organizations that were focusing on women's health.

For example, heart disease is the leading cause of death for women, not cancer. And the symptoms for heart and stroke disease for women are quite different than they are for men. And a lot of the research had been done previously on men. And women were considered to be just little men. So same, same symptoms.

Well, hello. Mm-hmm. Symptoms are quite different. And so I would do different events and invite my clients and bring their friends. I would charge them a nominal amount. So they're starting to see how charitable giving really enhances your net worth as a, as a charitable deduction on your tax return. But at the [00:04:00] same time, if we're in a position of giving and sharing that more often than not enhances our own self-worth, 

[00:04:07] Penny Fitzgerald: It's 

[00:04:07] Nancy Griffin: full circle. Exactly. 

[00:04:10] Penny Fitzgerald: I've, I've been talking with a lot of women recently who say they, it's still the same way. They're, most of the tests are still not done on women. There are a lot of gaps in that knowledge, that research. How do you, how do you, how do 

[00:04:26] Nancy Griffin: we fix that?

Invest in it. Invest in it, and that's why the charitable giving. A nominal amount. Fast forward 31 years later, women now are stewarding a lot more wealth that they both earn as well as they are now inheriting with a whole lot more inheritances to come. So women more than ever really need to pay attention to how they steward wealth.

It is such an incredible opportunity. If [00:05:00] that's something that you care about, then pay attention to all of the dynamics that you can address all the way through. It truly makes a huge, huge difference. 

[00:05:10] Penny Fitzgerald: It's brilliant. when you have money, you can change the world.

 you can change your mind, but it takes a dollar to change the world. 

[00:05:20] Nancy Griffin: Wow. 

[00:05:21] Penny Fitzgerald: Yeah. So true. 

[00:05:23] Nancy Griffin: Well, you see what Mackenzie Scott is doing and Melinda French Gates.

Yes. I mean those women, those women are rock stars. Really what they're doing is so fabulous. I mean, their husbands turned out to not be nice people, but at the end of the day, they got a bag load of money each of them. Mm-hmm. And they could have just, you know, kept it and done nothing with it. But instead, they're really, really, really making a difference by using their wealth to make a difference in the world.

And while they're doing it, they're becoming incredible role models. 

[00:05:54] Penny Fitzgerald: Mm. 

[00:05:55] Nancy Griffin: So really, really, really special. And every woman has the same opportunity. [00:06:00] Obviously we don't have the billions, excuse me, that they do. But with your wealth, you certainly do have an opportunity to make a difference. 

[00:06:08] Penny Fitzgerald: They're leading the way.

Yes. It's, you know, it even goes back to like seventies and before when women weren't in the workforce, they weren't in leadership roles, and it took somebody to break that ceiling and, and show that it, it's possible. Here's what can be done when you put your heads together and when we really support women and, you know, look at all, all the good that can come from it.

[00:06:35] Nancy Griffin: Exactly. Wow. No, it's, it's, it's truly amazing and it's taking a long time. I mean, certainly we're not there yet for women to realize their incredible opportunity of stepping out and stepping up and not being disrespectful. It's just, you know, the brand Women Worth and Wellness the worth is that you're worthy, every single woman is worthy of living their best [00:07:00] life.

But in order to do that, you've gotta make yourself the priority first. You're worthy because it's like the, that's, it's like the airline example, you know? You put the oxygen on yourself first. Exactly. I 

[00:07:13] Penny Fitzgerald: think that's so hard for women, especially to put yourself first. You have to, to be able to be your full whole self to be able to serve others.

[00:07:22] Nancy Griffin: Women don't like to be selfish. Not at all. But when it comes to looking after yourself, you do, because more often than not, nobody else is. And also one woman's power to help others is huge. So just know that you are the number one asset. You are the number one asset, and you're the number one agent to look after that number one asset.

So never apologize and never. Never feel guilty. Just know that your true power and your true best self comes from making you the number one priority, and you do that quietly. You don't have [00:08:00] to be blatant and disrespectful. You just have a lot of conversations with yourself on how you can continue to strengthen yourself and reinforce exactly where you're going and what you want, and what you can do, and how you can be helpful, because in my opinion, that is true, true, true power.

Mm. I agree. I that's so 

[00:08:23] Penny Fitzgerald: a powerful insight. Mm-hmm. I feel like when we support each other too, like when we talk with our girlfriends about this, about how, how can we support each other in lifting each other up and finding ways to be more resourceful, finding ways to gain more wealth, finding ways, you know, to, to not apologize for being.

You know, having a business for earning an income, a healthy income, I think we sell ourselves short. We don't give ourselves enough credit, but our girlfriends see it in us, you know, we can lift each other up. [00:09:00] How, how would you suggest that people start, um, you know, kind dip a toe into, uh, philanthropy or into gaining wealth or, um, you know, just getting started with the mindset shifts that you're talking about?

[00:09:14] Nancy Griffin: Well, you're absolutely right. First, just step out and step up. And if you're just starting, I mean, the younger you start, the better it is, but it's never too late as the saying goes. Ever. Never, ever, ever. And we know that often in a couple. Who are seniors? If Mr. Passes on, this may be the first time that Mrs has had any opportunity to pay attention to the whole wealth scenario.

