Dream Keepers Radio

Attorneys Love Paperwork; We Prefer Privacy: Build A Family Trust That Lasts

Don Kilam Season 2 Episode 140

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0:00 | 26:30

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Tired of building wealth in public only to watch courts, creditors, and confusion take the first cut? We open the playbook on how to move like a family enterprise, not a collection of individuals, using unincorporated associations and trusts to protect assets, bypass probate, and keep control where it belongs. The focus is practical: bylaws that define authority, banking resolutions that unlock accounts, minutes that prove substance, and clean beneficiary designations that move property without court drama.

We walk through the difference between public and private posture, why codes and registrations can drag you into the public arena, and how a private structure sets a superior position for continuity and privacy. You’ll hear a clear breakdown of estate planning beyond a will, how the family trust becomes the beneficial owner of your name and ventures, and why “own nothing, control everything” reflects lawful, strategic design. We also dig into the tax literacy path—what a PTIN is, how enrolled agent status works, and why understanding representation before the IRS helps you build smarter layers: holding companies, operating companies, and foundations that serve your mission.

From vehicles and homes to education and IP, we map how assets fit into the stack and why meticulous record-keeping turns a surname into a stable brand. Finally, we explore private family foundations and endowments that fund schools, libraries, or health initiatives, ensuring your last name carries resources and rules into the future. If you’re ready to turn knowledge into a system and a system into generational security, this is your blueprint.

If this helped you see your estate in a new light, follow, share with a friend building a legacy, and leave a review so more listeners can find these strategies.

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Opening Vibe And Thesis

SPEAKER_00

Peace and love, peace and love, peace and love. You're now rocking to the sounds and vibrations of your boy, John Kalam, also known as Malik Kalam, and as always, prosperity is your divine birthright. Who said that up there? This hard though. This hard. This hard. We're gonna talk about this a little bit. Let me you know they don't like you showing. They don't like you showing stuff on some of these platforms. I can't write there though. They scan, scannable, scannable. That's how we move. Text probably like the 702-200-4900. But y'all making a lot of different, y'all making things difficult. Things don't have to be that difficult, okay? And this is why people get mad at my uh SOP. What is the SOP? That's a standard operating procedure. People get mad at my standing standing operating procedure. But today, I'm going back over this information. All the information that I'm that I'm dropping can be found in the book Freedom Association: Organize, Governor, Protect Your Privacy by Don Kalam. So if you don't want to join the school, go get the book on Amazon. It's only on Kindle. There's a you can click the QR code at the end of the book or even scan the QR code at the end of the book. It's gonna bring you up a video to go over some of the information I will be going over. Dealing with the unincorporated

Why Unincorporated Associations

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association. Unincorporated association is a trust. Unincorporated association is a trust, and you can open up a bank account with it. Shout out to my boy Money Mark in the building, man. And you can open up a bank account with this, okay? Without it reporting to the Secretary of State. It doesn't report anything to the Secretary of State. See, I got attorneys and lawyers now here trying to come out here and bash me, but they want you in the system. Alright? They want you in the system. Oh they're not getting paid. I want you to know the system, when you're dealing with the system, if you don't have, if you don't have it established correctly, if you're establishing these things with codes and statutes, then the system is gonna get a major piece of this, okay? The system is gonna get a major piece of your estate. When you establish your estate correctly, when your estate is playing correctly, it bypasses probate. Okay? When your estate is playing correctly, it bypasses probate. This means court. This is why they call it probation. You're part of the court. So assets with valid beneficiary designations typically bypass probate. Assets with valid beneficiary designations typically bypass probate. And what I'm telling everybody is we use unincorporated associations. You can use a 5081A trust, but it still has a code in it, okay? So I do teach people how to utilize the 50AC1A, and anybody can, it's freedom of association. You have the right to freedom of speech and freedom of religion. So I don't care what any attorney says, I'm not a licensed attorney taxes, but I do this for educational and informational purposes only. I don't care what any attorney says, okay, you have the freedom to create your own faith-based organizations. FBOs are faith-based organizations. That's what the 5081A is for. Now, the unincorporated association, and I'm telling you how this works. So let me show y'all, because everybody talks about status. Everybody talks about status. I'm gonna tell you. But everybody's also scared of IRS, right? Enrolled agents, I gotta go over this again. I've been I've been dropping this for years. Enrolled agent status is the highest credential the IRS awards.