So what is she gonna do? Well, she's gonna get started and she's gonna start to understand. Actually, part of the blessing of all of that is you can ward off Alzheimer's. You've now got a new exercise for your brain. But people often ask, well, where do I begin? Well, just about every one of us has a bank account, so we're working with a [00:10:00] bank in some form or another.

Possibly all online, but go into a bank and talk to the teller. If you're just starting, just say, I'm just getting started. Who in your branch is somebody that I might book an appointment with? And start that conversation. And the comparison that I make between health and Wealth is you must always have a trusted advisor with whom you're working.

And a trusted advisor is somebody who has the professional designations and experience, but most importantly, they've got your back. 'cause that person needs to go out of their way for you. The first order of business is if you go to a new doctor or a new medical practitioner. The first order of business is they'll order up blood work.

'cause they need to get a read on who are you? A baseline. I mean, that's right. You will tell them a lot of things, but they also want that physical info. Same thing with a new wealth advisor. They will sit you down and they'll take you [00:11:00] through everything, the just a complete inventory of all your assets, all your liabilities, all your income, all your obligations, and that then to your point, becomes their baseline.

And then of course, okay, what are we working towards? What are the goals? And you just build it out from there. And if you're just getting started, same framework. As it would be if you've inherited a whole pile of money and now you're gonna work with some sophisticated advisor. Very same thing. And in both instances, both professions, if that professional has not taken that baseline, they are at risk of losing their licenses.

Because that, that is what that business, that's is, that is what both of those businesses are all about, is knowing your client, knowing your patient, and then bringing their best professional expertise to your attention, to then work with you to help you to be your best. 

[00:11:55] Penny Fitzgerald: Mm. Wow. I, I think a lot of us [00:12:00] don't understand the whole process or don't understand ways that we can, um.

I guess protect wealth and build it. Um, I was talking with a girlfriend who is also a financial planner, um, and she had some ideas on charitable giving where, you know, if you know the tax laws, there are some. Ways that you can protect, you know, you lower your tax obligation by your charitable giving and create this, a plan for giving more each year.

So can you, can you talk a little bit about 

[00:12:35] Nancy Griffin: that? Well, it is exactly what you've said. Every charitable donation is a deduction from your income tax return. And of course, the more you give, the more impactful that deduction will be. But fast forward. To inheriting wealth and stewarding wealth and being a philanthropist, if you're making a big commitment with a large sum of money, that impacts your bottom line, [00:13:00] incredibly so.

And a big, big, big, um, opportunity is for that final tax return if you have designated some philanthropic statement or an insurance policy or whatever. Your friend will know this. It's huge. Absolutely huge. You know, when somebody passes on and their executors are now doing the final tax return and they see the amount of tax that is now due, it's like, oh my goodness.

And at that point in time, they often find out what else could have been done that would have alleviated that huge tax bill. Mm. So this is the, this is the whole point. Is, make sure you're educating yourself to all the possibilities while in advance of all those scenarios so that you don't have regrets.

[00:13:45] Penny Fitzgerald: Yeah, 

[00:13:45] Nancy Griffin: that's 

[00:13:46] Penny Fitzgerald: important. I, if only we had a crystal ball. Right, 

[00:13:49] Nancy Griffin: right, right. Well, well, you know, people say in case something should happen, well guess what? Something will happen. Yeah. We just don't know when or how or where or whatever. Yeah. But [00:14:00] smart women are, have anticipated that mm-hmm. And have, uh, put systems in place to protect themselves in the event that, uh, it does happen.

[00:14:09] Penny Fitzgerald: Mm-hmm. Do you feel like there's a minimum amount that you should get started with? I mean, do you have to build a certain amount before you should talk to an advisor or talk to, um, someone about your future planning? 

[00:14:21] Nancy Griffin: No, not at all. If you have an attitude that you wanna get started, then do it. Do it. Like what are you waiting for?

And it's all about time. You know, the time is your friend. Um, as it pertains to a wealth plan, getting investments, getting that protection in place. The sooner you begin, the better it is. Then I mentioned insurance because the sooner you have insurance, the less it will cost you. 

[00:14:47] Penny Fitzgerald: Oh, right. Yeah. Life insurance is, uh, when you're healthy is so much cheaper.

Exactly. And young. 

[00:14:53] Nancy Griffin: And young. Mm-hmm. And it doesn't cost as much. Mm-hmm. And, uh, life insurance is so powerful. I [00:15:00] mean, when you're a wealth advisor and you introduce, okay, let's talk about insurance for all the right reasons. The client often looks at you like insurance. I knew you were gonna try to sell me something I didn't wanna buy.

Okay, well let's work this through. You own a home. Have you got any insurance on your home? Have you got any insurance on your belongings? You are a more important asset than that home ever will be. So are you protecting yourself and anticipating what potentially could happen in the future? And that's why I ended up focusing on health first.

Health is the cornerstone. If you don't have your health, you're not going anywhere anytime soon. So health is so important, but so is anticipating health challenges in your wealth plan. Right. We'd all love to stay 

[00:15:47] Penny Fitzgerald: healthy. No, no, no, no. It's 

[00:15:52] Nancy Griffin: not very, uh, likely. 

[00:15:53] Penny Fitzgerald: No, 

[00:15:55] Nancy Griffin: no, no. Life unfolds and things happen and it's like, oh my goodness, I can't believe that this is [00:16:00] happening now.

Well, unfortunately, sometimes it is, and sometimes it is a real, a real shock and a real setback. 

[00:16:07] Penny Fitzgerald: Mm-hmm. Well, you're protecting yourself, not only yourself, but those around you, those that you love, your family. Right. Yeah, if you have to go, uh, into some, if you have a health concern, it's expensive and they're gonna take, you know, assets that you have that you own to pay for those hospital bills and all.

[00:16:29] Nancy Griffin: And that's why having a wealth advisor with whom you can have that confidential discussion. Is so, so, so important, but you need to make sure you're working with the right person that gives you a level of confidence that that person is very aware of all the possibilities and is paying attention to your situation in such a way that they can build the best plan going forward.

[00:16:54] Penny Fitzgerald: Yeah, it's kind of delicate, right? For, for you, for health advisors because, [00:17:00] you know, no one wants to talk about getting sick or dying, or No, 

[00:17:03] Nancy Griffin: no, no. Not at all. I don't have clients anymore. I just have my women worth and wellness business. And it's really interesting because I was at, um, a friend's wedding recently.

Mm-hmm. And um, so I know what their wealth plan is that I put in place that a new person is now working with them on. At this wedding was a referral that they sent my way. Mm-hmm. And of course, this couple, I know their situation and often now when I see them, they keep thanking me. They keep saying, thank you so much for getting us involved with blah, blah, whatever, and it's years later.

But the good news is, is that they appreciate what they have. Mm-hmm. That gives them such a level of confidence that should anything happen, they are protected. Mm-hmm. That's such a, a, 

[00:17:54] Penny Fitzgerald: a, a central peace of mind. It is. Definitely. Wow. 

[00:17:59] Nancy Griffin: Definitely. [00:18:00] And you know, none of us wants to go forward into the future with worries.

Right. So address, address things that you're worried about. And, and seek, help, seek, seek advice from, from a professional who can help you. That's their job. And your job is to ask a lot of questions and to make sure that you've got everything in order to the extent that you would like to have it in order.

[00:18:25] Penny Fitzgerald: Mm-hmm. Yeah. I, I think people don't realize that I need to talk to someone now while I'm healthy, while I am, you know, considering the future. It's when things happen to us that we go, oh, I should have protected that, or, exactly. Yeah. Wow. How do you bridge that gap for people? I mean, how do you encourage people to come to you or to come to their financial advisor or to anyone to talk about this kind of thing?

[00:18:56] Nancy Griffin: Well, now what I'm doing is a lot of different events, [00:19:00] and more often than not, I will have a wealth advisor as a sponsor. So if a person has done nothing or if a person has done a lot, I will encourage that person to get a second opinion on their situation. And smart women will always get a second opinion.

Doesn't mean you're gonna do it every month or even every year, but a smart woman will get a second opinion. So I've now introduced a resource. To this person and encourage them to access this person's services. But as the saying goes, you can take a horse to water, but you can't force it to drink. So I just, you know, I know women are smart.

I know women are very busy. I know they've got a lot of responsibilities. I know that women always wanna do the right thing. So all I can do is attempt to inspire them and give them some idea of with whom they might approach and. If they don't, then I'm disappointed in them. I'm disappointed that they didn't do it [00:20:00] because everything is there.

And being a smart woman, you want the best in place for yourself and your family. 

[00:20:07] Penny Fitzgerald: Mm-hmm. Yeah, it's, I'm sure it's somewhat sad to see too, you know, if something were to happen to someone that doesn't take the advice or doesn't. Seek out more help. Um, and then something happens. That's just, I would be sad about that.

[00:20:23] Nancy Griffin: Yeah. Very sad. Very sad. Definitely. 

[00:20:26] Penny Fitzgerald: Yeah. Well, it's wonderful that you're collaborating with other experts too. I feel like always when women come together, we could change the world. 

[00:20:33] Nancy Griffin: Right, and women need to go out of their way to be champions for one another. Sometimes that isn't always the always the case.

You know, sometimes women don't pull out all the stops for another person. My attitude is in this world, it isn't all about you. Mm-hmm. Like your life is about doing the best, being the best you can be, so that you can help others be the best they can be. And so be a champion for other women to the very best [00:21:00] possible way you can.

[00:21:01] Penny Fitzgerald: Mm-hmm. You know, the more women I talk to, a lot of women have a hard time, I believe. I feel like it's the corporate structure, the patriarchal, uh, the way we're taught to be in business, in corporate settings. Um, it's very cutthroat, very competitive, very, it's a pie, you know? Yeah, right. 'cause I win, you lose that kind of thing where women that have broken out of.