Probate, Beneficiaries, And Bypassing Court

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All courts are tax courts. I'm using the law now. 28 USC 3002, subsection two. Okay, as you've seen, I just had a student, he got on there and he ate the judge alive. Okay. He ate the judge alive. You let him know this is a court created by Congress, so it's a tax court. So court is any court created by the Congress of the United States, including the United States tax court. And so these are all tax issues in court. If they don't have delegation order from Congress, it's a tax issue, okay? So enrolled agent status is the highest credential that IRS awards. Individuals who obtain the elite status must adhere to ethical standards and complete 72 hours of continued education courses every three years. Enrolled agents, like attorneys and certified public accountants, have unlimited practice and rights. So enrolled agent is the highest credential to IRS awards, then attorneys, then accountants. Okay? And all you need is something called a PTIN to start this process. A personal tax identification number. Don Kalam does have one. I have one. Let y'all know. Don Kalam does have a PTIN. Yes, I do. So, and it's easy, it's like $30. That's how that's how you start the process of becoming an enrolled agent, okay? Enrolled agent status is the highest credential the IRS awards. Now, back to estate planning. Estate planning helps you avoid probate. Okay? So this is properly protecting your assets. A will cannot do this alone. A will cannot do this alone. So, estate planning, if you bypass probate, your estate will go to your beneficiaries without any court proceedings. Long as you have your beneficiaries in there correct, okay? Now, when it comes to unincorporated associations, I'm telling y'all how I break it down. And everywhere I go, I got multiple accounts. I'm gonna make sure I ain't showing no private information. But I just want y'all to see, man, I got multiple accounts when it comes to unincorporated association. I got all the paperwork. And what you're gonna need first is something called. I gotta pull it up for everybody on the screen share, but I want y'all to see I got the actual paperwork. This is how we establish our business, okay? So bylaws. By-laws is the main thing, okay? You also want to have a banking resolution, an EIA. I got my private paperwork in here, too. A banking resolution. You know, this is how I really move, man. What y'all? This is my private individual paperwork, too. Like, hey, uh this is how I identify. You need identity. Here we go. Here we go. Declaration of political status. I don't want to get too deep. I wanna confuse y'all, but you need all of this. Okay? So the unincorporated association, this can be a family trust, okay? You can maneuver that way if that's how you choose, okay? You just want to make sure you guys you want to prove how

508(c)(1)(A) And Freedom Of Association

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you can become a member. So, in the in these agreements, we always show how do you become a member? It could be blood, blood relation or marriage. You can get voted in. The board members have to agree. All your rules need to be in here, okay? And then what's the purpose? What's the purpose of this association? Is it for-profit, non-for-profit? Is it a private club? Is it a private church? Private private family membership? A PMA private membership association? This could all be right here. People are dropping codes in the chat, and I'm telling you, no, we're not, this is not codes. A code makes you incorporated. Code is of public codes and statutes, so that means it has been bonded, has been licensed. You are now part of the public sector. This right here is making you part of the private sector, okay? Of the private sector. And in it, we we include the officers and the term of office. We include non-disclosure agreements, we include indemnity agreements. I'm giving you the game right there. The banking resolution shows who can open up bank account. Okay. And then meaning minutes, you can have meaning minutes, we have that too. That's included. I can show y'all that too. Every time the every time you have a meeting, every time you have a meeting with the with the company or what you text message anything, you need to be keeping records. I need you to understand. How does royalty move? They keep records. How does royalty move? They keep records. This is how you're turning your family legacy into being able to stand the test of time. You're not gonna be able to hand family records down on Instagram. You're not gonna be now it's owned. You're not gonna be able to hand down family records on Facebook. Now that's owned. You gotta learn how to keep your own essence, your own energy. Okay. Everything is business. So, with that being stated, my name would be a business. The beneficiary owner can be this unincorporated association. Okay? The beneficiary owner can be this unincorporated association. I'm gonna tell y'all like this. I don't answer questions. Google's free. You can ask your mama, you can ask your daddy, because that's free. This is I'm showing you how to hand down generational wealth and be more informed. If your family didn't inform you, that old bullshit. It doesn't matter to fucking me. Your family should have taught you. That's your mama's fault, that's your daddy's fault. That's not