Corporate settings and have started their own thing. They've become entrepreneurs or maybe they're taking their own path. They've started their own companies or their own businesses. They lead from the heart and with their own souls and right the, you know, when they're in alignment with their true purpose of serving others and, and using their particular gifts in ways that serve others, that's when things come together.

That's when the collaborations form, because we're all supporting each other and using our [00:22:00] gifts together. That's magic, in my opinion. I feel like it is, that's the way to really, uh, move through the world as a woman, you know, as a leader, as a thought leader. Uh, yeah, just to encourage other women to, to.

Come together and build wealth. I think you're on the right track with, you know, when we, okay, we've come together, we've taken leadership roles, we're supporting each other, we're leading from the heart, we're serving others. Okay, now let's build some wealth so that we can make a real impact on some of the things that are, you know, lacking in this world.

[00:22:37] Nancy Griffin: Right? And don't be embarrassed to do that because sometimes women, sometimes women hold back. Because they think they will be seen as being too aggressive or too self-serving or too whatever. Mm-hmm. Well, nevermind, you know, step out and step up and take a lot of other people with you. You know, recently I had a person say to me, you know, you can be really aggressive.

I said, [00:23:00] thank you for that compliment. They, they didn't necessarily mean it at a girl compliment. Yeah. Because you're stepping up and stepping out. And so I just said, thank you so much for that compliment and whatever, like don't let mm-hmm. Other people put you down. Yeah. You've got a lot of unique ability that you can offer and be very proud and very happy and very confident to keep on sharing your unique ability.

Exactly. But respectfully, you know, you're not gonna be a mean person. I think meanness needs to go out of your whole mindset. Just be the best you can be and help others be the best they can be to the best of your ability. 

[00:23:38] Penny Fitzgerald: Mm-hmm. You know, two things stuck out to me there. No one would say that to a man, first of all.

You're being too aggressive. Really? No, that's not gonna happen. No one says that. No, no. Yeah.

[00:23:51] Nancy Griffin: no. Nobody would say that to a man. 

[00:23:53] Penny Fitzgerald: No. Absolutely not. the other piece of that was the person who said that to you. Are they doing great [00:24:00] things in the world? Are they making, no, are they being seen? Are they afraid to be seen? I mean, I feel like that's a lot of projection.

You know, someone saying that to you has only got, you know, they've got some sort sort of piece of themselves that they would like to change and be a little bit more assertive probably. 

[00:24:16] Nancy Griffin: Well, I was quite shocked when the person said that, and then I did reflect and wonder, and I thought, you know what? The reason why they're saying that is that they feel that I'm, I'm moving into their territory and this is, this is what I'm supposed to be doing, and who do you think you are?

And, and what I did was I step out and invited somebody to do something that needed to be done sooner rather than later. Mm-hmm. That this person should have done. Oh, and I think that was the, that was why they struck out like that. Mm-hmm. And so I said, I just said, thank you, you know, this is something that needed to be done and, you know, blah, blah, blah, blah.

But you know, when, when people try to stop your show, then be your own agent. Yeah. [00:25:00] 

[00:25:00] Penny Fitzgerald: Yeah. It, it's so, um, parallel with like the online space that a lot of us are in. You post something online because you, it's important to be visible. You can't serve people if they don't know you exist, you know? Correct. Yeah.

You have to be out there. So you'll get these trolls that pop on and you know, might say something mean or nasty and you know, they're saying it from their mother's basement, so go away. Right. Just take a seat until you're willing to do something that's important and that helps people, then you have nothing to say.

[00:25:37] Nancy Griffin: There's no point taking people on like that. I, if that pops up, I delete it as quickly as I can. Mm. I want absolutely nothing more to do with that person because they've been, they've been rude and they've been disrespectful, and if that's your opinion, that's okay. That's okay. Delete, bye. Yeah. 

it's best to just let it go, and people like that who make those [00:26:00] kinds of statements, those blatant statements to take you on really, really, really, really want you to engage.

Oh yeah, don't go for it. Don't go for it. Yeah, don't go for it. Exactly. It's like those phone calls that come in and it says likely spam, like, don't go for it. Just ignore it. Delete. Delete it. Get it. Get it out of your life. Yeah. I, you know, one of the other messages that I share with people a lot is that you live your life as a split screen.

Because the negative stuff always comes front and center. Don't allow it. Yeah. Fade it to black. Fade it to black, and default immediately to something that's a positive, because that negativity will wear you down and take the best of you away. Yeah. So that there's not room for all the positive things that your unique ability can bring forward.

So just split screen, split screen. 

[00:26:48] Penny Fitzgerald: That's such great advice. It's so easy for us to take that, that little bit. And it's always a little thing. It's always, you know, the, the percentage of the nastiness is so small, right? [00:27:00] Compared to the good that's coming from it. Correct. But we take that on that small piece and it just bugs, it eats at us.

[00:27:07] Nancy Griffin: Don't do it. Don't do it. Don't do it. I have, uh, different people who will now comment and say, Nancy, thank you for always being a cheerleader. Whatever. 

[00:27:16] Penny Fitzgerald: You 

[00:27:16] Nancy Griffin: know, that's a great compliment. And yeah. And that's your mo, that's your profile on social media when you're being a champion for others, or that's a great idea and, you know, whatever, blah, blah, blah.

Yeah. Move along. Right, right. Next, next. 

[00:27:34] Penny Fitzgerald: Yeah, exactly. Exactly. Okay. So what, what advice, other advice would you have for women? Um, like somebody, I don't know, how, what would you say to any woman that would walk in and say, I need some help? How would you, um. 

[00:27:52] Nancy Griffin: Well, I'd say congratulations for asking for help, period.

Nice. You know, that's a first good step. Mm-hmm. And then I would start [00:28:00] with, okay, you're worthy. Let's talk like, what is your situation and how can I help? Mm-hmm. And then, uh, simply work it up from there. But if they've, if they've stepped out and they've asked for help, that is, you're half of the way there.

You're really half of the way there. 

[00:28:14] Penny Fitzgerald: Mm-hmm. 

[00:28:15] Nancy Griffin: And you can just see the difference in people's demeanor. Talk about a spring in their step when they start. Because if, if you don't reach out, it's just a big swirl in your own head. At the same, at the same time. You're trying to do everything else that you're responsible for.

You're just not moving off the mark and moving off the mark is crucial. Like step it up and step it out. And that's why I'd say you're worthy, you're the number one asset. Have conversations with yourself and then determine, okay, what, what am I reaching for? What do I want? What do I need? Where am I headed?

Mm-hmm. And then once you've got some idea of what sort of help you need, then you kind of know which way to go to get that [00:29:00] help. Mm-hmm. And, and if you reach out and it's a bad experience. Don't do a, a turtle and pull back and never head out again. I mean, don't, yeah. Keep going. Keep going. Yeah. We all know and we all say life is too short.

Where does the time go? Blah, blah, blah, blah, blah. Well, don't waste any time agonizing. Just keep going. Right, right. 

[00:29:22] Penny Fitzgerald: So, so many of the women that I work with when I start working with them, they don't know what they want. They don't. Have a clear picture of a goal or, um, they might have a desire, but they don't know how to get there or what, what it really, it's not a clear picture yet.

It's just kind of fuzzy. How do you help women figure that part out, what they want, what they truly want? 

[00:29:47] Nancy Griffin: Well, a simple topic that has become quite popular, both personally and corporately, is what is your purpose? What is your purpose? If you think about a big [00:30:00] corporation and that executive team going through an exercise of what is our company's purpose?

[00:30:06] Penny Fitzgerald: Mm-hmm. 

[00:30:06] Nancy Griffin: You can imagine all those conversations, but it's the same thing with an individual and, and I think you just keep asking questions, what do you think your purpose is? How do you feel about what you think your purpose is? And then depending on what their response is, keep asking more questions.

[00:30:23] Penny Fitzgerald: Mm-hmm. Well, is 

[00:30:25] Nancy Griffin: it this or is it that? Maybe it's this, have you thought about that? Whatever. Mm-hmm. But what is your purpose? What is your purpose? I mean, the fact that you're alive and well and on this world. Mm-hmm. What, what, what is your purpose? Like, in other words, what do you wanna make the most out of your existence?

Yeah. So just who do you serve? Keep. Right. Just keep asking those, those kinds of questions. 

[00:30:50] Penny Fitzgerald: Mm-hmm. 

[00:30:51] Nancy Griffin: Absolutely. 

[00:30:52] Penny Fitzgerald: Yeah. I, one of the things that I. Teach or, or coach women on is moving towards your older, wiser [00:31:00] self. Mm-hmm. Because she already knows, right? So she's trying to bring you towards her. What, what would she want for you?

What, what can you see in your future? Because she, she already knows, so. Right. Just the quieter we can get, the more we can sit still with the question, I think. Correct. You know who you serve. Mm-hmm. And you know those answers. There's, there are no questions that we have where there's not an answer already for it Right.

Within us. So just sitting still with the question and letting it come to us, you know, that big, overall arching your purpose, it seems so big, but it's just really your soul telling you how, who do you serve? How can you best 

[00:31:44] Nancy Griffin: serve them? Right. And the more conversations you have with people, the more input you are given.

Mm-hmm. So then you can sort that through and maybe get a few aha moments. I'll give you an example. When I, [00:32:00] uh, my first career was with Procter and Gamble. Mm-hmm. And then I left and ran politically and then I was doing all kinds of leadership in the community and that's when I wanted to go back to working in a full-time role.

So I had an idea of what I wanted to do, and I was offered a contract with a particular organization. Through that process, I met this executive woman who had been outplaced and given a bag load of money, went to an advisor, really felt they didn't have a clue on how to serve her well. So she then decided that she wanted to be a wealth advisor.

So she and I, she and I interacted. I told her what I was planning on doing, and she said, Nancy, I'm not sure that that's a good idea for the next 20 years of your life. Are you sure that's really what you wanna do? And she's the person who redirected me into wealth management. Mm-hmm. And once I got there, I was, sorry, I hadn't been there 20 years earlier.