Courts, IRS Status, And PTIN Path

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my fault. If love did the chick, we'd all be there, wouldn't we? Quit crying, quit begging. I don't fuck with beggars. You understand? That's what niggas on the street corner do. You can get nothing else advice for nothing. And you get nothing from me for nothing. Tap into the school and book a comp consultation. Do the study and research like I did. You understand? Time is motherfucking money, ain't it? Take notes when somebody's fucking talking, dropping game. Take notes because I'm giving you the game. Enrolled agent is the highest status. And it's easy. Get a PTIM. Learn how to become an enrolled agent. Go to the IRS website. An enrolled agent is a person who has earned the privilege of representing taxpayers before the Internal Revenue Service by either passing a three-part comprehensive IRS test covering individuals and business tax returns or through an experience as a former IRS employee. Enrolled agent status is the highest credential that IRS awards. Individuals who obtain an elite status must adhere to ethical standards and complete 72 hours of continuing education courses every three years. Enrolled agents like attorneys and certified public accountant CPAs have unlimited practicing rights. So the elite move strictly in trust, unincorporated associations. A public attorney can't tell you that because there's a difference between the public sector and the private sector. And again, when these attorneys go by the term esquire, that's a royal title. That's a title of nobility. The government cannot hand down titles and nobility. They're still under the king's courts. Esquire is from medieval Latin. Shield. A right below a knight. The right under the knights. So I'm gonna throw that out there. If y'all don't believe me, look it up. There are guardsmen for the king. That's why they want you to register things. An attorney will always want you to register things. Regis means king. You're giving it up to the crown. You're giving up your birthrights. Regis, register. Okay. The government cannot hand down titles and nobility. They work directly for the king. Attorney means a turnover. Rent service are goods. Public sector is part of the communist controlled by the government. That's why when you get a public attorney or a public defender, they'll turn you over to the government. Nothing but spies for the king. The word of turn means to turn over to another, a transfer. That's the word of turn. That's what it means. There's no such thing as a license to practice law, only bar cards. They have bar cards. So becoming an enrolled agent will put you in a better status. A trust is just like a person, it can do everything besides vote. And this is why you must invest in your private education with informed families to go over this private trustee training. Because your last name is the asset. Your last name is the asset. How are you gonna protect your last name? How are you gonna protect your last name? It's a family trust. In the public, they don't teach the importance of your last name. They tell you Jesus' last name is Christ, you understand? But who comes from the Christ family? You understand? They they control the Christian Christ family. That's all controlled. There has to be a person to take over your family expenses. And now the bills become deductibles. When you choose somebody in your family, now you got a family office. You're choosing someone to take over the family expenses. Now they become deductibles.

Estate Planning Beyond A Will

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We made this family, we made this person a business. Now he's part of the, he's working for the family accountant firm team. Whatever, however, you want to do it, the family trust, he's helping us. He's our bookkeeper. He's part of the family. We made his name a business. Now your bills are deductibles. He's taking care of it. Now you work for the family or whoever it may be. But we're gonna say it's you. You work for the family. You're taking care of the family bills now. Now they're all deductibles. Now it's not about you, it's about the family. You work for the family trust. The family trust has brought you in. The family trust has made you a business. The family trust has made your name a business. Now the family trust is contracting with you. It's not, you're not an employee, it's contracting with you. Because individuals do not hold wealth. I'm gonna say that again. Individuals. When's the last time have you heard individuals holding wealth? Individuals do not hand down wealth. Families hold wealth. Families hold wealth. Look at the Waltons, look at the Buffets, look at the Gates family, the Bill and Melinda Gates Foundation. Those are that's a family, that's a team. It's the last name. Nobody just remembers the first name, it's the last name. Now, once you're in the correct tax position, now you can protect your assets with the trust. Now we're in the correct tax position. We're protecting our assets with the trusts. You have your right to contract. Now, when it comes to private attorneys, there is such a thing as public attorneys and private attorneys. We like to work with private attorneys. I do work with private trust attorneys. A private attorney knows how to administer a law and doesn't need power from the state. Private attorneys know how to administer laws and don't need power from the state. That's all it's about is learning how to administer these laws. If you're not implementing these unincorporated associations, these private family trusts, by Article 1, Section 10, your right to contract before entering a public contract. Um, using public entities that state controls. You've got to be in the public private sector before you come to the public sector. Like I said, the unincorporated association will be the beneficiary owner of our name that is a corporation or our business, whether we make it a C Corp or LLC, because we have them both. But we start off with LLCs. So that's the simplest terms to go. You can create an entity that can operate in almost any jerk jurisdiction tax-free. That's the point of having an unincorporated association. We can create this entity that can operate in almost any jurisdiction tax-free. When you're creating these other entities, you're creating these other entities, you're using the social security number. Your social security number is taxed, it will be taxed differently in each jurisdiction. When you use the social security number, it is taxed differently in every jurisdiction that it goes to. You go to this jurisdiction, go to that jurisdiction, it's going to get taxed differently. Go to a different zip code, go to a different state, go to a different