Wow. Like, it's just, it was just amazing. But the whole point of me sharing that is I would [00:33:00] never, ever, ever have been in wealth management except for her redirecting me 180 degrees. Mm. Wow. So pay attention to what other people think are your best strengths, your purpose. Mm-hmm. Without other people, ask other people.

What do you think? Yeah. When you, when you look at me, what are the things that you see me doing that you think are terrific? You know, ask those questions, get input. Mm-hmm. And you don't have to do anything with it other than hear what they have to say and add it into the whole consideration. 

[00:33:33] Penny Fitzgerald: Well, like we were talking about earlier, a, a girlfriend, a good girlfriend will tell you your strengths 

[00:33:39] Nancy Griffin: mm-hmm.

[00:33:40] Penny Fitzgerald: And your weaknesses, you know? Yes, yes. And what you're good at. I mean, it's so good to have those conversations, not only to. You know, maybe redirect yourself or understand a little bit more of how you impact others around you. Right. Because we all have that idea in our own head about I know what I'm good at.

Yes. Yes. Well, [00:34:00] you may be blind to some of these things that others see in you that you don't. Right. And girlfriends are going to, you know, give you the straight up truth. Correct. They're not going to sugarcoat it. They're not going to be, um. You know, they're, they're not gonna blow smoke, you know? They're not gonna say something.

Exactly. That's not true. No. Yeah, definitely. Yeah. Asking questions. Get a good coach, you know, get someone who can ask the right questions so that you can think about it a little bit more and sit with the question and maybe, maybe think of something that you haven't thought of. 

[00:34:35] Nancy Griffin: Extremely important. Yeah, extremely important.

Really, really good. Yeah. Yeah. 'cause what, what you wanna do is somebody, yeah. Take your strengths and how do I make them even better? Right? Right. Find somebody who's 10% ahead of you, 

[00:34:47] Penny Fitzgerald: right. And ask them some questions like, how did you get where you are? And what, what would you have done differently? How do you feel about what you're doing now?

Do you love it? Are you serving? Are we serving the same kind of audience? That kind of [00:35:00] thing. 

[00:35:00] Nancy Griffin: Really important. Really important. Great idea. 

[00:35:04] Penny Fitzgerald: Wow. Nice. So is, is it all women that you work with? 

[00:35:10] Nancy Griffin: Primarily? Primarily. Primarily. But certainly when, that's nice. Certainly when I've done a lot of work with men.

Mm-hmm. Um, and that's great. You know, that's great. And they know that I do a lot of work with women. Mm-hmm. So that just enhances that relationship as well. 

[00:35:25] Penny Fitzgerald: Mm-hmm. 

[00:35:26] Nancy Griffin: Which is terrific, but it's primarily women. Definitely. Yeah, I think that women are just, we, um, had a presentation a week ago and that was one of the things that was brought up is women are an untapped resource to do so much better in the world, and we know who's running the world currently.

Oh. And so we want women to step it up. Yes. Like, don't hold back. You've got capacity, you've got capability. Do it. Do it. Yes, please do it. 

[00:35:59] Penny Fitzgerald: [00:36:00] Mm-hmm. Yeah. I feel that's so important too, um, to, to lead with heart and soul instead of power, you know? Exactly. Your power is in your heart and soul. It's exactly how can you serve others instead of what's in it for me or, or for the, you know, immediate people around me.

[00:36:20] Nancy Griffin: Well said. Well, I recently, I read somewhere that a, a true leader is a person who creates other fabulous leaders. 

[00:36:29] Penny Fitzgerald: Mm-hmm. 

[00:36:30] Nancy Griffin: Like, it's not about you, it's about you leading the way to bring other leaders forward. Yeah. I thought that is so true. That is spot on. 

[00:36:40] Penny Fitzgerald: There's, I don't know who said it too, but there's a, a proverb about, um, your community is only as great as your weakest link Yes.

As your weakest person. Right. So if we lift everyone up, it just as serves everyone. Correct. Yeah, [00:37:00] exactly. I feel like women are kind of uniquely situated, or we understand we're nurturers 

[00:37:06] Nancy Griffin: correct. Very much so. Very much so. 

[00:37:10] Penny Fitzgerald: And you know, not everybody, but no, it's not a blanket statement. But yeah, in general we lead differently.

[00:37:17] Nancy Griffin: We definitely do. Mm-hmm. We definitely do. And I also say that we always know the difference between right and wrong. 

[00:37:25] Penny Fitzgerald: Yes. Whatever 

[00:37:26] Nancy Griffin: situation we get in the middle of, we know what's right and we know what's wrong. Mm-hmm. And more often than not, it's what we know is wrong. That we want to deal with because it's not right when mm-hmm.

You know, a certain person is behaving in that way. Injustice, that's wrong. 

[00:37:45] Penny Fitzgerald: Mm-hmm. Yeah. 

[00:37:46] Nancy Griffin: And so don't shy away from it. You know, find a way to step it up and make a difference and change things for the better going forward. 

[00:37:54] Penny Fitzgerald: Mm-hmm. 

[00:37:55] Nancy Griffin: It's hard to stick your ne neck out though. Don't you feel very hard. Women don't do that.[00:38:00] 

Women don't like to do that. We don't wanna be, women don't like to do that because it's like, who does she think she is? Yeah. What is she doing? Well, I'll tell you who she is. She's somebody who's, who's wanting to make a difference. 

[00:38:12] Penny Fitzgerald: Yeah. And 

[00:38:13] Nancy Griffin: who is assuming that leadership role? On her way to making a difference.

And if you wanna be part of helping out, and if, if you've got a better idea, then you step up with your leadership and maybe it will end up being better than what she's advocating. But don't just sit back and criticize. I mean, that's the worst thing you can do. Right's the worst thing. 

[00:38:34] Penny Fitzgerald: Yeah. If you're not doing anything about it, then 

[00:38:36] Nancy Griffin: right.

[00:38:37] Penny Fitzgerald: You have no voice. Stop talking 

[00:38:38] Nancy Griffin: about it. Right? Mm-hmm. Step it up. Everybody can make a little tiny difference or a big, huge difference. Just put your neck out and do 

[00:38:46] Penny Fitzgerald: something. Yeah. That's risky. You know, I feel like women, especially, we want, we don't want people to dislike us. No, no, no. But yeah, that's.

Getting over that, knowing that not everybody's gonna like you, right? Not everybody's [00:39:00] gonna be on board with your ideas or what, what you want to have happen, but there are a certain number that are sitting in the background hoping somebody steps up and does what you want. Yeah. 

[00:39:11] Nancy Griffin: Right, right. Exactly. And you can do it all in a very respectful way.

[00:39:15] Penny Fitzgerald: Yeah, absolutely. Hmm. Nancy, what haven't I asked you that you would love to share with people? 

[00:39:23] Nancy Griffin: Well, I think going back to the beginning, that the whole brand is a holistic one. It really is. And at different points in time, different people are in, you know, different parts of that whole scenario. But I think the most important is that everybody's worthy.

We are our own assets, a terrific asset, so we need to pay attention to our health. Otherwise we're not going anywhere anytime soon. So, you know, be the best you can be. However that is, get as much information about how to be healthy, what to anticipate going forward. And then the whole wealth scenario was huge because we all need money in order to live and do the things that we [00:40:00] wanna do.

And the more we share that wealth, the bigger the difference we can make. You know, a little bit goes a long way, but a big amount goes an even further away. 

[00:40:09] Penny Fitzgerald: Mm-hmm. 

[00:40:09] Nancy Griffin: But if you're thinking philanthropically, then, then to your point about your friend who's the financial planner, it's one thing to agree to, um, be a philanthropist and you've got some ideas about what you wanna do, but make sure you know where those dollars are going and that tho that organization is stewarding that wealth as well as you're stewarding your wealth.

So I think the overriding phrase that I leave with people is to be discerning every step of the way. Like really be discerning. Pay attention to what's going on. Get as much information as you possibly can. Get references, excuse me. Get whatever you need to validate your choice as being the best that it possibly can be, so that you don't wanna have any surprises.

You don't want regrets, but you don't want [00:41:00] surprises either. That's a very 

[00:41:02] Penny Fitzgerald: good point. Yeah, you, you, we have good intentions, everyone. Ha I feel everyone has good intentions, but yeah, you can, you can be surprised, right? If you don't 

[00:41:13] Nancy Griffin: do the research right? And now it's back to school time. I mean, now, now, now it's the homework about your life.

That's the homework that you have to do is pay attention to how your existence can be the very best that it possibly can be, and if it is, then obviously you're able to help others and help their existence be a positive one as well. 

[00:41:35] Penny Fitzgerald: Mm, wonderful. That's a great, great way to view the whole thing. Mm-hmm.

That's wonderful. Okay. Can I switch gears on you? Yes, definitely. One of the things that I like, love to ask at the end of my conversations, just wrap it up with, um, something fun. Um, do you have a favorite beverage? Do you have a cocktail that you, that you love or a glass of wine, beverage you [00:42:00] prefer?

Beverage, 

[00:42:00] Nancy Griffin: probably gin and tonic. Gin and tonic. Gin and tonic. I love gin and tonic. Lime or lemon, I don't care. Maybe one of each. Woo. 

[00:42:09] Penny Fitzgerald: Fancy. 

[00:42:10] Nancy Griffin: Yeah, exactly. 

[00:42:11] Penny Fitzgerald: Wonderful. 

[00:42:12] Nancy Griffin: What kind of gin do you use? Do you have a preference on gin? Not really. Not really. I think, um, nope. They're 

[00:42:22] Penny Fitzgerald: all good. 

[00:42:22] Nancy Griffin: Yeah. 

[00:42:23] Penny Fitzgerald: Okay. Yeah. We're, we're Bombay uh, fans here.

Okay. Bombay? 

[00:42:27] Nancy Griffin: Yep. 

[00:42:28] Penny Fitzgerald: Yep. Kind of crisp. Well, one, 

[00:42:30] Nancy Griffin: one that I've been accessing recently is Booles. I don't know if you know Boo Booles? 