Paperwork Setup And Governance

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country, you're getting taxed differently. When you're using the unincorporated association correctly, you can use this worldwide. It is a global entity. Learn how to create this, and it's almost tax-free in every jurisdiction. This is called tax avoidance, not tax evasion. It's your right to contract, Article 1, Section 10, Gregory versus Helvary, if you want to see the court case, okay? Gregory versus Helvary, because in the private we like to use case law. This Gregory versus Helvary clearly establishes tax avoidance and how to establish your affairs by giving up ownership. You have to learn how to court a superior entity. And remember that private comes before the public. Substance versus forms. The private creates the public. The private is based upon hard assets and credits. You cannot default in the private. The public is about debt, not the private. The public is always at a debt position. When you're operating in the public, the creditors can seize your assets. When you use your source case number, the creditors can seize your assets. When you use the associated number, you can sue and be sued for it. When you're operating in a private, you cannot be sued for it. Understand which gold, which silver, which rhodium do you use, so it's non-confiscatable. The private position is always a superior position. It's always business, not personal. So now when it comes to your vehicles, it's the family trust business. Now when it comes to your houses, it's the family trust business. Everything's at arm's length business dealings. Oh nothing, control everything. We can use register agents. We can use our private attorneys. We love register agents. The family trust pays for your private education. Learn how to get your education tax credits back. Learn how to get research and development tax credits back. This is what we help people do in the private school with Don Galam. DK's private business circle, Text Privatizing 702-24900. We use holding companies in the five charging order protection states. Before establishing our operating companies, our name is considered an operating company. It's a deep, deep game. We're not getting deep today. We're not getting deep today. How to maneuver your money tax-free. That's the main thing. That's the main thing. Tax-free positions and grow the assets. That's what you do with the family trust and learn how to build up the portfolio. This unincorporated association will create your private family foundation. This unincorporated association may create the holding company. The holding company will create the operating companies, which your name is the operating company. This trust will create your private family foundation. The private foundation, private family foundation may create the holding company. Whatever makes sense to you. But only trust, charities, and foundations can hand down endowments if we're using endowments to hand down family wealth. As family libraries. Family schools. Okay? Private family schools. This is you're supposed to hand down not only money and assets, but the knowledge to use this private trustee training to your family. Now we're using private family foundations so we don't have to appoint people as the beneficiaries. The private family foundations are the ones that take care of the family once you pass. The private family foundation can be the beneficiary of the trust in your life insurance policies. Now the endowments are set up to set for family schools, libraries, and hospitals. Endowments are also a part of a private contract, which makes it a superior position. Every hospital school library was created by an endowment. You no longer own the wealth, you control it and decide where it goes. And that's the point of operating in the public. Because public operating in the private, because public capacities means exposure. So we operate in the private. And this is the game. You want to learn more? Text private license 702-200-49 Himself to the private school. This is it. Make sure to get the book Freedom of Association if you want templates on how to start a basic unincorporated association. Now it gets deeper. We have a non-granger, irrevocable, complex, discretionary, spin thrift

Private vs Public: Codes And Control

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trust. That's the big trust that we like to use at the top. That's the head honcho right there. Then we do the unincorporated associations, okay? Holding companies. But there's layers to this. And then you use your regular LLCs. But tap into the private school, DK's private business circle. Much peace and love. Just that game for y'all, man. Real shit. Just dropped a bunch of games.

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