[00:42:35] Penny Fitzgerald: No. 

[00:42:35] Nancy Griffin: But then the other one is beef eater, so it's between Oh, beef eater. 

[00:42:38] Penny Fitzgerald: Yeah. 

[00:42:38] Nancy Griffin: Yeah. My husband, if he's buying, he buys beef eater. But anyway, as long as it's gin and tonic, I'm happy.

[00:42:45] Penny Fitzgerald: I'm happy. That's wonderful. Awesome. Okay. Do you have a favorite memory shared with, you know, like chats with girlfriends or with with family or friends? A 

[00:42:53] Nancy Griffin: favorite memory? A favorite memory? Well, probably a favorite memory would be, [00:43:00] I mean, what comes to mind immediately is uh, Canadian Mountain holidays, which is heli hiking or heli skiing.

So we went heli hiking. And that's what helicopter helicopters. And every time the helicopter, you know, you initially fly in Uhhuh to this camp where you're gonna be for the next five days. Oh my goodness. And, and then every morning they fly you to different locations 

 But every time the helicopter comes, it's like, this is so exciting. Yeah. So exciting. 

That was terrific. That was, that sounds amazing. Yeah. Really, really great. And for every age group, you know, they, the first afternoon they assess you in terms of what group you should be in. Okay. So if you've brought your grandkids or grandpas there, whatever, there's just a really gentle.

So they fly you up and you can have your lunch and you can look around. You don't have to do any hiking and then back on the helicopter and you know, back down again. Oh. So it's [00:44:00] every age group. I recommended it to people who are thinking, you know, people often have that kind of a, a special family reunion and they go on a cruise somewhere.

[00:44:08] Penny Fitzgerald: Mm-hmm. 

[00:44:09] Nancy Griffin: I would, I would recommend this instead. I would definitely recommend it. Wow. Sounds, sounds because on cruise a lot of it is internally focused, whereas this, you are in nature like you've never seen before. Mm. And it's just lovely. Really lovely. 

[00:44:24] Penny Fitzgerald: Wow. Is this part of a, a national, um, celebration That 

[00:44:28] Nancy Griffin: is, it's just, it's just a business.

It's called Canadian Mountain. Heli hiking, I think, but there's also heli skiing through all these crazy wow terrains. I would never do that. I would be inside out and upside down two seconds. But um, in the summertime, it's just excellent. Oh, really good. Yeah. 

[00:44:49] Penny Fitzgerald: Oh, it sounds delightful. 

[00:44:50] Nancy Griffin: Well, I think if you googled Heli- hiking 

[00:44:53] Penny Fitzgerald: mm-hmm.

[00:44:54] Nancy Griffin: You would find what's available in the us. Okay. This is the Canadian offering. Yeah. But I'm sure you would have it in the US somewhere. [00:45:00] 

[00:45:00] Penny Fitzgerald: Wonderful. Well, Banff has been on my husband and my, our travel list for a while. Well, that's 

[00:45:05] Nancy Griffin: exact, that's exactly where we went from. Oh, that's where the bus. Picked us up, Uhhuh.

We went on the train across Canada. Okay. And then, um, met up with a group in Banff Uhhuh. And you get on a bus and you go to Golden BC like two hours away or whatever. And that's where you meet the helicopter and then you go Zip Doda 

[00:45:29] Penny Fitzgerald: know if 

[00:45:29] Nancy Griffin: that's, you should definitely combine the two. Yeah, you have a 

[00:45:32] Penny Fitzgerald: blast.

You'd just love it. Oh my gosh, it sounds amazing. I'm, I am, I have goosebumps. Perfect. 

[00:45:39] Nancy Griffin: No, 

[00:45:39] Penny Fitzgerald: it's, 

[00:45:40] Nancy Griffin: it's so great. So, so great. Really, really wonderful. 

[00:45:43] Penny Fitzgerald: Oh, it sounds awesome. Oh, Nancy, thank you so much for 

[00:45:47] Nancy Griffin: all of of this. 

[00:45:48] Penny Fitzgerald: You're 

[00:45:48] Nancy Griffin: welcome. This has been lovely. My pleasure. Well, we've kicked off the new year so everybody can do their homework on their own life.

[00:45:56] Penny Fitzgerald: That's right. That's right. Well, and, and you have, um, [00:46:00] resources on your website that people can check out. 

[00:46:03] Nancy Griffin: The best thing I'm suggesting to people 'cause we're gonna do something this fall. And that is to send me an email. So you'll go into my database.

And then we will tell you what's going on. And if you don't like any of it, then you can unsubscribe very, very easily. But my email is nancy@womenworthwellness.com, so nancy@womenworthwellness.com.

Okay. 

 And people can ask me whatever they wanna ask me, and I will give them my best answer and redirect them to wherever. Wonderful. 

[00:46:33] Penny Fitzgerald: Thank you so much for all your advice and your information. It's been a wonderful chat. My pleasure. 

[00:46:38] Nancy Griffin: Good questions. Great. Have a great day. Thanks, you too. You're welcome. Bye for now. Bye bye-Bye.